PNC's Cash Back Credit Card: 4% on Gas, 2% on Groceries

This credit card is the same card that National City has offered for a few years. It is nice for seniors who travel and eat out a lot. I would suggest that both the husband and wife get one though because of the gas limits. Nice for truck drivers who eat out a lot. One drawback is having to wait for the earned $100 which is higher than other cards. The check comes attached to the bottom of the credit card statement and it is easily missed and filed away or shredded.

I like the Pentagon card which subtracts the 5% earned on gas from the bill and also I like the Chase card that gives me 3% off my phone, internet and cable or satellite, heating and electric, cable, cell phone etc. They have 15 categories and give a 3% credit on the top 5 categories used. We received $50 the first time used the card and if left until your total credits reach $200 (including the free $50) you will receive another $50 bonus, for a total of $250.

I have the amount due debited from our checking or savings accounts. No worry of lost statement or checks.

I still think the Schwab credit card is the best.  2% cash back on everything, no exceptions, and you get your rewards (whatever the amount) at the end of every month.  Of course if you do spend a lot of money for gas, something like this card makes more sense.