Bank CD Rates in Idaho
Compare 1 year certificate of deposit rates in Idaho. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of one year CD rates available in Idaho. If we have missed a local bank in your area please contact us and let us know by using the email link below
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Connexus Credit Union | 1.10% | $10k | - | $276 | 12 Month Certificate With Active Checking | |
| CIT Bank | 1.05% | $25k | - | $262 | 1 Year Achiever CD | |
| GE Capital Retail Bank | 1.05% | $25k | - | $263 | 12 Month CD | |
| Xceed Financial Credit Union | 1.00% | $500 | - | $251 | 12 Month Business CD | |
| Idaho Central Credit Union | 1.00% | $500 | - | $250 | 1 Year Online CD | |
| Salem Five | 1.00% | $10k | - | $251 | 12 Month eCD Special | |
| Citizens State Bank (FL) | 0.99%* | $1k | - | $248 | 12 Month CD | |
| Doral Direct | 0.96% | $500 | - | $241 | 12 Month CD | |
| OneWest Bank | 0.95% | $1k | - | $238 | 1 Year Online CD | |
| The National Republic Bank of Chicago | 0.95% | $1k | $100k | $238 | 1 Year CD | |
| Colorado Federal Savings Bank | 0.95% | $5k | - | $238 | 1 Year CD | |
| Ally Bank | 0.94% | - | - | $236 | High Yield 12-Month CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC. | ||||||
| State Bank of India | 0.90%† | $5k | - | $225 | 1 Year CD | |
| NexBank | 0.90% | $10k | - | $226 | 12 Month CD | |
| Sallie Mae Bank | 0.90% | $2,500 | - | $226 | 12 Month CD | |
| Nationwide Bank | 0.90%* | $500 | - | $226 | 12 Month CD | |
| Snake River Credit Union | 0.90% | $500 | - | $225 | 1 Year Share Certificate | |
| Barclays | 0.90% | - | - | $226 | 12 Month Online CD | |
| Discover Bank | 0.85% | $2,500 | - | $213 | 12 Month CD | |
| Start SavingSponsored Note: US based customer service. Accumulate interest in CD or transfer to another account. | ||||||
| First Internet Bank of IN | 0.85% | $1k | - | $213 | 12 Month CD | |
| Melrose Credit Union | 0.85% | $5k | - | $213 | 1 Year Share Certificate | |
| Digital Credit Union | 0.85% | $25k | - | $213 | Jumbo 12 - 23 Month Certificate (Add-On) - Relationship Rate | |
| Andrews Federal Credit Union | 0.85% | $1k | - | $213 | 12 Month Share Certificate | |
| Hanscom Credit Union | 0.85% | $1k | - | $195 | 11 Month CD Special | |
| AloStar Bank of Commerce | 0.85% | $1k | - | $213 | 12 Month CD | |
| American Airlines Credit Union | 0.85% | $10k | - | $213 | Share Certificate Ladder Option 2 | |
| E-LOAN.com | 0.81% | $10k | - | $203 | 1 Year CD | |
| Grand Yield Direct | 0.80% | $5k | - | $201 | 12 Month Grand Yield Direct CD | |
| Pen Air Credit Union | 0.80% | $500 | - | $217 | 13 Month-Special CD | |
| Premier America Credit Union | 0.80%* | $25k | - | $201 | 12 Month CD | |
| Desert Sage Credit Union | 0.80% | $10k | - | $201 | 12 Month Share Certificate | |
| Incredible Bank | 0.80% | $10k | $90k | $217 | Incredible 13 Month CD | |
| Navy Federal Credit Union | 0.80%* | $20k | - | $201 | 12 Month CD | |
| ableBanking | 0.80% | $1k | $240k | $200 | 1 Year CD | |
| Icon Credit Union | 0.80% | $25 | - | $201 | 12 Month Campus Start Certificate | |
| Ameriprise Bank FSB | 0.80%* | $1k | - | $201 | 12 Month Ameriprise® Flexible Savings Certificate | |
| Wilshire State Bank | 0.80% | $1k | - | $200 | 365 Day CD | |
| Ascencia Bank | 0.80% | $500 | $97k | $200 | 1 Year CD | |
| Bank of Internet USA | 0.80% | $1k | - | $201 | 12 Month CD | |
| Alliant Credit Union | 0.75% | $1k | - | $188 | 12 - 17 Month Share CD | |
| USAA Bank | 0.71% | $1k | $95k | $178 | 1 Year CD - Standard | |
| Hudson City Savings Bank | 0.70%† | $500 | - | $190 | 13 Month CD | |
| Northwest Federal Credit Union | 0.70%* | $25k | - | $175 | 1 Year Share Certificate | |
| Intervest National Bank | 0.68% | $2,500 | - | $170 | 1 Year CD | |
| EverBank | 0.65% | $1,500 | - | $163 | 1 Year Yield Pledge CD | |
| Wings Financial Credit Union | 0.65% | $500 | - | $163 | 1 Year Dividend Paid Monthly Share Certificate | |
| OneUnited Bank | 0.65% | $1k | - | $163 | UNITY Gold 1 Year E-CD | |
| CNB Bank Direct | 0.65% | $25k | - | $163 | 12 Month CD | |
| Potelco United Credit Union | 0.65% | - | - | $163 | 12 Month MSA Share Certificate | |
| Southwest Financial Credit Union | 0.65%* | $25k | - | $163 | 12 Month CD | |
| Presidential Online Bank | 0.60% | $1k | - | $150 | 1 Year CD | |
| NewDominion Bank | 0.60% | $1k | - | $150 | 12 Month Fixed Rate CD | |
| Lake Michigan Credit Union | 0.60% | $500 | - | $176 | 14 Month VIP CD | |
| Justice Federal Credit Union | 0.60%* | $500 | - | $150 | 12 Month Share Certificate w/ JNA Relationship | |
| Quantum National Bank | 0.60% | $1k | - | $150 | 12 Month Relationship CD | |
| Cottonwood Community Credit Union | 0.60% | $500 | - | $150 | 1 Year Share Certificate | |
| Belvoir Federal Credit Union | 0.60% | $1k | - | $150 | 12 Month Share Certificate | |
| AIG Bank | 0.60% | - | - | $150 | 12 Month CD | |
| Air Force Federal Credit Union | 0.60%* | $1k | - | $150 | 1 Year CD | |
| Giantbank.com | 0.55% | $2,500 | - | $138 | 12 Month Giant Personal CD | |
| Goldwater Bank | 0.55% | $5k | - | $138 | 12 Month CD - AZ Only | |
| Potlatch No 1 Credit Union | 0.55% | $500 | - | $138 | 12 Month Share Certificate | |
| Self-Help Credit Union | 0.55% | $500 | - | $138 | 12 Month Standard CD | |
| Sei Us Employees Credit Union | 0.55% | - | - | $138 | 12 Month CD | |
| North American Savings Bank | 0.55% | $10k | - | $161 | 14 Month CD with Checking | |
| American Express Bank, FSB | 0.55% | - | - | $138 | 12 Month CD | |
| Apple Federal Credit Union | 0.55% | $500 | - | $138 | 12 Month Share Certificate | |
| Agriculture Federal Credit Union | 0.55% | $1k | - | $138 | 12 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.55% | $10k | - | $138 | 12 Month CD | |
| Northrop Grumman Federal Credit Union | 0.52% | $2,500 | - | $130 | 12 Month Term CD | |
| Fort Knox Federal Credit Union | 0.50% | $500 | - | $125 | 12 Month CD | |
| Patriot Bank | 0.50% | $1k | - | $136 | 13-23 Month CD | |
| Pentagon Federal Credit Union | 0.50% | $1k | - | $125 | 1 Year Money Market Cerificate | |
| Garden Savings Federal Credit Union | 0.50% | $500 | - | $125 | 12 Month Share Certificate | |
| RiverLand Credit Union | 0.50% | $1k | - | $125 | 12 Month Certificate | |
| RTN Federal Credit Union | 0.50%* | $1k | - | $125 | 12 Month CD | |
| Capital Educators Federal Credit Union | 0.50%* | $25k | - | $125 | 12 - 17 Month Share Certificate | |
| Jacksonville Bank | 0.50% | $1k | - | $125 | 12 - 23 Month CD | |
| Spokane Teachers Credit Union | 0.50%* | $2k | - | $125 | 12-24 Month Certificate | |
| 5Star Bank | 0.50% | $1k | - | $125 | 1 Year CD | |
| Mcgraw Hill Credit Union | 0.50% | $10k | - | $125 | 12 Month CD | |
| Farmers Insurance Group Credit Union | 0.50%* | $1k | - | $125 | 12 Month Share Certificate | |
| Scenic Falls Credit Union | 0.50%* | $10k | - | $125 | 12 Month Share Certificate | |
| Pine Tree Community Credit Union | 0.50% | $500 | - | $125 | 12 Month CD | |
| Twin River National Bank | 0.50% | $500 | - | $125 | 12 Month CD | |
| Cutting Edge Credit Union | 0.50% | $20k | - | $125 | 12 Month Share CD | |
| America's Credit Union | 0.50% | $25k | - | $136 | 13-16 Month Term Promotional Standard Share Certificate | |
| Airbanking | 0.50% | $500 | - | $125 | 1 Year CD | |
| BankUnited | 0.50% | $5k | - | $125 | 12 Month CD Special | |
| Green Bank, National Association | 0.50% | $1k | $250k | $125 | 1 Year GO! CD | |
| ViewPoint Bank, National Association | 0.50% | $1k | - | $125 | 12 Month Regular CD | |
| Clear Sky Accounts | 0.50% | $5k | - | $136 | 13 Month Clear Sky CD | |
| Mountain America Credit Union | 0.45% | $500 | - | $113 | 12 Month CD | |
| Atlantic Coast Bank | 0.45% | $1k | - | $113 | 12 Month iCertificates of Deposit | |
| Christian Community Credit Union | 0.45%* | $10k | - | $113 | 12 - 23 Month Share Certificate | |
| Webster Bank | 0.45% | $1k | - | $122 | 13 Month CD | |
| Astera Credit Union | 0.45% | $500 | - | $113 | 1 Year CD | |
| Sandia Laboratory Credit Union | 0.45%* | $1k | - | $113 | 12 Month CD | |
| First Technology Federal Credit Union | 0.45% | $500 | - | $113 | 12 Month CD | |
| Pocatello Simplot Credit Union | 0.45% | - | - | $113 | 12 Month Share Certificate | |
| Beehive Credit Union | 0.42%* | $25k | - | $105 | 12 Month Share Certificate | |
| Numerica Credit Union | 0.41% | $1k | - | $103 | 12 - 17 Month Bump My Money Flexible Certificate | |
| First Savings Bank Northwest | 0.41% | $25k | - | $103 | 12 Month CD | |
| Southeast Financial Federal Credit Union | 0.40% | $500 | - | $100 | 1 Year CD | |
| Geauga Savings Bank | 0.40% | $1k | - | $100 | 12 Month CD | |
| West Texas National Bank | 0.40% | $1k | - | $100 | 1 Year CD | |
| Simplicity Bank | 0.40% | $1k | - | $100 | 1 Year to Less than 2 Year CD | |
| E-Central Credit Union | 0.40% | $1k | - | $100 | 12 - 23 Month CD | |
| Easthampton Savings Bank | 0.40% | $1k | - | $100 | 12 Month CD | |
| First National Bank (LA) | 0.40% | - | - | $100 | 12 Month CD | |
| Affinity Credit Union | 0.40% | $500 | - | $100 | 12 Month Certificate | |
| Communitywide Credit Union | 0.40% | $2k | - | $100 | 12 Month Share Certificate | |
| Credit Union Of New Jersey | 0.40%* | $500 | - | $100 | 1 Year Share Certificate | |
| Lewiston State Bank | 0.40%* | $5k | - | $100 | 12 Month Time CD | |
| Westmark Credit Union | 0.40%* | $10k | - | $100 | 12 Month CD | |
| Mountain Gem Credit Union | 0.40% | $500 | - | $100 | 1 Year CD | |
| Latah Credit Union | 0.40% | $1k | - | $100 | 12 Month CD | |
| Trugrocer Credit Union | 0.40% | $10k | - | $100 | 12 Month Money Market CD | |
| Urban Partnership Bank | 0.40% | $1k | $1m | $100 | 12 Month CD | |
| Capital One 360 | 0.40% | - | - | $100 | 12 Month CD | |
| Advantage Plus Federal Credit Union | 0.40% | - | - | $100 | 12 Month Share Certificate | |
| First National Community Bank (PA) | 0.37% | $1k | - | $92.50 | 1 Year Add-On CD | |
| Money One Federal Credit Union | 0.37%* | $10k | - | $92.50 | 1 Year Share Savings Certificate | |
| The Farmers National Bank of Buhl | 0.37% | $500 | - | $92.75 | 12 Month CD | |
| First Federal Savings Bank of Twin Falls | 0.35% | $500 | - | $87.74 | 12 Month CD - Regular | |
| South Division Credit Union | 0.35% | $1k | - | $87.50 | 1 Year CD | |
| Zions Bank | 0.35% | $1k | - | $87.50 | 1 Year Internet CD | |
| Velocity Credit Union | 0.35% | $1k | - | $87.50 | 1 Year Inflation Fighter Share Certificate | |
| Stillwater National Bank | 0.35%† | $10k | - | $87.74 | 12 Month CD | |
| Washington Federal | 0.35%* | $1k | $250k | $87.74 | 12 - 17 Month CD | |
| A+ CU (ID) | 0.35% | $1k | - | $87.74 | 12 Month Certificate | |
| Sovereign Bank | 0.35% | $500 | $100k | $87.50 | 12 Month Rising Rate Relationship CD | |
| White Pine Credit Union | 0.35% | - | - | $87.74 | 12 Month CD | |
| Idaho Advantage Credit Union | 0.35% | $500 | - | $87.50 | 1 Year Share Certificate | |
| Silvergate Bank | 0.35% | $2,500 | $225k | $87.50 | 1 Year High Yield Online CD | |
| Pacific Resource Credit Union | 0.32% | $1k | - | $80.22 | 12 Month CD | |
| First Security Bank & Trust | 0.32% | $2,500 | - | $80.22 | 12 - 23 Month CD | |
| FNBO Direct | 0.31% | $500 | $1m | $77.71 | 12 Month CD | |
| First Trade Union Bank | 0.30% | $500 | - | $75.00 | 1 Year CD | |
| Provident Credit Union (CA) | 0.30% | $500 | - | $75.21 | 12 Month Deferred Dividend CD | |
| H&R Block Bank | 0.30% | $250 | - | $75.21 | 12 Month CD | |
| Pacific Mercantile Bank | 0.30% | $10k | - | $75.21 | 12 Month Net CD | |
| North Country Savings Bank | 0.30% | $500 | - | $75.00 | 1 Year CD | |
| National Bank of Kansas City | 0.30% | - | - | $75.21 | 12 - 23 Month CD | |
| Pinnacle Federal Credit Union | 0.30% | $500 | - | $75.21 | 12 Month CD | |
| Bell State Bank & Trust | 0.30% | $500 | - | $81.38 | 13 Month CD Special | |
| JustBankIt.com | 0.30% | $1k | - | $75.21 | 12 Month CD | |
| First New England Federal Credit Union | 0.30% | $1k | - | $75.21 | 12 Month CD - Relationship | |
| KeyBank | 0.30%† | $25k | $100k | $81.38 | 13 Month Tiered CD - Relationship | |
| NASA Federal Credit Union | 0.30% | $1k | - | $75.21 | Business 12 Month Share Certificate | |
| Abri Credit Union | 0.30% | $500 | - | $75.21 | 12 Month Share Certificate | |
| Idaho State University Credit Union | 0.30%* | $10k | - | $75.21 | 12 Month Share Certificate | |
| Northwest Christian Credit Union | 0.30% | - | - | $75.00 | 1 Year CD | |
| Amalgamated Bank | 0.30%† | $500 | $99k | $75.00 | 1 Year USAVE Time Deposit | |
| Community Bank of Pleasant Hill | 0.30% | $500 | - | $75.00 | 1 Year CD | |
| Community Bank of Raymore | 0.30% | $500 | - | $75.00 | 1 Year CD | |
| State Farm Bank | 0.30%*† | - | - | $75.21 | 12 Month CD | |
| Global Credit Union | 0.28% | $5k | - | $70.19 | 12 Month CD | |
| United States Senate Credit Union | 0.26%* | $20k | $100k | $65.18 | 12 Month Smart CD | |
| Patelco Credit Union | 0.25% | $1k | - | $62.67 | 12 - 23 Month CD | |
| Newtown Savings Bank | 0.25% | - | - | $62.50 | 1 Year CD | |
| BankDirect | 0.25% | $10k | - | $62.67 | 12 Month CD | |
| Third Federal | 0.25%† | $500 | - | $62.67 | 12 Month CD | |
| Principal Bank | 0.25% | $5k | - | $62.67 | 12 Month CD | |
| E.S.A. Credit Union | 0.25% | $500 | - | $62.67 | 12 Month CD | |
| Bank of Blue Valley | 0.25% | - | - | $62.67 | 12 - 17 Months CD | |
| Univest Bank and Trust Co. | 0.25% | $500 | - | $62.50 | 1 Year 3D-CD | |
| Cattaraugus County Bank | 0.24% | $1k | - | $60.16 | 12 Month CD | |
| Heritage Bank | 0.23% | $1k | - | $57.66 | 12 Month CD | |
| Eli Lilly Credit Union | 0.21% | $1k | - | $52.50 | 1 Year CD | |
| 20Th Century Fox Credit Union | 0.20% | $5k | - | $50.00 | 1 Year Certificate | |
| The Adirondack Trust Company | 0.20% | $500 | - | $50.00 | 1 Year CD | |
| Pioneer CU (ID) | 0.20% | $10k | - | $50.14 | 12 Month CD | |
| Horizon CU (WA) | 0.20% | $1k | - | $50.14 | 12 Month CD | |
| Great Lakes Credit Union | 0.20% | $200 | - | $50.00 | Right Start Share Certificate | |
| Les Bois Credit Union | 0.20% | $10k | - | $50.14 | 12-17 Month CD | |
| The Bank of Commerce (ID) | 0.20% | $1k | - | $45.89 | 11 Month CD | |
| Boise U S Employees Credit Union | 0.20% | $500 | - | $54.25 | 13-17 Month Share Certificate | |
| American Bank | 0.20% | $500 | - | $50.14 | Business 12 Month CD | |
| Acacia Federal Savings Bank | 0.20% | $500 | - | $50.14 | 12 Month CD | |
| Bank of America | 0.20%† | $10k | $25k | $50.14 | 12 Month Featured CD - Platinum Rate | |
| Union Bank of California | 0.20%† | $350 | $100k | $50.14 | 12 - 17 Month CD | |
| iGObanking | 0.15% | $1k | - | $37.60 | 12 Month iGOCD | |
| Consumers Credit Union (IL) | 0.15% | $250 | - | $37.50 | 1 Year CD | |
| Home Federal Bank | 0.15% | $500 | - | $37.60 | 12 - 23 Month CD | |
| INOVA Federal Credit Union | 0.15% | $200 | - | $43.88 | 14 Month CD | |
| Chase Manhattan Bank | 0.15%*† | $10k | - | $37.60 | 12-14 Month CD - Relationship | |
| East Idaho Credit Union | 0.15% | $500 | - | $37.50 | 1 Year Smart Saver CD | |
| Idadiv Credit Union | 0.15% | $5k | - | $37.50 | 1 Year Share Certificate | |
| 1st Source Bank | 0.15% | $500 | - | $37.50 | 1 Year CD | |
| Amegy Bank | 0.10% | $1k | - | $22.94 | 11 Month Business CD | |
| Regions Bank | 0.10%† | $500 | - | $25.07 | 12 - 17 Month Relationship CD | |
| Comerica Bank | 0.10%† | $1k | - | $25.00 | 1 Year Fixed Rate CD | |
| Silverado Credit Union | 0.10% | $2,500 | - | $25.00 | 1 Year CD | |
| US Bank N.A. | 0.10%† | $500 | $250k | $25.07 | 12 Month CD | |
| Cornerstone CU (ID) | 0.10% | $10k | - | $25.07 | 12 Month CD | |
| Members Preferred Credit Union | 0.10% | $500 | - | $25.00 | 12 Month CD | |
| University Federal Credit Union | 0.10% | $1k | - | $25.07 | 12 Month Regular CD | |
| Pocatello Railroad Credit Union | 0.07% | $1k | - | $17.50 | 1 Year CD | |
| HSBC Bank USA, National Association | 0.05% | $1k | - | $12.50 | 1 Year Plus 1 Day Telephone CD | |
| Wells Fargo Bank | 0.05%† | $2,500 | - | $12.50 | 1 Year CD | |
| HSBC Advance | 0.05% | $1k | - | $12.50 | 1 Year Plus 1 Day Telephone CD | |
| Guardian Credit Union | 0.04% | $500 | - | $10.03 | 12 Month Share Certificate | |


