Ken Tumin (KenBDG)

Joined: Nov 29, 2009	Last Visited: Feb 10, 2012
Rep Points: 103,223	Comments: 239
Forum Threads: 2341	Forum Posts: 3626

I started the BankDeals blog which eventually evolved into DepositAccounts.com as a hobby to help people find the best deals at banks and credit unions. My deals come from US banks and credit unions, both online and brick-and-mortar. Internet banks are creating more competition and better rates, but sometimes the best deals are local.

In addition to reports on deals, I also describe my experiences on opening accounts and dealing with the banks. Plus, I try to keep everyone updated on the important banking news relevant to savers.

I am NOT affiliated with any banks or institutions. I'm just another web surfer like you. My posts are based on what I find on institutions' websites, what they advertise and what the banks' customer service reps tell me. I also receive valuable help from readers who inform me of new rates and deals. Comments and emails are much appreciated.

Check with the institution for the latest and official information. Rates change very fast, and so the only official information is directly from the bank or credit union. I keep old posts with old rates for history's sake. A bank's rate history can be an important factor to consider. All posts are dated so you can see if the post may be out-of-date.  You may contact me at ken [at] depositaccounts.com.

Recent Articles and Blog Posts

Two Banks in Illinois & Indiana Closed by Regulators
Two banks failed this Friday which brings the total number of failures for the year to nine. Last year at this time there had been 18 bank failures. This shows how the pace of closures has slowed. ...

Survey of the Best CD Rates for February 10, 2012
A few of the internet banks cut their CD rates this week. Ally Bank 's 5-year CD rate fell from 1.79% to 1.74% APY. This 5-year CD isn't high enough to make my 5-year CD list. I still include this CD ...

TD Ameritrade Online Cash Services Account & Bonus Review
Several online brokers now provide checking account services with their brokerage accounts. A popular one is Charles Schwab and its Schwab Bank High Yield Investor Checking . Also popular is Fidelity ...

Top Savings Account Rate in Texas at Collin Bank - Local Only
Collin Bank is offering a good deal on its Affinity Savings Account. It has an interest rate of 1.26% APY on all balances of $100 and above. This is listed in the bank's Affinity Savings page as of 2/ ...

Top CD Rates at State Bank of India - NYC & Chicago Branches
State Bank of India is a foreign bank, but it has U.S. branches with FDIC insurance in New York and Chicago . I first reported on the New York branch in 2005. They have long offered competitive CD rat ...