Internet Banks and Online Banking - Do You Prefer Brick & Mortar?

Completely agree with the reviewer. For my situation, I rarely need a brick and mortar bank. I keep an account at a local one, which has branches in the local grocery store and is open every day of the week - that's a nice plus. I mainly use it for getting cash (which doesn't happen a lot) and to deposit larger checks I receive (rather than mailing them to my main online bank at the risk of losing the check in the mail), but then immediately transfer the money to an interest bearing online checking or savings account.

Online banks won't give you rolls of coins or wads of bills if you needed it that way (ATM withdrawals would be limited to bills only).  Otherwise, you would be forced to cash a mailed check at a bank that you don't have an account with.  Also, if you needed a cashier's check on short notice (such as winning a home auction or stock purchase), you would have to wait several days for delivery.  If you wanted it to be wired, that would cost you if you needed the money ASAP.