4 Year CD Rates in Georgia
Compare 4 year certificate of deposit rates in Georgia. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Georgia. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Energy One Credit Union | 2.00% | $500 | - | $2,067 | 48 Month Share Certificate | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Interstate Unlimited Credit Union | 1.76% | $1k | - | $1,812 | 48 Month Share Certificate | |
| Atlanta Postal Credit Union | 1.75% | $500 | - | $1,802 | 48 Month CD | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| CGR Credit Union | 1.75% | $500 | - | $1,802 | 48 Month Share Certificate | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Geico Credit Union | 1.70% | $1k | - | $1,744 | 4 Year Savings Certificate | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| THE PEOPLES BANK (GA) | 1.61% | $500 | - | $1,654 | 48 Month CD | |
| Marshland Community Credit Union | 1.61% | $500 | - | $1,649 | 4 Year Share Certificate with Direct Deposit & Checking & Loan | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Anheuser-Busch Employees Credit Union | 1.60% | $1k | - | $1,643 | 48 Month Member Rewards Premier Share Certificate | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Georgia United CU | 1.56% | $1k | - | $1,597 | 4 Year CD | |
| State Employees CU (GA) | 1.56% | $1k | - | $1,597 | 4 Year Share Certificate | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Park Community Federal Credit Union | 1.55% | $500 | - | $1,586 | 48 Month Share Certificate | |
| Membersfirst Credit Union | 1.54% | $1k | - | $1,576 | MembersFirst 55 Plus 4 Year CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Automatic Data Processing Credit Union | 1.51% | $25k | - | $1,549 | 48 Month Jumbo Share Certificate | |
| Family Savings Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Publix Employees Credit Union | 1.51% | $1k | - | $1,545 | 4 Year CD | |
| Southeastern Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Health Center Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Providence Bank (GA) | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Gwinnett Credit Union | 1.50% | $10k | - | $1,534 | 4 Year Loyalty Plus Share Certificate | |
| H E A Credit Union | 1.50% | $1k | - | $1,534 | 4 Year CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Five Star Credit Union | 1.46%* | $500 | - | $1,496 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Frederica Credit Union | 1.46%* | $500 | - | $1,492 | 4 Year Share Certificate | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Altra Federal Credit Union | 1.45%* | $1k | - | $1,486 | 48 Month CD w/ Checking | |
| Altamaha Credit Union | 1.45% | $1k | - | $1,486 | 48 Month Share Certificate | |
| Robins Credit Union | 1.45% | $500 | - | $1,486 | 48 Month Share Certificate | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Capitol City Bank & Trust Company | 1.41% | $500 | - | $1,444 | 48 Month CD | |
| First Federal Savings and Loan Association of Valdosta | 1.41% | $1k | - | $1,440 | 4 Year CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Augusta Metro Credit Union | 1.40% | $500 | - | $1,430 | 48 Month CD | |
| Mutual Savings CU (GA) | 1.40% | $500 | - | $1,430 | 4 Year CD | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| Touchmark National Bank | 1.35% | $1k | - | $1,378 | 48 - 59 Month CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Associated Credit Union | 1.35% | $200 | - | $1,378 | 4 Year TDA | |
| Credit Union of Atlanta | 1.35% | $500 | - | $1,378 | 48 Month CD | |
| Security Exchange Bank | 1.35% | $500 | - | $1,378 | 4 Year CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Pinnacle CU (GA) | 1.31% | $1k | - | $1,340 | 48 Month CD | |
| The National Bank of Georgia | 1.31% | $500 | - | $1,336 | 4 Year CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Bank of Eastman | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| Legacy State Bank | 1.30% | $500 | - | $1,326 | 4 Year CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Community Bank of Georgia | 1.30% | $500 | - | $1,329 | 48 Months CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Members Alliance Credit Union | 1.26% | $500 | - | $1,284 | 4 Year Share Certificate | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Georgia Heritage Federal Credit Union | 1.25% | $500 | - | $1,277 | 48 Month Share Certificate | |
| LGE Community Credit Union | 1.25% | $1k | - | $1,274 | 48 Month CD | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| Midtown Bank & Trust Company | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| The Southern Credit Union | 1.25% | $500 | - | $1,274 | 4 Year Term Share Certificate | |
| Savannah Federal Credit Union | 1.25% | - | - | $1,277 | 48 Month CD | |
| Georgia Power Federal Credit Union | 1.25% | $1k | - | $1,277 | 48 Month Share Certificate | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Cherokee Bank, National Association | 1.21% | $1k | - | $1,236 | 48 Month Preferred CD | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Resurgens Bank | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Highland Commercial Bank | 1.16% | $500 | - | $1,184 | 48 Month CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Community National Bank of the Lakeway Area | 1.15% | $2,500 | - | $1,170 | 4 Year CD | |
| Affinity Bank | 1.15%† | $10k | - | $1,173 | 48 Month CD | |
| First Citizens Bank of Georgia | 1.15% | - | - | $1,173 | 48 Month CD | |
| WestSide Bank | 1.15% | $1k | - | $1,173 | 48 Month CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| SRP Credit Union | 1.11% | $500 | - | $1,129 | 48 Month CD | |
| Georgia's Own Credit Union | 1.11% | $500 | - | $1,129 | 4 Year Interest Credited Monthly Certificate | |
| University Health Credit Union | 1.11% | $500 | - | $1,132 | 48 Month CD | |
| Community National Bank (19272) | 1.10% | $500 | - | $1,121 | 48 Month CD | |
| Brookhaven Bank | 1.10% | $500 | - | $1,121 | 48 Month CD | |
| United Bank (GA) | 1.10% | $500 | - | $1,118 | 48 Month CD | |
| KeyWorth Bank | 1.10% | $500 | - | $1,118 | 4 Year CD | |
| IBM Southeast Federal Credit Union | 1.06% | $25k | - | $1,077 | 48 Month Diamond Rewards Certificate | |
| CornerstoneBank | 1.06% | - | - | $1,077 | 48 Month CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Alliance National Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Fidelity Bank | 1.05% | $500 | - | $1,070 | 48 - 59 Month Business CD | |
| Northside Bank | 1.05% | $1k | - | $1,067 | 4 Year Fixed CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Chartway Federal Credit Union | 1.05% | $10k | - | $1,067 | 48 Month CD w/ Checking | |
| Core CU (GA) | 1.04% | $5k | - | $1,059 | 48 Month CD - With Checking Account | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Bank of Dudley | 1.00% | $100 | - | $1,018 | 48 Month CD | |
| CDC Credit Union | 1.00% | $1k | - | $1,018 | 48-59 Month Share Certificate | |
| Georgia Commerce Bank | 1.00% | $500 | - | $1,015 | 48 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| The Piedmont Bank | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| Embassy National Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Georgia Florida United Methodist Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Richmond Community Credit Union | 1.00% | $500 | - | $1,018 | 48 Month Share Certificate | |
| Ethicon Credit Union | 1.00% | $500 | - | $1,015 | 48 Month Share Certificate | |
| GEMC Federal Credit Union | 1.00% | $500 | - | $1,015 | 4 Year Savings Certificate | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Excel Credit Union | 0.95% | $10k | - | $964 | 4 Year Savings Certificate | |
| Augusta Seaboard Community Credit Union | 0.91% | $500 | - | $925 | 48 Month CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| Northwest Georgia Bank | 0.90% | $10k | - | $915 | 48 Month CD | |
| State Bank and Trust Company | 0.90% | $1k | - | $915 | 48 Month CD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| Greater Rome Bank | 0.80% | $500 | - | $812 | 48 Month CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Citizens Trust Bank | 0.80% | $500 | - | $810 | 48 Month CD | |
| The First National Bank of Polk County | 0.80% | $500 | - | $812 | 48 Month CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Credit Union of Georgia | 0.75% | - | - | $761 | 48 Month Share Certificate | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| Powerco Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Partners 1St Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Southern Bank & Trust (GA) | 0.75% | $500 | - | $761 | 48 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Monroe County Bank | 0.65% | $1k | - | $656 | 4 Year CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| First Tennessee Bank, National Association | 0.60% | - | - | $605 | 48 Month CD | |
| Coosa Valley Credit Union | 0.60% | $500 | - | $607 | 48 Month Share Certificate | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Emory Credit Union | 0.50% | $500 | - | $505 | 48 Month CD | |
| B.O.N.D. Community Credit Union | 0.45% | $500 | - | $454 | 48 Month Share Certificate | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
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