5 Year CD Rates in Iowa

Compare 5 year certificate of deposit rates in Iowa. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in Iowa. If we have missed a local bank in your area please contact us and let us know by using the email link below

Showing nationwide and Iowa accounts based on a $25,000 deposit.
Filter Accounts
Bank or Credit UnionApyMinMaxEarnings
Estimate		Product
University of Iowa Community Credit Union2.35%*$100-$3,08860 Month CD Special
American Airlines Credit Union2.27%$10k-$2,96960 Month CD
First Class CU (IA)2.27%$25k-$2,97860 Month Share Certificate
Wings Financial Credit Union2.22%$500-$2,9015 Year Dividend Paid Monthly Share Certificate
Community 1St CU (IA)2.20%*$15k-$2,88260 Month CD
Keokuk Savings Bank and Trust Company2.20%$1k-$2,88260 Month CD
Citizens Community CU (IA)2.20%$5k$250k$2,87460 Month CD Special
First Credit Union (IA)2.18%$10k-$2,85560 Month CD
Melrose Credit Union2.17%$5k-$2,8335 Year Share Certificate
Farmers Savings Bank (14807)2.17%$10k-$2,84160 Month CD
Des Moines Police Officers Credit Union2.17%*$10k-$2,83360 Month Share CD
Corridor State Bank2.16%$25k-$2,82760 Month CD
Air Force Federal Credit Union2.15%*$2,500-$2,8065 Year CD
United States Senate Credit Union2.12%*$20k$100k$2,77360 Month Smart CD
Chelsea Savings Bank2.11%$20k-$2,75960 Month CD
Community Bank (14649)2.11%$25k-$2,75960-Month CD
Justice Federal Credit Union2.10%*$500-$2,73860 Month CD
SAC Federal Credit Union2.10%$1k-$2,73860 Month Term Certificate
Community Savings Bank2.06%$20k-$2,6835 Year CD
Du Trac Community Credit Union2.06%$1k-$2,69160 Month Certificate w/EcoPlus Account Bonus
Financial Plus CU (IA)2.05%$500-$2,67760 Month CD
Cedar Falls Community Credit Union2.05%$1k-$2,67760 Month Share Certificate
Community Bank (23189)2.02%$500-$2,63760 Month CD
North Iowa Community Credit Union2.02%$100-$2,63760 Month CD
Capitol View Credit Union2.02%$10k-$2,63760 Month Certificate
Des Moines Metro Credit Union2.02%$5k-$2,6295 Year Share Certificate
Metco Credit Union2.02%$1k-$2,63760 Month CD
Tradesmen Community Credit Union2.02%$2,500-$2,63760 Month Share Certificate
Dupaco Community Credit Union2.01%$1k-$2,62360 Month Term Share Certificate
Premier Credit Union2.01%$5k-$2,61660 Month Premier Certificate
Central State Bank (10903)2.01%$1,500-$2,62360 Month CD
Federation Bank2.01%$500-$2,62360 Month CD
First State Bank (11634)2.01%$1k-$2,62360 Month CD
FreedomBank2.01%$25k-$2,62360 Month CD
Montezuma State Bank2.01%$1k-$2,61660 Month CD
Farmers Savings Bank (25668)2.01%$500-$2,62360 Month CD
The Security National Bank of Sioux City, Iowa2.01%--$2,6165 Year CD PLUS
Connexus Credit Union2.00%$10k-$2,61060 Month Certificate With Active Checking
Farmers State Bank2.00%$1k-$2,61060-67 Month CD Special
Linn Area Credit Union2.00%$1k-$2,61060 Month CD
Pentagon Federal Credit Union2.00%$1k-$2,6025 Year Money Market Cerificate
Christian Community Credit Union2.00%*$10k-$2,61060 Month Share Certificate
RiverLand Credit Union2.00%$1k-$2,60260 Month Certificate
First National Bank of Muscatine2.00%$20k-$2,61060 Month CD w/Relationship Bonus
Iowa Community Credit Union2.00%$1k-$2,6025 Year CD
BankIowa of Cedar Rapids2.00%$500-$2,56359 Month Special CD
Charter Bank (IA)2.00%$10k$250k$2,61060 Month CD
Community Bank (34249)2.00%$1k-$2,61060 Month CD
Green Belt Bank & Trust2.00%$500-$2,61060 Month CD
Walcott Trust and Savings Bank2.00%$10k-$2,61060 Month CD
Farmers Savings Bank (13655)2.00%$1k-$2,61060 Month CD
Fort Knox Federal Credit Union2.00%$500-$2,56359 Month CD
Navy Federal Credit Union2.00%*$20k-$2,6025 Year CD
The First National Bank of West Union1.99%*$25k-$2,59660 Month CD
Greater Iowa Credit Union1.97%*$10k-$2,56960 Month Greater Member Advantage CD
Uni Credit Union1.96%$1k-$2,55560 Month CD
Collins Community Credit Union1.96%*$10k-$2,55560 Month CD Special
Agriculture Federal Credit Union1.95%$1k-$2,54260 Month Share Certificate
Blue Grass Savings Bank1.95%$500-$2,54260 Month CD
Farmers and Merchants Savings Bank (IA)1.95%$500-$2,54260 Month CD
Northwoods State Bank1.95%$15k-$2,5345 Year CD
Edco Community Credit Union1.95%$500-$2,54260 Month Share Certificate
Andrews Federal Credit Union1.91%$1k-$2,48060 Month CD
Fidelity Bank & Trust1.91%*$25k-$2,48860 Month CD
Iowa Falls State Bank1.91%$1k-$2,48860 Month CD
Security State Bank (IA)1.91%*$25k-$2,48860 Month CD
American Trust & Savings Bank (IA)1.90%$5k-$2,38858 Month Special CD
Marion County State Bank1.90%$1k-$2,47460 Month CD
Bellevue State Bank1.90%$5k-$2,4675 Year Time Certificate
Solon State Bank1.90%$2,500-$2,47460 Month CD
Hiawatha Bank and Trust Company1.88%$1k-$2,44060 Month CD
Digital Credit Union1.86%$25k-$2,420Jumbo 60 Month Certificate - Relationship Rate
Washington State Bank1.86%$500-$2,16854-60 Month CD
Hanscom Credit Union1.85%$1k-$2,40060 Month CD
Exchange State Bank (IA)1.85%$10k-$2,40760 Month CD
Security State Bank (15503)1.85%$1k-$2,40760 Month Advantage CD
State Bank & Trust Company1.85%$1k-$2,40760 Month CD Special
Webster City Federal Savings Bank1.81%--$2,35360 Month CD
Liberty Bank, F.S.B.1.81%$5k-$2,34660 Month CD
North Star Credit Union1.81%$500-$2,3465 Year CD
Geauga Savings Bank1.80%$1k-$2,33960 Month CD
Heritage Bank1.80%$25k-$2,33960 Month CD
American Bank N.A.1.80%$10k-$2,33960 Month "2 Flex" CD
Jacksonville Bank1.80%$1k-$2,33960 Month CD
Alliant CU (IA)1.80%$1k-$2,3325 Year CD
Firstmark Credit Union1.80%$500-$2,3325 Year Regular CD
Premier Bank (34849)1.80%$500-$2,33960 Month CD
General Mills Credit Union1.80%*$25k-$2,33960 Month Share Certificate
Farmers Trust & Savings Bank1.80%$5k-$2,3325 Year CD
Barclays1.80%--$2,33960 Month Online CD
Goldwater Bank1.79%$5k-$2,3195 Year CD
Intervest National Bank1.77%$2,500-$2,2925 Year CD
Self-Help Credit Union1.77%$500-$2,29960 Month CD
State Bank of India1.76%†--$2,2795 Year CD
Northwest Federal Credit Union1.76%*$25k-$2,2795 Year CD
Iowa State Bank (14291)1.76%$1k-$2,28560 Month Regular CD
Melvin Savings Bank1.76%$500-$2,28560 Month CD
Members Community Credit Union1.76%$1k-$2,28560 Month Share Certificate
Farmers State Bank (9106)1.76%$500-$2,28560 Month CD
Siouxland Credit Union1.76%$1k-$2,28560 Month CD
Dubuque Bank & Trust1.75%$1k-$2,27260 Month CD
Hudson City Savings Bank1.75%†$500-$2,2655 Year CD
Third Federal1.75%†$500-$2,27260 Month CD
Freedom Security Bank1.75%$500-$2,27260 Month CD
US Bank N.A.1.75%$1k$250k$2,23259 Month CD Special
First National Bank (LA)1.75%--$2,26560 Month CD
Easthampton Savings Bank1.75%$1k-$2,26560 Month CD
Affinity Credit Union1.75%$500-$2,27260 Month Certificate
American State Bank1.75%$5k-$2,27260 Month 2 Time Step Up CD
Mcgraw Hill Credit Union1.75%$10k-$2,27260 Month CD
East Dubuque Savings Bank1.75%$1,500-$2,27260 Month CD
Hills Bank and Trust Company1.75%$500-$2,26560 Month CD Special
Peoples Savings Bank (34973)1.75%$1k-$2,27260 Month CD
Citizens Bank (IA)1.75%$500-$2,27260 Month CD
Laurens State Bank1.75%$500-$2,2655 Year CD
AmTrustDirect1.75%--$2,27260 Month CD
NASA Federal Credit Union1.75%$1k-$2,07455 Month CD
Peoples Trust and Savings Bank1.72%$1,500-$2,23260 Month CD
Garden Savings Federal Credit Union1.71%$500-$2,2125 Year Share Certificate
Community Choice CU (IA)1.71%$5k-$2,218Business 60 Month CD
Marine Credit Union1.71%$1k-$2,21260 Month CD
Commercial Savings Bank1.71%$10k-$2,21860 Month Time Certificate
Pocahontas State Bank1.71%$500-$2,21860 Month CD
Exchange State Bank (18838)1.71%$250-$2,21860 Month CD
First Internet Bank of IN1.70%$1k-$2,20560 Month CD
Lake Michigan Credit Union1.70%$500-$2,19860 Month VIP CD
RTN Federal Credit Union1.70%*$1k-$2,19860 Month CD
Stillwater National Bank1.70%*†$10k-$2,19860 Month CD
Ames Community Bank1.70%*$1k-$2,19860 Month CD
Primebank1.70%$1k-$2,20560 Month Step Up CD
Peoples Savings Bank (14868)1.70%--$2,20560 Month CD
VisionBank of Iowa1.70%*$1k-$2,20560 Month CD
First New England Federal Credit Union1.70%$1k-$2,20560 Month CD - Relationship
Ally Bank1.69%--$2,185High Yield 5 Year CD
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USAA Bank1.66%$1k$95k$2,1455 Year CD - Standard
Home State Bank (14867)1.66%$500$100k$2,1455 Year CD
Citizens State Bank (18356)1.66%$500-$2,15160 Month CD
West Liberty State Bank1.66%$500-$2,14560 Month CD
First State Bank of Colfax1.66%$25k-$2,15160 Month CD
Rolfe State Bank1.66%$500-$2,15160 Month CD
EverBank1.65%$1,500-$2,1325 Year Yield Pledge CD
First National Bank of Omaha1.65%$500-$2,13860 Month CD w/Checking
FNBO Direct1.65%$500$1m$2,13860 Month CD
OneWest Bank1.65%$1k-$2,1325 Year Online CD
Salem Five1.65%$25k-$2,1325 Year Callable CD - 12 Month Lock
Colorado Federal Savings Bank1.65%$5k-$2,1325 Year CD
Farmers and Merchants State Bank (IA)1.65%$10k-$2,13860 Month CD
Farmers State Bank (14209)1.65%$20k-$2,13860 Month CD
First National Bank (4519)1.65%$5k-$2,13860 Month CD Special
Broadway Federal Bank1.61%$500-$2,08460 Month Manager's Special CD
Security Savings Bank1.61%$25k-$2,0785 Year CD
AIG Bank1.60%--$2,07160 Month CD
Air Academy Federal Credit Union1.60%$10k-$2,07160 Month CD
American Bank1.60%$500-$2,07160 Month CD
Bank of Internet USA1.60%$1k-$2,07160 Month CD
University Federal Credit Union1.60%--$2,07160 Month Web CD
Dime Savings Bank1.60%$500-$2,0655 Year CD
E-LOAN.com1.60%$10k-$2,0655 Year CD
Nationwide Bank1.60%*--$2,07160 Month CD
St. Ansgar State Bank1.60%$5k-$2,07160 Month CD
Citizens First Bank (IA)1.60%$500-$2,07160 Month CD
First Federal Savings Bank of Iowa1.60%$25k-$2,07160 Month CD
Ascencia Bank1.56%$500$97k$2,0125 Year CD
Urban Partnership Bank1.56%$1k$100k$2,01860 Month CD
Giantbank.com1.55%$2,500-$2,00460 Month Giant Personal CD
Patriot Bank1.55%$1k-$2,00460 Month CD
Lockheed Federal Credit Union1.55%$1k-$2,00460 Month CD
Centris Credit Union1.55%$500-$2,00460 Month Share Certificate
Quantum National Bank1.55%$1k-$2,00460 Month Relationship CD
R.I.A. Federal Credit Union1.51%$1k-$1,94560 Month CD
West Texas National Bank1.51%$1k-$1,9455 Year CD
Velocity Credit Union1.51%$1k-$1,9455 Year Inflation Fighter Share Certificate
S-Bank1.51%$1k-$1,94560 Month Statement Term Certificates
Atkins Savings Bank & Trust1.51%$1k-$1,94560 Month Adjust-A-Rate CD
Guthrie County State Bank1.51%*$25k-$1,95160 Month Interest Paid Quarterly CD
New Albin Savings Bank1.51%*$1k-$1,9455 Year CD
The Family Credit Union1.51%$500-$1,95160 Month CD
Peoples State Bank (IA)1.51%$500-$1,95160 Month CD
First State Bank (57910)1.51%$1k-$1,95160 Month CD
Virtual Bank1.51%$10k-$1,9455 Year eCD
Apple Federal Credit Union1.50%$500-$1,93860 Month Share Certificate
Union Bank of California1.50%†$350$100k$1,93860 Month CD
Presidential Online Bank1.50%$1k-$1,9325 Year CD
H&R Block Bank 1.50%$250-$1,93860 Month CD
Patelco Credit Union1.50%$1k-$1,93260 Month CD
MetLife Bank1.50%$2k-$1,93860 Month CD
Sallie Mae Bank1.50%--$1,93260-Month CD
West Bank1.50%†$10k$100k$1,9325 Year CD
Decorah Bank and Trust Co1.50%$2,500-$1,93860 Month Bump-Up CD Special
Webster Bank1.50%$1k-$1,9325 Year CD
Kaiser Federal Bank1.50%$1k-$1,9325 Year CD
KeySource Commercial Bank1.50%$100-$1,93260 Month CD
SunTrust Bank1.50%†$2k$1m$1,90459 Month CD
Doral Bank1.50%$1k-$1,93860 Month Certificate
Earlham Savings Bank1.50%$15k-$1,93860 Month CD
Midstates Bank, National Association1.50%$500-$1,93860 Month CD
City State Bank (IA)1.50%$500-$1,93860 Month CD
Northwestern Bank (IA)1.50%$1k-$1,93860 Month CD
NOVA Bank1.50%$500-$1,93860 Month CD
Meridian Credit Union1.50%$1k-$1,9325 Year Share Certificate
First National Bank, Ames, Iowa1.46%*$15k-$1,8795 Year CD
City State Bank1.45%$500-$1,87160 Month CD
Midwest Heritage Bank, FSB1.45%$500-$1,87160 Month CD
The City National Bank of Shenandoah1.45%$500-$1,87160 Month CD
West Chester Savings Bank1.45%$500-$1,87160 Month CD
First Security Bank & Trust1.45%$10k-$1,87160 Month CD
IH Mississippi Valley Credit Union1.41%$500-$1,81860 Month CD
E-Central Credit Union1.41%$1k-$1,81360 Month CD
Members1st Community Credit Union1.41%--$1,81860 Month CD
Principal Bank1.41%$5k-$1,81860 Month CD
Cedar Rapids Bank & Trust1.41%$5k-$1,78659 Month Special CD
The Citizens First National Bank of Storm Lake1.41%$10k-$1,8135 Year CD - Annually
UnivestDirect1.40%$500-$1,80560 Month CD
South Division Credit Union1.40%$1k-$1,8005 Year CD
MidWestOne Bank1.40%$10k-$1,80560 Month CD
5Star Bank1.40%$1k-$1,8005 Year CD
Ascentra Credit Union1.40%$500-$1,80560 Month CD
Peoples Savings Bank (IA)1.40%$10k-$1,80560 Month CD
State Savings Bank1.36%*$10k$95k$1,74760 Month CD
Bank of Blue Valley1.35%--$1,73960 - 71 Months CD
North Country Savings Bank1.35%$500-$1,7345 Year CD
INOVA Federal Credit Union1.35%$200-$1,7345 Year CD
Audubon State Bank1.35%$1k-$1,7345 Year CD
First Security State Bank (IA)1.35%$1k-$1,73460 Month CD
Valley Bank (IL)1.34%$2,500-$1,72560 Month CD
Beacon Federal Bank1.34%$2,500-$1,72560 Month CD
First Newton National Bank1.31%$1k-$1,68660 Month CD
Provident Credit Union (CA)1.30%$1k-$1,66860 Month CD
Newtown Savings Bank1.30%--$1,6685 Year CD
Carroll County State Bank1.30%$10k-$1,67360 Month CD
Iowa Savings Bank1.30%--$1,67360 Month CD
Randall-Story State Bank1.30%$25k-$1,6685 Year CD
Pacific Resource Credit Union1.29%$1k-$1,65560 Month CD
State Farm Bank1.26%*†--$1,62060 Month CD
Iowa - Nebraska State Bank1.26%$1k-$1,62060 Month CD
The Shelby County State Bank1.26%$25k-$1,62060 Month CD
Southeast Financial Federal Credit Union1.25%$500-$1,6025 Year CD
First Trade Union Savings1.25%$500-$1,6025 Year CD
Thrivent Financial Bank1.25%$1k-$1,60760 Month Standard CD
North American Savings Bank1.25%$10k-$1,60260 - 120 Month CD with Checking
The State Bank (IA)1.21%$1k-$1,55460 Month CD w/Semi Annual Interest
ViewPoint Bank1.20%$1k-$1,54160 Month Regular CD
Bank Midwest1.20%*$500-$1,54160 Month CD
Boone Bank & Trust Co.1.20%*$25k$100k$1,54160 Month CD
U.P. Connection Credit Union1.20%$500-$1,5365 Year Step Up CD
American Bank and Trust Company, National Association1.20%$500-$1,54160 Month CORE Client CD
Ameriprise Bank FSB1.15%*$10k-$1,47560 Month CD
Wells Fargo Bank1.15%†$5k-$1,42558 Month CD Special
Creighton Credit Union1.15%$25k-$1,47560 Month CD
Pacific Mercantile Bank1.13%$10k-$1,44560 Month CD
Charles Schwab Bank1.12%$1k-$1,43660 Month CD
American Express Bank, FSB1.10%--$1,41060 Month CD
iGObanking1.10%$1k-$1,41060 Month iGOCD
Flagstar Direct1.10%$500-$1,41060 Month Internet CD
1st Source Bank1.05%$500-$1,3405 Year CD
Zions Bank1.05%$1k-$1,3405 Year Gold CD
Amalgamated Bank1.05%†$500$99k$1,3405 Year USAVE Time Deposit
Flagstar Bank1.05%†$500-$1,34460 - 71 Month CD
Consumers Credit Union (IL)1.05%$250-$1,3405 Year CD
Citibank1.01%†$1k-$1,2885 Year CD
Regions Bank1.01%†$500-$1,24858 Month CD Special
Acacia Federal Savings Bank1.00%$500-$1,27960 Month CD
Amegy Bank1.00%$1k-$1,2755 Year Jumbo Personal CD
ING DIRECT1.00%--$1,27960 Month Orange CD
NewDominion Bank1.00%$1k-$1,27560 Month Fixed Rate CD
KeyBank1.00%†$25k$100k$1,27560 Month Tiered CD - Relationship
Farmers & Merchants Bank & Trust (IA)1.00%$25k-$1,2755 Year Time CD
Employees Credit Union1.00%$1k-$1,2755 Year CD
Guardian Credit Union1.00%$500-$1,27960 Month Share Certificate
GiftsforBanking.com0.95%$5k-$1,2105 Year CD Gifts
Luana Savings Bank0.95%*$25k-$1,2105 Year CD
First National Community Bank (PA)0.90%$1k-$1,1455 Year CD
Randolph Bank & Trust Company0.90%*$10k-$1,14560 Month Fixed Rate CD
First Midwest Bank0.88%*$25k-$1,12060 Month CD
Airbanking0.85%$500-$1,0815 Year CD
Comerica Bank0.80%†$1k-$1,0165 Year CD
Capital One Direct Banking0.80%$5k$100k$1,0165 Year Costco Members CD
National Bank of Kansas City0.65%$5k-$82560 Month CD
Federal Employees CU (IA)0.65%$10k-$82560 Month Time Share Certificate
Shelter Financial Bank0.60%$1k$95k$75960 Month CD
Community Bank of Pleasant Hill0.50%*$25k-$6315 Year (260 weeks) CDARS
Community Bank of Raymore0.50%*$25k-$6315 Year CDARS
Aurora Bank FSB0.35%$1k-$44160 Month CD
BankDirect0.25%$10k-$31560 Month CD
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