4 Year CD Rates in Maine
Compare 4 year certificate of deposit rates in Maine. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Maine. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Lincoln Maine Credit Union | 2.25% | $500 | - | $2,334 | 48 Month CD | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Norstate Credit Union | 1.80% | $1k | - | $1,849 | 4 Year Share Certificate | |
| Brewer Credit Union | 1.80% | $500 | - | $1,854 | 48 Month Share Certificate | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Winthrop Area Credit Union | 1.76% | $500 | - | $1,807 | 4 Year CD | |
| Acadia Credit Union | 1.76% | - | - | $1,807 | 4 Year Share Certificate | |
| Bangor Credit Union | 1.76% | $500 | - | $1,807 | 4 Year CD | |
| Maine Highlands Credit Union | 1.76% | $500 | - | $1,812 | 48 Month Share Certificate | |
| Saco Valley Credit Union | 1.76%* | $500 | - | $1,812 | 48 Month CD | |
| New Dimensions Credit Union | 1.76% | $1k | - | $1,812 | 48 Month Share Certificate | |
| Sebasticook Valley Credit Union | 1.76% | $500 | - | $1,812 | 48 Month Share Certificate | |
| Ocean Communities Federal Credit Union | 1.75% | $500 | - | $1,796 | 4 Year CD | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Rockland Savings Bank, FSB | 1.75% | $500 | - | $1,796 | 4 Year CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Aroostook County Federal Savings and Loan Association | 1.69% | $500 | - | $1,738 | 48-59 Month CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| The County Credit Union | 1.66% | $500 | - | $1,702 | 4 Year Share Certificate | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Cumberland County | 1.56%* | $25k | - | $1,601 | 48 Month Regular Share Certificate | |
| Maine State Credit Union | 1.55% | $500 | - | $1,586 | 4 Year Share Certificate | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Cport Credit Union | 1.55% | $500 | - | $1,591 | 48 Month Share Certificate | |
| Coast Line Credit Union | 1.55% | $2k | - | $1,586 | 4 Year Share Certificate | |
| University Credit Union (ME) | 1.55% | $2,500 | - | $1,762 | 53 Month CD Special | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Maine Savings Credit Union | 1.51% | $500 | - | $1,545 | 4 Year CD | |
| Midcoast Credit Union | 1.51% | $1k | - | $1,545 | 4 Year CD | |
| Rainbow Credit Union | 1.51% | $500 | - | $1,545 | 4 Year CD | |
| Community CU (ME) | 1.51% | $1k | - | $1,545 | 4 Year Share Certificate | |
| Monmouth Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Lewiston Municipal Credit Union | 1.51% | $1k | - | $1,549 | 48 Month CD | |
| Maine Family Credit Union | 1.51% | $500 | - | $1,545 | 4 Year CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Atlantic Regional Credit Union | 1.50% | $500 | - | $1,534 | 4 Year Changing Tides Share Certificate | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Evergreen CU (ME) | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Oxford Credit Union | 1.50% | $1k | - | $1,538 | 48-59 Month CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Central Maine Credit Union | 1.46% | $1k | - | $1,496 | 48 Month Fixed Rate Share Certificate | |
| Seaboard Credit Union | 1.46% | $500 | - | $1,496 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Howland - Enfield Credit Union | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| Machias Savings Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Down East Credit Union | 1.40% | $500 | - | $1,430 | 4 Year Share Certificate | |
| Otis Credit Union | 1.40% | $500 | - | $1,434 | 48-59 Month Share Certificate | |
| Semiconductor Of Maine Credit Union | 1.36% | $500 | - | $1,392 | 48 Month CD | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Katahdin Trust Company | 1.35% | $500 | - | $1,381 | 48-60 Month Summit Relationship CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Peopleschoice Credit Union | 1.31%* | $10k | - | $1,340 | 48 Month CD | |
| Maine Education Credit Union | 1.31% | $2k | - | $1,340 | 48 Month CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| First Federal Savings and Loan Association of Bath | 1.30% | $2,500 | - | $1,326 | 4 Year CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Border Trust Company | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| The First, N.A. | 1.25% | $500 | - | $1,274 | 48 Month CD | |
| Auburn Savings Bank, FSB | 1.25% | $500 | - | $1,274 | 4 Year CD | |
| Damariscotta Bank & Trust Co. | 1.25% | $500 | - | $1,274 | 4 Year CD | |
| Katahdin Credit Union | 1.25% | $500 | - | $1,277 | 48 Month Share Certificate | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Skowhegan Savings Bank | 1.25% | $500 | - | $1,277 | 48 Month CD Special (for Integrity Plus Customers Only) | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| Sanford Institution for Savings | 1.23% | $500 | - | $1,253 | 4 Year CD | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| Northeast Bank | 1.20% | $500 | - | $1,225 | 48 - 59 Month CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Kennebec Federal Savings | 1.11%* | $10k | - | $1,129 | 4 Year CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Five County Credit Union | 1.11%* | $10k | - | $1,129 | 4 Year Share Certificate | |
| Bar Harbor Bank & Trust | 1.10% | $500 | - | $1,121 | 48 - 59 Month CD | |
| Kennebec Savings Bank | 1.10% | $500 | - | $1,118 | 4 Year CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Bangor Savings Bank | 1.05% | $500 | - | $1,067 | 48 Month Benefit Plus CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| Casco Credit Union | 1.01% | $500 | - | $1,028 | 48 Month Share Certificate | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Biddeford Savings Bank | 1.00% | $1,500 | - | $1,015 | 4 Year CD | |
| Mechanics' Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Norway Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year Premium CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Sabattus Regional Credit Union | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Androscoggin Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| TD Bank, National Association | 1.00%† | $250 | - | $1,015 | 4 Year Basic CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| Eastmill Credit Union | 0.90% | $1k | - | $915 | 48 Month Share Certificate | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Gorham Savings Bank | 0.80% | $500 | - | $812 | 48 Month Standard CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Bath Savings Institution | 0.75% | $500 | - | $758 | Laddered CD - 4 Year Rung | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
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