3 Year CD Rates in Massachusetts
Compare 3 year certificate of deposit rates in Massachusetts. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in Massachusetts. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
Sponsored Note: 
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| EBSB Direct | 1.80% | $1k | - | $1,378 | 36 Month EBSB CD | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Worcester Credit Union | 1.75% | $500 | - | $1,339 | 36 Month CD | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| AllCom Credit Union | 1.70% | $500 | - | $1,297 | 36 Month Share Certificate | |
| Central One Credit Union | 1.70% | $10k | - | $1,297 | 3 Year Senior Sense Certificate | |
| Clinton Savings Bank | 1.70% | - | - | $1,300 | 36-47 Month CD Promo | |
| Millbury Savings Bank | 1.69% | $500 | - | $1,293 | 36 Month Relationship CD | |
| MetroWest Community FCU | 1.66% | $500 | - | $1,269 | 36 Month CD | |
| Merrimack Valley Federal Credit Union | 1.65% | $500 | - | $1,258 | 36 Month CD | |
| First Citizens' Credit Union | 1.65% | $500 | - | $1,258 | Personal 3 Year Relationship Share Certificate | |
| Boston Firefighters Credit Union | 1.61% | $1k | $100k | $1,227 | 3 Year CD | |
| GFA Federal Credit Union | 1.60% | $500 | - | $1,223 | 36 Month Variable Rate Share Certificate | |
| Service Credit Union | 1.60% | $1k | - | $1,219 | 3 Year CD | |
| Taunton Credit Union | 1.60% | $250 | - | $1,223 | 36 Month CD | |
| Grafton Suburban Credit Union | 1.60% | $1k | - | $1,223 | 36 Month CD | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| Georgetown Savings Bank | 1.55% | $1k | - | $1,184 | 36 Month GSB Prime Relationship CD | |
| Stcu | 1.55% | $1k | - | $1,181 | 3 Year Share Certificate | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| 600 Atlantic Federal Credit Union | 1.53% | - | - | $1,165 | 3 Year CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Cape Ann Savings Bank | 1.51% | $500 | - | $1,150 | 3 Years CD | |
| Pentucket Bank | 1.51% | $500 | - | $1,150 | 3 Year Premium CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Shrewsbury Credit Union | 1.51% | $1k | - | $1,153 | 36 Month Regular CD | |
| Tewksbury Credit Union | 1.51% | $1k | - | $1,153 | 36 Month CD | |
| Ukrainian Credit Union | 1.51% | $2k | - | $1,150 | 3 Year Bump Up CD | |
| Worcester Fire Dept. Credit Union | 1.51% | $1k | - | $1,153 | 36 Month CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| Leominster Credit Union | 1.50% | $1k | - | $1,142 | 3 Year Term Share CD Special | |
| South Shore Savings Bank | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| Country Bank for Savings | 1.50% | $500 | - | $1,142 | CD - 3 Year | |
| Freedom Credit Union | 1.50% | $500 | - | $1,145 | 36 Month CD | |
| Spencer Savings Bank (MA) | 1.50% | $500 | - | $1,142 | 3 Year CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| Salem Co-operative Bank | 1.50% | $500 | - | $1,142 | 36 Month CD | |
| Bank of New England | 1.50% | $500 | - | $1,145 | 36-47 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Massmutual Credit Union | 1.50% | $500 | - | $1,145 | 36 Month CD | |
| Hampden Bank | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| UniBank for Savings | 1.50% | $500 | - | $1,142 | 4 Year Statement CD Special | |
| Melrose Co-operative Bank | 1.50% | $500 | - | $1,142 | 3 Year CD | |
| Energy CU (MA) | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| Methuen Co-operative Bank | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| St. Mary's CU (MA) | 1.50% | $500 | - | $1,145 | 36 Month CD | |
| Massachusetts Postal Employees Credit Union | 1.50% | - | - | $1,145 | 36 Month CD | |
| Westfield Bank | 1.50% | $1k | - | $951 | 30 Month Signature CD | |
| IC Federal Credit Union | 1.46% | $500 | - | $1,111 | 3 Year Term Share Certificate | |
| Colonial Co-operative Bank | 1.46% | $25k | - | $1,114 | 36 Month Fixed Rate CD | |
| Liberty Bay Credit Union | 1.46% | $500 | - | $1,114 | 36 Month CD | |
| Chicopee Municipal Employees Credit Union | 1.46%* | $1k | - | $925 | 30 Month CD | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Quabbin Online Credit Union | 1.45% | $5k | - | $1,106 | 36 Month Quabbin High-Yield CD | |
| LUSO Federal Credit Union | 1.45% | $500 | - | $1,106 | 36 Month MAX Relationship Share Certificate | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Avidia Bank | 1.41% | $1k | - | $1,075 | 36 Month CD | |
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| Merrimack College Credit Union | 1.41% | $2,500 | - | $1,072 | 3 Year CD | |
| Wemelco Credit Union | 1.41% | $1k | - | $1,075 | 36 Month CD | |
| Nuvo Bank & Trust Company | 1.41% | $1k | $250k | $1,075 | 36 Month Growth CD | |
| Scituate Federal Savings | 1.40% | - | - | $1,065 | 3 Year CD | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Athol Credit Union | 1.40% | $5k | - | $1,068 | 36 Month CD w/ Direct Rewards | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Meetinghouse Bank | 1.40% | $1k | - | $1,068 | 36 Month CD | |
| Millbury Credit Union | 1.40% | $500 | - | $1,068 | 36 Month Partnership CD | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| Haverhill Bank | 1.36% | $500 | - | $1,037 | 36 Month CD | |
| Marlborough Savings Bank | 1.36% | $1k | - | $1,037 | 36 mo. Certificate | |
| Quincy Credit Union | 1.36% | $1k | - | $1,037 | 36 - 47 Month CD | |
| Sharon Credit Union | 1.36% | $1k | - | $1,037 | 36 Month Step Up Year 1 CD | |
| Everett Credit Union | 1.36% | $500 | - | $1,037 | 36 Month Share Certificate | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| NMTW Community Credit Union | 1.35% | $500 | - | $941 | 33 Month Add On CD | |
| Rockland Federal Credit Union | 1.35% | $500 | - | $1,026 | 3 Year CD | |
| Berkshire Bank | 1.35%† | $1k | - | $1,058 | 37 Month Excitement CD | |
| Central Co-operative Bank | 1.35% | $1k | - | $855 | 30 Month CD | |
| Family Federal Savings and Loan Association | 1.35% | $1k | - | $1,026 | 3 Year CD | |
| Valleystone Credit Union | 1.35% | $500 | - | $1,029 | 36 Month CD | |
| Mass. Institute Of Tech. Credit Union | 1.35% | $500 | - | $1,029 | 36 Month Smart Money Rewards CD | |
| Seaport CU (MA) | 1.35% | $500 | - | $1,029 | 36 Month Latitude 43 CD | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| Members Plus Credit Union | 1.31% | $500 | - | $995 | 3 year certificate of deposit | |
| Luso-American Credit Union | 1.31% | $500 | - | $995 | 3 Year CD | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| River Works Credit Union | 1.30% | $500 | - | $988 | 36 Month CD | |
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Abington Bank | 1.30% | $500 | - | $990 | 36 Month CD | |
| Pilgrim Bank (MA) | 1.30% | $1k | - | $990 | 36 Month CD | |
| Holyoke Credit Union | 1.30% | - | - | $990 | 36 Month Relationship CD | |
| Lowell Co-operative Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| Secure | 1.30% | $500 | - | $990 | 36 Month SharePlus Certificate | |
| Webster Five Cents Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| Washington Savings | 1.28% | $500 | - | $972 | 3 Year Certificate | |
| Middlesex Federal Savings, F.A. | 1.28% | $500 | - | $975 | 36 Month CD | |
| Bank Gloucester | 1.27%* | $500 | - | $967 | 36 Month CD | |
| Brotherhood Credit Union | 1.27% | $1k | - | $967 | 36 Month Share Certificate | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| Industrial CU (MA) | 1.26% | $1k | - | $960 | 36 Month CD | |
| Equitable Co-operative Bank | 1.26% | - | - | $957 | 36 Month Personal CD | |
| Framingham Co-operative Bank | 1.26% | $500 | - | $797 | 30 Month CD | |
| Natick Federal Savings Bank | 1.26% | $500 | - | $957 | 3 Year CD | |
| The Lenox National Bank | 1.26% | $1k | - | $960 | 36 Month CD | |
| Pioneer Valley Credit Union | 1.26% | $1k | - | $960 | 36-47 Month Share Certificate | |
| Filene Credit Union | 1.26% | $500 | - | $960 | 36 Month Share Certificate | |
| USAlliance Credit Union | 1.26% | $500 | - | $960 | 36 Month CD | |
| Webster First Credit Union | 1.26% | $500 | - | $960 | 36 Month CD | |
| Franklin First Credit Union | 1.26% | $500 | - | $960 | 36 Month Term Share Certificate | |
| Northeastern University Credit Union | 1.26%* | $2,500 | - | $960 | 36 Month CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| The Community Bank | 1.25% | $500 | - | $949 | 3 Years CD | |
| East Boston Savings Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| M/A-COM Federal Credit Union | 1.25% | $500 | - | $952 | 36 - 47 Month CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Washington Trust Company | 1.25% | $500 | - | $952 | 36 Month Freedom Plus CD | |
| HarborOne Credit Union | 1.25% | - | - | $952 | 36 Month Advantage Gold CD | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Southbridge Savings Bank | 1.25% | $500 | - | $1,006 | 38 Month CD | |
| Mt. Washington Bank | 1.25% | $500 | - | $949 | 3 Year CD | |
| Jeanne D'Arc Credit Union | 1.25% | $500 | - | $952 | 36 Month CD | |
| East Cambridge Savings Bank | 1.25% | $1k | - | $949 | 3 Year CD | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| The Needham Bank | 1.25% | $1k | - | $949 | 3 Year CD | |
| Rockland Trust Company | 1.25% | $1k | - | $949 | 3 Year CD | |
| Hingham Institution for Savings | 1.25% | $500 | - | $949 | 3 Year CD | |
| City Of Boston Credit Union | 1.25% | $500 | - | $952 | 36 Month Share Certificate | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Mass Bay Credit Union | 1.25% | $500 | - | $952 | 36 Month CD | |
| Everett Co-operative Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| Mercantile Bank and Trust Company | 1.25% | $1k | - | $952 | 36 Month CD | |
| Barre Savings Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| Community Credit Union Of Lynn | 1.25% | $1k | - | $1,060 | 40 Month CD | |
| Massachusetts State Employees Credit Union | 1.25% | $500 | - | $952 | 36 Month CD | |
| Granite Savings Bank | 1.25% | $1k | - | $949 | 3 Year CD | |
| North Brookfield Savings Bank | 1.25% | $500 | - | $949 | 3 Year CD | |
| Merrimac Savings Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| Saugusbank, a Co-operative bank | 1.25% | $1k | - | $949 | 3 Year CD | |
| Southern Mass Credit Union | 1.25% | $1k | - | $952 | 36 Month CD | |
| New England Teamsters Credit Union | 1.25% | $1k | - | $949 | 3 Year Fixed Rate Share CD | |
| Somerset Credit Union | 1.25% | - | - | $952 | 36 Month CD | |
| Notre Dame Community Credit Union | 1.25% | $500 | - | $949 | 3 Year CD | |
| Chelsea-Provident Co-operative Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| StonehamBank, A Co-operative Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Southcoast Health System Credit Union | 1.25% | - | - | $949 | 3 Year CD | |
| St. Anne's Of Fall River Credit Union | 1.25% | $500 | - | $952 | 36-47 Month CD | |
| The Cooperative Bank | 1.25% | $1k | - | $949 | 3 Year CD | |
| Acushnet | 1.25%* | $1k | - | $952 | 36 Month CD | |
| Winchester Co-operative Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| Winter Hill Bank, FSB | 1.25% | $1k | - | $952 | 36 Month CD | |
| Reading Co-operative Bank | 1.25% | $500 | - | $949 | 3 Year Online CD | |
| Wellesley Municipal Employees Credit Union | 1.25% | - | - | $952 | 36 Month CD | |
| Bridgewater Credit Union | 1.25% | $1k | - | $949 | 36 to 47 Month CD | |
| Cambridge Portuguese Credit Union | 1.24% | $1k | - | $944 | 36 Month CD | |
| FamilyFirst Bank | 1.24% | $500 | - | $942 | 3 Year Certificate | |
| North Shore Manufacturers Credit Union | 1.24% | $500 | - | $944 | 36 Month Rollover CD | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Market USA Federal Credit Union | 1.22%† | $500 | - | $772 | 30 Month Bump-Up Preferred CD | |
| New Bedford Credit Union | 1.22% | $1k | - | $772 | 30 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| Greater Springfield Credit Union | 1.21% | $1k | $250k | $765 | 30 Month CD | |
| The Rockport National Bank | 1.21% | $1k | - | $919 | 3 Year CD | |
| Malden Teachers Credit Union | 1.21% | $500 | - | $921 | 36 Month CD | |
| Medical Area Credit Union | 1.21% | $500 | - | $921 | Business 36 Month Share Certificate | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| First Republic Bank | 1.20%† | $5k | - | $911 | 3 Year CD | |
| Metro Credit Union | 1.20% | $500 | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Bridgewater Savings Bank | 1.20% | $2k | - | $913 | 36 Month Fixed CD | |
| Colonial Federal Savings Bank | 1.20% | $1k | - | $911 | 3-Year CD | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Holbrook Co-operative Bank | 1.20% | $1k | - | $913 | 36 Month CD | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| Stoughton Co-operative Bank | 1.20% | $500 | - | $913 | 36 Month CD | |
| The Lowell Five Cent Savings Bank | 1.20% | $500 | - | $911 | 3 Year CD | |
| St. Anne Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| Walpole Co-operative Bank | 1.20% | $1k | - | $911 | 3 Year CD | |
| Mechanics' Co-operative Bank | 1.16% | $500 | - | $880 | 3 Year - Fixed Rate CD | |
| Morton Credit Union | 1.16% | $1k | - | $883 | 36 Month CD | |
| Goldmark Credit Union | 1.16% | $1k | - | $883 | 36 Month CD | |
| The Bank of Canton | 1.16% | $1k | - | $880 | 3 Year CD | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| Cape Cod Five Cents Savings Bank | 1.15% | $2k | - | $875 | 36 Month Ladder CD | |
| Florence Savings Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| Randolph Savings Bank | 1.15%† | $1k | - | $872 | 36 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| BankFive | 1.15% | $500 | - | $872 | 3 Year CD | |
| Mayflower Co-operative Bank | 1.15% | $500 | - | $872 | 3 Year CD | |
| Fall River Mun. Emp. Credit Union | 1.15% | $500 | - | $875 | 36 Month CD | |
| Hometown Bank, A Cooperative Bank | 1.15% | $1k | - | $875 | 36 Month CD | |
| Milford Federal Savings and Loan Association | 1.15% | $1k | - | $872 | 3 Year CD | |
| Foxboro Federal Savings | 1.15% | $500 | - | $875 | 36 Month CD | |
| Greenfield Co-operative Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| PeoplesBank | 1.15% | $1k | - | $872 | 3 Year Relationship CD | |
| Southbridge Credit Union | 1.15% | $500 | - | $875 | 36 Month CD | |
| Bank of Easton | 1.15% | $500 | - | $875 | 36 Month CD | |
| Wakefield Co-operative Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| Wrentham Co-operative Bank | 1.15% | $500 | - | $872 | 3 Year CD | |
| Local #170 Teamsters Credit Union | 1.15% | - | - | $872 | 3 Year CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| BayCoast Bank | 1.11% | $500 | - | $842 | 3 Year CD | |
| Dedham Savings | 1.11% | $1k | - | $844 | 36 Month CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| UMassFive College Federal Credit Union | 1.10% | $500 | - | $836 | 36 Month CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| Middlesex Savings Bank | 1.10% | - | - | $834 | Business 36 - 47 Months CD | |
| Northern Bank & Trust Company | 1.10% | $500 | - | $836 | 36 Month CD | |
| United Bank (MA) | 1.10%† | $500 | - | $834 | 36 Month CD | |
| Blue Hills Bank | 1.10% | - | - | $836 | 36 Month CD | |
| Rollstone Bank and Trust | 1.10% | $100 | - | $812 | 35 Month Fixed CD Special | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| First Commons Bank, National Association | 1.10% | $1k | - | $836 | 36 Month CD w/ Checking | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Bank of Cape Cod | 1.10% | $1k | - | $836 | 36 Month CD | |
| Bay State Savings Bank | 1.10% | $1k | - | $836 | 36 Month CD | |
| Dean Co-operative Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Fidelity Co-operative Bank | 1.10% | - | - | $836 | 36 Month Senior Partner CD | |
| Peoples Federal Savings Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Canton Co-operative Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Greenfield Savings Bank | 1.10% | - | - | $836 | 36 Month CD | |
| Lee Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Adams Community Bank | 1.10% | - | - | $836 | 36 Month CD | |
| The Village Bank (MA) | 1.10% | $1k | - | $834 | 3 Year CD | |
| Stoneham Savings Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| The Savings Bank (MA) | 1.10% | $1k | - | $836 | 36 Month CD | |
| Winchester Savings Bank | 1.10% | - | - | $834 | 3 Year CD | |
| Brockton Postal Employees Credit Union | 1.10% | $1k | - | $836 | 36 Month CD | |
| Delta Wye Credit Union | 1.10% | $2,500 | - | $834 | 3 Year Share Certificate | |
| Ocean Spray Employees Credit Union | 1.10% | $1k | - | $836 | 36 Month CD | |
| The National Grand Bank of Marblehead | 1.09% | - | - | $826 | 3 Year CD | |
| Stoneham Municipal Employees Credit Union | 1.09% | $1k | - | $829 | 36 Month CD | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| First Priority Credit Union | 1.05% | $1k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| South Coastal Bank | 1.05% | $1k | - | $796 | 36 Month CD | |
| Cambridge Trust Company | 1.05% | $1k | - | $796 | CD Fixed Rate 3 Year | |
| Commerce Bank & Trust Company | 1.05% | $1k | - | $798 | 36 Month CD | |
| Marblehead Bank | 1.05% | $500 | - | $796 | 3 Year CD | |
| Norwood Co-operative Bank | 1.05% | $1k | - | $798 | 36-47 Month Advantage CD | |
| The First National Bank of Ipswich | 1.05% | $500 | - | $798 | 3 Year CD | |
| Brookline Municipal Credit Union | 1.05% | $1k | - | $796 | 3 Year Certificate | |
| Ukrainian Selfreliance New England Credit Union | 1.05% | $1k | - | $796 | 3 Year CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Polish National Credit Union | 1.02% | $500 | - | $775 | 36 Month Term Share Certificate | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| Institution for Savings | 1.01% | - | - | $638 | 30 Month CD | |
| Monadnock Community Bank | 1.01% | $1k | - | $765 | 3 Year to < 4 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| NESC Credit Union | 1.01% | $500 | - | $638 | 30 Month CD | |
| Newburyport Five Cents Savings Bank | 1.01% | $500 | - | $767 | 36 Month CD | |
| Cabot Boston Credit Union | 1.01% | - | - | $638 | 2 1/2 Year CD | |
| Financial Resources Credit Union | 1.01% | $500 | - | $638 | 30 Month Resource Rewards Platinum CD Special | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Cambridge Savings Bank | 1.00% | $1k | - | $758 | CSB Premier Package 3-<5 Year CD | |
| North Middlesex Savings Bank | 1.00% | $500 | - | $758 | 3 Year CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Mansfield Co-operative Bank | 1.00% | $1k | - | $760 | 3 Year Certificate | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| Brookline Bank | 1.00% | $1k | - | $758 | 3 Year CD | |
| Cape Cod Co-operative Bank | 1.00% | $500 | - | $758 | 3 Year CD | |
| Crescent CU (MA) | 1.00% | $1k | - | $758 | 3 Year Certificate | |
| Direct Credit Union | 1.00% | $250 | - | $760 | 36 Month CD | |
| Eagle Bank (MA) | 1.00% | $500 | - | $760 | 36-47 Month CD | |
| Harvard University Employees Credit Union | 1.00% | $1k | - | $760 | 36 Month Certificate | |
| Commonwealth Cooperative Bank | 1.00% | $1k | - | $631 | 30 Month CD | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| Monson Savings Bank | 1.00% | $1k | - | $758 | 3 Year CD | |
| North Easton Savings Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| Northmark Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| Savers Co-operative Bank | 1.00% | $500 | - | $631 | 30 Month CD | |
| The Edgartown National Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| The Pittsfield Co-operative Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| Enterprise Bank and Trust Company | 1.00% | $500 | - | $631 | Business 30 Month CD | |
| Westport Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| Admirals Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| Belmont Savings Bank | 0.95% | $500 | - | $719 | 3 Year CD | |
| Leader Bank, National Association | 0.95% | $1k | - | $719 | 3 Year CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| Chicopee Savings Bank | 0.95% | $500 | - | $719 | 3 Year CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| Bristol County Savings Bank | 0.90% | $10k | - | $681 | 3 Year Prime Time™ CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Martha's Vineyard Savings Bank | 0.90% | $1k | - | $681 | 3 Year Certificate | |
| Century Bank and Trust Company | 0.90% | $1k | $90k | $681 | 3 - 5 Year CD | |
| North Shore Bank, a Co-operative Bank | 0.90% | $1k | - | $683 | 36 Month CD | |
| St. Jean's Credit Union | 0.90%* | $500 | - | $681 | 3 Year CD | |
| Plymouth County Teachers Credit Union | 0.90% | $500 | - | $683 | 36 Month CD | |
| The Milford National Bank and Trust Company | 0.90% | $1k | - | $683 | 36 Month CD | |
| Landmark CU (MA) | 0.90% | $500 | - | $683 | 36 Month CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| Salisbury Bank | 0.85% | $1k | - | $645 | 36 - 47 Months CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| Hoosac Bank | 0.85% | $1k | - | $645 | 36 Month CD | |
| Cambridge Teachers Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| Williamstown Savings Bank | 0.85% | $1k | - | $645 | 36 Month CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Somerville School Employees Credit Union | 0.76% | - | - | $574 | 3 Year CD | |
| Chadwick Credit Union | 0.76% | $1k | - | $574 | 3 Year Share Certificate | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| Charles River Bank | 0.73% | $1k | - | $553 | 36 Month CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Weymouth Bank | 0.71% | $1k | - | $538 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| Cathay Bank | 0.70% | $2,500 | $100k | $529 | 3 Year - 60 Month CD | |
| Credit Union Of The Berkshires | 0.70% | $500 | - | $530 | 36 Month Share Certificate | |
| Mycom Credit Union | 0.70% | $1k | - | $530 | 36 Month CD | |
| TD Bank, National Association | 0.70%† | $250 | - | $529 | 3 Year Basic CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| Greylock Federal Credit Union | 0.65% | $1k | - | $491 | 3 Year CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| Touchstone Credit Union | 0.60% | $500 | - | $454 | 36 Month CD | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| The Northampton Co-operative Bank | 0.50% | $1k | - | $378 | 36 Month CD | |
| Somerville Municipal Credit Union | 0.50% | $1k | - | $315 | 30 Month Term Certificate | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Eastern Bank | 0.40% | $500 | - | $301 | 36 - 47 Month Premier CD | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Watertown Savings Bank (MA) | 0.25% | $1k | - | $188 | Three Year CD | |
| TrustCo Bank | 0.25%† | - | - | $188 | 3 Year CD | |
| First Niagara Bank | 0.20% | $5k | - | $126 | 30 Month eCD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
Featured Accounts
Average 3 Year CD Rate Trend
Featured 1 Year CDs