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Ken Tumin

Joined: Nov 29, 2009Comments: 385
Forum Threads: 4811Forum Posts: 5441
Ken Tumin

I started the BankDeals blog which eventually evolved into DepositAccounts.com as a hobby to help people find the best deals at banks and credit unions. My deals come from US banks and credit unions, both online and brick-and-mortar. Internet banks are creating more competition and better rates, but sometimes the best deals are local.

In addition to reports on deals, I also describe my experiences on opening accounts and dealing with the banks. Plus, I try to keep everyone updated on the important banking news relevant to savers.

I am NOT affiliated with any banks or institutions. I'm just another web surfer like you. My posts are based on what I find on institutions' websites, what they advertise and what the banks' customer service reps tell me. I also receive valuable help from readers who inform me of new rates and deals. Comments and emails are much appreciated.

Check with the institution for the latest and official information. Rates change very fast, and so the only official information is directly from the bank or credit union. I keep old posts with old rates for history's sake. A bank's rate history can be an important factor to consider. All posts are dated so you can see if the post may be out-of-date.  You may contact me at ken depositaccounts.com.

Recent Blog Posts


Update on First Financial Bank’s Reward Checking and Savings Accounts
First Financial Bank (AR)

First Financial Bank continues to have very competitive rates on its reward checking and savings accounts, and these accounts are now available to more people than when I last reported on this account in April 2013. The reward checking is called Kasasa Cash, and the savings account is called Kasasa Saver. My first report on these accounts was in January 2013, and the rates have held steady since that time. At the time of my first report, the bank was accepting new customers from any state. That didn’t last long,...

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April Series I Savings Bonds - Better Deal Than 1-Year CDs
April Series I Savings Bonds - Better Deal Than 1-Year CDs

The Labor Department released the March CPI-U numbers on Tuesday, and with these numbers, the next I Bond inflation component can be computed. Inflation as reported by the government continues to be on the low side. Thus, the next I Bond inflation component that will be announced in May won’t be anything to get excited about. Nevertheless, it will be high enough to make I Bonds a good deal as compared to 1-year CD rates. Based on September and March CPI-U numbers, the inflation component for the May I Bond...

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Special 39-Month CD Rate at Third Federal
Third Federal Savings and Loan (OH)

Third Federal Savings & Loan is offering a competitive CD special. It has a 1.50% APY with a 39-month term. There’s also a special 19-month CD with a 1.00% APY. Minimum deposit is $500. These special rates are listed in the bank’s CD page as of 4/16/2014. According to the bank's disclosure, the early withdrawal penalty for the 39-month CD is 12 months’ interest. That’s a harsh penalty.

Third Federal has a long history of offering competitive 6-year CDs. but the 6-year CD rate is currently only 1.75% APY which...

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Review of the New Ally Mobile Banking App
Ally Bank

Ally Bank had another release of its Ally Mobile Banking app. If you have a smartphone, you can now do a lot of banking by using this app on your smartphone. I decided to download this latest version on my iPhone and give it a test. The app was easy to use. I don’t think it will be long before I log into my Ally account more with my iPhone than with my laptop. This will likely be the trend especially for the younger generation.

This latest release of the...

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$200 Checking Account Bonus at Avidia Bank
Avidia Bank

Avidia Bank is offering a nice cash bonus to new checking account customers. You can earn up to $200 for opening a checking account and for using some of its banking services. The full $200 can be earned without direct deposit. The qualifying checking accounts are the Smart Checking and the Value NOW Checking. The Smart Checking is a free checking account with no monthly service charges. Once the checking account is opened, you can earn $50 for each of the following services:

  • Sign up for eStatements
  • Have a Direct Deposit or...
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Recent Forum Posts


DISCUSSIONS
Featured: US Bank To Acquire Document Custodian Business From Ally Bank
Ken Tumin - Ally Bank
2 Post(s)
175 Views
Last Post: Shorebreak
4/15/2014 - 8:10 AM
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Ken Tumin
1 Post(s)
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Featured: Information From Ally Bank On The Heartbleed Online Bug
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1 Post(s)
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4/15/2014 - 7:08 AM
Featured: H&R Block Will Sell Bank To Bofi Holding
Ken Tumin - H&R Block Bank
1 Post(s)
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4/11/2014 - 5:55 AM
Featured: Bank And Money Tips For Foreign Travel
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2 Post(s)
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Featured: America’s Most-Hated Bank Fee Is On Its Death Bed
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Featured: Comparing The New IRA To The TSP
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1 Post(s)
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4/3/2014 - 4:20 PM
Featured: Chase Bank And New Cash Deposit Rules
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31 Post(s)
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Featured: Up To $250 Bonus At First Niagara
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4 Post(s)
538 Views
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4/1/2014 - 4:01 PM
Featured: Fed Chair Yellen Suggests That Low Rates Will Continue For Very Long Time
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5 Post(s)
234 Views
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4/1/2014 - 7:22 AM
Featured: Is The U.S. Stock Market Rigged?
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5 Post(s)
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1 Post(s)
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3/27/2014 - 3:30 PM
Featured: Ally Financial IPO Provides An Exit For U.S. Treasury
Ken Tumin
1 Post(s)
131 Views
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3/27/2014 - 2:46 PM
Featured: Zions Fails Bank Stress Test, Says Customers Shouldn’t Worry
Shorebreak - Zions Bank
2 Post(s)
177 Views
Last Post: Ken Tumin
3/25/2014 - 9:00 AM
Featured: BMO Harris $200 Checking Account Bonus - May Be Targeted
Ken Tumin - BMO Harris Bank
1 Post(s)
360 Views
Last Post: Ken Tumin
3/19/2014 - 3:33 PM
Featured: Kasasa Q&A: Can I Open A Checking Account Online?
Ken Tumin
1 Post(s)
163 Views
Last Post: Ken Tumin
3/19/2014 - 5:21 AM
Featured: Banks Ditch Free Checking At Breakneck Pace, But Not Credit Unions
Ken Tumin
2 Post(s)
200 Views
Last Post: ChrisCD
3/18/2014 - 8:33 AM
Featured: Wells Fargo’s $100 Checking Account Bonus - May Be Targeted
Ken Tumin - Wells Fargo Bank
1 Post(s)
505 Views
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3/17/2014 - 5:31 PM
Featured: Benefits And Risks Of Being Put On Your Parents’ Checking Account
Ken Tumin
12 Post(s)
317 Views
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3/17/2014 - 4:33 PM
Featured: Fed Chair Yellen Faces First Leadership Test
Ken Tumin
1 Post(s)
150 Views
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3/17/2014 - 6:16 AM
Featured: St. Patrick's Day Promotions At Credit Unions
Ken Tumin
1 Post(s)
181 Views
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3/17/2014 - 5:56 AM
Featured: Municipal Bond Investors Pay Steep Commissions
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2 Post(s)
244 Views
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Featured: WSJ: Case For And Against Long-Term-Care Insurance
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6 Post(s)
1084 Views
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3/13/2014 - 10:11 AM
Rewards Checking Rate Cut Announced At UICCU
Ken Tumin - University of Iowa Community Credit Union
1 Post(s)
145 Views
Last Post: Ken Tumin
3/12/2014 - 7:00 AM
Posting Comments
klink
2 Post(s)
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Featured: Comparing Tax Software - Turbotax, H&R Block At Home And Taxcut
Ken Tumin
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2 Post(s)
337 Views
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Featured: When To Consider Peer-To-Peer Lending Over Bank Accounts
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246 Views
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