4 Year CD Rates in Illinois
Compare 4 year certificate of deposit rates in Illinois. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Illinois. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| U.S.A. One National Credit Union | 2.00% | $10k | - | $2,067 | 48 Month CD | |
| Credit Union 1 (IL) | 2.00% | $10k | - | $2,067 | 48 Month CD Plus | |
| Fairview State Banking Company | 1.97% | $20k | - | $2,035 | 48 Month CD | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| New Century Credit Union | 1.81% | $1k | - | $1,860 | 4 Year CD | |
| State Employees CU (IL) | 1.81% | $1k | - | $1,865 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| The First National Bank of Barry | 1.76% | $5k | - | $1,812 | 48 Month CD | |
| Midland Community Bank | 1.76%* | $1k | - | $1,812 | 48 Month CD | |
| First National Bank of Carmi | 1.76% | $5k | - | $1,656 | 44 Month CD Special | |
| South Central Bank | 1.75% | $10k | - | $1,796 | 48 Month Silver Savings CD | |
| Mutual Federal Bank | 1.75% | $500 | - | $1,796 | 4 Year Certificate | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| American Eagle Bank | 1.75% | $1k | - | $1,796 | 48 Month CD | |
| The First National Bank of Ava | 1.75% | $500 | - | $1,802 | 48 Month CD | |
| Redbrand Credit Union | 1.75% | - | - | $1,802 | 48 Month CD | |
| American Eagle Bank of Chicago | 1.75%† | $1k | - | $1,802 | 48 Month CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| The Farmers Bank of Liberty | 1.71% | $500 | - | $1,759 | 48 Month CD | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Bank of Calhoun County | 1.66% | $1k | - | $1,707 | 48 Months | |
| Chester National Bank | 1.66% | $500 | - | $1,702 | 4 Year CD | |
| Clay County State Bank | 1.65% | - | - | $1,696 | 48 Month CD | |
| Prairie National Bank | 1.65% | $500 | - | $1,696 | 48 Month CD | |
| Tech Credit Union | 1.64% | $1k | - | $1,686 | 48 Month Bump Premium with e-Statement Compound CD | |
| Siue Credit Union | 1.64% | $2,500 | - | $1,686 | 48 Month CD | |
| First National Bank of Dieterich | 1.61% | $500 | - | $1,654 | 48 Month CD | |
| Prairie State Bank and Trust | 1.61% | $1k | - | $1,654 | 48 Month CD | |
| Teutopolis State Bank | 1.61% | $500 | - | $1,654 | 48 Month CD | |
| State Bank of Prairie du Rocher | 1.61% | $1k | - | $1,654 | 48 Month CD | |
| Crossroads Bank | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Buena Vista National Bank | 1.60% | $500 | - | $1,643 | 48 Month COD | |
| The Farmers National Bank of Prophetstown | 1.60% | $10k | $100k | $1,643 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Citizens First State Bank | 1.57% | $5k | - | $1,612 | 48 - 59 Month CD | |
| First National Bank of Waterloo | 1.56% | $1k | - | $1,601 | 48 Month CD | |
| Iaa Credit Union | 1.56% | $1k | - | $1,601 | 48 Month Certificate | |
| Shelby County State Bank | 1.56% | $1k | - | $1,597 | 4 Year CD | |
| The Harvard State Bank | 1.56% | $1k | - | $1,597 | 4 Year CD | |
| The Havana National Bank | 1.56% | $1k | - | $1,601 | 48 Month CD | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Washington Savings Bank | 1.55% | $1k | - | $1,586 | 48 Month CD | |
| Parda Credit Union | 1.55% | $500 | - | $1,586 | 4 Year Senior Plus CD | |
| Liberty Bank, F.S.B. | 1.55% | $5k | - | $1,586 | 48 Month CD | |
| Illinois State Police Credit Union | 1.55% | $500 | - | $1,591 | 48 Month PFI Member Conventional Share Certificate | |
| Harvard Savings Bank | 1.53% | $500 | - | $1,570 | 48 Month CD | |
| First Trust & Savings Bank of Albany, Illinois | 1.53%* | $10k | - | $1,570 | 48 Month CD | |
| Greater Cincinnati School Credit Union | 1.53% | $300 | - | $1,565 | 4 Year Diamond Club CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Bank of Chestnut | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Bank of Kampsville | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Petefish, Skiles & Co. | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| First National Bank in Taylorville | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| First State Bank of Campbell Hill | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Liberty Bank (IL) | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Southern Illinois Bank | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Streator Onized Credit Union | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| State Bank of Industry | 1.51% | $1k | - | $1,350 | 42 Month CD | |
| Maroon Financial Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| The Farmers Bank of Mt. Pulaski | 1.51%* | $10k | - | $1,545 | 4 Year CD | |
| Table Grove State Bank | 1.51% | $5k | - | $1,545 | 4 Year CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| First Community Credit Union | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| Scott Credit Union | 1.50%* | $1k | - | $1,534 | 4 Year Share Certificate | |
| Lincoln State Bank | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Abbott Laboratories Credit Union | 1.50% | $500 | - | $1,538 | 48 Month Share Certificate | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| First National Bank of Steeleville | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Central State Bank (IL) | 1.50% | $1k | - | $1,538 | 48 Month CD | |
| General Mills Credit Union | 1.50%* | $25k | - | $1,538 | 48 - 59 Month Share Certificate | |
| Illiana Financial Credit Union | 1.50% | - | - | $1,538 | 48 Month Share Certificate | |
| Jacksonville Savings Bank | 1.50% | $500 | - | $1,534 | 4 Year CD | |
| Kent Bank | 1.50% | $1k | - | $1,538 | 48 Month CD | |
| Milledgeville State Bank | 1.50%* | $25k | - | $1,538 | 48 Month CD | |
| Sangamon Schools Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| State Bank of St. Jacob | 1.50% | $1k | - | $1,341 | 42 Month CD | |
| Wemple State Bank | 1.50% | - | - | $1,538 | 48 Month CD | |
| First Security | 1.50% | $5k | - | $1,538 | 48 Month Premium CD | |
| Kinderhook State Bank | 1.50% | $2,500 | - | $1,538 | 48 Month CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Land Of Lincoln Credit Union | 1.50%* | $10k | - | $1,538 | 48 Month CD | |
| First Clover Leaf Bank | 1.46% | $1k | - | $1,496 | 48 Month CD | |
| 1st MidAmerica Credit Union | 1.46%† | $1k | - | $1,492 | 48 Month CD | |
| Adm Credit Union | 1.46% | - | - | $1,492 | 48 Month Share Certificate | |
| Allsteel Credit Union | 1.46% | $1k | - | $1,492 | 48 Month Share Certificate | |
| Heartland CU (IL) | 1.46% | $1k | - | $1,496 | 48 Month CD | |
| Mercantile Bank (IL) | 1.46% | $1k | - | $1,496 | 48 Month CD | |
| Shell Community Credit Union | 1.46% | $1k | - | $1,496 | 48 Month CD | |
| The First National Bank of Raymond | 1.46% | $1k | - | $1,496 | 48 Month CD | |
| Illinois National Bank | 1.46% | $1k | - | $1,492 | 4 Year Risinig Rate CD Special | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Cornerstone Credit Union | 1.45% | $20k | - | $1,482 | 48 Month CD | |
| The Foster Bank | 1.45% | $1k | - | $1,482 | 48 Month Friendship CD | |
| Sterling Federal Bank, F.S.B. | 1.45% | $5k | - | $1,454 | 47 Month Buildable CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Northrop Grumman Federal Credit Union | 1.43% | $2,500 | - | $1,465 | 48 Month Term CD | |
| State Bank of Waterloo | 1.41% | $1k | - | $1,440 | 48 Month CD | |
| BankOrion | 1.41% | $25k | - | $1,444 | 48 Month CD | |
| Citizens Community Bank (IL) | 1.41% | $500 | - | $1,444 | 48 Month CD | |
| First FSB of Mascoutah | 1.41% | $1k | - | $1,444 | 48 Month CD | |
| Gcs Credit Union | 1.41% | $1k | - | $1,444 | 48 Month Share Certificate | |
| Illinois Community Credit Union | 1.41% | $1k | - | $1,444 | 48 Month Certificate | |
| The Bank of Carbondale | 1.41% | $1k | - | $1,444 | 48 Month CD | |
| Community National Bank in Monmouth | 1.41% | $20k | - | $1,440 | 4 Year Certificate | |
| Guardian Savings Bank | 1.41% | $1k | - | $1,440 | 4 Year CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| Catholic and Community Credit Union | 1.40% | $500 | - | $1,430 | 4 Year Term Certificate | |
| First Bankers Trust Co. N.A. | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Evergreen Bank Group | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| East Dubuque Savings Bank | 1.40% | $1,500 | - | $1,434 | 48 Month CD | |
| Farmers Insurance Group Credit Union | 1.40%* | $1k | - | $1,434 | 48 Month Share Certificate | |
| First Southern Bank | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Siu Credit Union | 1.40%* | $500 | - | $1,434 | 48 Month Share Certificate | |
| The First National Bank of Okawville | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| The Old Exchange National Bank of Okawville | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Union Savings Bank (IL) | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| United Community Credit Union | 1.36% | $1k | - | $1,392 | 48 Month CD | |
| First National Bank of Vandalia | 1.36% | $1k | - | $1,392 | 48 Month CD | |
| Bank of Springfield | 1.36% | $1k | - | $1,388 | 4 Year CD | |
| Byron Bank | 1.36%* | $1k | - | $1,388 | 4 Year CD | |
| Raritan State Bank | 1.36% | $5k | - | $1,392 | 48 Month CD | |
| First Eagle Credit Union | 1.36% | $500 | - | $1,388 | 4 Year Share Certificate | |
| Sangamo Chapter Credit Union | 1.36% | $1k | - | $1,392 | 48 Month CD | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Acme Continental Credit Union | 1.35% | $1k | - | $1,378 | 48 Month Share Certificate | |
| First National Bank of Illinois | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| First Savings Bank of Hegewisch | 1.35% | $1k | - | $1,378 | 4 Year CD | |
| Edgebrook Bank | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| Wheaton Bank & Trust | 1.35% | $1k | $100k | $1,381 | 48 Month Founder CD | |
| Blackhawk Area Credit Union | 1.35% | $500 | - | $1,381 | 48 Month CD | |
| Ottawa Savings Bank | 1.35% | $1k | - | $1,378 | 4 Year CD Special With checking and E-statements | |
| Community Bank-Wheaton/Glen Ellyn | 1.34%* | $1k | - | $1,367 | 4 Year CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| North Central Bank | 1.31% | $1k | - | $1,340 | 48 Month CD | |
| The Bradford National Bank of Greenville | 1.31% | $1k | - | $1,340 | 48 Month CD | |
| The Family Credit Union | 1.31% | $500 | - | $1,340 | 48 Month CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| First National Bank of Omaha | 1.30% | $500 | - | $1,329 | 48 Month CD w/Checking | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| CEF Credit Union | 1.30% | $1k | $100k | $1,326 | 4 Year Certificate | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Bank of Herrin | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Trust Bank | 1.30% | $50 | - | $1,326 | 48 Month Dreambuilder CD | |
| Murphy-Wall State Bank & Trust | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Inland Bank & Trust | 1.30% | $10k | - | $1,329 | 48 Month CD | |
| Ascentra Credit Union | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| Citizens National Bank of Albion | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Bank of Quincy | 1.30% | $2,500 | - | $1,329 | 48 Month CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Washington Federal Bank for Savings | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Mid-Illini Credit Union | 1.30% | $500 | - | $1,329 | 48 Month Share Certificate | |
| The First National Bank of Brownstown | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Select Employees CU (IL) | 1.30% | $1k | - | $1,326 | 4 Year CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| RidgeStone Bank | 1.30% | $10k | $95k | $1,329 | 48 Month CD | |
| Sauk Valley Bank & Trust Company | 1.30% | $5k | - | $1,329 | 48-59 Month CD | |
| Flora Bank and Trust | 1.28% | $1k | - | $1,308 | 48 Month CD | |
| First Bank & Trust (IL) | 1.28% | $1k | - | $1,280 | 47 Month Charter Member CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| 1st Community Bank | 1.26% | $2,500 | - | $1,284 | 48 Month CD | |
| Seaway Bank and Trust Company | 1.26% | $1k | - | $1,284 | 4 Year CD | |
| Farmers State Bank of Western Illinois | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| Forreston State Bank | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Brown County State Bank | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Community Bank of Trenton | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Bank of Yates City | 1.26% | $1k | - | $1,123 | 42 Month CD | |
| State Bank of Arthur | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| The National Bank & Trust Company of Sycamore | 1.26% | $1k | - | $1,284 | 4 Year CD | |
| Tuscola National Bank | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| First Community State Bank | 1.26% | $500 | - | $1,288 | 48 Month Compound Interest CD | |
| First National Bank in Georgetown | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Flora Savings Bank | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| MidWest America Federal Credit Union | 1.25% | $10k | - | $1,277 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Baxter Credit Union | 1.25%† | $500 | - | $1,277 | 48 Month Rewards CD | |
| First State Bank of Illinois | 1.25%*† | $10k | - | $1,277 | 48 Month CD | |
| Polish & Slavic Credit Union | 1.25%* | $500 | - | $1,274 | 4 Year CD | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| Marine Bank (IL) | 1.25%† | $1k | - | $1,277 | 48 Month CD | |
| Community First Bank (IL) | 1.25% | $1k | - | $1,274 | 4 Year CD | |
| BankChampaign, National Association | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| First Community Bank (33842) | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Peru Federal Savings Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| First Community Bank of Plainfield | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| First Nations Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Iroquois Federal Savings and Loan Association | 1.25% | $100 | - | $1,114 | 42-Month Fixed CD | |
| Lisle Savings Bank | 1.25% | $2k | - | $1,114 | 42 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Oak Trust Credit Union | 1.25% | $500 | - | $1,277 | 48-Month CD | |
| The Bank of Bourbonnais | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| The First National Bank of Arcola | 1.25% | $2,500 | - | $1,277 | 48 Month CD | |
| Citizens Bank of Chatsworth | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| North Side Federal Savings and Loan Association of Chicago | 1.25% | $2k | - | $1,277 | 48 Month CD | |
| State Bank of Chrisman | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| The Poplar Grove State Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Warren-Boynton State Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Longview State Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Baytree National Bank & Trust Company | 1.25% | $5k | - | $1,277 | 48 Month CD Special | |
| First Bank & Trust, S.B. | 1.25% | $5k | - | $1,274 | 4 Year CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| First National Bank in Staunton | 1.21% | $5k | - | $1,236 | 48 Month CD | |
| Farmers-Merchants National Bank of Paxton | 1.21% | $1k | - | $1,232 | 4 Year CD | |
| Tempo Bank, A Federal Savings Bank | 1.21% | $500 | - | $1,078 | 42 Month CD | |
| The First National Bank of McHenry | 1.21% | $500 | - | $1,232 | 4 Year CD | |
| The City National Bank of Metropolis | 1.21% | - | - | $1,232 | 4 Year CD | |
| Cbi Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Share Certificate | |
| Villa Grove State Bank | 1.21% | - | - | $1,236 | 48 Month CD | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| The Bank of Marion | 1.20% | $1k | - | $1,222 | 48 Month CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| Access Credit Union | 1.20% | $10k | - | $1,225 | 48 Month CD | |
| Harris National Association | 1.20%† | $5k | - | $1,222 | 48 Month CD - $5,000 Min | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Builders Bank | 1.20% | $2,500 | - | $1,225 | 48 Month CD | |
| Cole Taylor Bank | 1.20% | $1k | - | $1,225 | 48-59 Month CD | |
| Metrobank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| Capaha Bank, SB | 1.20% | $10k | - | $1,199 | 47 Month Trade - A - Rate Certificate | |
| Bank of Rantoul | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| Plaza Bank, Norridge, Illinois | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Midwest Community Bank (IL) | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Golden Eagle Community Bank | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Xceed Financial Credit Union | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| The First National Bank of Ogden | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Millennium Bank (IL) | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Vantage Credit Union | 1.20% | $2k | - | $1,225 | 48 Month CD | |
| Williamsville State Bank & Trust | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Oswego Community Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| North Community Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| Numark Credit Union | 1.20% | $1k | - | $1,225 | 48 Month Share Certificate | |
| Earthmover Credit Union | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Federated Bank | 1.17% | - | - | $1,194 | 48 Month CD | |
| Fisher National Bank | 1.16% | $500 | - | $1,184 | 48 Month CD | |
| National Bank (IL) | 1.16% | $1k | - | $1,184 | 48 Month CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Area Bank | 1.15% | $500 | - | $1,170 | 48 Month CD | |
| Cornerstone National Bank & Trust Company | 1.15%* | $10k | - | $1,170 | 4 Year CD | |
| Diamond Bank, FSB | 1.15% | $1k | - | $1,170 | 4 Year CD | |
| Parkway Bank and Trust Company | 1.15% | $1k | - | $1,173 | 48 Month CD | |
| Hinsdale Bank & Trust Company | 1.15% | $1k | - | $1,198 | 49 Month Founder CD | |
| Prospect Federal Savings Bank | 1.15% | $1k | - | $1,173 | 48 Month Compounded Interest CD | |
| State Bank of Cherry | 1.15% | $1k | - | $1,170 | 4 Year CD | |
| First National Bank of Chillicothe | 1.15% | $1k | - | $1,173 | 48 Month CD | |
| Forest Park National Bank and Trust Company | 1.15%* | $1k | - | $1,173 | 48 Month CD | |
| Port Byron State Bank | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Valley Bank (IL) | 1.14% | $2,500 | - | $1,163 | 48 Month CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Farmers and Merchants National Bank | 1.11% | $1k | - | $1,132 | 48 Month CD | |
| Community Bank of Elmhurst | 1.11% | $500 | - | $1,132 | 48 Month CD | |
| Collinsville Building and Loan Association | 1.11% | $1k | - | $1,132 | 48 Month Certificate | |
| Staley Employees Credit Union | 1.11% | $10k | - | $1,129 | 48 Month CD | |
| Bank of Edwardsville | 1.10% | $1k | - | $1,121 | 48 Month Certificate | |
| Heritage Bank of Central Illinois | 1.10% | $10k | $100k | $1,121 | 48-Month CD | |
| First Personal Bank | 1.10% | $250 | - | $1,118 | 4 Year CD | |
| First Community Bank of Hillsboro | 1.10% | $1k | - | $1,121 | 48 Month CD | |
| Brimfield Bank | 1.10% | $1k | - | $1,118 | 4 Year Special CD | |
| South Side Trust & Savings Bank of Peoria | 1.10% | $1k | - | $1,121 | 48 Month CD | |
| University Of Illinois Emps Credit Union | 1.10% | $500 | - | $1,118 | 4 Year Silver CD | |
| First Illinois Bank | 1.10% | - | - | $1,118 | 4 Year CD | |
| West Suburban Bank | 1.10% | $2,500 | - | $1,121 | 48 Month CD | |
| CenTrust Bank, National Association | 1.10%* | $1k | - | $1,121 | 48 Month Business CD | |
| The State Bank of Geneva | 1.10% | $1k | - | $1,121 | 48 Month CD Special | |
| American Midwest Bank | 1.09% | $1k | - | $1,108 | 4 Year CD | |
| Heartland Bank and Trust Company | 1.08% | $5k | - | $1,101 | 48 Month CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Cissna Park State Bank | 1.06% | $25k | - | $1,077 | 4 Year Bonus Rate CD | |
| First Community Bank, Xenia-Flora | 1.06% | $500 | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Galena State Bank & Trust | 1.05% | $1k | - | $1,070 | 48 Month CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Rockford Bank & Trust | 1.05%* | $25k | - | $1,067 | 4 Year CD | |
| Abri Credit Union | 1.05% | $500 | - | $1,070 | 48 Month Share Certificate | |
| Pekin National Bank | 1.05% | $1k | - | $1,070 | 48 Month CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Northbrook Bank and Trust Company | 1.03%* | $1k | - | $1,049 | 48 Month Founder's/Platinum Preferred/Northbrook CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| Midland Federal Savings and Loan Association | 1.01% | $1k | - | $1,028 | 48 Month CD | |
| Morton Community Banks | 1.01%* | - | - | $1,028 | 48 Month Launch Ready CD Special | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| Standard Bank and Trust Co. | 1.00% | $1k | - | $1,018 | 48 - 59 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Illini Bank | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Allied First Bank,sb | 1.00% | - | - | $1,015 | Business 48 Month CD | |
| Austin Bank of Chicago | 1.00% | $1k | $100k | $1,018 | 48 Month CD | |
| BankFinancial, FSB | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Park Federal Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Farmers State Bank of Alto Pass, Ill. | 1.00% | $1k | - | $1,018 | 48-Month CD | |
| Hickory Point Bank and Trust, FSB | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| First Federal Savings Bank of Champaign Urbana | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| First National Bank of St. Louis | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| Home Federal Savings and Loan Association of Collinsville | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| Great Lakes Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Great Lakes Bank, National Association | 1.00% | $1k | - | $1,015 | 4 Year Fixed Rate CD | |
| Laclede Community Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| The First National Bank of Litchfield | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| The First National Bank of Lacon | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Bell West Community Credit Union | 1.00% | $500 | - | $1,015 | 4 Year Certificate | |
| The Peoples' Bank of Arlington Heights | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| Town Center Bank (IL) | 1.00% | $1k | - | $1,018 | 48 Month CD | |
| First Financial CU (IL) | 1.00% | $5k | - | $1,018 | 48 Month Certificate | |
| South End Savings, s.b. | 1.00% | $1k | - | $888 | 3 and 1/2 Year CD | |
| DHCU Community | 1.00%* | $10k | - | $1,015 | 48 Month Build A Rate Certificate | |
| Members Alliance CU (IL) | 1.00% | $500 | - | $1,015 | 48 Month CD | |
| American Bank and Trust Company, National Association | 1.00% | $500 | - | $1,018 | 48 Month CORE Client CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| First National Bank of Mattoon | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| First National Bank of Brookfield | 0.95%* | $10k | - | $966 | 48 Month CD w/FNBB Checking | |
| Armour Kankakee Credit Union | 0.95% | $500 | - | $966 | 48 – 59 Month Share Certificate | |
| First Mid-Illinois Bank & Trust, National Association | 0.95% | $1k | - | $966 | 48-59 Month CD | |
| Covenant Bank | 0.95% | $1k | - | $964 | 4 Year CD | |
| First American Bank (IL) | 0.95% | $1k | - | $966 | 48-59 Month Relationship CD | |
| The Edgar County Bank and Trust Co., Paris, Illinois | 0.93%* | $25k | - | $946 | 48 Month CD | |
| Peoples National Bank , N.A. | 0.91%* | $10k | - | $922 | 48-59 Month CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| State Bank of The Lakes | 0.90%* | $1k | - | $912 | 4 Year CD | |
| First Robinson Savings Bank N.A. | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| First Bank (MO) | 0.90% | $10k | $100k | $912 | 48 Month CD | |
| Merchants and Manufacturers Bank | 0.90% | $1k | - | $912 | 4 Year CD | |
| First Financial Bank, National Association (IN) | 0.90% | $1k | - | $915 | 48 - 59 Month CD | |
| Genfed Credit Union | 0.90% | $1k | - | $915 | 48 Month Share Certificate | |
| First State Bank of Bloomington | 0.90% | $500 | - | $915 | 48 - 59 Month CD | |
| North Shore Trust and Savings | 0.90% | $1k | - | $912 | 4 Year CD | |
| State Bank of Graymont | 0.90% | $1k | - | $915 | 48 Month CD | |
| The First National Bank of Grant Park | 0.90% | $1k | - | $912 | 4 Year CD | |
| Columbia National Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| Commonwealth Credit Union | 0.90% | $1k | - | $915 | 48 Month CD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| State Bank of Countryside | 0.85% | $1k | - | $861 | 4 Year CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| MB Financial Bank | 0.85%† | $1k | - | $863 | 48 Month CD | |
| Barrington Bank & Trust Company, National Association | 0.85%* | $1k | - | $861 | 48 Months Founder's Rate CD | |
| First Bank of Highland Park | 0.85% | $2,500 | - | $863 | 4 Year CD | |
| Hoyne Savings Bank | 0.85% | $500 | - | $754 | 3.5 Year CD | |
| Northside Community Bank | 0.85% | $2,500 | - | $863 | 48 Month CD | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Lake Forest Bank and Trust Company | 0.84% | $25k | - | $853 | 48 Month Jumbo Fixed CD - With Qualifying Checking Account | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| American Chartered Bank | 0.81% | $1k | - | $820 | 48 Month Fixed Certificate | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Glenview State Bank | 0.80% | $1k | - | $810 | 48 Month CD | |
| Prairie Community Bank | 0.80% | $1k | - | $810 | 4 Year CD | |
| Old Second National Bank | 0.80% | $1k | - | $812 | 48 Month CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| NorStates Bank | 0.75% | $1k | - | $758 | 4 Year CD | |
| Libertyville Bank & Trust Company | 0.75% | $1k | $10m | $758 | 48 Month Founder’s Premium CD | |
| Central Federal Savings and Loan Association | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Trust CU (IL) | 0.75% | $1k | - | $758 | 4 Year Share Certificate | |
| First Community Bank and Trust | 0.75%* | $12k | $100k | $758 | 4 Year CD | |
| The First Trust and Savings Bank of Watseka, Illinois | 0.75% | $1k | - | $761 | 48 Month CD | |
| Village Bank and Trust | 0.75% | $1k | - | $761 | 48 Month CD | |
| Waterman State Bank | 0.75% | $1k | - | $761 | 48 Month CD | |
| Woodforest National Bank | 0.75% | $500 | - | $758 | 4 Year CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Kane County Teachers Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Liberty Bank for Savings (IL) | 0.75% | $5k | - | $664 | 3 1/2 Year CD | |
| Meadows Credit Union | 0.73% | $500 | - | $740 | 48 Month Variable Rate Savvy Certificate | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| Elk Grove Village Bank & Trust | 0.70% | $2,500 | - | $709 | 48 Months Fixed Rate CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Roselle Bank & Trust | 0.70% | $2,500 | - | $707 | 48 Month CD | |
| Old Town Bank & Trust | 0.70% | $2,500 | - | $707 | 48 Month CD | |
| Marquette Bank | 0.70% | $500 | - | $707 | 4 Year CD | |
| First Midwest Bank | 0.68%* | $25k | - | $687 | 48 Month CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| A J Smith Federal Savings Bank | 0.65% | $500 | - | $658 | 48 Month CD | |
| Beverly Bank & Trust Company, National Association | 0.65% | $1k | - | $658 | 48 Month Fixed Rate CD | |
| Hyde Park Bank and Trust Company | 0.65% | $1k | - | $656 | 4 Year CD | |
| Commerce Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| Archer Bank | 0.60% | $500 | - | $605 | 4 Year CD | |
| Park Ridge Community Bank | 0.60% | $2,500 | - | $607 | 48 Month CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| Farmers' and Traders' State Bank | 0.55% | $1k | - | $556 | 48 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Shelter Financial Bank | 0.50% | $1k | $95k | $504 | 48 Month CD | |
| Municipal Trust and Savings Bank | 0.50% | $1k | - | $504 | 4 Year CD | |
| Fort Financial Credit Union | 0.45% | $500 | - | $453 | 48 Month CD | |
| West Town Savings Bank | 0.40% | $1k | - | $404 | 48 Month CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
Featured Accounts
Average 4 Year CD Rate Trend
Featured 1 Year CDs