5 Year CD Rates in Massachusetts

Compare 5 year certificate of deposit rates in Massachusetts. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in Massachusetts. If we have missed a local bank in your area please contact us and let us know by using the email link below

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Belmont Savings Bank3.00%$500$100k$3,9825 Year PlatinumBlue Rising Rate CD Special
Institution for Savings2.50%--$3,29560 Month CD
Merrimack Valley Federal Credit Union2.30%$500-$3,01060 Month CD
American Airlines Credit Union2.27%$10k-$2,96960 Month CD
Tewksbury Credit Union2.27%$10k-$2,97860 Month CD
AllCom Credit Union2.25%$500-$2,94260 Month Share Certificate
Taunton Credit Union2.25%$250-$2,95060 Month CD
Massachusetts Postal Employees Credit Union2.25%--$2,95060 Month CD
Wings Financial Credit Union2.22%$500-$2,9015 Year Dividend Paid Monthly Share Certificate
Central One Credit Union2.20%$10k-$2,8745 Year Senior Sense Certificate
Melrose Credit Union2.17%$5k-$2,8335 Year Share Certificate
Air Force Federal Credit Union2.15%*$2,500-$2,8065 Year CD
Service Credit Union2.15%$1k-$2,8065 Year CD
Market USA Federal Credit Union2.15%$500-$2,80660 Month Preferred CD
Clinton Savings Bank2.15%--$2,81460 Month CD Promo
Boston Firefighters Credit Union2.12%$1k$100k$2,7655 Year CD
United States Senate Credit Union2.12%*$20k$100k$2,77360 Month Smart CD
Justice Federal Credit Union2.10%*$500-$2,73860 Month CD
Massmutual Credit Union2.10%$500-$2,74560+ Month CD
Holyoke Credit Union2.10%--$2,74560 Month Relationship CD
IC Federal Credit Union2.07%$500-$2,6975 Year Term Share Certificate
Freedom Credit Union2.05%$500-$2,67760 Month CD
Middlesex Federal Savings, F.A.2.05%$500-$2,67760 Month CD
Energy CU (MA)2.05%$1k-$2,67760 Month CD
Winter Hill Bank, FSB2.05%$1k-$2,67760 Month CD
Nuvo Bank & Trust Company2.02%$1k$250k$2,6295 Year CD
Ukrainian Credit Union2.02%$500-$2,6295 Year CD
Franklin First Credit Union2.02%$500-$2,62960 Month Term Share Certificate
Haverhill Bank2.01%$500-$2,62360 Month CD
Abington Bank2.01%$500-$2,62360 Month CD
Connexus Credit Union2.00%$10k-$2,61060 Month Certificate With Active Checking
Leominster Credit Union2.00%$1k-$2,6025 Year Term Share CD
Pentagon Federal Credit Union2.00%$1k-$2,6025 Year Money Market Cerificate
Country Bank for Savings2.00%$500-$2,602CD - 5 Year
Christian Community Credit Union2.00%*$10k-$2,61060 Month Share Certificate
GFA Federal Credit Union2.00%$500-$2,61060 Month Share Certificate
RiverLand Credit Union2.00%$1k-$2,60260 Month Certificate
Hampden Bank2.00%$1k-$2,61060 Month CD
Melrose Co-operative Bank2.00%$500-$2,6025 Year CD
First Citizens' Credit Union2.00%$500-$2,602Personal 5 Year Relationship Share Certificate
Pilgrim Bank (MA)2.00%$1k-$2,61060 Month CD
Georgetown Savings Bank2.00%$1k-$2,61060 Month GSB Prime Relationship CD
Massachusetts State Employees Credit Union2.00%$500-$2,61060 Month CD
Merrimac Savings Bank2.00%$500-$2,61060 Month CD
Stcu2.00%$1k-$2,6025 Year Share Certificate
Southcoast Health System Credit Union2.00%--$2,6025 Year CD
Grafton Suburban Credit Union2.00%$1k-$2,61060 Month CD
Fort Knox Federal Credit Union2.00%$500-$2,56359 Month CD
Millbury Credit Union2.00%$500-$2,61060 Month Partnership CD
PeoplesBank2.00%$1k-$2,60260 Month CD Special
Navy Federal Credit Union2.00%*$20k-$2,6025 Year CD
Pentucket Bank1.97%$500-$2,5615 Year Premium CD
Colonial Co-operative Bank1.97%*$25k-$2,56960 Month Fixed Rate CD
Agriculture Federal Credit Union1.95%$1k-$2,54260 Month Share Certificate
Mechanics' Co-operative Bank1.95%$500-$2,5345 Year Relationship SPECIAL CD
600 Atlantic Federal Credit Union1.95%--$2,5345 Year CD
Avidia Bank1.92%$1k-$2,50160 Month CD
Andrews Federal Credit Union1.91%$1k-$2,48060 Month CD
Salem Co-operative Bank1.90%$500-$2,46760 Month CD
Scituate Federal Savings1.90%--$2,4675 Year CD
LUSO Federal Credit Union1.90%$500-$2,47460 Month MAX Relationship Share Certificate
Luso-American Credit Union1.87%$500-$2,4275 Year CD
UMassFive College Federal Credit Union1.86%$500-$2,42060 Month CD
Digital Credit Union1.86%$25k-$2,420Jumbo 60 Month Certificate - Relationship Rate
Industrial CU (MA)1.86%$1k-$2,42060 Month CD
Hanscom Credit Union1.85%$1k-$2,40060 Month CD
St. Mary's CU (MA)1.85%$500-$2,40760 Month CD
Liberty Bay Credit Union1.81%$500-$2,35360 Month CD
Southbridge Credit Union1.81%$500-$2,35360 Month CD
Everett Credit Union1.81%$500-$2,35360 Month Share Certificate
Geauga Savings Bank1.80%$1k-$2,33960 Month CD
Heritage Bank1.80%$25k-$2,33960 Month CD
HarborOne Credit Union1.80%--$2,33960 Month Advantage Gold CD
NMTW Community Credit Union1.80%$500-$2,3325 Year CD
Metro Credit Union1.80%$500-$2,33960 Month CD
Jacksonville Bank1.80%$1k-$2,33960 Month CD
Dean Co-operative Bank1.80%$500-$2,33960 Month CD
Firstmark Credit Union1.80%$500-$2,3325 Year Regular CD
Barre Savings Bank1.80%$500-$2,33960 Month CD
Sharon Credit Union1.80%$1k-$2,33960 Month CD
Valleystone Credit Union1.80%$500-$2,33960 Month CD
Barclays1.80%--$2,33960 Month Online CD
Goldwater Bank1.79%$5k-$2,3195 Year CD
Intervest National Bank1.77%$2,500-$2,2925 Year CD
Members Plus Credit Union1.77%$500-$2,2925 year certificate of deposit
Self-Help Credit Union1.77%$500-$2,29960 Month CD
State Bank of India1.76%--$2,2795 Year CD
East Boston Savings Bank1.76%$1k-$2,28560 Month CD
Northwest Federal Credit Union1.76%*$25k-$2,2795 Year CD
New Bedford Credit Union1.76%$1k-$2,27960 Month CD
Shrewsbury Credit Union1.76%$1k-$2,28560 Month Regular CD
The Lenox National Bank1.76%$1k-$2,28560 Month CD
Pioneer Valley Credit Union1.76%$1k-$2,28560 Month Share Certificate
Hudson City Savings Bank1.75%$500-$2,2655 Year CD
Third Federal1.75%$500-$2,27260 Month CD
Washington Trust Company1.75%$500-$2,27260 Month Freedom Plus CD
Southbridge Savings Bank1.75%$500-$2,15357 Month CD
Mt. Washington Bank1.75%$500-$2,2655 Year CD
US Bank N.A.1.75%$1k$250k$2,23259 Month CD Special
River Works Credit Union1.75%$500-$2,26560 Month CD
First National Bank (LA)1.75%--$2,26560 Month CD
Rockland Federal Credit Union1.75%$500-$2,2655 Year CD
Easthampton Savings Bank1.75%$1k-$2,26560 Month CD
Affinity Credit Union1.75%$500-$2,27260 Month Certificate
Bay State Savings Bank1.75%$1k-$2,27260 Month CD
Berkshire Bank1.75%$1k-$2,2655 Year Excitement CD
City Of Boston Credit Union1.75%$500-$2,27260 Month Share Certificate
Mcgraw Hill Credit Union1.75%$10k-$2,27260 Month CD
Mass Bay Credit Union1.75%$500-$2,27260 Month CD
Cambridge Portuguese Credit Union1.75%$1k-$2,27260 Month CD
Greenfield Co-operative Bank1.75%$500-$2,27260 Month CD
Greenfield Savings Bank1.75%--$2,27260 Month CD
Family Federal Savings and Loan Association1.75%$1k-$2,2655 Year CD
Reading Co-operative Bank1.75%$25k-$2,2655 Year CD
New England Teamsters Credit Union1.75%$1k-$2,2655 Year Fixed Rate Share CD
Chelsea-Provident Co-operative Bank1.75%$500-$2,27260 Month CD
The Village Bank (MA)1.75%$1k-$2,2655 Year CD Special
The Edgartown National Bank1.75%$500-$2,27260 Month CD
Acushnet1.75%*$1k-$2,2721830 Day CD
Ukrainian Selfreliance New England Credit Union1.75%$1k-$2,2655 Year CD
Everett Co-operative Bank1.75%$500-$2,26560 Month CD
AmTrustDirect1.75%--$2,27260 Month CD
NASA Federal Credit Union1.75%$1k-$2,07455 Month CD
Garden Savings Federal Credit Union1.71%$500-$2,2125 Year Share Certificate
Framingham Co-operative Bank1.71%$500-$2,21860 Month CD
Natick Federal Savings Bank1.71%$500-$2,2125 Year CD
Quincy Credit Union1.71%$1k-$2,21860 - 71 Month CD
USAlliance Credit Union1.71%$500-$2,21860 Month CD
First Internet Bank of IN1.70%$1k-$2,20560 Month CD
Lake Michigan Credit Union1.70%$500-$2,19860 Month VIP CD
RTN Federal Credit Union1.70%*$1k-$2,19860 Month CD
Stillwater National Bank1.70%*$10k-$2,19860 Month CD
Bridgewater Credit Union1.70%$1k-$2,19860 Month CD
Southern Mass Credit Union1.70%$1k-$2,20560 Month CD
The Lowell Five Cent Savings Bank1.70%$500-$2,1985 Year CD
The Savings Bank (MA)1.70%$1k-$2,20560 Month CD
First New England Federal Credit Union1.70%$1k-$2,20560 Month CD - Relationship
Mass. Institute Of Tech. Credit Union1.70%$500-$2,20560 Month Smart Money Rewards CD
Ally Bank1.69%--$2,185High Yield 5 Year CD
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Washington Savings1.69%$500-$2,1855 Year Certificate
USAA Bank1.66%$1k$95k$2,1455 Year CD - Standard
Cambridge Savings Bank1.65%$1k$100k$2,132Online 5 Year CD Special
EverBank1.65%$1,500-$2,1325 Year Yield Pledge CD
FNBO Direct1.65%$500$1m$2,13860 Month CD
OneWest Bank1.65%$1k-$2,1325 Year Online CD
Salem Five1.65%$25k-$2,1325 Year Callable CD - 12 Month Lock
Colorado Federal Savings Bank1.65%$5k-$2,1325 Year CD
The Needham Bank1.65%$1k-$2,1325 Year CD
Hingham Institution for Savings1.65%$500-$2,1325 Year CD
Bank of Cape Cod1.65%$1k-$2,13260 Month CD
Mercantile Bank and Trust Company1.65%$1k-$2,13860 Month CD
Fidelity Co-operative Bank1.65%--$2,13860 Month Senior Partner CD
Leader Bank, National Association1.65%$1k-$2,1325 Year CD
Lowell Co-operative Bank1.65%$1k-$2,13860 Month CD
St. Anne's Of Fall River Credit Union1.65%$500-$2,13860-120 Month CD
The National Grand Bank of Marblehead1.65%--$2,1325 Year CD
Walpole Co-operative Bank1.65%$1k-$2,1325 Year CD
Peoples Federal Savings Bank1.65%$1k-$2,1325 Year CD
Seaport CU (MA)1.65%$500-$2,13260 Month Latitude 43 CD
Broadway Federal Bank1.61%$500-$2,08460 Month Manager's Special CD
Medical Area Credit Union1.61%$500-$2,084Business 60 Month Share Certificate
AIG Bank1.60%--$2,07160 Month CD
Air Academy Federal Credit Union1.60%$10k-$2,07160 Month CD
American Bank1.60%$500-$2,07160 Month CD
Bank of Internet USA1.60%$1k-$2,07160 Month CD
University Federal Credit Union1.60%--$2,07160 Month Web CD
Dime Savings Bank1.60%$500-$2,0655 Year CD
E-LOAN.com1.60%$10k-$2,0655 Year CD
Nationwide Bank1.60%*--$2,07160 Month CD
United Bank (MA)1.60%$500-$2,06560 Month CD
Athol Credit Union1.60%$5k-$2,07160 Month CD w/ Direct Rewards
Eagle Bank (MA)1.60%$500-$2,07160 Month CD
Stoneham Savings Bank1.60%$1k-$2,0655 Year CD
St. Anne Credit Union1.60%$1k-$2,07160 Month CD
Ascencia Bank1.56%$500$97k$2,0125 Year CD
Urban Partnership Bank1.56%$1k$100k$2,01860 Month CD
Cape Cod Five Cents Savings Bank1.55%$2k-$2,00460 Month Ladder CD
Giantbank.com1.55%$2,500-$2,00460 Month Giant Personal CD
Patriot Bank1.55%$1k-$2,00460 Month CD
Lockheed Federal Credit Union1.55%$1k-$2,00460 Month CD
Charles River Bank1.55%$1k-$2,00460 Month CD
Milford Federal Savings and Loan Association1.55%$1k-$1,9995 Year CD
North Easton Savings Bank1.55%$500-$2,00460 Month CD
Quantum National Bank1.55%$1k-$2,00460 Month Relationship CD
The First National Bank of Ipswich1.55%$500-$2,0045 Year CD
Adams Community Bank1.55%--$2,00460 Month CD
Bank of Easton1.55%$500-$1,99960 Month CD
Bank Gloucester1.53%*$500-$1,97860 Month CD
West Texas National Bank1.51%$1k-$1,9455 Year CD
Velocity Credit Union1.51%$1k-$1,9455 Year Inflation Fighter Share Certificate
S-Bank1.51%$1k-$1,94560 Month Statement Term Certificates
Bristol County Savings Bank1.51%$10k-$1,9455 Year Prime Time™ CD
Equitable Co-operative Bank1.51%--$1,94560 Month Personal CD
NESC Credit Union1.51%$500-$1,95160 Month CD
Norwood Co-operative Bank1.51%$1k-$1,95160-72 Month Advantage CD
Somerville Municipal Credit Union1.51%$1k-$1,95160 Month Term Certificate
Virtual Bank1.51%$10k-$1,9455 Year eCD
Apple Federal Credit Union1.50%$500-$1,93860 Month Share Certificate
Union Bank of California1.50%$350$100k$1,93860 Month CD
Presidential Online Bank1.50%$1k-$1,9325 Year CD
H&R Block Bank 1.50%$250-$1,93860 Month CD
Patelco Credit Union1.50%$1k-$1,93260 Month CD
North Middlesex Savings Bank1.50%$500-$1,9325 Year CD
MetLife Bank1.50%$2k-$1,93860 Month CD
South Shore Savings Bank1.50%$1k-$1,93860 Month CD
Northern Bank & Trust Company1.50%$500-$1,93860 Month CD
Sallie Mae Bank1.50%--$1,93260-Month CD
Mansfield Co-operative Bank1.50%$1k-$1,9385 Year Certificate
Webster Bank1.50%$1k-$1,9325 Year CD
Kaiser Federal Bank1.50%$1k-$1,9325 Year CD
KeySource Commercial Bank1.50%$100-$1,93260 Month CD
Cambridge Trust Company1.50%$1k-$1,932CD Fixed Rate 5 Year
SunTrust Bank1.50%$2k$1m$1,90459 Month CD
Bridgewater Savings Bank1.50%$2k-$1,93860 Month Fixed CD
Brookline Bank1.50%$1k-$1,9325 Year CD
Commerce Bank & Trust Company1.50%$1k-$1,93860 Month CD
Mayflower Co-operative Bank1.50%$500-$1,9325 Year CD
Direct Credit Union1.50%$250-$1,93860 Month CD
Doral Bank1.50%$1k-$1,93860 Month Certificate
Fall River Mun. Emp. Credit Union1.50%$500-$1,93860 Month CD
Harvard University Employees Credit Union1.50%$1k-$1,93860 Month Certificate
Foxboro Federal Savings1.50%$500-$1,93860 Month CD
Granite Savings Bank1.50%$1k-$1,9325 Year CD
Newburyport Five Cents Savings Bank1.50%$500-$1,93860 Month CD
North Brookfield Savings Bank1.50%$500-$1,9325 Year CD
NOVA Bank1.50%$500-$1,93860 Month CD
Savers Co-operative Bank1.50%$500-$1,93860 Month CD
Brookline Municipal Credit Union1.50%$1k-$1,9325 Year Certificate
StonehamBank, A Co-operative Bank1.50%$1k-$1,93860 Month CD
The Cooperative Bank1.50%$1k-$1,9325 Year CD
St. Dominics Credit Union1.50%--$1,9325 Year CD
Delta Wye Credit Union1.50%$2,500-$1,9325 Year Share Certificate
Blue Hills Bank1.50%--$1,93860 Month CD
Rockland Trust Company1.50%$1k-$1,9325 Year CD
Admirals Bank1.50%$500-$1,93860 Month CD
BankFive1.50%$500-$1,9325 Year CD
Dedham Savings1.46%$1k-$1,88460 Month CD
Middlesex Savings Bank1.45%--$1,866Business 60 - 71 Months CD
First Security Bank & Trust1.45%$10k-$1,87160 Month CD
E-Central Credit Union1.41%$1k-$1,81360 Month CD
Principal Bank1.41%$5k-$1,81860 Month CD
UnivestDirect1.40%$500-$1,80560 Month CD
South Division Credit Union1.40%$1k-$1,8005 Year CD
First Republic Bank1.40%$5k-$1,8005 Year CD
Randolph Savings Bank1.40%$1k-$1,80060 Month CD
5Star Bank1.40%$1k-$1,8005 Year CD
The Pittsfield Co-operative Bank1.40%$500-$1,80560 Month CD
TD Bank, National Association1.40%$250-$1,8005 Year Basic CD
North Shore Bank, a Co-operative Bank1.39%$1k-$1,78660 Month CD
Bank of Blue Valley1.35%--$1,73960 - 71 Months CD
North Country Savings Bank1.35%$500-$1,7345 Year CD
INOVA Federal Credit Union1.35%$200-$1,7345 Year CD
Somerset Credit Union1.35%--$1,73960 Month CD
Williamstown Savings Bank1.35%$1k-$1,73960 Month Manager’s Special CD
Hoosac Bank1.35%$1k-$1,73460 Month CD Manager’s Special
Beacon Federal Bank1.34%$2,500-$1,72560 Month CD
Monadnock Community Bank1.31%$1k-$1,6815 Year to < 7 Year CD
First Priority Credit Union1.30%$1k-$1,6685 Year CD
Salisbury Bank1.30%$1k-$1,67360 Months CD
Provident Credit Union (CA)1.30%$1k-$1,66860 Month CD
M/A-COM Federal Credit Union1.30%$500-$1,67360 Month CD
Newtown Savings Bank1.30%--$1,6685 Year CD
First Commons Bank, National Association1.30%$1k-$1,67360 Month CD w/ Checking
Crescent CU (MA)1.30%$1k-$1,6685 Year Certificate
Pacific Resource Credit Union1.29%$1k-$1,65560 Month CD
Chadwick Credit Union1.27%$1k-$1,6285 Year Share Certificate
State Farm Bank1.26%*--$1,62060 Month CD
Cape Cod Co-operative Bank1.26%$500-$1,6155 Year CD
Southeast Financial Federal Credit Union1.25%$500-$1,6025 Year CD
First Trade Union Savings1.25%$500-$1,6025 Year CD
Martha's Vineyard Savings Bank1.25%$1k-$1,6025 Year Certificate
Plymouth County Teachers Credit Union1.25%$500-$1,60760 Month CD
Thrivent Financial Bank1.25%$1k-$1,60760 Month Standard CD
The Northampton Co-operative Bank1.25%$1k-$1,60760 Month CD
North American Savings Bank1.25%$10k-$1,60260 - 120 Month CD with Checking
ViewPoint Bank1.20%$1k-$1,54160 Month Regular CD
Chicopee Savings Bank1.20%$500-$1,5365 Year CD
Ameriprise Bank FSB1.15%*$10k-$1,47560 Month CD
Wells Fargo Bank1.15%$5k-$1,42558 Month CD Special
Pacific Mercantile Bank1.13%$10k-$1,44560 Month CD
Charles Schwab Bank1.12%$1k-$1,43660 Month CD
American Express Bank, FSB1.10%--$1,41060 Month CD
iGObanking1.10%$1k-$1,41060 Month iGOCD
Cambridge Teachers Credit Union1.10%$1k-$1,41060 Month CD
Flagstar Direct1.10%$500-$1,41060 Month Internet CD
Northmark Bank1.06%$500-$1,35760 Month CD
1st Source Bank1.05%$500-$1,3405 Year CD
Zions Bank1.05%$1k-$1,3405 Year Gold CD
Amalgamated Bank1.05%$500$99k$1,3405 Year USAVE Time Deposit
Flagstar Bank1.05%$500-$1,34460 - 71 Month CD
Consumers Credit Union (IL)1.05%$250-$1,3405 Year CD
Weymouth Bank1.02%$1k-$1,305Commercial 60 Month CD
Citibank1.01%$1k-$1,2885 Year CD
Regions Bank1.01%$500-$1,24858 Month CD Special
Acacia Federal Savings Bank1.00%$500-$1,27960 Month CD
Amegy Bank1.00%$1k-$1,2755 Year Jumbo Personal CD
ING DIRECT1.00%--$1,27960 Month Orange CD
NewDominion Bank1.00%$1k-$1,27560 Month Fixed Rate CD
KeyBank1.00%$25k$100k$1,27560 Month Tiered CD - Relationship
Century Bank and Trust Company1.00%$1k$90k$1,2755 Year CD
RBS Citizens, National Association1.00%$1k-$1,2755 Year Circle Gold CD
Guardian Credit Union1.00%$500-$1,27960 Month Share Certificate
GiftsforBanking.com0.95%$5k-$1,2105 Year CD Gifts
First National Community Bank (PA)0.90%$1k-$1,1455 Year CD
Randolph Bank & Trust Company0.90%*$10k-$1,14560 Month Fixed Rate CD
Airbanking0.85%$500-$1,0815 Year CD
Comerica Bank0.80%$1k-$1,0165 Year CD
Capital One Direct Banking0.80%$5k$100k$1,0165 Year Costco Members CD
National Bank of Kansas City0.65%$5k-$82560 Month CD
Eastern Bank0.60%$500-$75960 + Month Premier CD
Community Bank of Pleasant Hill0.50%*$25k-$6315 Year (260 weeks) CDARS
Community Bank of Raymore0.50%*$25k-$6315 Year CDARS
TrustCo Bank0.50%--$6315 Year CD
First Niagara Bank0.50%$500-$63360 Month CD
Aurora Bank FSB0.35%$1k-$44160 Month CD
BankDirect0.25%$10k-$31560 Month CD
Watertown Savings Bank (MA)0.25%$1k-$314Five Year CD