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Browse through the stories below to view current deals for Iowa banks or select an item from the menu bar above to view current rates in Iowa.

Coulee Bank Continues Its Competitive Kasasa Cash Checking Account - 2.55%
Coulee Bank

For the past seven years, Coulee Bank has been offering a Kasasa Cash Checking Account. During those seven years much has changed: interest rates, maximum qualifying balances, and availability. (See account history at the bottom.) Today's Kasasa Cash Checking Account has a 2.55% APY on qualifying balances up to $15K, for residents of Wisconsin, Minnesota, and Iowa; qualifying balances over $15K will earn 0.30% APY.

To earn the 2.55% APY, the following monthly qualifications must be met :

  • 10 debit card purchases during...
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University of Iowa Community CU Leads with 23- and 32-month Special CDs
University of Iowa Community Credit Union

In the past two months, the University of Iowa Community Credit Union (UICCU) has been active in offering Special CDs with competitive rates. Those products from June and July are no longer available, but as of today, UICCU has two new Special CDs: a 23-month Special CD (1.75% APY) and a 32-month Special CD (2.00% APY). Both CDs are also available as IRAs, and can be opened on-line or in person. A $1K minimum deposit is required to open these CDs, and the early withdrawal penalty is 365...

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Competitive 70-Month Promotional CD at Regions Bank - 2%
Regions Bank

Every now and then a large bank offers a decent rate on a promotional CD. The latest large bank to offer this type of deal is Regions Bank. It’s advertising two promotional CDs. The best one is a 70-month CD with a 2.00% APY. The other one is a 40-month CD with a 1.10% APY. Only the 40-month iCD is also available in an IRA. Minimum deposit is $10,000, and the maximum is $1 million. A checking account is required, and it must remain open during the entire term...

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More States Eligible for Frontier Bank’s Top Reward Checking Account
Frontier Bank (IA)

Last year when I first reported on the reward checking account at Frontier Bank, the online application allowed residents of three states to apply. Its online application now allows residents of 12 midwestern states to apply. This gives many more people access to a very competitive reward checking account. The reward checking is under the Kasasa brand, and it’s called Kasasa Cash. As of 3/18/2014, the account has a 3.05% APY on balances up to $20K if typical reward checking monthly requirements are met. There’s also a Kasasa Saver account...

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Bank of the West Checking Account Bonuses Return - Certain States Only
Bank of the West

Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering last year. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/7/2014.

To qualify for the full $150 requires the...

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Frontier Bank’s Nice Reward Checking Account for Many Midwestern States
Frontier Bank (IA)

Frontier Bank has begun offering a reward checking and savings account under the Kasasa brand. Thanks to DA reader Aaron for mentioning this in the comments. The reward checking is called Kasasa Cash and the companion savings account is called Kasasa Saver. Both offer competitive interest rates. The balance caps are a little low, but they’re reasonable for new Kasasa accounts. Below is a summary of the rates and features of these two accounts as of 9/26/2013:

Kasasa Cash rates and features if monthly requirements are met:

  • 3.05% APY on balances up...
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Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
University of Iowa Community Credit Union

University of Iowa Community Credit Union has a good deal on a 15-month CD special. It has a 1.25% APY for a minimum deposit of $1,000. This is also available in an IRA. The special is listed in the credit union’s rates page as of 9/18/2013.

When I last checked with the credit union, the early withdrawal penalty was 180 days of interest for CD terms of 12 months and up. I have not been able to find EWP details in the credit union online documentation.

This credit union used to offer...

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Another Bank of the West Checking Account Bonus - Certain States Only
Bank of the West

Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering February. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 8/30/2013.

To qualify for the full $150 requires the following:

  • Must...
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Another Regions Bank's $125 Checking Account Bonus - Available in Several States
Regions Bank

Regions Bank is again advertising a checking account promotion in which you can earn $125. This is another big bank that lacks free checking so you'll have to be careful to avoid monthly fees. The offer requires a new customer open a LifeGreen Checking Account online with the promo code 125, have at least $500 in total direct deposits and at least 10 Visa check card purchases in the first 60 days. Offer is scheduled to end on 4/7/2013. The offer is listed in this Region's promotion page.

There's no mention...

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Another $150 Checking Bonus at Bank of the West - Certain States Only
Bank of the West

Bank of the West has recently brought back its $150 checking account promotion. It looks like the same promotion they were offering last summer. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/8/2013.

To qualify for the full $150 requires the...

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Top CD Rates at Community 1st Credit Union in IA & MO - Local Only
Community 1St CU (IA)

Iowa is one of the best states for savers. Several Iowa credit unions offer top deposit rates. I found another one of these, but it's also available in parts of Missouri. It's Community 1st Credit Union. The best deals are its long-term CDs and IRA CDs. These include a 2.10% APY 5-year CD, a 1.90% APY 4-year CD and a 1.70% APY 3-year CD. Minimum deposit is $50,000. The rates are 10 bps lower for a $500 minimum deposit. These rates are listed in the credit union's rates page as...

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$150 Checking Account Bonus at AnchorBank in Wisconsin
AnchorBank

AnchorBank is offering another checking account promotion with a bonus of up to $150. The bonus is larger than its summer promotion. This latest offer is listed in the bank's promotion page. It's scheduled to end on December 15, 2012.

The required activities include:

  • $50 for setting up direct deposit
  • $50 for enrolling in e-statements
  • $50 for making three debit card purchases

The direct deposit, e-statement enrollment and debit card purchases must be completed within 60 days of account opening. Existing checking account customers are not eligible for the bonus. Another important note mentioned in...

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