4 Year CD Rates in Iowa

Compare 4 year certificate of deposit rates in Iowa. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Iowa. If we have missed a local bank in your area please contact us and let us know by using the email link below

Showing nationwide and Iowa accounts based on a $25,000 deposit.
Filter Accounts
Bank or Credit UnionApyMinMaxEarnings
Estimate		Product
Christian Community Credit Union2.25%$1k$250k$2,33448 - 59 Month Kingdom Builder Certificates - New Money Only
University of Iowa Community Credit Union2.15%$500-$2,27449 - 60 Month CD
First Class CU (IA)2.12%$25k-$2,19548 Month Share Certificate
Community 1St CU (IA)2.10%*$15k-$2,17348 Month CD
Veridian Credit Union2.10%$1k-$2,22049-60 Month CD
Des Moines Police Officers Credit Union2.07%*$10k-$2,14148 Month Share CD
Readlyn Savings Bank2.05%$5k-$1,93744 Month CD Special
Farmers Savings Bank (14807)2.01%$10k-$2,07748 Month CD
The Garnavillo Savings Bank2.01%$20k-$2,07748 Month CD
First Credit Union (IA)2.01%$10k-$2,07748 Month CD
Community Bank (34249)2.00%$1k-$2,06748 Month CD
Melrose Credit Union1.96%$5k-$2,0184 Year Share Certificate
Farmers State Bank (14209)1.95%$1k-$2,23253 Month CD Special
Corridor State Bank1.91%$25k-$1,97148 Month CD
Financial Plus CU (IA)1.88%$500-$1,93948 Month CD
Wings Financial Credit Union1.87%$500-$1,9234 Year Dividend Paid Monthly Share Certificate
First State Bank (16217)1.86%$15k-$1,9134 Year CD
Community State Bank (10114)1.86%$1k-$1,91848 Month CD
Chelsea Savings Bank1.86%$20k-$1,91848 Month CD
Metco Credit Union1.86%$1k-$1,91848 Month CD
Home State Bank (IA)1.86%$1k-$1,9134 Year CD
The Farmers State Bank (IA)1.85%$1k-$1,90748 Month CD (new)
Heritage Bank (IA)1.85%$1k-$1,78345 Month CD Special
American Airlines Credit Union1.81%$10k-$1,86048 Month CD
Community Savings Bank1.81%$1k-$1,8604 Year CD
Alliant Credit Union1.80%$1k-$1,85448 - 59 Month Share CD
First National Bank of Muscatine1.80%$2,500-$1,85448 Month CD Special
Iowa Community Credit Union1.80%*$1k-$1,61542 Month CD Special
Charter Bank (IA)1.80%$10k$250k$1,85448 Month CD
Denver Savings Bank1.80%$20k-$1,85448 Month CD
Edco Community Credit Union1.80%$500-$1,85448 Month Share Certificate
Walcott Trust and Savings Bank1.80%$10k-$1,85448 Month CD
State Bank & Trust Company1.80%$5k-$1,61542 Month CD Special
Cedar Falls Community Credit Union1.80%$1k-$1,85448 Month Share Certificate
Hanscom Credit Union1.80%$1k-$1,85448 Month CD Special
Self-Help Credit Union1.77%$500-$1,82348 Month CD
Central State Bank (10903)1.76%$1,500-$1,81248 Month CD
FreedomBank1.76%$25k-$1,81248 Month CD
North Iowa Community Credit Union1.76%$100-$1,81248 Month CD
Buffalo Savings Bank1.76%$500$500k$1,81248 Month CD
Washington State Bank1.76%$500-$1,81248-53 Month CD
Tradesmen Community Credit Union1.76%$2,500-$1,81248 Month Share Certificate
Greater Iowa Credit Union1.76%*$10k-$1,81248-59 Month Greater Member Advantage CD
Premier Credit Union1.75%$5k-$1,79648 Month Premier Certificate
American Bank N.A.1.75%$10k-$1,80248 Month "Flex" CD
Justice Federal Credit Union1.75%*$500-$1,79648 Month CD
Blue Grass Savings Bank1.75%$500-$1,80248 Month CD
Farmers and Merchants Savings Bank (IA)1.75%$500-$1,80248 Month CD
Solon State Bank1.75%$2,500-$1,80248 Month CD
South Story Bank & Trust1.75%$500-$1,80248-72 Month CD
Farmers Savings Bank (13655)1.75%$1k-$1,80248 Month CD
Citizens Community CU (IA)1.75%$5k$250k$1,79648 Month CD Special
Du Trac Community Credit Union1.75%$1k-$1,80248 Month Certificate w/EcoPlus Account Bonus
Pentagon Federal Credit Union1.74%$1k-$1,7864 Year Money Market Cerificate
Andrews Federal Credit Union1.71%$1k-$1,75448 Month CD
Mount Vernon Bank and Trust Company1.71%$500-$1,75948 Month CD
Bridge Community Bank1.71%$500-$1,75948 Month CD
First National Bank in Fairfield1.70%*$20k-$1,74948 Month CD
United States Senate Credit Union1.70%*$20k$100k$1,74948 Month Smart CD
MidWestOne Bank1.70%$25k-$1,56043 Month CD Special - Bumped
The First National Bank of West Union1.67%*$25k-$1,71248 Month CD
Northwest Federal Credit Union1.66%*$25k-$1,7024 Year CD
Pocahontas State Bank1.66%$500-$1,70748 Month CD
Hiawatha Bank and Trust Company1.66%$1k-$1,70748 Month CD
North Star Credit Union1.66%$500-$1,7024 Year CD
American State Bank1.65%$1k-$1,69648 Month CD
Primebank1.65%$1k-$1,69648 Month CD
Keokuk Savings Bank and Trust Company1.65%$1k-$1,69648 Month CD
Security State Bank1.65%*$1k-$1,69648 Month CD
Citizens Bank (IA)1.65%$500-$1,69648 Month CD
Dupaco Community Credit Union1.61%$1k-$1,65448 Month Term Share Certificate
Community Choice CU (IA)1.61%$5k-$1,654Business 48 Month CD
First State Bank (11634)1.61%$1k-$1,65448 Month CD
Fort Knox Federal Credit Union1.60%$500-$1,64348 Month CD
Digital Credit Union1.60%$25k-$1,643Jumbo 48 - 59 Month Certificate - Relationship Rate
RTN Federal Credit Union1.60%*$1k-$1,63948 Month CD
Marion County State Bank1.60%$1k-$1,64348 Month CD
Green Belt Bank & Trust1.60%$500-$1,64348 Month CD
Security Savings Bank (15734)1.60%$500-$1,64348 Month CD
Barclays1.60%--$1,64348 Month Online CD
Navy Federal Credit Union1.60%*$20k-$1,6394 Year CD
Fidelity Bank & Trust1.56%*$25k-$1,60148 Month CD
Security State Bank (IA)1.56%*$25k-$1,60148 Month CD
Nationwide Bank1.55%*--$1,59148 Month CD
Freedom Security Bank1.55%$500-$1,59148 Month CD
First National Bank (4519)1.55%$1k-$1,59148 Month CD
Hills Bank and Trust Company1.55%$500-$1,59148 Month CD Special
Farmers Trust & Savings Bank1.55%$5k-$1,5864 Year CD
Liberty Bank, F.S.B.1.55%$5k-$1,58648 Month CD
Citizens State Bank (26720)1.55%$10k-$1,59148 Month CD
Broadway Federal Bank1.51%$500-$1,54948 Month Manager's Special CD
State Bank of Toledo1.51%$1k-$1,54548 Month CD
Community Bank (23189)1.51%$500-$1,54948 Month CD
Marine Credit Union1.51%$1k-$1,54548 Month CD
Citizens State Bank (18356)1.51%$500-$1,54948 Month CD
Federation Bank1.51%$500-$1,54948 Month CD
First Trust and Savings Bank1.51%$25k-$1,54948 Month Certificate
Security Savings Bank1.51%$25k-$1,5454 Year CD
Montezuma State Bank1.51%$5k-$1,54948 Month Raise-A-Rate CD
Peoples Trust and Savings Bank1.51%$1,500-$1,54948 Month CD
Farmers State Bank (9106)1.51%$500-$1,54948 Month CD
Webster City Federal Savings Bank1.51%--$1,54948 Month CD
Rolfe State Bank1.51%$500-$1,54948 Month CD
Pleasantville State Bank1.51%$5k-$1,54948 Month CD
Siouxland Credit Union1.51%$1k-$1,54948 Month CD
Agriculture Federal Credit Union1.50%$1k-$1,53848 Month Share Certificate
Heritage Bank1.50%$25k-$1,53848 Month CD
Hudson City Savings Bank1.50%†$500-$1,5344 Year CD
OneUnited Bank1.50%$1k-$1,534UNITY Gold 4 Year E-CD
USAA Bank1.50%$1k$95k$1,5344 Year CD - Standard
Stillwater National Bank1.50%*†$10k-$1,53448 Month CD
Easthampton Savings Bank1.50%$1k-$1,53448 Month CD
Alliant CU (IA)1.50%$1k-$1,5344 Year CD
Mcgraw Hill Credit Union1.50%$10k-$1,53848 Month CD
Doral Bank1.50%$1k-$1,53848 Month Certificate
Farmers and Merchants Savings Bank1.50%$500-$1,53848 Month CD
Community Bank (14649)1.50%$5k-$1,53848-Month CD
General Mills Credit Union1.50%*$25k-$1,53848 - 59 Month Share Certificate
Bellevue State Bank1.50%$5k-$1,5344 Year Time Certificate
Peoples Savings Bank (14868)1.50%--$1,53848 Month CD
State Bank (IA)1.50%--$1,53848 Month CD
Viking State Bank & Trust1.50%$500-$1,34142 Month CD
Waukon State Bank1.50%$500-$1,53848 Month CD
Laurens State Bank1.50%$500-$1,5344 Year CD
The Clinton National Bank1.50%$500-$1,53848 Months Special CD
First National Bank (LA)1.50%--$1,53448 Month CD
Iowa State Savings Bank1.48%$25k-$1,51748 Month CD
Iowa State Savings Bank (IA)1.48%$25k-$1,51748 Month CD
Virtual Bank1.46%$10k-$1,4924 Year eCD
Geauga Savings Bank1.45%$1k-$1,48648 Month CD
Intervest National Bank1.45%$2,500-$1,4824 Year CD
Commercial Savings Bank1.45%$10k-$1,48648 Month Time Certificate
Centris Credit Union1.45%$500-$1,48648 Month Share Certificate
Breda Savings Bank1.45%$10k-$1,4824 Year CD
Ally Bank1.45%--$1,482Raise Your Rate 4-Year CD
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Security State Bank (15503)1.41%$1k-$1,44448 Month Advantage CD
Members Community Credit Union1.41%$1k-$1,44448 Month Share Certificate
First New England Federal Credit Union1.41%$1k-$1,44448 Month CD - Relationship
MetLife Bank1.40%$2k-$1,43448 Month CD
Patriot Bank1.40%$1k-$1,43448 Month CD
KeySource Commercial Bank1.40%$100-$1,43048 Month CD
Ames Community Bank1.40%*$1k-$1,43048 Month CD
East Dubuque Savings Bank1.40%$1,500-$1,43448 Month CD
Farmers and Merchants State Bank (IA)1.40%$10k-$1,43448 Month CD
Home State Bank (14867)1.40%$500$100k$1,4304 Year CD
Iowa State Bank (14291)1.40%$1k-$1,43448 Month Regular CD
Northwestern Bank (IA)1.40%$1k-$1,43448 Month CD
Page County Federal Savings Association1.40%$1k-$1,43448 Month CD
VisionBank of Iowa1.40%*$1k-$1,43448 Month CD
The Security National Bank of Sioux City, Iowa1.40%--$1,4304 Year CD PLUS
First Federal Savings Bank of Creston, F.S.B.1.36%$500-$1,3884 Year CD
Farmers Trust and Savings Bank1.36%$25k-$1,3884 Year CD
New Albin Savings Bank1.36%*$1k-$1,3884 Year CD
Northwoods State Bank1.36%$15k-$1,3884 Year CD
West Liberty State Bank1.36%$500-$1,39248 Month CD
Air Academy Federal Credit Union1.35%$10k-$1,38148 Month CD
University Federal Credit Union1.35%--$1,38148 Month Web CD
First Internet Bank of IN1.35%$1k-$1,38148 Month CD
H&R Block Bank 1.35%$250-$1,38148 Month CD
OneWest Bank1.35%$1k-$1,3784 Year Online CD
Midstates Bank, National Association1.35%$500-$1,38148 Month CD
Exchange State Bank (IA)1.35%$10k-$1,20542 Month CD
First State Bank of Colfax1.35%$10k-$1,38148 Month CD
First Savings Bank Northwest1.33%$25k-$1,36148 Month CD
Garden Savings Federal Credit Union1.31%$500-$1,3364 Year Share Certificate
Members1st Community Credit Union1.31%--$1,34048 Month CD
The Family Credit Union1.31%$500-$1,34048 Month CD
Exchange State Bank (18838)1.31%$250-$1,34048 Month CD
American Bank1.30%$500-$1,32948 Month CD
First National Bank of Omaha1.30%$500-$1,32948 Month CD w/Checking
FNBO Direct1.30%$500$1m$1,32948 Month CD
Salem Five1.30%$500-$1,15942 - 59 Month CD
Lockheed Federal Credit Union1.30%$1k-$1,32948 Month CD
Lake Michigan Credit Union1.30%$500-$1,32648 Month VIP CD
Ascentra Credit Union1.30%$500-$1,32948 Month CD
Quantum National Bank1.30%$1k-$1,32948 Month Relationship CD
Randall-Story State Bank1.30%$25k-$1,3264 Year CD
Citizens First Bank (IA)1.30%$500-$1,32948 Month CD
Third Federal1.30%†$500-$1,32948 Month CD
First Federal Savings Bank of Iowa1.30%$25k-$1,32948 Month CD
Bank of Internet USA1.26%$1k-$1,28848 Month CD
Farmers Trust & Savings1.26%$100-$1,28848 Month CD
Guthrie County State Bank1.26%*$25k-$1,28848 Month Interest Paid Quarterly CD
First State Bank (57910)1.26%$1k-$1,28848 Month CD
S-Bank1.25%$1k-$1,27448 Month Statement Term Certificates
NASA Federal Credit Union1.25%$1k-$1,277Business 48 Month CD
Peoples Savings Bank (34973)1.25%$1k-$1,27748 Month CD
NOVA Bank1.25%$500-$1,27748 Month CD
Peoples Savings Bank (IA)1.25%$10k-$1,27748 Month CD
Peoples State Bank (IA)1.25%$500-$1,27748 Month CD
West Chester Savings Bank1.25%$500-$1,27748 Month CD
North American Savings Bank1.25%$10k-$1,27448 - 59 Month CD with Checking
First Security Bank & Trust1.23%$10k-$1,25648 - 59 Month CD
EverBank1.21%$1,500-$1,2324 Year Yield Pledge CD
Patelco Credit Union1.21%$1k-$1,23248 - 59 Month CD
Velocity Credit Union1.21%$1k-$1,2324 Year Inflation Fighter Share Certificate
Apple Federal Credit Union1.20%$500-$1,22548 Month Share Certificate
Community Bank of Raymore1.20%$500-$1,2224 Year Emerald Club CD
Dime Savings Bank1.20%$500-$1,2224 Year CD
E-LOAN.com1.20%$10k-$1,2224 Year CD
Newtown Savings Bank1.20%--$1,2224 Year CD
5Star Bank1.20%$1k-$1,2224 Year CD
City State Bank1.20%$500-$1,22548 Month CD
City State Bank (IA)1.20%$500-$1,22548 Month CD
Beacon Federal Bank1.19%$2,500-$1,21548 Month CD
Bank of Blue Valley1.15%--$1,17348 - 59 Months CD
UnivestDirect1.15%$500-$1,17348 Month CD
INOVA Federal Credit Union1.15%$200-$1,1704 Year CD
Decorah Bank and Trust Co1.15%$2,500-$1,17348 Month Bump-Up CD Special
Audubon State Bank1.15%$1k-$1,1704 Year CD
Earlham Savings Bank1.15%$15k-$1,17348 Month CD
The City National Bank of Shenandoah1.15%$500-$1,17348 Month CD
Central Bank (IA)1.15%$25k-$1,17348 Month CD
Valley Bank (IL)1.14%$2,500-$1,16348 Month CD
West Texas National Bank1.11%$1k-$1,1294 Year CD
First National Bank, Ames, Iowa1.10%*$15k-$1,1184 Year CD
First Security State Bank (IA)1.10%$1k-$1,12148 Month CD
The Citizens First National Bank of Storm Lake1.10%$10k-$1,1184 Year CD - Annually
Carroll County State Bank1.10%$10k-$1,11848 Month CD
State Savings Bank1.06%*$10k$95k$1,07748 Month CD
Principal Bank1.06%$5k-$1,08048 Month CD
Southeast Financial Federal Credit Union1.05%$500-$1,0674 Year CD
North Country Savings Bank1.05%$500-$1,0674 Year CD
Pacific Resource Credit Union1.05%$1k-$1,06748 Month CD
Bank Midwest1.05%*$500-$1,07048 Month CD
Creighton Credit Union1.05%$500-$1,00145 Month CD Special
Urban Partnership Bank1.05%$1k$1m$93342 Month CD
Union Bank of California1.01%†$350$100k$94148 - 59 Month CD
American Express Bank, FSB1.00%--$1,01848 Month CD
Farmers State Bank1.00%$1k-$1,0154 Year CD
First Trade Union Savings1.00%$500-$1,0154 Year CD
Provident Credit Union (CA)1.00%$1k-$1,01548 Month CD
South Division Credit Union1.00%$1k-$1,0154 Year CD
West Bank1.00%†$10k$100k$1,0154 Year CD
Webster Bank1.00%$1k-$1,0154 Year CD
E-Central Credit Union1.00%$1k-$1,01548 - 59 Month CD
Midwest Heritage Bank, FSB1.00%$500-$1,01848 Month CD
Iowa - Nebraska State Bank1.00%$1k-$1,01848 Month CD
Thrivent Financial Bank1.00%$1k-$1,01848 Month Standard CD
DHCU Community1.00%*$10k-$1,01548 Month Build A Rate Certificate
American Bank and Trust Company, National Association1.00%$500-$1,01848 Month CORE Client CD
Cattaraugus County Bank0.99%$1k-$1,00848 Month CD
The Shelby County State Bank0.96%$25k-$97748 Month CD
NewDominion Bank0.95%$1k-$96448 Month Fixed Rate CD
Consumers Credit Union (IL)0.95%$250-$9644 Year CD
Lee County Bank & Trust, N.A.0.95%$1k-$96648 Month CD
Acacia Federal Savings Bank0.90%$500-$91548 Month CD
iGObanking0.90%$1k-$91548 Month iGOCD
State Farm Bank0.87%*†--$88448 Month CD
Zions Bank0.85%$1k-$8614 Year Gold CD
KeyBank0.85%†$25k$100k$86148 Month Tiered CD - Relationship
Iowa Savings Bank0.85%--$86348 Month CD
Flagstar Direct0.85%$500-$86348 Month Internet CD
Charles Schwab Bank0.81%$1k-$82248 Month CD
1st Source Bank0.80%$500-$8104 Year CD
ING DIRECT0.80%--$81248 Month Orange CD
HSBC Advance0.80%--$81248 Month Online CD
Randolph Bank & Trust Company0.80%*$10k-$81048 Month Fixed Rate CD
Boone Bank & Trust Co.0.80%*$25k$100k$81248 Month CD
Luana Savings Bank0.80%*$25k-$81248 Month CD
US Bank N.A.0.80%$500$250k$81248 Month CD
Capital One Direct Banking0.80%$5k$100k$8104 Year Costco Members CD
HSBC Bank USA, National Association0.80%$1k-$81248 Month Online CD
Farmers & Merchants Bank & Trust (IA)0.78%$25k-$7894 Year Time CD
ViewPoint Bank0.75%$1k-$76148 Month Regular CD
Citibank0.75%†$1k-$7584 Year CD
Flagstar Bank0.75%†$500-$76148 - 59 Month CD
Airbanking0.75%$500-$7584 Year CD
Community Bank of Pleasant Hill0.70%$500-$7074 Year CD
First National Community Bank (PA)0.70%$1k-$7074 Year CD
First Midwest Bank0.68%*$25k-$68748 Month CD
BankIowa of Cedar Rapids0.67%$500-$67948 - 59 Month CD
Wells Fargo Bank0.65%†--$656Business 48 - 59 Month CD
Federal Employees CU (IA)0.65%$10k-$65848 Month Time Share Certificate
Comerica Bank0.60%†$1k-$6054 Year CD
National Bank of Kansas City0.55%$5k-$55648 - 59 Month CD
20Th Century Fox Credit Union0.50%$2,500-$5044 Year Certificate
Regions Bank0.50%†$500-$50548 - 53 Month Relationship CD
Shelter Financial Bank0.50%$1k$95k$50448 Month CD
Collins Community Credit Union0.50%*$10k-$50548 Month Fixed Rate CD
Aurora Bank FSB0.35%$1k-$35248 Month CD
BankDirect0.25%$10k-$25248 Month CD
Guardian Credit Union0.20%$500-$20148 Month Share Certificate
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