1 Year IRA Rates
Compare one year IRA rates from banks and credit unions. When selecting an IRA CD it's important to shop around to ensure you are getting the best rate possible. We have compiled a list of thousands of IRA CD rates throughout the country to make this process easier. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Navy Federal Credit Union | 2.90% | $50 | - | $290 | 1 Year Special EasyStart Certificate CESA | |
| Melrose Credit Union | 1.51% | $4k | - | $151 | 1 Year Share IRA Certificate | |
| Alliant Credit Union | 1.50% | $1k | - | $150 | 12 - 17 Month Traditional IRA | |
| H&R Block Bank | 1.50% | - | - | $150 | 12 Month IRA | |
| Giantbank.com | 1.46% | $1k | - | $146 | 12 Month Giant IRA | |
| Discover Bank | 1.45% | $2,500 | - | $145 | 12 Monrh IRA | |
| Nationwide Bank | 1.45% | $500 | - | $145 | 12 Month IRA | |
| ISN Bank | 1.36% | $1k | - | $136 | 1 Year IRA | |
| Acacia Federal Savings Bank | 1.30% | $100 | - | $130 | 12 Month IRA | |
| First National Community Bank (PA) | 1.25% | $1k | - | $125 | 1 Year Add-On IRA | |
| RiverLand Credit Union | 1.25% | $1k | - | $125 | 12 Month IRA Certificate | |
| Hillcrest Bank | 1.20% | $1k | - | $120 | 1 Year IRA | |
| Intervest National Bank | 1.18% | $1k | - | $118 | 1 Year CESA | |
| Wings Financial Credit Union | 1.16% | - | - | $116 | 1 Year IRA | |
| Lockheed Federal Credit Union | 1.15% | $1k | - | $115 | 12 Month IRA | |
| Kaiser Federal Bank | 1.15% | $10k | - | $115 | 12 - 23 Month IRA | |
| State Farm Bank | 1.11% | - | - | $111 | 12 Month IRA | |
| BankDirect | 1.11% | $1k | - | $111 | 12 Month IRA CD | |
| 20Th Century Fox Credit Union | 1.10% | $5k | - | $110 | 1 Year IRA Certificate | |
| Coulee Bank | 1.08% | $500 | - | $108 | 12 Month IRA | |
| Country Bank for Savings | 1.06% | $500 | - | $106 | IRA - 1 year | |
| RTN Federal Credit Union | 1.06% | $1k | - | $106 | 12 Month IRA | |
| The Bank of Fayetteville | 1.05% | - | - | $105 | 12 Month IRA | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $78.72 | 9 Month VIP IRA | |
| Patriot Bank | 1.02% | $1k | - | $111 | 13 Months IRA | |
| American Bank | 1.01% | $250 | - | $101 | 12 Month IRA | |
| USAA Bank | 1.01% | $1k | $95k | $101 | 1 Year IRA - Standard | |
| ING DIRECT | 1.00% | - | - | $100 | 12 Month Roth IRA | |
| Northwest Federal Credit Union | 1.00% | $500 | - | $100 | 1 Year Add-On IRA Certificate | |
| First Savings Bank Northwest | 0.97% | $5k | - | $97.27 | 12 Month IRA | |
| ViewPoint Bank | 0.90% | $1k | - | $90.00 | 12 Month IRA CDs | |
| Third Federal | 0.90% | $100 | - | $90.00 | 12 Month IRA | |
| Royal Banks of Missouri | 0.86% | $1k | $100k | $86.00 | 12 Month IRA | |
| Allstate Bank | 0.85% | $1k | - | $85.00 | 1 Year IRA | |
| Zions Bank | 0.80% | $1k | - | $80.00 | 1 Year Internet IRA Certificate | |
| Pacific Resource Credit Union | 0.77% | $1k | - | $77.00 | 12 Month IRA | |
| Danversbank | 0.75% | $500 | - | $75.00 | 12 Month IRA | |
| Apple Federal Credit Union | 0.70% | - | - | $70.00 | 12 Month IRA | |
| North Country Savings Bank | 0.70% | $500 | - | $70.00 | 1 Year IRA | |
| Citibank | 0.70% | $500 | - | $75.97 | 13 Month IRA | |
| Bank of America | 0.65% | - | - | $65.00 | 12 - 17 Month IRA | |
| Amegy Bank | 0.60% | $250 | - | $60.00 | 1 Year IRA | |
| Randolph Bank & Trust Company | 0.60% | $10k | - | $60.00 | 12 Month Fixed Rate IRA | |
| Provident Credit Union | 0.55% | $500 | - | $55.00 | 12 Month IRA | |
| MetLife Bank | 0.50% | $2k | - | $37.51 | 9 Month IRA | |
| iGObanking | 0.50% | $1k | - | $37.51 | 9 Month iGOIRA | |
| Bank of Oklahoma | 0.35% | - | - | $35.00 | 1 Year IRA | |
| Chase Manhattan Bank | 0.25% | $1k | - | $18.76 | 9-11 Month IRA - Relationship |
Average 1 Year IRA Rate Trend
