There are fewer reimbursement protections for business bank accounts compared to personal accounts. As a result, it's especially important for small businesses to be careful with their bank accounts and their online banking. The consumer advocate, Clark Howard, recommends
small businesses use a dedicated computer for online banking that's used for no other purpose. Clark also has the following recommendation to protect against fraudulent wire transfers:
Contact your bank and request double or dual authentication on any wires. That means a wire won't automatically take place when someone requests it. The bank must take the additional step of getting a second go ahead from someone at your business before completion.