Browse through the stories below to view current deals for Idaho banks or select an item from the menu bar above to view current rates in Idaho.
Mountain America Credit Union (MACU) has just recently come out with a special 5-year CD rate that’s very competitive. It has a 2.20% APY with a $500 minimum deposit. MACU calls these Term Deposits, and they’re available in IRAs. This special term deposit is listed in MACU’s promotions page as of 3/3/2014. According to this page, this is a limited time special. Thanks to DA member OldGuy who posted on this news in the forum.
Some of the term deposit details are listed in the credit union's membership agreement. However,...Continue Reading
Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering last year. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.
Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 3/7/2014.
To qualify for the full $150 requires the...Continue Reading
KeyBank has another checking account promotion. Unlike its past ones, this one offers a free 16GB Kindle Fire HD instead of cash.That Kindle model is currently selling on Amazon for $169. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until February 28, 2014.
The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0114 by February...Continue Reading
Washington Federal is offering a holiday special CD with terms of 7 or 13 months. It has a 1.00% APY, and the minimum deposit is $1,000. Maximum deposit is $250,000. I found this special mentioned at this Washington Federal deposit rates page on 12/27/2013.
In 2011 Washington Federal had offered top rates on its 5-year CDs. This year they haven’t had any competitive rates for their 5-year CD or other standard terms.
A branch visit has been required to open accounts. For those who prefer opening a CD in a branch,...Continue Reading
It’s hard to beat PenFed’s CD deal, but Spokane Teachers Credit Union (STCU) has come out with a CD that’s even better. The rate is the same, but the term is a little shorter. STCU’s CD is called the President's Premium 30-month Certificate, and it has a 2.02% APY. Minimum deposit is $25,000. The early withdrawal penalty is 180 days' dividends. This rate and additional CD details are listed in STCU’s rates page as of 11/19/2013.
STCU also offers a savings account that has a 5.09% APY. As you might...Continue Reading
Horizon Credit Union increased its 5-year CD yield this week to 2.22%. Minimum deposit is $1,000. The credit union also has a special 35-month CD with a 1.51% APY, but this requires a $10K minimum deposit along with a checking account and direct deposit. Its other CD rates are much lower. These rates are listed in the credit union’s certificates rates page as of 9/13/2013.
I last reported on this credit union in August when it was offering a hot 18-month CD special. That special has ended. While this CD special...Continue Reading
There is competition for your money in the Spokane area of Washington State. Yesterday, I reported on the CD special at Numerica Credit Union. Today I came across an even better CD special at Horizon Credit Union. It’s an 18-month CD with a 2.02% APY. Minimum deposit is $10,000, and new money is required. The offer is scheduled to end on August 30. This CD special is listed in the credit union’s certificates rates page as of 8/9/2013.
Credit union membership is open to residents of Washington State, parts of northern...Continue Reading
Update 8/23/13: The 17-month CD special has expired
Numerica Credit Union has the best CD promotion that I’ve seen since June. Numerica is offering a special 17-month CD with a 1.70% APY. Minimum deposit is $1,000, and new money is required. This offer is scheduled to end on August 17th. The offer is listed at Numerica’s Specials & Promotions page as of 8/8/2013.
At the start of its online application, Numerica Credit Union lists three options to qualify for membership. These include:
Bank of the West has again brought back its $150 checking account promotion. It looks like the same promotion they were offering February. Just like the last one, there's also a $200 bonus, but that requires a checking account with high monthly service fees that can't be easily waived. These promotions are listed on Bank of the West's home page.
Details for the $150 bonus are listed in this Bank of the West promotions page. The checking account must be opened by 8/30/2013.
To qualify for the full $150 requires the following:
KeyBank has another checking promotion that it has been advertising. Thanks to the readers who emailed me news on this. The promotion offers a $200 bonus which is larger than many of the past bonuses. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). But unlike past promotions, the only requirement is direct deposit. There’s no debit card usage requirement.
KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers...Continue Reading
Update 6/28/13: I was told by a credit union rep that this CD special has ended.
Potlatch No 1 Federal Credit Union (P1FCU) has a hot deal on a 5-year CD anniversary special. In celebration of its 75th anniversary it’s offering a 2.75% APY 5-year CD. Minimum deposit is $500. This special is listed in a rotating image on the credit union’s front page. There’s also a static image of this special in the credit union’s Facebook page as of 6/10/2013. There’s no mention of an end date, but the small...Continue Reading
KeyBank has another checking promotion in which you can earn $150. It's very similar to the $150 bonus that it was offering last year. Like before it's an online-only offer, but the online application only accepts certain areas which appear to be in their market area (see below).
KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers have experienced in the comments of my 2012 KeyBank post and in my 2011 KeyBank post. If you have experience with KeyBank promotions and checking accounts, please...Continue Reading