3 Year CD Rates in Michigan
Compare 3 year certificate of deposit rates in Michigan. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in Michigan. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
Sponsored Note: 
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Delta County CU (MI) | 1.92% | $1k | - | $1,468 | 3 Year CD | |
| Munising Community Credit Union | 1.92% | - | - | $1,468 | 3 Year CD | |
| Menominee County Credit Union | 1.85% | $500 | - | $1,413 | 3 Year Term Certificate | |
| U.P. Catholic Credit Union | 1.81% | $1k | - | $1,386 | 36 Month CD | |
| Great Lakes First Credit Union | 1.81% | - | - | $1,386 | 36 Month CD | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Gogebic Range Bank | 1.75% | $1k | - | $1,339 | 36 Month Consumer CD | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| Service 1 Credit Union | 1.71% | $500 | - | $1,308 | 36 Month CD | |
| Range Bank, National Association | 1.60% | $2,500 | - | $1,223 | 36 Month Special Step Up | |
| Peninsula Credit Union | 1.56% | $1k | - | $989 | 30 Month CD | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Superior Iron Range Community Credit Union | 1.51% | $1k | - | $1,153 | 36 Month CD | |
| St. Joseph Mercy Hospital Pontiac Credit Union | 1.51% | $500 | - | $1,150 | 3 Year Share Certificate | |
| T L C Community Credit Union | 1.51% | $10k | - | $1,218 | 38 Month Share Certificate Special w/PFI Bonus | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| mBank | 1.50% | $250 | - | $1,145 | 36 - 47 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Shoreline CU (MI) | 1.48% | $1k | - | $1,130 | 36 Month CD | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| Grand Valley Co-Op Credit Union | 1.41% | $10k | - | $1,075 | 36 Month CD | |
| First Community CU (MI) | 1.41% | $300 | - | $1,075 | 36-47 Month Member Advantage Program CD | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Limestone Credit Union | 1.40% | - | - | $887 | 30 Month CD | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| Wexford Community Credit Union | 1.36% | $25k | - | $1,037 | 36 Month CD | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Muskegon Co Op Credit Union | 1.35% | $500 | - | $1,029 | 36 Month CD | |
| Consumers Professional Credit Union | 1.35%* | $1k | - | $1,029 | 36 Month CD | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| Country Heritage Credit Union | 1.31% | $1k | $100k | $998 | 36 Month CD | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Summit Community Bank | 1.30% | $500 | - | $988 | 36 - 47 Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Christian Financial Credit Union | 1.30% | $1k | - | $988 | 3 Year Certificate | |
| Teachers Credit Union | 1.30% | $1k | - | $962 | 35 Month - Inflation Fighter Special CD | |
| Nicolet National Bank | 1.30% | $1k | - | $990 | 36 Month Relationship CD | |
| Lakeview CU (WI) | 1.30% | $1k | - | $988 | 3 Year CD w/VIP Bonus | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| The Miners State Bank | 1.26% | $1k | - | $957 | 36 Month CD | |
| Motor City Co-Op Credit Union | 1.26% | $500 | - | $957 | 3 Year CD | |
| Northern Michigan Bank & Trust | 1.26% | $1k | - | $957 | 3 Year CD | |
| First National Bank of Crystal Falls | 1.26% | $1k | - | $960 | 36-47 Month CD | |
| Port City Credit Union | 1.26% | $500 | - | $960 | 36 Month CD | |
| U.P. State Credit Union | 1.26% | - | - | $957 | 3 Year CD | |
| Superior National Bank & Trust Company | 1.26% | $500 | - | $960 | 36 Month CD | |
| Federal Employees Of Chippewa Cnty Credit Union | 1.26% | $500 | - | $957 | 3 Year CD | |
| Northwest Consumers Credit Union | 1.26% | $500 | - | $960 | 36 Month Share Certificate | |
| Lakeshore Credit Union | 1.26% | $500 | - | $960 | 36 Month CD | |
| West Shore Bank | 1.26% | $500 | - | $960 | 36 Month Special CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Kellogg Community Federal Credit Union | 1.25% | $500 | - | $949 | 3-Year Term Share Account | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Community West Credit Union | 1.25% | $500 | - | $952 | 36 - 47 Month CD | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| Astera Credit Union | 1.25% | $500 | - | $949 | 3 Year CD | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Case Credit Union | 1.25% | $500 | - | $949 | 3 Year TDA | |
| Parda Credit Union | 1.25% | $500 | - | $949 | 3 Year Senior Plus CD | |
| Central Macomb Community Credit Union | 1.25% | $500 | - | $949 | 3 Year CD | |
| First National Bank of America | 1.25%† | $1k | - | $952 | 36-47 Month Time CD | |
| Ishpeming Community Credit Union | 1.25% | $500 | - | $952 | 36 Month CD | |
| Soo Co-Op Credit Union | 1.25% | $100 | - | $952 | 36 Month Share Certificate | |
| The First National Bank of Norway | 1.25% | $1k | - | $952 | 36 Month CD | |
| The Stephenson National Bank and Trust | 1.25% | $1k | - | $952 | 36 Month CD | |
| The State Bank (MI) | 1.25% | $500 | - | $952 | 36 Month Relationship CD | |
| Chippewa County Credit Union | 1.25% | $1k | - | $949 | 3 Year CD | |
| Walled Lake School Employees Credit Union | 1.25% | $1k | - | $952 | 36 Month CD | |
| Battle Creek Area Community Credit Union | 1.25% | $500 | - | $952 | 36 Month CD | |
| First United Credit Union | 1.25% | $500 | - | $952 | 36 Month Certificate | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| Amalgamated Credit Union | 1.21% | $500 | - | $919 | 36 Month Share Certificate | |
| Filer Credit Union | 1.21% | $1k | - | $921 | 36 Month Certificate | |
| Power One Credit Union | 1.21% | - | - | $921 | 36 Month CD | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Michigan Schools And Government Credit Union | 1.20% | $500 | - | $911 | 3 Year CD | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Michigan State University Credit Union | 1.20% | $500 | - | $911 | 3 Year CD | |
| Kalsee Credit Union | 1.20% | $10k | - | $911 | 3 Year CD | |
| Public Service CU (MI) | 1.20%* | $10k | - | $913 | 36 Month CD | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| The First National Bank of Wakefield | 1.20% | $500 | - | $913 | 36 Month CD | |
| Community Driven Credit Union | 1.20% | $500 | - | $911 | 3 Year Certificate | |
| Chiropractic Credit Union | 1.20%* | $10k | - | $913 | 36 Month Share Certificate | |
| Farm Bureau Family Credit Union | 1.20% | $3k | - | $913 | 36 Month CD | |
| Tandem Credit Union | 1.20% | $2k | - | $913 | 36 Month CD | |
| Health One Credit Union | 1.20% | $10k | - | $913 | 36 Month CD | |
| Alpena-Alcona Area Credit Union | 1.16% | - | - | $880 | 3 Year Share Certificate | |
| Michigan One Community Credit Union | 1.16% | - | - | $883 | 36 Month CD | |
| Family Financial Credit Union | 1.16% | $25k | - | $883 | 36 Month Jumbo CD | |
| Baraga County Credit Union | 1.16% | $1k | - | $883 | 36 Month Share Certificate | |
| Alpena Community Credit Union | 1.16% | $1k | - | $883 | 36 Month Share Certificate | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| Northpointe Bank | 1.15% | $5k | - | $872 | 36 - 47 Month Fixed CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Gratiot Community Credit Union | 1.15% | $10k | $100k | $875 | 36 Month Share Certificate | |
| Safe Harbor Credit Union | 1.15% | $25k | - | $875 | 36 Month High Yield CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| Post Community Credit Union | 1.15% | $1k | $100k | $872 | 36 Month CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| United Financial Credit Union (MI) | 1.10% | $500 | $100k | $834 | 36 Month Safe Parking CD w/Direct Rewards | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Consumers CU (MI) | 1.10% | $25k | $500k | $836 | 36 Month CD | |
| Farmers Insurance Group Credit Union | 1.10%* | $1k | - | $836 | 36 Month Share Certificate | |
| Forest Area Credit Union | 1.10% | - | - | $836 | 36 Month CD | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Straits Area Credit Union | 1.10% | $1k | - | $834 | 3 Year CD | |
| Preferred Credit Union | 1.10% | $500 | - | $836 | 36 Month Share Certificate | |
| Communicating Arts Credit Union | 1.10% | $500 | - | $836 | 36 Month CD | |
| Community Focus | 1.10% | $1k | - | $834 | 3 Year Share Certificate | |
| Sterling Bank and Trust, FSB. | 1.10% | $500 | - | $836 | 36 Month CD | |
| Gr Consumers Credit Union | 1.10% | $200 | - | $836 | 36 Month Platinum Rewards CD | |
| Northwood CU (MI) | 1.10% | $500 | - | $836 | 36 Month CD | |
| Team One Credit Union | 1.10% | $500 | - | $836 | 36-47 Month CD | |
| Lansing Postal Community Credit Union | 1.10% | $25k | - | $836 | 36 Month CD | |
| Family First CU (MI) | 1.10% | $1k | - | $836 | 36 Month CD | |
| Lansing Automakers Credit Union | 1.10% | $10k | - | $836 | 36 Month Jumbo Term Share | |
| Rivertown Community Credit Union | 1.10% | $500 | - | $834 | 36 Month CD | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Community Schools Credit Union | 1.06% | $500 | - | $806 | 36 Month CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| PAC Federal Credit Union | 1.05% | $500 | - | $796 | 3 Year Share Certificate | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Fm Financial Credit Union | 1.02% | $500 | - | $775 | 36 Month Certificate | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| Community Shores Bank | 1.01% | $1k | - | $767 | 36 Month CD Special | |
| Honor Credit Union | 1.01% | $500 | - | $767 | 36 Month Share Certificate | |
| North Central Area Credit Union | 1.01% | $500 | - | $767 | 36 Month CD | |
| Metro Shores Credit Union | 1.01% | $1k | - | $767 | 36 Month CD | |
| Sunrise Family Credit Union | 1.01% | - | - | $767 | 36 Month CD | |
| The West Michigan Savings Bank | 1.01% | - | - | $767 | 36 Month CD | |
| The Central National Bank of Poteau | 1.01% | $1k | - | $638 | 30 Month CD | |
| Washtenaw Federal Credit Union | 1.01% | - | - | $765 | 3 Year CD | |
| Greater Niles Community Credit Union | 1.01% | $500 | - | $767 | 36 Month Share Certificate | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Western Federal Credit Union | 1.00%* | $1k | - | $758 | 36 Month Share Certificate | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| Chemical Bank | 1.00% | $100 | - | $758 | 36 Month Raise-Your-Rate CD | |
| First General Credit Union | 1.00% | $1k | - | $758 | 36 Month CD | |
| Ann Arbor State Bank | 1.00% | - | - | $758 | 3 Year CD | |
| Bank of Birmingham | 1.00% | $500 | - | $760 | 36 Month CD | |
| Marshall Community Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Credit Union Advantage | 1.00% | $25k | - | $760 | 36 Month Jumbo CD | |
| Dow Chemical Employees' Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| Eaton Federal Savings Bank | 1.00% | $500 | - | $758 | 3 Year CD | |
| Michigan Educational Credit Union | 1.00% | $5k | - | $760 | 36 Month Share Certificate | |
| Michigan First Credit Union | 1.00%* | $1k | - | $760 | Business 36 Month CD | |
| Bay Winds Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| Clarkston State Bank | 1.00% | $500 | $100k | $758 | 3 Year CD | |
| Portland Credit Union | 1.00% | - | - | $760 | 36 Month CD | |
| Huron Community Bank | 1.00% | $1k | - | $781 | 37 Month CD Special | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| Gerber Credit Union | 1.00% | $1k | - | $760 | 36 Month Share Certificate | |
| Harborlight Credit Union | 1.00% | $500 | - | $758 | 3 Year CD | |
| My Personal Credit Union | 1.00% | $2k | - | $760 | 36 Month CD Special | |
| Lakes Community Credit Union | 1.00% | - | - | $760 | 36 Month CD w/Active Checking | |
| Financialedge Community Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| Omni Community Credit Union | 1.00% | $1k | $100k | $758 | 3 Year CD | |
| Onaway Community Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| TBA Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Marquette Community Credit Union | 1.00% | - | - | $760 | 36 Month CD | |
| Michigan Columbus Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Muskegon Governmental Emp Credit Union | 1.00% | $500 | - | $758 | 3 Year CD | |
| Union Bank (MI) | 1.00% | - | - | $760 | 36 Month CD | |
| First Area CU (MI) | 1.00% | $500 | - | $760 | 36 Month CD | |
| Valley State Employees Credit Union | 1.00% | - | - | $760 | 36 Month CD | |
| Wanigas Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| My Postal Credit Union | 1.00% | $5k | $25k | $758 | 3 Year CD | |
| Grand Trunk Battle Creek Emp Credit Union | 1.00% | $1k | - | $758 | 3 Year Share Certificate | |
| Credit Union Plus | 1.00% | - | - | $758 | 3 Year CD | |
| Grand Rapids Family Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Lenco Credit Union | 1.00% | $3k | - | $760 | 36 Month CD | |
| Calcite Credit Union | 1.00% | $1k | - | $758 | 3 Year CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Eaton County Educational Credit Union | 0.99% | $10k | - | $752 | 36 Month CD | |
| Construction Credit Union | 0.98% | $10k | - | $744 | 36 Month Certificate | |
| Cornerstone Community Financial Credit Union | 0.96% | $1k | - | $729 | 36 Month Share Certificate | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| United Federal Credit Union | 0.95%† | $500 | - | $719 | 36 - 47 Month Share CD | |
| Catholic Credit Union | 0.95% | $1k | - | $721 | 36 Month Certificates | |
| Genisys Credit Union | 0.95% | $500 | - | $721 | 36 Month Share Certificate | |
| Southwest Michigan Credit Union | 0.95% | $3k | - | $600 | 30 Month Share Certificate | |
| Trenton Credit Union | 0.95%* | $25k | - | $719 | 3 Year CD | |
| South Central Credit Union | 0.95% | $10k | - | $719 | 3 Year Gold CD | |
| Gabriels Community Credit Union | 0.95% | $500 | - | $719 | 3 Year CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| Members First CU (MI) | 0.90% | $1k | - | $681 | 36 Month CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Aac Credit Union | 0.90% | $500 | - | $683 | 36 Month CD | |
| Advantage One Credit Union | 0.90% | $1k | - | $681 | 3 Year Share Certificate | |
| Dort Credit Union | 0.90% | $1k | - | $681 | 3 Year Share Certificate | |
| Downriver Community Credit Union | 0.90% | $2k | - | $683 | 36 Month Share Certificate | |
| First Federal of Northern Michigan | 0.90% | $500 | - | $683 | 36 Month CD | |
| Copoco Community Credit Union | 0.90% | $1k | - | $683 | 36 Month Certificate | |
| Good Shepherd Credit Union | 0.90% | $500 | - | $683 | 36 Month CD | |
| Northland Area Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| Michigan Tech Employees Credit Union | 0.90% | $500 | - | $683 | 36 Month CD | |
| St. Francis X Credit Union | 0.90%* | - | - | $681 | 3 Year CD | |
| Southeast Michigan State Employees Credit Union | 0.90%* | $500 | - | $683 | 36 Month CD | |
| Tri-Cities Credit Union | 0.90% | $1k | - | $683 | 36 Month CD | |
| Michigan Coastal Credit Union | 0.90% | $500 | - | $683 | 36 Month Golden CD | |
| G. W. Jones Exchange Bank | 0.90% | $500 | - | $681 | 3 Year CD | |
| Generations Family Credit Union | 0.90% | $10k | - | $683 | 36-47 Month CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| Wildfire Credit Union | 0.85% | $2k | - | $643 | 36-47 Month CD | |
| Chief Financial Credit Union | 0.85% | $1k | - | $645 | 36 Month Share Certificate | |
| Community Alliance Credit Union | 0.85% | $500 | - | $643 | 3 Year CD | |
| Oakland County Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| The Dart Bank | 0.85% | $10k | - | $645 | 36 Month CD | |
| West Michigan Credit Union | 0.85% | $500 | - | $645 | 36 Month CD | |
| Saginaw County Employees Credit Union | 0.85% | $500 | - | $645 | 36 Month CD | |
| Rogue River Community Credit Union | 0.85% | $500 | - | $645 | 36 Month Share Certificate | |
| Clinton County Credit Union | 0.85% | $500 | - | $645 | 36 Month CD | |
| Jackson Community Credit Union | 0.85% | $500 | - | $645 | 36 Month Share Certificate | |
| Lake Huron Credit Union | 0.85% | - | - | $645 | 36 Month Bonus CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| Craftsman Credit Union | 0.81% | $500 | - | $612 | 3 Year CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Level One Bank | 0.80% | $500 | $100k | $605 | 36 Month CD Special (New Money Only) | |
| Access First Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| Bestsource Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| Memberfocus Community | 0.80% | $10k | - | $606 | 36 Month Gold CD | |
| Lake Trust Credit Union | 0.80% | $25k | - | $605 | 36 - 47 Month CD | |
| Education Plus Credit Union | 0.80% | $10k | - | $605 | 3 Year CD | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| United Bay Community Credit Union | 0.80% | $500 | - | $606 | 36 Month CD | |
| Fedcom Credit Union | 0.80% | $500 | - | $606 | 36 Month CD | |
| Clarkston Brandon Community Credit Union | 0.80% | $1k | - | $606 | 36 Month CD | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Lapeer County & Trust Co. | 0.77% | $25k | - | $584 | 36-47 Month CD | |
| Flint Area School Employees Credit Union | 0.76% | $500 | - | $576 | 36 Month Interest Paid Monthly CD | |
| Monroe Bank & Trust | 0.75% | $1k | - | $567 | Business 3 Year Vintage CD | |
| Huntington National Bank | 0.75%† | $1k | $100k | $584 | 37 Month Linked-Rate CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| ELGA Credit Union | 0.75% | $1k | - | $567 | 3 Year CD | |
| Saginaw Medical Federal Credit Union | 0.75% | $500 | - | $567 | 36 Month CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| CP Credit Union | 0.75% | - | - | $567 | 36 Month Certificate | |
| Chelsea State Bank | 0.75% | $500 | - | $568 | 36 Month CD | |
| Members CU (MI) | 0.75% | $25k | - | $568 | 36 Month Jumbo CD | |
| First Catholic Credit Union | 0.75% | $500 | - | $568 | 36 Month CD | |
| Edgewater Bank | 0.75% | $2,500 | - | $568 | 36 Month CD | |
| Peoples Trust Credit Union (MI) | 0.75% | $25k | - | $567 | 3 Year CD | |
| EECU A Community | 0.75% | $1k | - | $568 | 36 Month Term Share Account | |
| Isabella Community Credit Union | 0.75% | $500 | - | $568 | 36 Month CD | |
| Northstar Bank (MI) | 0.75%* | $10k | - | $567 | 3 Year Fixed CD | |
| Parkside Credit Union | 0.75% | $500 | - | $567 | 3 Year Share Certificate | |
| Sterling-Van Dyke Credit Union | 0.75% | - | - | $568 | 36 Month CD | |
| Birmingham-Bloomfield Credit Union | 0.75% | $10k | - | $567 | 3 Year Certificate | |
| Thumb National Bank and Trust Company | 0.75% | $500 | - | $567 | 3 Year CD | |
| Tri-Pointe Community Credit Union | 0.75% | $250 | - | $567 | 3 Year CD | |
| Dearborn Village Community Credit Union | 0.75% | $500 | $100k | $568 | 36 Month CD | |
| Blue Water Credit Union | 0.75% | $2,500 | - | $567 | 3 Year Share Certificate | |
| Newaygo County Service Employees Credit Union | 0.75% | - | - | $568 | 36 Month CD | |
| Graco Credit Union | 0.75% | $1k | - | $568 | 36 Month CD | |
| New Buffalo Savings Bank, A FSB | 0.74% | $1k | - | $559 | 3 Year Premium Rate CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| ATL Credit Union | 0.70% | $500 | - | $530 | 36 Month Share Certificate | |
| Community Choice CU (MI) | 0.70%* | $25k | - | $529 | 3 Year Share Certificate | |
| Credit Union One (MI) | 0.70%* | $25k | - | $530 | 36 Month CD | |
| Eastern Michigan Bank | 0.70% | $2,500 | - | $529 | 36 Month Adv 50 Club CD | |
| Frankenmuth Credit Union | 0.70% | $500 | - | $529 | 3 Year Share Certificate | |
| Mayville State Bank | 0.70% | $1k | - | $530 | 36-47 Month CD | |
| Our Credit Union | 0.70% | $500 | - | $530 | 36 Month Term Share Certificate | |
| Security Credit Union | 0.70% | $500 | - | $529 | 3 Year Share Certificate | |
| Meijer Credit Union | 0.70% | - | - | $530 | 36 Month CD | |
| Sturgis Bank & Trust Company | 0.70% | $500 | - | $529 | 3 Year CD | |
| Eastside Family Credit Union | 0.70% | $5k | - | $530 | 36 Month Term Share Certificate | |
| Tradewinds Credit Union | 0.70% | - | - | $530 | 36 Month CD | |
| Riverview Community Credit Union | 0.70% | $1k | - | $529 | 3 Year CD | |
| Kelly Credit Union | 0.70%* | $25k | - | $529 | 3 Year CD | |
| Kenowa Community Credit Union | 0.66% | $500 | - | $500 | 36 Month CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Talmer Bank and Trust | 0.65% | - | - | $491 | 36-47 Month CD | |
| Alden State Bank (MI) | 0.65% | $1k | - | $491 | 36 Month CD | |
| Community Financial Members Credit Union | 0.65% | - | - | $491 | 3 Year President’s Club Certiificate | |
| Co-Op Services Credit Union | 0.65%* | $25k | - | $492 | 36 Month CD | |
| E & A Credit Union | 0.65% | $500 | - | $492 | 36-Month Certificate | |
| Extra Credit Union | 0.65% | $500 | $50k | $491 | 3 Year Fixed-Rate Certificate | |
| Community State Bank (MI) | 0.65%* | $10k | - | $492 | 36 Month CD | |
| Signature Bank (MI) | 0.65%* | $1k | - | $492 | 36-47 Month Fixed CD | |
| Metro North Credit Union | 0.65% | $1k | - | $492 | 36 Month CD | |
| Total Community Credit Union | 0.65% | $500 | - | $409 | 2.5 Year CD | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| First State Bank of East Detroit | 0.60%* | $1k | - | $454 | 36 Month Fixed Rate CD | |
| First Citizens Bank (NC) | 0.60% | $500 | - | $454 | 36 Month CD | |
| Michigan Catholic Credit Union | 0.60% | $1k | - | $454 | 36 Month CD | |
| Aeroquip Credit Union | 0.60% | $1k | - | $453 | 3 Year CD | |
| Belle River Community Credit Union | 0.60% | - | - | $454 | 36 Month Certificate | |
| Warren Municipal Credit Union | 0.60% | $1k | - | $454 | 36 Month CD | |
| International UAW Credit Union | 0.60%* | $25k | - | $454 | 36 Month Share Certificate | |
| Kent County Credit Union | 0.60% | $500 | - | $454 | 36 Month Term Share Certificate | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Citizens Bank (MI) | 0.55%† | $25k | - | $415 | 36 Month CD | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| Monroe County Community Credit Union | 0.55% | $25k | - | $416 | 36 Month Bonus CD | |
| Sagelink Credit Union | 0.55% | $500 | - | $416 | 36 to 47 Month CD | |
| Wayne-Westland Credit Union | 0.55% | - | - | $416 | 36 Month CD | |
| University Of Michigan Credit Union | 0.55%* | $10k | - | $416 | 36 Month CD | |
| Financial Plus Credit Union | 0.55% | $500 | - | $346 | 30 Month Share Certificate | |
| Great Lakes Members Credit Union | 0.55% | $10k | - | $415 | 3 Year CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| InTouch Credit Union | 0.50% | $1k | $95k | $378 | 36 Month CD | |
| DFCU Financial | 0.50%* | $25k | - | $377 | 3 Year Share Certificate | |
| Educational Community Credit Union | 0.50% | $500 | - | $377 | 3 Year Level 2 Member Rewards CD | |
| FME Credit Union | 0.50% | $25k | - | $378 | 36 Month Standard CD | |
| LOC Credit Union | 0.50% | - | - | $377 | 3 Year Grand Slam Promotion CD | |
| Telcom Credit Union | 0.50% | $500 | - | $378 | 36 Month CD | |
| East Traverse Catholic Credit Union | 0.50% | $500 | - | $377 | 3 Year Time Certificate | |
| Unified Communities Credit Union | 0.50% | - | - | $315 | 30 Month CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Rockford Community Credit Union | 0.45% | - | - | $340 | 36 Month CD | |
| Shelter Financial Bank | 0.40% | $1k | $95k | $251 | 30 Month CD | |
| Catholic Vantage Financial Credit Union | 0.40% | $500 | - | $301 | 3-Year Share Certificate | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| Affinity Group Credit Union | 0.35%* | $500 | - | $263 | 36 Month Share Certificate | |
| Centel Credit Union | 0.35% | $500 | - | $220 | 30 Month Share Certificate | |
| United Churches Credit Union | 0.35% | - | - | $263 | 3 Year CD | |
| Rivers Edge Community Credit Union | 0.35% | $1k | - | $264 | 36 Month CD | |
| Kensington Valley Community Credit Union | 0.35%* | $500 | - | $264 | 36 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
| Jackson City County Credit Union | 0.15% | $500 | - | $113 | 36 Month Share Certificate | |
Featured Accounts
Average 3 Year CD Rate Trend
Featured 1 Year CDs