2 Year IRA Rates
Compare rates on 2 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingAlly Bank IRA Raise Your Rate 2-Year CDAPY 1.15% Min N/A Max N/A Earnings Est. $578
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 24 Month IRAAPY 1.15% Min $2,500 Max N/A Earnings Est. $580
Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 24 Month IRAAPY 1.15% Min $2,500 Max N/A Earnings Est. $580Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 1.36% | $4k | - | $685 | 2 Year Share IRA Certificate | |
| Self-Help Credit Union | 1.26% | - | - | $636 | 24 Month IRA | |
| Pentagon Federal Credit Union | 1.25% | $25 | - | $629 | 2 Year Roth IRA | |
| Andrews Federal Credit Union | 1.25% | $1k | - | $629 | 24 Month IRA | |
| Affinity Credit Union | 1.25% | $500 | - | $631 | 24 Month IRA Certificate | |
| Nationwide Bank | 1.20%* | - | - | $604 | 24 Month IRA | |
| USAA Bank | 1.20% | $1k | $95k | $604 | 2 Year IRA - Standard | |
| Discover Bank | 1.15% | $2,500 | - | $580 | 24 Month IRA | |
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| Ally Bank | 1.15% | - | - | $578 | IRA Raise Your Rate 2-Year CD | |
| Start Saving | ||||||
| Acacia Federal Savings Bank | 1.10% | $100 | - | $553 | 24 Month IRA | |
| AIG Bank | 1.07% | - | - | $539 | 24 Month IRA | |
| EverBank | 1.05% | $1,500 | - | $528 | 2 Year Yield Pledge IRA | |
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| First Internet Bank of IN | 1.04% | $1k | - | $524 | 24 Month IRA | |
| H&R Block Bank | 1.00% | - | - | $503 | 24 Month IRA | |
| Giantbank.com | 0.95% | $1k | - | $477 | 24 Month Giant IRA | |
| American Bank | 0.90% | $250 | - | $453 | 24 Month IRA | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month IRA | |
| Royal Banks of Missouri | 0.87% | $1k | $100k | $438 | 24 Month IRA | |
| MetLife Bank | 0.75% | $2k | - | $376 | 24 Month IRA | |
| Third Federal | 0.75%† | $100 | - | $377 | 24 Month IRA | |
| North Country Savings Bank | 0.70% | $500 | - | $351 | 2 Year IRA | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month IRA | |
| State Farm Bank | 0.65%*† | - | - | $326 | 24 Month IRA | |
| Kaiser Federal Bank | 0.60% | $10k | - | $301 | 24 - 35 Month IRA | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOIRA | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month IRA | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Roth IRA | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Internet IRA Certificate | |
| Bank of America | 0.50%† | - | - | $251 | 24 - 35 Month IRA | |
| Patriot Bank | 0.40% | $1k | - | $200 | 2 Year IRA | |
| INOVA Federal Credit Union | 0.30% | $200 | - | $150 | 2 Year IRA | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year IRA Certificate | |
| BankDirect | 0.25% | $1k | - | $126 | 24 Month IRA CD | |
| Amegy Bank | 0.20% | $250 | - | $100 | 2 Year IRA | |
