3 Year CD Rates in Maine
Compare 3 year certificate of deposit rates in Maine. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in Maine. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
Sponsored Note: 
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Lincoln Maine Credit Union | 2.00% | $500 | - | $1,535 | 36 Month CD | |
| EBSB Direct | 1.80% | $1k | - | $1,378 | 36 Month EBSB CD | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| Norstate Credit Union | 1.60% | $1k | - | $1,219 | 3 Year Share Certificate | |
| Acadia Credit Union | 1.56% | - | - | $1,188 | 3 Year Share Certificate | |
| Trademark Federal Credit Union | 1.56% | $1k | - | $1,188 | 3 Year Share Certificate | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Bangor Credit Union | 1.51% | $500 | - | $1,150 | 3 Year CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Ksw Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| Ocean Communities Federal Credit Union | 1.50% | $500 | - | $1,142 | 3 Year CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Penobscot County Credit Union | 1.50% | $500 | - | $1,145 | 36 Month CD | |
| Town & Country Credit Union | 1.50% | $500 | - | $1,276 | 40 Month Special CD | |
| Gardiner Credit Union | 1.46% | - | - | $1,114 | 36 Month Share Certificate | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Winthrop Area Credit Union | 1.41% | $500 | - | $1,072 | 3 Year CD | |
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| The County Credit Union | 1.41% | $500 | - | $1,072 | 3 Year Share Certificate | |
| Eastern Maine Medical Center Credit Union | 1.41% | $1k | - | $1,075 | 36 Month One Time Step-Up Share Certificate | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| Saco Valley Credit Union | 1.36%* | $500 | - | $1,037 | 36 Month CD | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| Aroostook County Federal Savings and Loan Association | 1.33% | $500 | - | $1,014 | 36-47 Month CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| Cumberland County | 1.31%* | $25k | - | $998 | 36 Month Regular Share Certificate | |
| Healthfirst Credit Union | 1.31% | $1k | - | $998 | 36 Month Share Certificate | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| Maine State Credit Union | 1.30% | $500 | - | $988 | 3 Year Share Certificate | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Brewer Credit Union | 1.30% | $500 | - | $990 | 36 Month Share Certificate | |
| Howland - Enfield Credit Union | 1.30% | $1k | - | $990 | 36 Month CD | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| Maine Highlands Credit Union | 1.26% | $500 | - | $960 | 36 Month Share Certificate | |
| Rainbow Credit Union | 1.26% | $500 | - | $957 | 3 Year CD | |
| New Dimensions Credit Union | 1.26% | $1k | - | $960 | 36 Month Share Certificate | |
| Lewiston Municipal Credit Union | 1.26% | $1k | - | $960 | 36 Month CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Evergreen CU (ME) | 1.25% | $500 | - | $952 | 36 Month CD | |
| Coast Line Credit Union | 1.25% | $2k | - | $949 | 3 Year Share Certificate | |
| Sebasticook Valley Credit Union | 1.25% | $500 | - | $952 | 36 Month Share Certificate | |
| Winslow Community Credit Union | 1.25% | $1k | - | $952 | 36 Month CD | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Cport Credit Union | 1.20% | $500 | - | $913 | 36 Month Share Certificate | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Down East Credit Union | 1.20% | $500 | - | $911 | 3 Year Share Certificate | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| Maine Savings Credit Union | 1.16% | $500 | - | $880 | 3 Year CD | |
| Midcoast Credit Union | 1.16% | $1k | - | $880 | 3 Year CD | |
| Lisbon Community Credit Union | 1.16% | $1k | - | $880 | 3 Year Share Certificate | |
| Seaboard Credit Union | 1.16% | $500 | - | $883 | 36 Month CD | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Atlantic Regional Credit Union | 1.15% | $500 | - | $872 | 3 Year Changing Tides Share Certificate | |
| Central Maine Credit Union | 1.15% | $1k | - | $875 | 36 Month Fixed Rate Share Certificate | |
| Oxford Credit Union | 1.15% | $1k | - | $875 | 36-47 Month CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| Maine Education Credit Union | 1.11% | $2k | - | $844 | 36 Month CD | |
| Community CU (ME) | 1.11% | $1k | - | $842 | 3 Year Share Certificate | |
| Great Falls Regional Credit Union | 1.11% | $1k | - | $842 | 3 Year CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Monmouth Credit Union | 1.10% | $500 | - | $836 | 36 Month CD | |
| Maine Family Credit Union | 1.10% | $500 | - | $834 | 3 Year CD | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Kennebunk Savings Bank | 1.06% | $500 | - | $803 | 3 Year CD | |
| Sanford Institution for Savings | 1.06% | $500 | - | $803 | 3 Year Bump Up CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| Machias Savings Bank | 1.05% | $1k | - | $798 | 36 Month CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| Franklin-Somerset Credit Union | 1.05% | $500 | - | $798 | 36 Month CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| Kennebec Federal Savings | 1.01%* | $10k | - | $765 | 3 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| Peopleschoice Credit Union | 1.01%* | $10k | - | $767 | 36 Month CD | |
| Infinity Credit Union | 1.01% | $500 | - | $765 | 3 Year Share Certificate | |
| Border Trust Company | 1.01% | $1k | - | $767 | 36 Month CD | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Northeast Bank | 1.00% | $500 | - | $760 | 36 - 47 Month CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| Auburn Savings Bank, FSB | 1.00% | $500 | - | $758 | 3 Year CD | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| Katahdin Trust Company | 1.00% | $500 | - | $760 | 36-48 Month Summit Relationship CD | |
| Otis Credit Union | 1.00% | $500 | - | $760 | 36-47 Month Share Certificate | |
| Rockland Savings Bank, FSB | 1.00% | $500 | - | $631 | 2.5 Year CD | |
| Saco & Biddeford Savings Institution | 1.00% | $500 | - | $758 | 3 Year CD | |
| Semiconductor Of Maine Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| Bangor Savings Bank | 0.95% | $500 | - | $719 | 36 Month Benefit Plus CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| University Credit Union (ME) | 0.90% | $500 | - | $683 | 36 Month CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| The First, N.A. | 0.90% | $500 | - | $681 | 36 Month CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Five County Credit Union | 0.90%* | $10k | - | $681 | 3 Year Share Certificate | |
| Franklin Savings Bank (ME) | 0.90% | $2,500 | - | $721 | 38 Month CD Special | |
| Kennebec Savings Bank | 0.90% | $500 | - | $681 | 3 Year CD | |
| Katahdin Credit Union | 0.90% | $500 | - | $683 | 36 Month Share Certificate | |
| Skowhegan Savings Bank | 0.90% | $500 | - | $681 | 3 Year CD | |
| Sabattus Regional Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| Androscoggin Savings Bank | 0.90% | $500 | - | $681 | 3 Year CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| Damariscotta Bank & Trust Co. | 0.85% | $500 | - | $643 | 3 Year CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Bar Harbor Bank & Trust | 0.80% | $500 | - | $606 | 36 - 47 Month CD | |
| Mechanics' Savings Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Norway Savings Bank | 0.80% | $500 | - | $605 | 3 Year Premium CD | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| Eastmill Credit Union | 0.80% | $1k | - | $606 | 36 Month Share Certificate | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| Biddeford Savings Bank | 0.75% | $1,500 | - | $567 | 3 Year CD | |
| Casco Credit Union | 0.75% | $500 | - | $568 | 36 Month Share Certificate | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| TD Bank, National Association | 0.70%† | $250 | - | $529 | 3 Year Basic CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| Gorham Savings Bank | 0.60% | $500 | - | $454 | 36 Month Standard CD | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| First Federal Savings and Loan Association of Bath | 0.55% | $1k | - | $346 | 2 1/2 Year CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Bath Savings Institution | 0.45% | $500 | - | $339 | Laddered CD - 3 Year Rung | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
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Average 3 Year CD Rate Trend
Featured 1 Year CDs