Lock in CD Rates With No Money Down at Agriculture FCU [FW]

Fatwallet thread describes AFCU's Asset Builder CD which has a 2-year term, no minimum balance and unlimited additional deposits. Only problem with this add-on CD is that it's currently only paying 1.10% APY.

Northwest FCU's 2-year add-on CD has a higher rate, but it requires a $500 minimum.

Add-on CDs can be useful as a hedge against an extended low-rate environment.

I have more about AFCU in this post