Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts

Iowa Banking Rates and News

Browse through the stories below to view current deals for Iowa banks or select an item from the menu bar above to view current rates in Iowa.

Veridian Credit Union (IA) Introduces A Series Of Attractive CD Specials
Veridian Credit Union

Veridian Credit Union (Iowa) has recently introduced a series of five CD Specials:

  • 7-month CD Special (0.35% APY)
  • 9-month CD Special (0.85% APY)
  • 15-month CD Special (1.11% APY)
  • 25-month CD Special (1.35% APY)
  • 39-month CD Special (1.60% APY)

Each of the CD Specials requires a minimum $1K deposit to open and there is no maximum balance cap.

All five CD Specials are also offered as Jumbo CD Specials, with interest rates 15 basis points higher than their regular CD Special counter part. These Jumbo CD Specials can be opened with a $100K minimum deposit and have...

Continue Reading
Premier Credit Union (IA) Introduces New Competitive 5-Month CD Special - 1%
Premier Credit Union

Earlier this month, Premier Credit Union (Iowa) introduced a new, highly competitive 5-month CD Special (1.00% APY). This 5-month CD Special requires a minimum $2K deposit to open, with interest credited and compounded quarterly.

The Early Withdrawal Penalty on all Premier Credit Union "Special" CDs is 90 days interest. Given the short term length of this CD (150 days +/-), the Early Withdrawal Penalty is fairly substantial

Availability

Premier Credit Union is operating under a new community charter, which has expanded its field of membership....

Continue Reading
Coulee Bank Continues Its Competitive Kasasa Cash Checking Account - 2.55%
Coulee Bank

For the past seven years, Coulee Bank has been offering a Kasasa Cash Checking Account. During those seven years much has changed: interest rates, maximum qualifying balances, and availability. (See account history at the bottom.) Today's Kasasa Cash Checking Account has a 2.55% APY on qualifying balances up to $15K, for residents of Wisconsin, Minnesota, and Iowa; qualifying balances over $15K will earn 0.30% APY.

To earn the 2.55% APY, the following monthly qualifications must be met :

  • 10 debit card purchases during...
Continue Reading
University of Iowa Community CU Leads with 23- and 32-month Special CDs
University of Iowa Community Credit Union

In the past two months, the University of Iowa Community Credit Union (UICCU) has been active in offering Special CDs with competitive rates. Those products from June and July are no longer available, but as of today, UICCU has two new Special CDs: a 23-month Special CD (1.75% APY) and a 32-month Special CD (2.00% APY). Both CDs are also available as IRAs, and can be opened on-line or in person. A $1K minimum deposit is required to open these CDs, and the early withdrawal penalty is 365...

Continue Reading
Competitive 70-Month Promotional CD at Regions Bank - 2.25%
Regions Bank

Every now and then a large bank offers a decent rate on a promotional CD. The latest large bank to offer this type of deal is Regions Bank. It’s advertising two promotional CDs. The best one is a 70-month CD with a 2.00% APY. The other one is a 40-month CD with a 1.10% APY. Only the 40-month iCD is also available in an IRA. Minimum deposit is $10,000, and the maximum is $1 million. A checking account is required, and it must remain open during the entire term...

Continue Reading
More States Eligible for Frontier Bank’s Top Reward Checking Account
Frontier Bank (IA)

Last year when I first reported on the reward checking account at Frontier Bank, the online application allowed residents of three states to apply. Its online application now allows residents of 12 midwestern states to apply. This gives many more people access to a very competitive reward checking account. The reward checking is under the Kasasa brand, and it’s called Kasasa Cash. As of 3/18/2014, the account has a 3.05% APY on balances up to $20K if typical reward checking monthly requirements are met. There’s also a Kasasa Saver account...

Continue Reading
Bank of the West Checking Account Bonuses Return - Certain States Only
Bank of the West

Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering last year. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/7/2014.

To qualify for the full $150 requires the...

Continue Reading
Frontier Bank’s Nice Reward Checking Account for Many Midwestern States
Frontier Bank (IA)

Frontier Bank has begun offering a reward checking and savings account under the Kasasa brand. Thanks to DA reader Aaron for mentioning this in the comments. The reward checking is called Kasasa Cash and the companion savings account is called Kasasa Saver. Both offer competitive interest rates. The balance caps are a little low, but they’re reasonable for new Kasasa accounts. Below is a summary of the rates and features of these two accounts as of 9/26/2013:

Kasasa Cash rates and features if monthly requirements are met:

  • 3.05% APY on balances up...
Continue Reading
Special 15-Month CD Rate at University of Iowa Community Credit Union - Local Only
University of Iowa Community Credit Union

University of Iowa Community Credit Union has a good deal on a 15-month CD special. It has a 1.25% APY for a minimum deposit of $1,000. This is also available in an IRA. The special is listed in the credit union’s rates page as of 9/18/2013.

When I last checked with the credit union, the early withdrawal penalty was 180 days of interest for CD terms of 12 months and up. I have not been able to find EWP details in the credit union online documentation.

This credit union used to offer...

Continue Reading
Another Bank of the West Checking Account Bonus - Certain States Only
Bank of the West

Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering February. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 8/30/2013.

To qualify for the full $150 requires the following:

  • Must...
Continue Reading
Another Regions Bank's $125 Checking Account Bonus - Available in Several States
Regions Bank

Regions Bank is again advertising a checking account promotion in which you can earn $125. This is another big bank that lacks free checking so you'll have to be careful to avoid monthly fees. The offer requires a new customer open a LifeGreen Checking Account online with the promo code 125, have at least $500 in total direct deposits and at least 10 Visa check card purchases in the first 60 days. Offer is scheduled to end on 4/7/2013. The offer is listed in this Region's promotion page.

There's no mention...

Continue Reading
Another $150 Checking Bonus at Bank of the West - Certain States Only
Bank of the West

Bank of the West has recently brought back its $150 checking account promotion. It looks like the same promotion they were offering last summer. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.

Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/8/2013.

To qualify for the full $150 requires the...

Continue Reading
View Archive