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Ken Tumin

Joined: Nov 29, 2009Comments: 401
Forum Threads: 4828Forum Posts: 5472
Ken Tumin

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About Ken Tumin

I started the BankDeals blog which eventually evolved into DepositAccounts.com as a hobby to help people find the best deals at banks and credit unions. My deals come from US banks and credit unions, both online and brick-and-mortar. Internet banks are creating more competition and better rates, but sometimes the best deals are local.

In addition to reports on deals, I also describe my experiences on opening accounts and dealing with the banks. Plus, I try to keep everyone updated on the important banking news relevant to savers.

I am NOT affiliated with any banks or institutions. I'm just another web surfer like you. My posts are based on what I find on institutions' websites, what they advertise and what the banks' customer service reps tell me. I also receive valuable help from readers who inform me of new rates and deals. Comments and emails are much appreciated.

Check with the institution for the latest and official information. Rates change very fast, and so the only official information is directly from the bank or credit union. I keep old posts with old rates for history's sake. A bank's rate history can be an important factor to consider. All posts are dated so you can see if the post may be out-of-date.  You may contact me at ken depositaccounts.com.

Recent Blog Posts


Veridian Credit Union (IA) Introduces A Series Of Attractive CD Specials
Veridian Credit Union

Veridian Credit Union (Iowa) has recently introduced a series of five CD Specials:

  • 7-month CD Special (0.35% APY)
  • 9-month CD Special (0.85% APY)
  • 15-month CD Special (1.11% APY)
  • 25-month CD Special (1.35% APY)
  • 39-month CD Special (1.60% APY)

Each of the CD Specials requires a minimum $1K deposit to open and there is no maximum balance cap.

All five CD Specials are also offered as Jumbo CD Specials, with interest rates 15 basis points higher than their regular CD Special counter part. These Jumbo CD Specials can be opened with a $100K minimum deposit and have...

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New Way Criminals Can Steal Your ATM PIN
New Way Criminals Can Steal Your ATM PIN

If you use a debit card to make purchases or to withdraw cash from an ATM, you should be aware of a new method that criminals are using to steal your PIN.

It's well known to use care when you punch in your PIN on a card reader keypad at a store so others can't easily see your PIN. This can be done by blocking the view of the keypad with your hand or body. If criminals use this new method, you'll have to do more than just block the...

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Central Missouri Community CU's New, Competitive 9-month CD Special
Central Missouri Community Credit Union

This week, Central Missouri Community Credit Union (CMCCU) added a 9-month CD Special (1.25% APY) to its fixed rate savings offerings. The 9-month CD Special has a low $1K minimum deposit to open and no maximum balance cap. This CD Special is also available as an IRA, with the same funding requirements.

The Early Withdrawal Penalty, as stated on CMCCU's Share Certificate page, is as follows:

Availability

Central Missouri Community Credit Union membership is available to anyone 18 years or older, who...

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Very Competitive 29-Month CD Special at SDCCU
Very Competitive 29-Month CD Special at SDCCU

San Diego County Credit Union (SDCCU) is offering two certificate specials, and one of them is a very good deal. It has a top rate of 2.00% APY for a 29-month term. It’s called a Reward Certificate, and it has requirements similar to a reward checking account. However, if you don’t meet the requirements, you still get a very competitive rate of 1.74% APY. I have more details about the monthly requirements below. Minimum deposit is $2,000, and there’s no maximum deposit. It’s also available in an IRA. Thanks to...

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Dayton Firefighters Credit Union's Competitive 4-Year and 5-Year CDs
Dayton Firefighters Credit Union

Dayton Firefighters Credit Union (DFCU) has recently raised the rates on two of its long-term CDs: 4-Year CD (1.89% APY) and 5-Year CD (2.19% APY). These CDs require a minimum deposit of $2K to open, and there is no maximum balance cap. Both CDs are also available as IRAs, with the same funding requirements.

The Early Withdrawal Penalty, as stated in DFCU's Savings Rates Sheet, is as follows:

Availability

Don't be fooled by the name: Dayton Firefighters Credit Union membership is open...

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Recent Forum Posts


DISCUSSIONS
Viewing CD Rates
Ricochet
3 Post(s)
131 Views
Last Post: Ricochet
8/27/2014 - 10:22 PM
Rate And Balance Cap Cuts For FAB&T's Reward Checking Account
Ken Tumin - FAB&T
1 Post(s)
106 Views
Last Post: Ken Tumin
8/19/2014 - 5:06 PM
Featured: Chase Bank And New Cash Deposit Rules
paoli2 - JPMorgan Bank and Trust Company, National Association
41 Post(s)
24094 Views
Last Post: Cristian Andrei
8/6/2014 - 2:35 PM
Post Disappearing Issue Should Now Be Fixed
Ken Tumin
1 Post(s)
186 Views
Last Post: Ken Tumin
8/3/2014 - 1:08 PM
Featured: IBM's Watson That Beat Jeopardy Champions Is Being Used By USAA Bank
Ken Tumin - USAA Bank
1 Post(s)
168 Views
Last Post: Ken Tumin
7/24/2014 - 5:26 PM
Featured: Ally Bank Giving Customers Industry-Leading Anti-Malware Software For Free
Shorebreak - Ally Bank
2 Post(s)
334 Views
Last Post: Ken Tumin
7/23/2014 - 8:10 AM
Featured: Getting The Returns Without The Risk
Ken Tumin
1 Post(s)
233 Views
Last Post: Ken Tumin
7/8/2014 - 7:30 AM
Featured: Why Interest Rates May Stay Very Low For A Lot Longer
Ken Tumin
2 Post(s)
197 Views
Last Post: paoli2
7/6/2014 - 4:03 PM
Featured: 8 best ways to earn more interest on your savings
pearlbrown
2 Post(s)
175 Views
Last Post: Ken Tumin
7/4/2014 - 8:33 AM
Featured: Bank Of America Expands Rewards Program But Don't Expect High Rates
Ken Tumin - Bank of America
1 Post(s)
277 Views
Last Post: Ken Tumin
6/23/2014 - 2:27 PM
Featured: Risks Of High Inflation?
Ken Tumin
2 Post(s)
125 Views
Last Post: paoli2
6/20/2014 - 8:00 AM
Featured: Credit Unions Use Games To Encourage Saving
Ken Tumin
3 Post(s)
228 Views
Last Post: paoli2
6/19/2014 - 8:02 AM
Featured: Why Monetary Policy Is So Tricky For The Fed
Ken Tumin
1 Post(s)
125 Views
Last Post: Ken Tumin
6/18/2014 - 10:49 AM
Featured: New York Claims Banks Overuse ChexSystem To Screen Customers
Ken Tumin
2 Post(s)
240 Views
Last Post: klink
6/16/2014 - 5:10 PM
Featured: 2.00% APY 49-Month CD At Third Federal
me1004 - Third Federal Savings and Loan (OH)
5 Post(s)
339 Views
Last Post: Ken Tumin
6/10/2014 - 4:20 PM
Bank Accounts Missing From Rates Tables
me1004
2 Post(s)
357 Views
Last Post: Ken Tumin
6/9/2014 - 4:45 AM
Featured: Pentagon Federal
Ally6770
3 Post(s)
310 Views
Last Post: Shorebreak
6/3/2014 - 7:33 AM
Featured: 8 Numbers Identity Thieves Want To Steal From You
Ken Tumin
1 Post(s)
240 Views
Last Post: Ken Tumin
6/1/2014 - 10:36 AM
Pleased Bring Back The Weekly CD Rate Review Roundup
me1004
3 Post(s)
403 Views
Last Post: Ken Tumin
6/1/2014 - 10:30 AM
Featured: Keybank $200 Checking Bonus In Some States - Good Thru 5/30/14
Ken Tumin - KeyBank
1 Post(s)
315 Views
Last Post: Ken Tumin
5/27/2014 - 10:33 AM
Sort Feature Is Missing
laurelvalley
3 Post(s)
357 Views
Last Post: Ken Tumin
5/20/2014 - 9:11 AM
Featured: Hot CD Special - Error In Ad But Some Branches May Honor It
Ken Tumin - First Republic Bank
2 Post(s)
599 Views
Last Post: Shorebreak
5/19/2014 - 4:36 PM
Featured: Using The New Rising-Rate CDs
Ken Tumin
3 Post(s)
499 Views
Last Post: Ally6770
5/15/2014 - 7:39 AM
SAC Federal Credit Union (2.01%,$15K) To (3.01%, $10K)
pearlbrown - SAC Federal Credit Union
3 Post(s)
450 Views
Last Post: Ken Tumin
5/9/2014 - 2:47 PM
Featured: CD Penalty Rates Are The Worst
Lexus2134 - Melrose Credit Union 1 stars
4 Post(s)
832 Views
Last Post: paoli2
5/8/2014 - 1:57 PM
Featured: Branchless Bank X Offers Cheaper, Simpler Checking Account
Shorebreak - Bank X
3 Post(s)
406 Views
Last Post: Ken Tumin
5/7/2014 - 3:20 PM
DA now has two different formats for comparing CD rates?
pearlbrown
6 Post(s)
330 Views
Last Post: paoli2
5/1/2014 - 1:10 PM
Featured: Virtual Bank Raises 5-Year CD Rate
Shorebreak - Virtual Bank
2 Post(s)
393 Views
Last Post: Ken Tumin
5/1/2014 - 7:03 AM
Featured: Never Mind The Recovery, Get Ready For The Next Recession
Ken Tumin
1 Post(s)
228 Views
Last Post: Ken Tumin
4/30/2014 - 2:07 PM
Featured: The Bank Of The Future - How Will Bank Branches Change?
Ken Tumin
2 Post(s)
149 Views
Last Post: dpandslemmen
4/30/2014 - 7:24 AM