1 Year IRA Rates
Compare one year IRA rates from banks and credit unions. When selecting an IRA CD it's important to shop around to ensure you are getting the best rate possible. We have compiled a list of thousands of IRA CD rates throughout the country to make this process easier. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingAlly Bank IRA High Yield 12-Month CDAPY 0.99% Min N/A Max N/A Earnings Est. $99.27
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 12 Month IRAAPY 1.00% Min $2,500 Max N/A Earnings Est. $100
Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 12 Month IRAAPY 1.00% Min $2,500 Max N/A Earnings Est. $100Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Pentagon Federal Credit Union | 1.16% | $25 | - | $116 | 1 Year Roth IRA | |
| Melrose Credit Union | 1.10% | $4k | - | $110 | 1 Year Share IRA Certificate | |
| Connexus Credit Union | 1.10% | $10k | - | $110 | 12 Month IRA Certificate With Active Checking | |
| Self-Help Credit Union | 1.06% | - | - | $106 | 12 Month IRA | |
| Nationwide Bank | 1.05%* | - | - | $105 | 12 Month IRA | |
| Acacia Federal Savings Bank | 1.00% | $100 | - | $100 | 12 Month IRA | |
| Discover Bank | 1.00% | $2,500 | - | $100 | 12 Month IRA | |
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| Ally Bank | 0.99% | - | - | $99.27 | IRA High Yield 12-Month CD | |
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| Affinity Credit Union | 0.95% | $500 | - | $95.26 | 12 Month IRA Certificate | |
| AIG Bank | 0.92% | - | - | $92.25 | 12 Month IRA | |
| Andrews Federal Credit Union | 0.90% | $1k | - | $90.00 | 12 Month IRA | |
| USAA Bank | 0.86% | $1k | $95k | $86.00 | 1 Year IRA - Standard | |
| MetLife Bank | 0.80%* | $2k | - | $80.00 | 12 Month IRA | |
| First Savings Bank Northwest | 0.77%* | $5k | - | $77.21 | 12 Month IRA | |
| Giantbank.com | 0.75% | $1k | - | $75.00 | 12 Month Giant IRA | |
| H&R Block Bank | 0.75% | - | - | $75.00 | 12 Month IRA | |
| EverBank | 0.75% | $1,500 | - | $75.00 | 1 Year Yield Pledge IRA | |
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| INOVA Federal Credit Union | 0.70% | $200 | - | $81.94 | 14 Month IRA | |
| Firstmark Credit Union | 0.65% | $500 | - | $65.00 | 1 Year Regular IRA CD | |
| American Bank | 0.60% | $250 | - | $60.16 | 12 Month IRA | |
| State Farm Bank | 0.60%*† | - | - | $60.00 | 12 Month IRA | |
| Royal Banks of Missouri | 0.60% | $1k | $100k | $60.16 | 12 Month IRA | |
| ING DIRECT | 0.50% | - | - | $37.51 | 9 Month Roth IRA | |
| Third Federal | 0.50%† | $100 | - | $50.14 | 12 Month IRA | |
| Kaiser Federal Bank | 0.50% | $10k | - | $50.00 | 12 - 23 Month IRA | |
| Bank of America | 0.45%† | $2k | - | $45.00 | 12 Month High Yield Online IRA | |
| North Country Savings Bank | 0.40% | $500 | - | $40.00 | 1 Year IRA | |
| Patriot Bank | 0.30% | $1k | - | $32.55 | 13 Month IRA | |
| ViewPoint Bank | 0.25% | $1k | - | $25.00 | 12 Month IRA | |
| BankDirect | 0.25% | $1k | - | $25.07 | 12 Month IRA CD | |
| First National Community Bank (PA) | 0.20% | $1k | - | $20.00 | 1 Year Add-On IRA | |
| 20Th Century Fox Credit Union | 0.20% | $5k | - | $20.00 | 1 Year IRA Certificate | |
| iGObanking | 0.15% | $1k | - | $11.26 | 9 Month iGOIRA | |
| Amegy Bank | 0.10% | $250 | - | $9.04 | 330 Day IRA | |
