1 Year IRA Rates

Compare one year IRA rates from banks and credit unions. When selecting an IRA CD it's important to shop around to ensure you are getting the best rate possible. We have compiled a list of thousands of IRA CD rates throughout the country to make this process easier. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Showing nationwide and Virginia accounts based on a $10,000 deposit.
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Bank or Credit UnionApyMinMaxEarnings
Estimate		Product
Connexus Credit Union1.10%$10k-$11012 Month IRA Certificate With Active Checking
Piedmont Credit Union1.01%$1k-$1011 Year IRA Certificate
A. B. & W. Emp. Credit Union Inc1.00%$1k-$10012 Month IRA Share Certificate
HEW Credit Union1.00%$500-$10012 Month IRA
Salem Five1.00%$2k-$10012 Month IRA Special
Valley Industrial Credit Union0.95%$500-$95.2612 Month IRA
Ally Bank0.94%--$94.26IRA High Yield 12-Month CD
Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC.
Nationwide Bank0.90%*$500-$90.2512 Month Roth IRA
CIT Bank0.90%$1k-$90.001 Year Term IRA CD
Discover Bank0.85%$2,500-$85.2312 Month IRA
First Internet Bank of IN0.85%--$85.2312 Month IRA
OneWest Bank0.85%$1k-$92.2513 Month IRA
Melrose Credit Union0.85%$4k-$85.001 Year Share Roth IRA Certificate
Andrews Federal Credit Union0.85%$1k-$85.2312 Month IRA Certificate
Digital Credit Union0.85%$500-$85.2312 - 23 Month IRA Certificate - Relationship Rate
Pen Air Credit Union0.80%$500-$86.8213 Month-Special IRA
State Department Federal Credit Union0.80%$500-$80.2212 Month IRA Certificate
Virginia Heritage Bank0.80%$500-$80.2212 Month IRA
USAA Bank0.76%$250$95k$76.001 Year SIMPLE IRA - Standard
First Virginia Community Bank0.75%$1k-$75.0012 Month IRA
AloStar Bank of Commerce0.75%$1k-$75.2112 Month IRA
Alliant Credit Union0.75%$1k-$75.2112 - 17 Month Traditional IRA
Hudson City Savings Bank0.70%†$500-$75.9713 Month IRA
Member One Credit Union0.70%$1k-$70.001 Year IRA
Intervest National Bank0.68%$1k-$68.001 Year Roth IRA
EverBank0.65%$1,500-$65.001 Year Yield Pledge IRA
Start SavingSponsored Note: High yields, and greater convenience at EverBank.
Bank of Georgetown0.65%$1k-$65.001 Year IRA
Northwest Federal Credit Union0.65%*$2,500-$65.001 Year Roth IRA Certificate
Bayport Credit Union0.65%$1k-$59.6411 Months Premier IRA Special
Virginia Partners Bank0.65%$1k-$65.1812 Month IRA
Urban Trust Bank0.65%$500$100k$65.1812 Month IRA
Presidential Online Bank0.60%$1k-$60.001 Year IRA
Air Force Federal Credit Union0.60%*$1k-$60.001 Year IRA
John Marshall Bank0.60%$500-$60.1612 Month IRA
Justice Federal Credit Union0.60%*$500-$60.1612 Month IRA Certificate w/ JNA Relationship
Chain Bridge Bank, National Association0.60%$500-$60.001 Year Special IRA
Fairfax County Credit Union0.60%$2,500-$60.1612 Month IRA Certificate
NSWC Credit Union0.60%$500-$60.001-Year IRA Share Certificate
Quantum National Bank0.60%$1k-$60.1612 Month Non-Relationship IRA
Peoples Advantage Credit Union0.60%$1k-$60.1612 Month IRA
University Of Va Community Credit Union0.60%$500-$60.001 Year IRA
AIG Bank0.60%--$60.1612 Month IRA
Chesapeake Bank0.60%$100-$60.001 Year IRA
Millennium Bank, National Association0.60%$1k-$70.2314 Month IRA
Lake Michigan Credit Union0.60%$500-$70.2314 Month VIP IRA
Chartway Federal Credit Union0.60%$10k-$60.1612 Month Roth IRA
Belvoir Federal Credit Union0.60%$1k-$60.1612 Month IRA Share Certificate
Cardinal Bank0.55%$1k-$64.3714 Month IRA
Call Credit Union0.55%$1k-$55.1512 Month IRA Certificate
Martinsville Dupont Emp Credit Union0.55%$2,500-$55.001 Year IRA
Sandia Laboratory Credit Union0.55%*$1k-$55.1512 Month IRA
Self-Help Credit Union0.55%--$55.1512 Month IRA
North American Savings Bank0.55%$10k-$64.3714 Month IRA with Checking
Giantbank.com0.55%$1k-$55.1512 Month Giant IRA
Apple Federal Credit Union0.55%$500-$55.1512 Month Roth IRA Certificate
Northrop Grumman Federal Credit Union0.52%$2k-$52.001 Year Term Roth IRA
Commonwealth One Credit Union0.51%$1k-$51.1412 Month IRA Certificate
NARFE Premier Federal Credit Union0.50%$1k-$50.001 Year Roth IRA Certificate
NewDominion Bank0.50%$500-$50.1412 Month Roth IRA
Jacksonville Bank0.50%$1k-$50.1412 - 23 Month IRA
Easthampton Savings Bank0.50%$500-$37.519 Month IRA
The Business Bank0.50%-$100k$50.1412 Month IRA
Blue Ridge Bank0.50%$5k-$54.2613 Months Special Roth IRA
ViewPoint Bank, National Association0.50%$1k-$50.1412 Month SEP IRA
Bank of Botetourt0.50%$100-$50.001 Year IRA
Mcgraw Hill Credit Union0.50%$10k-$50.1412 Month IRA
Salem Va Medical Center Credit Union0.50%$1k-$50.1412 Month IRA
The Richmond Postal Credit Union In0.50%$500-$50.1412 Month IRA
WashingtonFirst Bank0.50%$1k-$50.1412 Month IRA
New Horizon Bank, National Association0.50%$500-$50.1412 Month IRA
Franklin Federal Savings Bank0.50%$10k-$41.7610-10 Flex IRA Certificate
Xceed Financial Credit Union0.50%$500-$50.1412 Month IRA
Patriot Bank0.50%$1k-$54.2613-23 Month IRA
Marine Federal Credit Union0.50%$500-$50.1412 Month Traditional IRA
United Central Bank0.50%$500-$50.1412 Month IRA
New Generations Federal Credit Union0.45%$1k-$45.001 Year IRA Share Certificate
Mountain America Credit Union0.45%$500-$45.1212 Month Roth IRA
New Peoples Bank, Inc.0.45%$500-$45.1212 Month IRA
Astera Credit Union0.45%$500-$45.001 Year IRA
Arlington Community Credit Union0.45%$500-$45.1212 Month Platinum IRA
Freedom First Credit Union0.45%$500-$45.1212 Month IRA
Virginia Community Bank0.45%--$45.1212 Month IRA
First Technology Federal Credit Union0.45%$500-$45.1212 Month IRA
West Texas National Bank0.45%$100-$45.001 Year Roth IRA CD
Dupont Community Credit Union0.45%$1k-$45.001 Year IRA
America's Credit Union 0.45%$500$100k$45.1212-23 Month Roth IRA Certificate Account
Geauga Savings Bank0.40%--$40.1112 Month Roth IRA
Simplicity Bank0.40%$10k-$40.001 Yr to <2 Yr IRA
First National Bank (LA)0.40%--$40.1112 Month IRA
Appalachian Community Credit Union0.40%$1k-$40.1112 Month IRA Certificate
Affinity Credit Union0.40%$500-$30.019 Month IRA Certificate
Communitywide Credit Union0.40%$2k-$40.1112 Month IRA Share Certificate
Credit Union Of New Jersey0.40%*$500-$40.001 Year IRA Certificate
First Sentinel Bank0.40%--$40.1112 Month IRA
Central Virginia Credit Union0.40%--$40.1112 Month Preferred IRA Certificate
Nma Credit Union0.40%$10k-$40.1112 Month IRA Certificate
The Bank of Fincastle0.40%$100-$40.1112 Month IRA
United Southeast Credit Union0.40%$500-$40.1112 Month IRA
Capital Educators Federal Credit Union0.40%*$10k-$40.1112 - 17 Month Roth IRA Certificate
Fulton Bank, National Association0.40%†$500-$43.4013 Month Relationship IRA
Benchmark Community Bank0.40%$500-$40.001 Year Premium Roth IRA
Capital One 3600.40%--$30.019 Month IRA
Central Virginia Bank0.40%$500-$40.1112 Month IRA
First National Community Bank (PA)0.37%$1k-$37.001 Year Add-On Roth IRA
First Savings Bank Northwest0.36%*$5k-$36.1012 Month IRA
1St Advantage Credit Union0.36%$500-$36.1012 Month IRA
Access National Bank0.35%$10k-$40.9614 Month IRA
State Farm Bank0.35%*†--$35.1012 Month Roth IRA
Stillwater National Bank0.35%†$10k-$35.1012 Month IRA
Village Bank (VA)0.35%$500-$35.001 Year Roth IRA
TD Bank, National Association0.35%†$250-$32.1211 Month IRA CD
Baylands Credit Union0.35%$500-$35.1012 Month IRA Certificate
Virginia Commonwealth Bank0.35%$100-$35.1012 Month IRA
Virginia Commerce Bank0.35%$100-$35.001 Year IRA
StellarOne Bank0.35%$5k-$37.9813 Month Promo IRA
The Capon Valley Bank0.35%$500-$35.1012 Month IRA - Quarterly
South Division Credit Union0.35%$500-$35.001 Year IRA
Zions Bank0.35%$1k-$35.001 Year Internet IRA CD
Citizens Bank (TN)0.35%$1k-$35.1012 Month IRA
First Security Bank & Trust0.32%$2,500-$32.0912 - 23 Month IRA
H&R Block Bank 0.30%$250-$30.0812 Month Roth IRA
National Bank of Kansas City0.30%--$30.0812 - 23 Month Roth IRA
Truliant Credit Union0.30%*$250-$30.0812 Month IRA Certificate
Armed Forces Bank, National Association0.30%$500-$30.0812 Month IRA
Highlands Union Bank0.30%$500-$30.0812 Month IRA
KeyBank0.30%†$2,500$100k$25.0610 Month Tiered IRA - Relationship
Amalgamated Bank0.30%†$500-$30.001 Year Roth IRA Fixed Rate
Principal Bank0.30%$2,500-$30.0812 Month IRA
SunTrust Bank0.30%†$2k$1m$25.06You Choose 10-15 Month IRA CD
Farmers & Merchants Bank0.30%$1k-$30.0812 Month IRA
Pinnacle Federal Credit Union0.30%$500-$30.0812 Month Roth IRA
EVB Bank0.30%$500-$32.5513 - 23 Month IRA
First National Bank of Altavista0.30%$100-$30.08IRA 12 Month Variable
First Trade Union Bank0.30%$500-$30.001 Year IRA
North Country Savings Bank0.30%$500-$30.001 Year IRA
Community Bank of Pleasant Hill0.30%$500-$30.001 Year IRA
Community Bank of Raymore0.30%$500-$30.001 Year IRA
Partners 1St Credit Union0.28%$500-$28.0812 Month IRA
Money One Federal Credit Union0.27%--$27.001 Year IRA Savings Certificate
Newtown Savings Bank0.25%--$25.001 Year Roth IRA
Patelco Credit Union0.25%$500-$25.0712 - 23 Month Roth IRA
Third Federal0.25%†$100-$25.0712 Month Roth IRA
Univest Bank and Trust Co.0.25%$500-$25.0712 Month IRA
ABNB Credit Union0.25%$1k-$25.0712 Month IRA Certificate
Front Royal Credit Union0.25%$500-$25.001 Year IRA Certificate
BankDirect0.25%$1k-$25.0712 Month Roth IRA CD
Bank of Blue Valley0.25%--$25.0712 - 17 Months Roth IRA
Union First Market Bank0.25%$1k$100k$25.001 Year Preferred IRA
Eli Lilly Credit Union0.21%--$21.001 Year IRA
First Shore Federal Savings and Loan Association0.20%$500-$20.0512 Month IRA
Randolph Bank & Trust Company0.20%*$10k-$20.0512 Month Fixed Rate IRA
InTouch Credit Union0.20%$1k$95k$20.0512 Month IRA
20Th Century Fox Credit Union0.20%$5k-$20.001 Year IRA Certificate
Union Bank of California0.20%†$350-$20.0512 - 17 Month Roth IRA Time Deposit
The Adirondack Trust Company0.20%$500-$20.001 Year IRA
First Bank (VA)0.20%$500-$20.0512 Month IRA
Great Lakes Credit Union0.20%$1k-$20.001 Year IRA Certificate
Acacia Federal Savings Bank0.20%$100-$20.0512 Month IRA
Bank of America0.20%†$2k-$20.0512 Month Featured Online IRA - Platinum Rate
Sandy Spring Bank0.20%$1k-$20.0512 - 17 Month IRA
American Bank0.20%$250-$20.0512 Month Roth IRA
Bronco Federal Credit Union0.20%$1k-$20.0512 Month IRA Certificate
Citibank0.20%†$1k-$20.001 Year IRA
PNC Bank, National Association0.18%*†$10k-$18.0512 Month IRA
iGObanking0.15%$1k-$11.269 Month iGOIRA
Chase Manhattan Bank0.15%*†$10k-$15.0412-14 Month IRA - Relationship
Bank @LANTEC0.15%$500-$15.0412 Month Roth IRA
Woodforest National Bank0.15%†$500-$15.001 Year IRA
Wells Fargo Bank0.15%†$2,500-$11.269 Month IRA Special
Consumers Credit Union (IL)0.15%$250-$15.001 Year IRA
INOVA Federal Credit Union0.15%$200-$17.5514 Month IRA
The National Bank of Blacksburg0.12%--$12.0312 Month Roth IRA
University Federal Credit Union0.10%$1k-$10.0312 Month Regular Roth IRA
Comerica Bank0.10%†$1k-$10.001 Year IRA
Regions Bank0.10%†$250-$10.0312 - 17 Month IRA
Sovereign Bank0.10%$500$100k$10.0012 Month Rising Rate IRA
Amegy Bank0.10%$250-$7.519 Month IRA
Guardian Credit Union0.04%$500-$4.0112 Month IRA Share Certificate
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