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Featured 2-Year CD Rates
Average 2 Year IRA Rate Trend
Featured Accounts

2 Year IRA Rates

Compare rates on 2 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Melrose Credit Union1.41%$4k-$7102 Year Share IRA Certificate (Traditional,Roth,CESA)
Freedom Bank (NJ)1.35%$500-$71724-35 Month IRA (Traditional,Roth,SEP)
Bogota Savings Bank1.35%--$59521 Month IRA
Connexus Credit Union1.30%$10k-$65424 Month IRA Certificate With Active Checking (Traditional,CESA,Roth)
Northrop Grumman Federal Credit Union1.25%$2k-$6292 Year Term IRA (Traditional,Roth,CESA)
Salem Five1.25%$2k-$62924 Month IRA Special (Traditional,CESA,Roth,SEP)
Oritani Bank1.25%$1k-$629Loyalty 2 Year IRA (Traditional,CESA,Roth)
Digital Credit Union1.23%$500-$69927 Month Jump-Up IRA - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
Community Bank of Bergen County, N. J.1.21%$500-$6092 Year IRA (Traditional,Roth,CESA)
CIT Bank1.20%$25k-$6042 Year Achiever IRA (Traditional,Roth)
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Cape Bank1.20%--$6042 Year IRA (Traditional,Roth,CESA)
Hudson City Savings Bank1.15%$500-$5782 Year IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Lake Michigan Credit Union1.15%$500-$60425 Month VIP IRA CD
Peapack-Gladstone Bank1.15%$500-$60425 Month IRA (New Money only)
GE Capital Retail Bank1.15%*$25k-$58024 Month IRA CD (Traditional,Roth)
Sandia Laboratory Credit Union1.11%*$1k-$56024 Month IRA (Traditional,Roth,CESA)
Ally Bank1.10%--$553IRA Raise Your Rate 2-Year CD (Traditional,Roth,SEP)
Nationwide Bank1.10%*$500-$55524 Month IRA (Traditional,Roth)
Self Reliance (NJ) Credit Union1.06%--$53424 Month IRA Certificate (Traditional,Roth,CESA)
Discover Bank1.05%$2,500-$52924 Month IRA (Traditional,Roth)
Pen Air Credit Union1.05%$500-$52924 Month IRA (Traditional,Roth,SEP,CESA)
Northwest Federal Credit Union1.05%*$25k-$5282 Year IRA Certificate (Traditional,Roth,CESA,SEP)
Alliant Credit Union1.05%$1k-$55724 - 35 Month Traditional IRA
Pinnacle Federal Credit Union1.02%$500-$51424 Month IRA (Traditional,Roth,CESA)
The Berkshire Bank1.01%$1k$500k$50924 Month IRA
Grand Bank, N.A.1.01%$1k-$50924 Month IRA (Traditional,Roth)
HAB Bank1.00%$1,500-$5032 Year IRA - Queens & NJ & Hicksville
Haven Savings Bank1.00%$100-$50424 Month IRA
South Jersey Federal Credit Union1.00%$1k-$5032 Year IRA (Traditional,Roth,CESA)
Royal Bank America1.00%$1k-$5032 Year IRA
Andrews Federal Credit Union1.00%$1k-$50424 Month IRA Certificate (Traditional,Roth,CESA)
Indus American Bank1.00%$2k-$50424 Month IRA
Affinity Credit Union1.00%$500-$50424 Month IRA Certificate
Gibraltar Bank1.00%$2,500-$52525 Month Red Carpet IRA (Traditional,Roth)
Lincoln Park Savings Bank1.00%$500-$5032 Year IRA (Traditional,Roth,CESA)
RSI BANK1.00%$250-$50424 Month IRA
OneUnited Bank1.00%$1k-$503UNITY 2 Year IRA CD
Kearny Federal Savings Bank1.00%$500-$5032 Year StarBanking Plus IRA (Traditional,Roth,CESA)
Belvoir Federal Credit Union1.00%$1k-$50424 Month IRA Share Certificate
AloStar Bank of Commerce1.00%$1k-$50424 Month IRA
First Choice Bank (NJ)1.00%$1k-$50424 Month IRA (Traditional,Roth,SEP)
First Jersey Credit Union1.00%$1k-$5032 Year IRA
Lusitania Savings Bank1.00%$5k-$50424 Month Renewal IRA (Traditional,Roth,CESA)
Roselle Savings Bank1.00%$1k-$50424 Month IRA (Traditional,Roth,CESA)
The Bank of Princeton0.99%$500$100k$49924 Month IRA (Traditional,Roth)
Parke Bank0.95%$500-$47924 Month IRA (Traditional,Roth)
First Bank (NJ)0.95%$500-$47924 Month IRA
Giantbank.com0.95%$1k-$47924 Month Giant IRA
Security Bank (OK)0.95%$2k-$47924 Month IRA (Traditional,Roth)
Liberty Bell Bank0.91%$500-$45824 Month IRA (Traditional,Roth)
EverBank0.90%$1,500-$4522 Year Yield Pledge IRA (Traditional,Roth)
Garden Savings Federal Credit Union0.90%$500-$4522 Year Flex-Rate IRA Share Certificate (Traditional,Roth,CESA)
Simplicity Bank0.90%$10k-$4522 Yr to <3 Yr IRA (Traditional,Roth,CESA)
Delanco Federal Savings Bank0.90%$1k-$53028 Month IRA Special
Armed Forces Bank, National Association0.90%$500-$45324 Month IRA (Traditional,Roth,CESA)
First Point FCU0.90%$1k-$4522 Year IRA (Traditional,Roth,CESA)
NewDominion Bank0.90%$500-$45324 Month IRA (Traditional,Roth)
OneWest Bank0.90%$1k-$4522 Year IRA (Traditional,Roth,SEP)
Northern Bank & Trust Company0.90%$500-$45324 Month IRA (Traditional,Roth,CESA,SEP)
Pentagon Federal Credit Union0.90%$25-$4522 Year Roth IRA
GSL Savings Bank0.87%$500-$43824 Month Fixed IRA
Clifton Savings Bank0.85%$500-$42824 Month IRA (Traditional,Roth,CESA)
Astera Credit Union0.85%$500-$4272 Year IRA (Traditional,Roth,CESA)
Freehold Savings Bank0.85%$500-$42824 Month IRA (Traditional,Roth,CESA)
The Atlantic Credit Union0.85%*$10k-$4272 Year IRA Certificate (Traditional,Roth,CESA)
Patriot Bank0.85%$1k-$42824 Month IRA
The Jacksonville Bank0.82%$1k-$43424 - 35 Month IRA (Traditional,Roth)
USAA Bank0.81%$250$95k$4072 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
First Internet Bank of IN0.80%--$40324 Month IRA (Traditional,Roth,CESA)
Presidential Bank (MD)0.80%$1k-$4022 Year IRA
Ponce De Leon Federal Bank0.80%$500-$40324 Month IRA (Traditional,Roth,CESA)
Franklin Bank (NJ)0.80%$1k-$40324 Month IRA CD (Traditional,Roth,CESA)
Communitywide Credit Union0.80%$2k-$40324 Month IRA Share Certificate
Glen Rock Savings Bank0.80%$500-$40324 Month IRA
Pacific Mercantile Bank0.80%$7,500-$4022 Year IRA (Traditional,Roth)
Republic Bank (Philadelphia, PA)0.80%--$42424 - 35 Month IRA
UmbrellaBank.com0.76%$1k-$3812 Year IRA
Air Force Federal Credit Union0.75%*$1k-$3762 Year IRA (Traditional,Roth,CESA)
BCB Community Bank0.75%$250-$3762 Year IRA (Traditional,Roth,CESA)
Beneficial Mutual Savings Bank0.75%$1k-$39724 - 35 Month IRA (Traditional,Roth,CESA)
McGraw Hill Credit Union0.75%$10k-$37724 Month IRA (Traditional,Roth,CESA)
Jersey Shore Credit Union0.75%$25k-$39712-60 Month IRA Certificate (Traditional,Roth)
Self-Help Credit Union0.75%--$37724 Month IRA (Traditional,Roth,CESA)
Community Financial Services Credit Union0.75%--$3762 Year IRA
First Atlantic Credit Union0.75%$500-$39724-35 Month IRA Certificate (Traditional,Roth,CESA)
Boiling Springs Savings Bank0.75%$1k-$3762 Year IRA (Traditional,Roth,SEP)
NJ Gateway Credit Union0.74%$500-$37224 Month IRA Certificate (Traditional,Roth,CESA)
Quantum National Bank0.72%$1k-$36224 Month Relationship IRA
Raritan Bay Federal Credit Union0.70%$1k-$35224 Month IRA (Traditional,Roth,CESA)
Geauga Savings Bank0.70%--$35224 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Sun National Bank0.70%$500$100k$37124-35 Month Relationship IRA (Traditional,Roth,CESA)
Millington Savings Bank0.70%$250-$35224 Month IRA (Traditional,Roth,CESA)
Justice Federal Credit Union0.65%*$500-$32724 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
Automatic Data Processing Credit Union0.65%$25k-$32724 Month Jumbo IRA (Traditional,Roth,CESA)
Century Savings Bank0.65%$500-$32724 Month IRA (Traditional,Roth)
Schuyler Savings Bank0.65%$1k-$32724 Month IRA (Traditional,Roth,CESA)
The First National Bank of Elmer0.65%$100-$32724 Month Fixed IRA (Traditional,Roth,SEP,CESA)
Ocean City Home Bank0.65%--$32724 Month IRA (Traditional,Roth,SEP,SIMPLE)
NJM Bank0.65%$500-$32724 Month IRA (Traditional,Roth)
Capital Educators Federal Credit Union0.65%*$25k-$34424 - 35 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Apple Federal Credit Union0.65%$500-$32724 Month IRA Certificate (Traditional,Roth,CESA)
United Central Bank0.65%$500-$32724 Month IRA
State Farm Bank0.65%*--$32724 Month IRA (Traditional,Roth)
Metuchen Savings Bank0.65%$500-$30022 Month IRA
United Teletech Financial Credit Union0.65%$500-$34418-23 Month IRA Special
Easthampton Savings Bank0.60%$500-$30224 Month IRA (Traditional,Roth)
Advanced Financial Credit Union0.60%--$31712-60 Month IRA (Traditional,Roth)
Fulton Bank of New Jersey0.60%$500-$3012 Year IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank0.60%$500-$3012 Year IRA Certificate (Traditional,Roth)
First Technology Federal Credit Union0.60%$500-$30224 Month IRA (Traditional,Roth,CESA)
Magyar Bank0.60%$500-$30124 Month IRA
Chartway Federal Credit Union0.60%$10k-$30224 Month IRA (Traditional,Roth,CESA)
Principal Bank0.60%$2,500-$30224 Month IRA (Traditional,Roth)
North American Savings Bank0.60%$10k-$31724 - 35 Month IRA with Checking (Traditional,Roth,CESA)
Bank SNB0.55%$10k-$27724 Month IRA (Traditional,Roth,SEP)
America's Credit Union 0.55%$25k$100k$29124-47 Month IRA Certificate Account (Traditional,Roth,CESA)
Spencer Savings Bank 0.55%$500-$27724 Month IRA
First Savings Bank Northwest0.51%*$25k-$25624 Month IRA
Manasquan Savings Bank0.50%$500-$2512 Year IRA (Traditional,Roth,CESA)
Polish & Slavic Credit Union0.50%$500-$2512 Year IRA (Traditional,Roth,SEP,SIMPLE,CESA)
1st Colonial Community Bank0.50%$500-$25124 month IRA
Firstrust Savings Bank0.50%$500$500k$24123 Month IRA (Traditional,Roth,SEP)
First Security Bank & Trust0.50%$2,500-$26424 - 35 Month IRA (Traditional,Roth,SEP)
Xceed Financial Credit Union0.50%$500-$25124 Month IRA (Traditional,Roth,CESA)
First National Community Bank (PA)0.50%$1k-$2512 Year IRA (Traditional,Roth,CESA,SEP)
First Trade Union Bank0.50%$500-$2512 Year IRA
NVE Bank (NJ)0.50%$500-$26225 Month IRA (Traditional,CESA,Roth)
Mountain America Credit Union0.50%$500-$25124 Month IRA (Traditional,Roth)
North Country Savings Bank0.50%$500-$2512 Year IRA
National Bank of Kansas City0.50%--$26424 - 35 Month IRA (Traditional,Roth)
First National Bank (LA)0.50%--$25124 Month IRA
Millville Savings and Loan Association0.50%$1k-$2512 Year IRA (Traditional,Roth,CESA)
KeyBank0.45%$25k$100k$22624 Month Tiered IRA - Relationship (Traditional,Roth)
Colonial Bank, FSB0.45%$500-$22624 Month IRA (Traditional,Roth)
GCF Bank0.45%$500-$2262 Year IRA (Traditional,Roth)
Patelco Credit Union0.45%$500-$23824 - 35 Month IRA (Traditional,Roth,CESA)
Investors Bank0.45%$500-$22624 Month IRA (Traditional,Roth)
Third Federal Savings and Loan (OH)0.45%$100-$22624 Month IRA (Traditional,Roth,SEP)
Zions Bank0.45%$1k-$2262 Year Internet IRA CD
ViewPoint Bank, National Association0.45%$1k-$22624 Month IRA (Traditional,SEP,Roth)
Eli Lilly Credit Union0.41%--$2052 Year IRA (Traditional,Roth)
Northfield Bank0.40%$2,500-$20124 Month IRA (Traditional,Roth)
Univest Bank and Trust Co.0.40%$500-$20124 Month IRA (Traditional,Roth)
Credit Union Of New Jersey0.40%*$500-$2002 Year Basic IRA Certificate (Traditional,Roth,CESA)
Hamilton Horizons Credit Union0.40%--$2002 Year IRA Certificate (Traditional,Roth,CESA)
First Financial Credit Union0.40%$500-$20124 Month IRA Savings Certificate
Shore Community Bank0.40%$500-$20124 Month IRA
Capital One 3600.40%--$20124 Month IRA (Traditional,Roth)
PNC Bank, National Association0.35%*$25k-$17624 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
The Adirondack Trust Company0.35%$500-$1752 Year IRA (Traditional,Roth,SEP,CESA)
Acume0.35%*$20k-$17624 Month IRA Certificate (Traditional,Roth,CESA,SEP)
iGObanking0.35%$1k-$21229 Month iGOIRA (Traditional,Roth)
Newtown Savings Bank0.35%--$1752 Year IRA (Traditional,Roth)
INOVA Federal Credit Union0.35%$200-$1752 Year IRA (Traditional,Roth,CESA)
Community Bank of Pleasant Hill0.35%$500-$1752 Year IRA
Community Bank of Raymore0.35%$500-$1752 Year IRA
American Bank0.35%$250-$17624 Month IRA (Traditional,Roth,CESA)
Atlantic Stewardship Bank0.35%$500-$18524 - 35 Month IRA Power CD (Traditional,Roth,CESA)
Bank of Blue Valley0.35%$500-$18524 - 35 Months IRA (Traditional,Roth,CESA,SEP)
20Th Century Fox Credit Union0.30%$2,500-$1502 Year IRA Certificate (Traditional,Roth,CESA)
Susquehanna Bank0.30%*$500-$15824 - 35 Month Fixed Rate IRA (Traditional,Roth,CESA)
Fox Chase Bank0.30%$500-$15124 Month IRA (Traditional,Roth)
Great Lakes Credit Union0.30%$1k-$1502 Year IRA Certificate (Traditional,Roth,CESA)
The First National Bank of Absecon0.30%--$15824 - 35 Month IRA
South Division Credit Union0.30%$500-$1502 Year IRA
Consumers Credit Union (IL)0.30%$250-$1502 Year IRA (Traditional,Roth,CESA,SEP)
Garden State Credit Union0.30%$1k-$15124 Month IRA Certificate (Traditional,Roth)
Riegel Credit Union0.30%$1k-$15124 Month IRA (Traditional,Roth,CESA)
Chase Manhattan Bank0.25%*$10k-$13224-29 Month IRA - Relationship (Traditional,Roth,SEP)
Somerset Savings Bank, SLA0.25%$500-$12624 Month IRA
NJ Community Federal Credit Union0.25%$1k-$12624 Month IRA Certificate
BankDirect0.25%$1k-$12624 Month IRA CD (Traditional,Roth)
Citibank0.25%$1k-$1252 Year IRA (Traditional,Roth)
Amalgamated Bank0.25%$500-$1252 Year IRA Fixed Rate (Traditional,Roth)
University Federal Credit Union0.25%$1k-$12624 Month Regular IRA (Traditional,Roth,CESA)
Wells Fargo Bank0.21%$1k-$10524 Month Step Rate Bonus IRA (Traditional,Roth,SEP)
Union Bank (San Francisco, CA)0.20%$350-$10618 - 23 Month IRA Time Deposit (Traditional,Roth,CESA)
TrustCo Bank0.15%--$75.062 Year IRA (Traditional,Roth,CESA,SEP,SIMPLE)
Cornerstone Bank (NJ)0.15%$500$100k$79.1818 - 23 Month IRA
Amegy Bank0.15%$250-$75.062 Year IRA (Traditional,Roth)
Bank of America0.15%$1k-$79.1824 - 35 Month IRA - Platinum Rate (Traditional,Roth)
Comerica Bank0.15%$1k-$75.062 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
Sturdy Savings Bank0.10%$500-$50.022 Year IRA
H&R Block Bank 0.03%$250-$15.0424 Month IRA (Traditional,Roth)