4 Year CD Rates in Massachusetts

Compare 4 year certificate of deposit rates in Massachusetts. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Massachusetts. If we have missed a local bank in your area please contact us and let us know by using the email link below

Showing nationwide and Massachusetts accounts based on a $25,000 deposit.
Filter Accounts
Bank or Credit UnionApyMinMaxEarnings
Estimate		Product
Christian Community Credit Union2.25%$1k$250k$2,33448 - 59 Month Kingdom Builder Certificates - New Money Only
Tewksbury Credit Union2.02%$1k-$2,08848 Month CD
First Choice CU (MA)2.02%$1k-$2,08848 Month Share Certificate Special
Melrose Co-operative Bank2.00%$500-$2,0614 Year CD
Melrose Credit Union1.96%$5k-$2,0184 Year Share Certificate
Taunton Credit Union1.95%$250-$2,01348 Month CD
Clinton Savings Bank1.95%--$2,01348-59 Month CD Promo
Boston Firefighters Credit Union1.92%$1k$100k$1,9764 Year CD
Merrimack Valley Federal Credit Union1.90%$500-$1,95548 Month CD
Greater Springfield Credit Union1.90%$1k$250k$1,96048 Month CD
Westfield Bank1.90%$1k-$1,79144 Month Signature CD
Wings Financial Credit Union1.87%$500-$1,9234 Year Dividend Paid Monthly Share Certificate
Scituate Federal Savings1.85%--$1,9024 Year CD
AllCom Credit Union1.85%$500-$1,90248 Month Share Certificate
Hampden Bank1.85%$1k-$1,90748 Month CD
First Citizens' Credit Union1.85%$500-$1,902Personal 4 Year Relationship Share Certificate
American Airlines Credit Union1.81%$10k-$1,86048 Month CD
MetroWest Community FCU1.81%$500-$1,86548 Month CD
Alliant Credit Union1.80%$1k-$1,85448 - 59 Month Share CD
Service Credit Union1.80%$1k-$1,8494 Year CD
Massmutual Credit Union1.80%$500-$1,85448 Month CD
Georgetown Savings Bank1.80%$1k-$1,85448 Month GSB Prime Relationship CD
Hanscom Credit Union1.80%$1k-$1,85448 Month CD Special
Millbury Savings Bank1.79%$500-$1,84448 Month Relationship CD
Self-Help Credit Union1.77%$500-$1,82348 Month CD
Ukrainian Credit Union1.77%$500-$1,8184 Year CD
Wemelco Credit Union1.76%$1k-$1,81248 Month CD
Country Bank for Savings1.75%$500-$1,796CD - 4 Year
Freedom Credit Union1.75%$500-$1,80248 Month CD
Justice Federal Credit Union1.75%*$500-$1,79648 Month CD
Stcu1.75%$1k-$1,7964 Year Share Certificate
Massachusetts Postal Employees Credit Union1.75%--$1,80248 Month CD
Haverhill Fire Department Credit Union1.75%*$500-$1,80248 Month Share Certificate
Bank of New England1.75%$500-$1,79648-60 Month CD
Pentagon Federal Credit Union1.74%$1k-$1,7864 Year Money Market Cerificate
IC Federal Credit Union1.72%$500-$1,7654 Year Term Share Certificate
Andrews Federal Credit Union1.71%$1k-$1,75448 Month CD
Leominster Credit Union1.70%$1k-$1,7444 Year Term Share CD
GFA Federal Credit Union1.70%$500-$1,74948 Month Share Certificate
United States Senate Credit Union1.70%*$20k$100k$1,74948 Month Smart CD
LUSO Federal Credit Union1.70%$500-$1,74948 Month MAX Relationship Share Certificate
Northwest Federal Credit Union1.66%*$25k-$1,7024 Year CD
Avidia Bank1.66%$1k-$1,70748 Month CD
Pentucket Bank1.66%$500-$1,7024 Year Premium CD
Salem Co-operative Bank1.65%$500-$1,69148 Month CD
Abington Bank1.65%$500-$1,69648 Month CD
Colonial Federal Savings Bank1.65%$1k-$1,6914-Year CD
Holyoke Credit Union1.65%--$1,69648 Month Relationship CD
Methuen Co-operative Bank1.65%$1k-$1,69648 Month CD
Massachusetts State Employees Credit Union1.65%$500-$1,69648 Month CD
Winter Hill Bank, FSB1.65%$1k-$1,69648 Month CD
Marlborough Savings Bank1.61%$1k-$1,65448 mo. Certificate
Liberty Bay Credit Union1.61%$500-$1,65448 Month CD
Shrewsbury Credit Union1.61%$1k-$1,65448 Month Regular CD
The Rockport National Bank1.61%$1k-$1,6494 Year CD
Fort Knox Federal Credit Union1.60%$500-$1,64348 Month CD
Digital Credit Union1.60%$25k-$1,643Jumbo 48 - 59 Month Certificate - Relationship Rate
RTN Federal Credit Union1.60%*$1k-$1,63948 Month CD
NMTW Community Credit Union1.60%$500-$1,6394 Year CD
Rockland Federal Credit Union1.60%$500-$1,6394 Year CD
Pilgrim Bank (MA)1.60%$1k-$1,64348 Month CD
PeoplesBank1.60%$1k-$1,6394 Year Relationship CD
St. Mary's CU (MA)1.60%$500-$1,64348 Month CD
Grafton Suburban Credit Union1.60%$1k-$1,64348 Month CD
Millbury Credit Union1.60%$500-$1,64348 Month Partnership CD
Barclays1.60%--$1,64348 Month Online CD
Navy Federal Credit Union1.60%*$20k-$1,6394 Year CD
Luso-American Credit Union1.56%$500-$1,5974 Year CD
HarborOne Credit Union1.55%--$1,59148 Month Advantage Gold CD
Nationwide Bank1.55%*--$1,59148 Month CD
Middlesex Federal Savings, F.A.1.53%$500-$1,57048 Month CD
Broadway Federal Bank1.51%$500-$1,54948 Month Manager's Special CD
Industrial CU (MA)1.51%$1k-$1,54948 Month CD
Cape Ann Savings Bank1.51%$1k-$1,5454 Years CD
Members Plus Credit Union1.51%$500-$1,5454 year certificate of deposit
Quincy Credit Union1.51%$1k-$1,54948 - 59 Month CD
The Lenox National Bank1.51%$1k-$1,54948 Month CD
Pioneer Valley Credit Union1.51%$1k-$1,54948-59 Month Share Certificate
Everett Credit Union1.51%$500-$1,54948 Month Share Certificate
Franklin First Credit Union1.51%$500-$1,54948 Month Term Share Certificate
Merrimack College Credit Union1.51%$2,500-$1,5454 Year CD
Agriculture Federal Credit Union1.50%$1k-$1,53848 Month Share Certificate
East Boston Savings Bank1.50%$1k-$1,53848 Month CD
River Works Credit Union1.50%$500-$1,53448 Month CD
Heritage Bank1.50%$25k-$1,53848 Month CD
South Shore Savings Bank1.50%$1k-$1,53848 Month CD
Hudson City Savings Bank1.50%†$500-$1,5344 Year CD
Washington Trust Company1.50%$500-$1,53848 Month Freedom Plus CD
OneUnited Bank1.50%$1k-$1,534UNITY Gold 4 Year E-CD
Southbridge Savings Bank1.50%$500-$1,50547 Month CD
Mt. Washington Bank1.50%$500-$1,5344 Year CD
East Cambridge Savings Bank1.50%$1k-$1,5344 Year CD
USAA Bank1.50%$1k$95k$1,5344 Year CD - Standard
Athol Credit Union1.50%$5k-$1,53848 Month CD w/ Direct Rewards
Stillwater National Bank1.50%*†$10k-$1,53448 Month CD
Mutual Federal Savings Bank of Plymouth County1.50%$100-$1,53448 Month CD
Watertown Savings Bank (MA)1.50%$1k-$1,439Special Long Term Certificate- 45 Month CD
Easthampton Savings Bank1.50%$1k-$1,53448 Month CD
City Of Boston Credit Union1.50%$500-$1,53848 Month Share Certificate
Mcgraw Hill Credit Union1.50%$10k-$1,53848 Month CD
Doral Bank1.50%$1k-$1,53848 Month Certificate
Mass Bay Credit Union1.50%$500-$1,53848 Month CD
Everett Co-operative Bank1.50%$500-$1,53848 Month CD
Family Federal Savings and Loan Association1.50%$1k-$1,5344 Year CD
Granite Savings Bank1.50%$1k-$1,5344 Year CD
North Brookfield Savings Bank1.50%$500-$1,5344 Year CD
Merrimac Savings Bank1.50%$500-$1,53848 Month CD
Southern Mass Credit Union1.50%$1k-$1,53848 Month CD
Sharon Credit Union1.50%$1k-$1,53848 Month CD
New England Teamsters Credit Union1.50%$1k-$1,5344 Year Fixed Rate Share CD
Notre Dame Community Credit Union1.50%$500-$1,5344 Year CD
Southcoast Health System Credit Union1.50%--$1,5344 Year CD
St. Anne's Of Fall River Credit Union1.50%$500-$1,53848-59 Month CD
The Edgartown National Bank1.50%$500-$1,53848 Month CD
Wakefield Co-operative Bank1.50%$500-$1,53848 Month CD
Acushnet1.50%*$1k-$1,53848 Month CD
Valleystone Credit Union1.50%$500-$1,53848 Month CD
Webster Five Cents Savings Bank1.50%$1k-$1,53848 Month CD
First National Bank (LA)1.50%--$1,53448 Month CD
Mass. Institute Of Tech. Credit Union1.50%$500-$1,53848 Month Smart Money Rewards CD
UMassFive College Federal Credit Union1.46%$500-$1,49648 Month CD
Framingham Co-operative Bank1.46%$500-$1,49648 Month CD
St. Dominics Credit Union1.46%--$1,4924 Year CD
USAlliance Credit Union1.46%$500-$1,49648 Month CD
Virtual Bank1.46%$10k-$1,4924 Year eCD
Geauga Savings Bank1.45%$1k-$1,48648 Month CD
Intervest National Bank1.45%$2,500-$1,4824 Year CD
Florence Savings Bank1.45%$500-$1,48648 Month CD
Bridgewater Credit Union1.45%$1k-$1,48248 to 59 Month CD
Dean Co-operative Bank1.45%$500-$1,48648 Month CD
Fall River Mun. Emp. Credit Union1.45%$500-$1,48648 Month CD
Barre Savings Bank1.45%$500-$1,48648 Month CD
Greenfield Co-operative Bank1.45%$500-$1,48648 Month CD
Greenfield Savings Bank1.45%--$1,48648 Month CD
Reading Co-operative Bank1.45%$25k-$1,4824 Year CD
The Lowell Five Cent Savings Bank1.45%$500-$1,4824 Year CD
Ally Bank1.45%--$1,482Raise Your Rate 4-Year CD
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Community Credit Union Of Lynn1.45%$1k-$1,48648 Month CD
Seaport CU (MA)1.45%$500-$1,48648 Month Latitude 43 CD
FamilyFirst Bank1.42%$500-$1,4514 Year Certificate
BayCoast Bank1.41%$500-$1,4404 - 5 Year CD
Equitable Co-operative Bank1.41%--$1,44048 Month Personal CD
Webster First Credit Union1.41%$500-$1,44448 Month CD
Medical Area Credit Union1.41%$500-$1,444Business 48 Month Share Certificate
First New England Federal Credit Union1.41%$1k-$1,44448 Month CD - Relationship
Filene Credit Union1.41%$500-$1,44448 Month Share Certificate
North Middlesex Savings Bank1.40%$500-$1,4304 Year CD
MetLife Bank1.40%$2k-$1,43448 Month CD
Patriot Bank1.40%$1k-$1,43448 Month CD
South Coastal Bank1.40%$1k-$1,43048 Month CD
KeySource Commercial Bank1.40%$100-$1,43048 Month CD
Hingham Institution for Savings1.40%$500-$1,4304 Year CD
Bank of Cape Cod1.40%$1k-$1,43448 Month CD
Bridgewater Savings Bank1.40%$2k-$1,43448 Month Fixed CD
Mechanics' Co-operative Bank1.40%$500-$1,4304 Year CD
Mercantile Bank and Trust Company1.40%$1k-$1,43448 Month CD
Fidelity Co-operative Bank1.40%--$1,43448 Month Senior Partner CD
Milford Federal Savings and Loan Association1.40%$1k-$1,4304 Year CD
Foxboro Federal Savings1.40%$500-$1,43448 Month CD
Stoughton Co-operative Bank1.40%$500-$1,43448 Month CD
Bank of Easton1.40%$500-$1,43448 Month CD
The Savings Bank (MA)1.40%$1k-$1,43448 Month CD
St. Anne Credit Union1.40%$1k-$1,43448 Month CD
Ukrainian Selfreliance New England Credit Union1.40%$1k-$1,4304 Year CD
BankFive1.40%$500-$1,4304 Year CD
Hometown Bank, A Cooperative Bank1.40%$1k-$1,43048 Month CD
Bank Gloucester1.38%*$500-$1,41348 Month CD
Air Academy Federal Credit Union1.35%$10k-$1,38148 Month CD
University Federal Credit Union1.35%--$1,38148 Month Web CD
First Internet Bank of IN1.35%$1k-$1,38148 Month CD
H&R Block Bank 1.35%$250-$1,38148 Month CD
OneWest Bank1.35%$1k-$1,3784 Year Online CD
United Bank (MA)1.35%†$500-$1,37848 Month CD
Rockland Trust Company1.35%$1k-$1,3784 Year CD
Mayflower Co-operative Bank1.35%$500-$1,3784 Year CD
Charles River Bank1.35%$1k-$1,38148 Month CD
Peoples Federal Savings Bank1.35%$1k-$1,3784 Year CD
Holbrook Co-operative Bank1.35%$1k-$1,38148 Month CD
Somerset Credit Union1.35%--$1,38148 Month CD
Adams Community Bank1.35%--$1,38148 Month CD
The Village Bank (MA)1.35%$1k-$1,3784 Year CD
StonehamBank, A Co-operative Bank1.35%$1k-$1,38148 Month CD
Wrentham Co-operative Bank1.35%$500-$1,3784 Year CD
Walpole Co-operative Bank1.35%$1k-$1,3784 Year CD
First Savings Bank Northwest1.33%$25k-$1,36148 Month CD
Garden Savings Federal Credit Union1.31%$500-$1,3364 Year Share Certificate
American Bank1.30%$500-$1,32948 Month CD
Cape Cod Five Cents Savings Bank1.30%$2k-$1,32948 Month Ladder CD
First Priority Credit Union1.30%$1k-$1,3264 Year CD
FNBO Direct1.30%$500$1m$1,32948 Month CD
M/A-COM Federal Credit Union1.30%$500-$1,32948 - 59 Month CD
Middlesex Savings Bank1.30%--$1,326Business 48 - 59 Months CD
Salem Five1.30%$500-$1,15942 - 59 Month CD
Lockheed Federal Credit Union1.30%$1k-$1,32948 Month CD
Lake Michigan Credit Union1.30%$500-$1,32648 Month VIP CD
First Republic Bank1.30%†$5k-$1,3264 Year CD
Jeanne D'Arc Credit Union1.30%$500-$1,15942 Month CD
Berkshire Bank1.30%†$1k-$1,3264 Year CD
Lowell Co-operative Bank1.30%$1k-$1,32948 Month CD
North Easton Savings Bank1.30%$500-$1,32948 Month CD
Quantum National Bank1.30%$1k-$1,32948 Month Relationship CD
Southbridge Credit Union1.30%$500-$1,32948 Month CD
The Cooperative Bank1.30%$1k-$1,3264 Year CD
Third Federal1.30%†$500-$1,32948 Month CD
The National Grand Bank of Marblehead1.29%--$1,3154 Year CD
Polish National Credit Union1.28%$500-$1,30848 - 72 Month Flex Term Share Certificate
Bank of Internet USA1.26%$1k-$1,28848 Month CD
Monadnock Community Bank1.26%$1k-$1,2844 Year to < 5 Year CD
Cape Cod Co-operative Bank1.26%$500-$1,2844 Year CD
NESC Credit Union1.26%$500-$1,28848 Month CD
Goldmark Credit Union1.26%$1k-$1,28848 Month CD
Northern Bank & Trust Company1.25%$500-$1,27748 Month CD
S-Bank1.25%$1k-$1,27448 Month Statement Term Certificates
Mansfield Co-operative Bank1.25%$1k-$1,2774 Year Certificate
Randolph Savings Bank1.25%†$1k-$1,27448 Month CD Special with Bump
Market USA Federal Credit Union1.25%†$500-$1,27448 Month Preferred CD
NASA Federal Credit Union1.25%$1k-$1,277Business 48 Month CD
Bay State Savings Bank1.25%$1k-$1,27748 Month CD
Belmont Savings Bank1.25%$500-$1,2744 Year CD
Direct Credit Union1.25%$250-$1,27748 Month CD
Eagle Bank (MA)1.25%$500-$1,27748 Month CD
Leader Bank, National Association1.25%$1k-$1,2744 Year CD
Lee Bank1.25%$500-$1,27748 Month CD
Newburyport Five Cents Savings Bank1.25%$500-$1,27748 Month CD
NOVA Bank1.25%$500-$1,27748 Month CD
Norwood Co-operative Bank1.25%$1k-$1,27748-59 Month Advantage CD
Seamen's Bank1.25%$1k-$1,27748 Month CD
Chelsea-Provident Co-operative Bank1.25%$500-$1,27748 Month CD
Brookline Municipal Credit Union1.25%$1k-$1,2744 Year Certificate
The Pittsfield Co-operative Bank1.25%$500-$1,27748 Month CD
Delta Wye Credit Union1.25%$2,500-$1,2744 Year Share Certificate
Blue Hills Bank1.25%--$1,27748 Month CD
Admirals Bank1.25%$500-$1,27748 Month CD
North American Savings Bank1.25%$10k-$1,27448 - 59 Month CD with Checking
First Security Bank & Trust1.23%$10k-$1,25648 - 59 Month CD
Dedham Savings1.21%$1k-$1,23648 Month CD
EverBank1.21%$1,500-$1,2324 Year Yield Pledge CD
Patelco Credit Union1.21%$1k-$1,23248 - 59 Month CD
Velocity Credit Union1.21%$1k-$1,2324 Year Inflation Fighter Share Certificate
Bristol County Savings Bank1.21%$10k-$1,2324 Year Prime Time™ CD
Apple Federal Credit Union1.20%$500-$1,22548 Month Share Certificate
Community Bank of Raymore1.20%$500-$1,2224 Year Emerald Club CD
Dime Savings Bank1.20%$500-$1,2224 Year CD
E-LOAN.com1.20%$10k-$1,2224 Year CD
Newtown Savings Bank1.20%--$1,2224 Year CD
First Commons Bank, National Association1.20%$1k-$1,22548 Month CD w/ Checking
5Star Bank1.20%$1k-$1,2224 Year CD
Crescent CU (MA)1.20%$1k-$1,2224 Year Certificate
Canton Co-operative Bank1.20%$1k-$1,2224 Year CD
The Milford National Bank and Trust Company1.20%$1k-$1,22548 Month CD
Stoneham Savings Bank1.20%$1k-$1,2224 Year CD
Brockton Postal Employees Credit Union1.20%$1k-$1,22548 Month CD
Beacon Federal Bank1.19%$2,500-$1,21548 Month CD
Bank of Blue Valley1.15%--$1,17348 - 59 Months CD
UnivestDirect1.15%$500-$1,17348 Month CD
INOVA Federal Credit Union1.15%$200-$1,1704 Year CD
Martha's Vineyard Savings Bank1.15%$1k-$1,1704 Year Certificate
West Texas National Bank1.11%$1k-$1,1294 Year CD
Plymouth County Teachers Credit Union1.11%$500-$1,13248 Month CD
Salisbury Bank1.10%$1k-$1,12148 - 59 Months CD
Monson Savings Bank1.10%$1k-$9793 1/2 Year CD
The Northampton Co-operative Bank1.10%$1k-$1,12148 Month CD
Landmark CU (MA)1.10%$500-$1,12148 Month CD
North Shore Bank, a Co-operative Bank1.09%$1k-$1,11148 Month CD
Principal Bank1.06%$5k-$1,08048 Month CD
Southeast Financial Federal Credit Union1.05%$500-$1,0674 Year CD
North Country Savings Bank1.05%$500-$1,0674 Year CD
Pacific Resource Credit Union1.05%$1k-$1,06748 Month CD
Urban Partnership Bank1.05%$1k$1m$93342 Month CD
Chicopee Savings Bank1.05%$500-$1,0674 Year CD
Union Bank of California1.01%†$350$100k$94148 - 59 Month CD
Institution for Savings1.01%--$1,02848 Month CD
American Express Bank, FSB1.00%--$1,01848 Month CD
First Trade Union Savings1.00%$500-$1,0154 Year CD
Rollstone Bank and Trust1.00%$1k-$1,01548 - 60 Month CD
Provident Credit Union (CA)1.00%$1k-$1,01548 Month CD
South Division Credit Union1.00%$1k-$1,0154 Year CD
Webster Bank1.00%$1k-$1,0154 Year CD
E-Central Credit Union1.00%$1k-$1,01548 - 59 Month CD
Commonwealth Cooperative Bank1.00%$1k-$1,0154 Year CD
Hoosac Bank1.00%$1k-$1,01848 Month CD
Northmark Bank1.00%$500-$1,01848 Month CD
Thrivent Financial Bank1.00%$1k-$1,01848 Month Standard CD
Williamstown Savings Bank1.00%$1k-$1,01848 Month CD
TD Bank, National Association1.00%†$250-$1,0154 Year Basic CD
Cattaraugus County Bank0.99%$1k-$1,00848 Month CD
NewDominion Bank0.95%$1k-$96448 Month Fixed Rate CD
Consumers Credit Union (IL)0.95%$250-$9644 Year CD
Acacia Federal Savings Bank0.90%$500-$91548 Month CD
iGObanking0.90%$1k-$91548 Month iGOCD
Mycom Credit Union0.90%$1k-$91548 Month CD
State Farm Bank0.87%*†--$88448 Month CD
Zions Bank0.85%$1k-$8614 Year Gold CD
KeyBank0.85%†$25k$100k$86148 Month Tiered CD - Relationship
Flagstar Direct0.85%$500-$86348 Month Internet CD
Charles Schwab Bank0.81%$1k-$82248 Month CD
Weymouth Bank0.81%$1k-$82248 Month CD
1st Source Bank0.80%$500-$8104 Year CD
ING DIRECT0.80%--$81248 Month Orange CD
HSBC Advance0.80%--$81248 Month Online CD
Randolph Bank & Trust Company0.80%*$10k-$81048 Month Fixed Rate CD
US Bank N.A.0.80%$500$250k$81248 Month CD
Capital One Direct Banking0.80%$5k$100k$8104 Year Costco Members CD
HSBC Bank USA, National Association0.80%$1k-$81248 Month Online CD
ViewPoint Bank0.75%$1k-$76148 Month Regular CD
Citibank0.75%†$1k-$7584 Year CD
Flagstar Bank0.75%†$500-$76148 - 59 Month CD
Airbanking0.75%$500-$7584 Year CD
Community Bank of Pleasant Hill0.70%$500-$7074 Year CD
First National Community Bank (PA)0.70%$1k-$7074 Year CD
Wells Fargo Bank0.65%†--$656Business 48 - 59 Month CD
Comerica Bank0.60%†$1k-$6054 Year CD
National Bank of Kansas City0.55%$5k-$55648 - 59 Month CD
20Th Century Fox Credit Union0.50%$2,500-$5044 Year Certificate
Regions Bank0.50%†$500-$50548 - 53 Month Relationship CD
Eastern Bank0.50%$500-$50448 - 59 Month Premier CD
Aurora Bank FSB0.35%$1k-$35248 Month CD
TrustCo Bank0.35%†--$3524 Year CD
BankDirect0.25%$10k-$25248 Month CD
First Niagara Bank0.25%$500-$25248 Month CD
Guardian Credit Union0.20%$500-$20148 Month Share Certificate
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