Will free checking disappear? [Bankrate.com]

From Bankrate.com:

A new federal regulation regarding a controversial method of covering overdraft transactions is expected to curtail the fees banks receive. Fees, banks say, that help pay for services associated with free checking accounts.

Article says we'll likely see different kinds of free checking accounts that encourage more debit card transactions like reward checking accounts and Chase Checking in which a monthly fee can be avoided with 5 debit card purchases a month.