2 Year CD Rates in Idaho
Compare 2 year certificate of deposit rates in Idaho. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of two year CD rates available in Idaho. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 2 Year Achiever CDAPY 1.25% Min $25k Max N/A Earnings Est. $629
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403
Sponsored Note: 
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Desert Sage Credit Union | 1.55% | $10k | - | $783 | 24 Month Share Certificate | |
| Christian Community Credit Union | 1.50% | $1k | $250k | $758 | 24 - 35 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.36% | $5k | - | $685 | 2 Year Share Certificate | |
| Kamiah Community Credit Union | 1.35% | $1k | - | $681 | 24 Month Share Certificate - Dividends compounded quarterly | |
| Wings Financial Credit Union | 1.31% | $500 | - | $659 | 2 Year Dividend Paid Monthly Share Certificate | |
| Cottonwood Community Credit Union | 1.31% | $500 | - | $659 | 2 Year Share Certificate | |
| Idaho Central Credit Union | 1.31% | $500 | - | $659 | 2 Year Online CD | |
| Alliant Credit Union | 1.30% | $1k | - | $656 | 24 - 35 Month Share CD | |
| Self-Help Credit Union | 1.26% | $500 | - | $636 | 24 Month CD | |
| CIT Bank | 1.25% | $25k | - | $629 | 2 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Barclays | 1.25% | - | - | $631 | 24 Month Online CD | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| American Airlines Credit Union | 1.21% | $10k | - | $609 | 24 Month CD | |
| Horizon CU (WA) | 1.21% | $10k | - | $662 | 26 Month Special CD | |
| MetLife Bank | 1.17% | $2k | - | $590 | 24 Month CD | |
| Broadway Federal Bank | 1.16% | $500 | - | $585 | 24 Month Manager's Special CD | |
| AloStar Bank of Commerce | 1.16% | $1k | - | $585 | 24 Month CD | |
| Air Force Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| State Bank of India | 1.15%† | - | - | $578 | 2 Year CD | |
| Northwest Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| OneUnited Bank | 1.15% | $1k | - | $578 | UNITY Gold 2 year E-CD | |
| Goldwater Bank | 1.15% | $5k | - | $580 | 24 Month CD | |
| Fort Knox Federal Credit Union | 1.15% | $500 | - | $555 | 23 Month CD Loyalty Special | |
| CNB Bank Direct | 1.15% | $25k | - | $578 | 24 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $580 | 24 Month Certificate | |
| Doral Bank | 1.15% | $1k | - | $580 | 24 Month Certificate | |
| Sei Us Employees Credit Union | 1.15% | - | - | $580 | 24 Month CD | |
| Navy Federal Credit Union | 1.15%* | $20k | - | $580 | 24 Month CD | |
| Garden Savings Federal Credit Union | 1.11% | $500 | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $558 | 24 Month CD | |
| OneWest Bank | 1.10% | $1k | - | $553 | 2 Year Online CD | |
| Hudson City Savings Bank | 1.10%† | $500 | - | $553 | 2 Year CD | |
| USAA Bank | 1.10% | $1k | $95k | $553 | 2 Year CD - Standard | |
| KeySource Commercial Bank | 1.10% | $100 | - | $553 | 24 Month CD | |
| Colorado Federal Savings Bank | 1.10% | $5k | - | $553 | 2 Year CD | |
| Ally Bank | 1.09% | - | - | $548 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Pacific Mercantile Bank | 1.08% | $10k | - | $543 | 24 Month CD | |
| RTN Federal Credit Union | 1.06%* | $1k | - | $533 | 24 Month CD | |
| TIAA Direct | 1.06% | $1k | - | $533 | 2 Year CD | |
| AIG Bank | 1.05% | - | - | $529 | 24 Month CD | |
| Geauga Savings Bank | 1.05% | $1k | - | $529 | 24 Month CD | |
| Nationwide Bank | 1.05%* | - | - | $529 | 24 Month CD | |
| Latah Credit Union | 1.05% | $1k | - | $529 | 24 Month CD | |
| Third Federal | 1.05%† | $500 | - | $507 | 23 Month CD Special | |
| Ascencia Bank | 1.04% | $500 | $97k | $523 | 2 Year CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| EverBank | 1.01% | $1,500 | - | $508 | 2 Year Yield Pledge CD | |
| Patriot Bank | 1.01% | $1k | - | $509 | 24 Month CD | |
| First Internet Bank of IN | 1.00% | $1k | - | $504 | 24 Months CD | |
| Presidential Online Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| H&R Block Bank | 1.00% | $250 | - | $504 | 24 Month CD | |
| Lockheed Federal Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Capital Educators Federal Credit Union | 1.00%* | $25k | - | $504 | 24 - 35 Month Share Certificate | |
| Salem Five | 1.00% | $10k | - | $503 | 24 Month Relationship CD | |
| Jacksonville Bank | 1.00% | $1k | - | $504 | 24 - 35 Month CD | |
| Spokane Teachers Credit Union | 1.00%* | $25k | - | $504 | 24-36 Month CD | |
| Justice Federal Credit Union | 1.00%* | $500 | - | $503 | 24 Month CD | |
| 5Star Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Mcgraw Hill Credit Union | 1.00% | $10k | - | $504 | 24 Month CD | |
| Premier America Credit Union | 1.00%* | $25k | - | $504 | 24 Month CD | |
| Pine Tree Community Credit Union | 1.00% | $500 | - | $504 | 24 Month CD | |
| Mountain Gem Credit Union | 1.00% | $500 | - | $503 | 2 Year CD | |
| Bank of America | 1.00% | $25k | $250k | $504 | 24 Month CD | |
| Pentagon Federal Credit Union | 0.99% | $1k | - | $497 | 2 Year Money Market Cerificate | |
| Trugrocer Credit Union | 0.95% | $10k | - | $479 | 24 Month Money Market CD | |
| BankUnited | 0.95% | $5k | - | $479 | 24 Month CD Special | |
| North American Savings Bank | 0.95% | $10k | - | $477 | 24 - 35 Month CD with Checking | |
| Agriculture Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $452 | 2 Year CD | |
| Giantbank.com | 0.90% | $2,500 | - | $453 | 24 Month Giant Personal CD | |
| RiverLand Credit Union | 0.90% | $1k | - | $452 | 24 Month Certificate | |
| Easthampton Savings Bank | 0.90% | $1k | - | $396 | 21 Month CD | |
| Washington Federal Savings | 0.90%* | $1k | $250k | $452 | 24 - 35 Month CD | |
| NOVA Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| Pocatello Simplot Credit Union | 0.90% | - | - | $453 | 24 Month Share Certificate | |
| Virtual Bank | 0.90% | $10k | - | $452 | 2 Year eCD | |
| United States Senate Credit Union | 0.89%* | $20k | $100k | $448 | 24 Month Smart CD | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month CD | |
| First National Bank (LA) | 0.85% | - | - | $427 | 24 Month CD | |
| East Idaho Credit Union | 0.85%* | $25k | - | $427 | 2 Year Smart Saver CD | |
| Firstmark Credit Union | 0.85% | $500 | - | $427 | 2 Year Regular CD | |
| Idaho Advantage Credit Union | 0.85% | $500 | - | $427 | 2 Year Share Certificate | |
| Intervest National Bank | 0.81% | $2,500 | - | $407 | 2 Year CD | |
| American Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| American Express Bank, FSB | 0.80% | - | - | $403 | 24 Month CD | |
| Community Bank of Raymore | 0.80% | $5k | - | $453 | 27 Month Emerald Club Rate Watcher CD | |
| Dime Savings Bank | 0.80% | $500 | - | $402 | 2 Year CD | |
| Stillwater National Bank | 0.80%*† | $10k | - | $402 | 24 Month CD | |
| Beacon Federal Bank | 0.80% | $2,500 | - | $403 | 24 Month CD | |
| Numerica Credit Union | 0.76% | $1k | - | $381 | 24 - 35 Month CD Bump | |
| Sandy Spring Direct | 0.75% | $10k | - | $425 | 27 Month CD | |
| FNBO Direct | 0.75% | $500 | $1m | $377 | 24 Month CD | |
| Heritage Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Atlantic Coast Bank | 0.75% | $1k | - | $377 | 24 Month iCertificates of Deposit | |
| S-Bank | 0.75% | $1k | - | $376 | 24 Month Statement Term Certificates | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $377 | 24 Month CD | |
| Farmers Insurance Group Credit Union | 0.75%* | $1k | - | $377 | 24 Month Share Certificate | |
| Potlatch No 1 Credit Union | 0.75%* | $10k | - | $377 | 24 Month Share Certificate | |
| Principal Bank | 0.75% | $5k | - | $377 | 24 Month CD | |
| Scenic Falls Credit Union | 0.75%* | $10k | - | $377 | 24 Month Share Certificate | |
| Snake River Credit Union | 0.75% | $6k | - | $376 | 2 Year Share Certificate | |
| First Security Bank & Trust | 0.75% | $10k | - | $377 | 24 - 35 Month CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $352 | 24 Month CD | |
| Advantage Plus Federal Credit Union | 0.70% | - | - | $351 | 24 Month Share Certificate | |
| Apple Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Bank of Blue Valley | 0.70% | - | - | $352 | 24 - 35 Months CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $351 | 2 Year CD | |
| Southeast Financial Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| NewDominion Bank | 0.70% | $1k | - | $351 | 24 Month Fixed Rate CD | |
| South Division Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| Lake Michigan Credit Union | 0.70% | $500 | - | $351 | 24 Month VIP CD | |
| The Adirondack Trust Company | 0.70% | $500 | - | $351 | 2 Year CD | |
| Icon Credit Union | 0.70% | $500 | - | $352 | 24-35 Month Fixed Rate Share Certificate | |
| Twin River National Bank | 0.70% | $500 | - | $351 | 2 Year CD | |
| Westmark Credit Union | 0.70%* | $10k | - | $352 | 24 Month CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month CD | |
| Cattaraugus County Bank | 0.69% | $1k | - | $347 | 24 Month CD | |
| Global Credit Union | 0.69% | $5k | - | $347 | 24 Month CD | |
| First Trade Union Savings | 0.65% | $500 | - | $326 | 2 Year CD | |
| Newtown Savings Bank | 0.65% | - | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| First New England Federal Credit Union | 0.65% | $1k | - | $327 | 24 Month CD - Relationship | |
| SunTrust Bank | 0.65%† | $2k | $1m | $340 | 25 Month CD | |
| Lewiston State Bank | 0.65% | $1k | - | $327 | 24 Month Time CD | |
| UnivestDirect | 0.60% | $500 | - | $301 | 2 Year 3D-CD | |
| University Federal Credit Union | 0.60% | - | - | $302 | 24 Month Web CD | |
| North Country Savings Bank | 0.60% | $500 | - | $301 | 2 Year CD | |
| Velocity Credit Union | 0.60% | $1k | - | $301 | 2 Year Inflation Fighter Share Certificate | |
| Kaiser Federal Bank | 0.60% | $1k | - | $301 | 2 Year to Less than 3 Year CD | |
| E-Central Credit Union | 0.60% | $1k | - | $301 | 24 - 35 Month CD | |
| A+ CU (ID) | 0.60%* | $25k | - | $302 | 24 Month Certificate | |
| Les Bois Credit Union | 0.60% | $10k | - | $302 | 24-35 Month CD | |
| The Farmers National Bank of Buhl | 0.60% | $500 | - | $302 | 24 Month CD | |
| Cutting Edge Credit Union | 0.60% | $20k | - | $302 | 24 Month Share CD | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOCD | |
| Flagstar Direct | 0.60% | $500 | - | $302 | 24 Month Internet CD | |
| Pacific Resource Credit Union | 0.59% | $1k | - | $296 | 24 Month CD | |
| Randolph Bank & Trust Company | 0.57% | - | - | $286 | 24 Month CDARS | |
| State Farm Bank | 0.55%*† | - | - | $277 | 24 Month CD | |
| Patelco Credit Union | 0.55% | $1k | - | $276 | 24 - 35 Month CD | |
| Flagstar Bank | 0.55%† | $500 | - | $277 | 24 - 29 Month CD | |
| Potelco United Credit Union | 0.55%* | - | - | $276 | 2 Year One Jump Share Certificate | |
| Western Capital Bank | 0.55% | $1k | - | $277 | 24 Month CD | |
| Airbanking | 0.55% | $500 | - | $276 | 2 Year CD | |
| Beehive Credit Union | 0.52%* | $25k | - | $261 | 24 Month Share Certificate | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Gold CD | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month Regular CD | |
| Union Bank of California | 0.50%† | $350 | $100k | $251 | 24 - 35 Month CD | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Orange CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.50% | $250 | - | $251 | 2 Year CD | |
| Abri Credit Union | 0.50% | $500 | - | $251 | 24 Month Share Certificate | |
| KeyBank | 0.50%† | $25k | $100k | $220 | 21 Month Tiered CD - Relationship | |
| Heartland Bank Direct | 0.50% | $1k | - | $251 | 24 Month Online CD | |
| Provident Credit Union (CA) | 0.45% | $1k | - | $226 | 24 Month CD | |
| Sovereign Bank | 0.45%* | $10k | $100k | $226 | 24 Month Rising Rate Relationship CD | |
| Pioneer CU (ID) | 0.45% | $10k | - | $226 | 24 Month CD | |
| Thrivent Financial Bank | 0.45% | $1k | - | $226 | 24 Month Standard CD | |
| Northwest Christian Credit Union | 0.45% | - | - | $226 | 2 Year CD | |
| Capital One Direct Banking | 0.45% | $5k | $100k | $226 | 2 Year Costco Members CD | |
| Wells Fargo Bank | 0.43%† | $2,500 | - | $216 | 24 Month Step Rate Bonus CD | |
| 1st Source Bank | 0.40% | $500 | - | $200 | 2 Year CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | 2 Year USAVE Time Deposit | |
| Charles Schwab Bank | 0.40% | $1k | - | $201 | 24 Month CD | |
| Home Federal Bank | 0.40% | $500 | - | $201 | 24 - 35 Month CD | |
| US Bank N.A. | 0.40% | $500 | $250k | $201 | 24 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $176 | 24 Month Online CD | |
| National Bank of Kansas City | 0.35% | $5k | - | $176 | 24 - 35 Month CD | |
| HSBC Advance | 0.35% | - | - | $176 | 24 Month Online CD | |
| GiftsforBanking.com | 0.35% | $5k | - | $175 | 2 Year CD Gifts | |
| The Bank of Commerce (ID) | 0.35% | $1k | - | $176 | 24 Month CD | |
| Idadiv Credit Union | 0.35% | $10k | - | $175 | 2 Year Share Certificate | |
| Citibank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Comerica Bank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| Idaho State University Credit Union | 0.30%* | $1k | - | $151 | 24 Month Share Certificate | |
| Silverado Credit Union | 0.30% | $2,500 | - | $150 | 2 Year CD | |
| St. Alphonsus Medical Credit Union | 0.30% | $10k | - | $150 | 24 Month CD | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Aurora Bank FSB | 0.25% | $1k | - | $125 | 24 Month CD | |
| Cornerstone CU (ID) | 0.25% | $10k | - | $126 | 24 Month CD | |
| St Joe Valley Credit Union | 0.25% | - | - | $125 | 24 Month CD | |
| Amegy Bank | 0.20% | $1k | - | $100 | 2 Year Jumbo Personal CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Guardian Credit Union | 0.20% | $500 | - | $100 | 24 Month Share Certificate | |
| Members Preferred Credit Union | 0.20% | $500 | - | $100 | 24 Month CD | |
| Pocatello Railroad Credit Union | 0.15% | $1k | - | $75.06 | 2 Year CD | |
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Average 2 Year CD Rate Trend
Featured 1 Year CDs