6+ Year IRA Rates
Compare rates on 6+ year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Member One Credit Union | 2.00% | $1k | - | $1,487 | 7 Year IRA | |
| Blue Ridge Bank | 2.00% | $10k | - | $2,190 | 120 Months IRA | |
| Discover Bank | 1.95% | $2,500 | - | $2,130 | 10 Year Roth IRA | |
| Apple Federal Credit Union | 1.90% | $500 | - | $2,077 | 120 Month IRA Certificate | |
| Appalachian Community Credit Union | 1.76% | $5k | - | $1,107 | 72 Month Super Saver Roth IRA Certificate | |
| Air Force Federal Credit Union | 1.75%* | $1k | - | $1,291 | 7 Year IRA | |
| Franklin Federal Savings Bank | 1.71% | $500 | - | $1,260 | 7 Year IRA Certificate | |
| Northrop Grumman Federal Credit Union | 1.65% | $2k | - | $1,214 | 7 Year Term Roth IRA | |
| Intervest National Bank | 1.52% | $1k | - | $947 | 6 Year Roth IRA | |
| Fulton Bank, National Association | 1.50%† | $500 | - | $1,610 | 120 Month Relationship IRA | |
| Fairfax County Credit Union | 1.45% | $5k | - | $826 | 66 Month Step Up IRA Certificate Special | |
| Cardinal Bank | 1.40% | $1k | - | $870 | 6 Year SEP IRA | |
| Principal Bank | 1.36% | $2,500 | - | $847 | 72 Month IRA | |
| Eli Lilly Credit Union | 1.26% | - | - | $916 | 7 Year IRA | |
| TD Bank, National Association | 1.25%† | $250 | - | $909 | 7 Year Basic IRA CD | |
| Third Federal | 1.25%† | $100 | - | $776 | 72 Month Roth IRA | |
| INOVA Federal Credit Union | 1.25% | $200 | - | $774 | 6 Year IRA | |
| PNC Bank, National Association | 1.20%*† | $10k | - | $1,271 | 120 Month IRA | |
| KeyBank | 1.15%*† | $10k | $100k | $1,211 | 10 Year Tiered IRA - Relationship | |
| Access National Bank | 1.10% | $10k | - | $796 | 7 Year IRA | |
| USAA Bank | 1.06% | $250 | $95k | $766 | 7 Year IRA - Standard | |
| Chase Manhattan Bank | 1.01%*† | $10k | - | $1,060 | 120 Month IRA Special - Relationship | |
| Univest Bank and Trust Co. | 0.95% | $500 | - | $585 | 72 Month IRA | |
| Comerica Bank | 0.75%† | $1k | - | $537 | 7 - 10 Year IRA | |
| Bank of America | 0.45%† | $1k | - | $461 | 120 Month IRA - Platinum Rate | |
| Wells Fargo Bank | 0.45%† | - | - | $274 | 72 - 144 Month IRA |
Nationwide CDs
Resources
Average 6+ Year IRA Rate Trend
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
* All banks listed are a Member FDIC.