3 Year CD Rates in Minnesota
Compare 3 year certificate of deposit rates in Minnesota. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in Minnesota. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
Sponsored Note: 
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Members Cooperative Credit Union | 1.90%* | $10k | - | $1,456 | MembersPlus 36 Month Term CD | |
| Endura Financial Federal Credit Union | 1.87% | $1k | - | $1,429 | 36 Month Share Certificate Special | |
| Northwoods Credit Union | 1.81% | - | - | $1,382 | 3 Year Bump Up Certificate | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| First State Bank of Grove City | 1.66% | $1k | - | $1,269 | 36 Month CD | |
| Odin State Bank | 1.66% | $10k | - | $1,266 | 3 Year CD | |
| Catholic United Financial Credit Union | 1.61% | $1k | - | $1,230 | 36 Month Share Certificate - Founding Member | |
| Westconsin Credit Union | 1.61% | $1k | - | $1,230 | 36 Month CD - Gold MVP | |
| Hiway Credit Union | 1.60% | $25k | - | $1,219 | 36 – 47 Month CD | |
| Grand Timber Bank | 1.57%* | $25k | - | $1,199 | 36 Month CD | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| SMW Credit Union | 1.55% | $10k | - | $1,181 | 36 Month CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Atwater State Bank | 1.51% | $25k | - | $1,150 | 36 Month CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| The First National Bank at St. James | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| Electrus Credit Union | 1.51% | $1k | - | $1,153 | 36 Month Certificate | |
| The First National Bank of Bemidji | 1.51% | $25k | $100k | $1,150 | 3 Year CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| North Shore Credit Union | 1.50% | $500 | - | $1,145 | 36 Month Savings Certificate | |
| Northern States Power - St. Paul Credit Union | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| The Wanda State Bank | 1.50% | $1k | - | $1,142 | 3 Year CD | |
| Diversified Credit Union | 1.50% | $2,500 | - | $1,145 | 36-42 Month CD Special | |
| Security Bank USA | 1.46% | $25k | - | $1,114 | 36 Month CD | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Cook Area Credit Union | 1.45%* | $25k | - | $1,106 | 36 Month CD | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| The First National Bank in Wadena | 1.41% | $1k | - | $1,075 | 36 Month CD | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Farmers State Bank of Elkton | 1.40% | $500 | - | $1,068 | 36 Month CD | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| State Bank of Park Rapids | 1.36% | $500 | - | $1,037 | 36 Month CD | |
| Fulda Area Credit Union | 1.36% | $500 | - | $1,037 | 36 Month CD | |
| Mid-Minnesota Federal Credit Union | 1.35% | $500 | - | $1,029 | 36 Month CD | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Home Town Credit Union | 1.35% | $5k | - | $1,029 | 36-47 Month Checking Relationship CD | |
| Ultima Bank Minnesota | 1.35% | $1k | - | $1,029 | 36 Month CD | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| Minnesota Power Employees Credit Union | 1.34%* | $25k | - | $1,021 | 36 Month CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| First National Bank (MN) | 1.31% | $500 | - | $998 | 36 Month Share Certificate | |
| The First National Bank of Plainview | 1.31%* | $10k | - | $998 | 36 Month CD | |
| The Citizens National Bank of Park Rapids | 1.31% | $500 | - | $829 | 30 Month CD | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Northridge Community Credit Union | 1.31% | $7,500 | - | $998 | 36 Month Fixed Rate CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| American State Bank of Grygla | 1.30% | $500 | - | $988 | 3 Year CD | |
| Toro Employees Credit Union | 1.30% | $25k | - | $990 | 36 Month Jumbo Step-Up CD | |
| Proctor Credit Union | 1.30% | $1k | - | $988 | 3 Year Share Certificate | |
| Mills Resolute Bank | 1.30% | $500 | - | $990 | 36 Month CD | |
| Western National Bank (MN) | 1.27% | $10k | - | $967 | 36 Month CD | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| Lakes State Bank | 1.26% | $500 | - | $960 | 36 Month CD | |
| St James Federal Savings and Loan Association | 1.26% | $500 | - | $960 | 36 Month CD | |
| Currie State Bank | 1.26% | - | - | $957 | 3 Year CD | |
| Pipefitters-Steamfitters Credit Union | 1.26% | $10k | - | $960 | 36 Month CD | |
| Lakes Area Credit Union | 1.26%* | $10k | - | $960 | 36 Month CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Altra Federal Credit Union | 1.25%* | $1k | - | $952 | 36 Month CD w/ Checking | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Republic Bank, Inc. | 1.25% | $10k | - | $949 | 3 Year CD | |
| Clinton State Bank | 1.25% | $1k | - | $952 | 36-45 Month CD | |
| Spire Credit Union | 1.25% | $10k | - | $952 | 36 Month Premium CD | |
| Two Harbors Credit Union | 1.25% | $2,500 | - | $952 | 36 Month CD | |
| Woodland Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| First State Bank of Fountain | 1.25% | $300 | - | $952 | 36 Month CD | |
| Reliance Bank (MN) | 1.25% | $1k | - | $949 | 3 Year CD | |
| Root River State Bank | 1.25% | $300 | - | $952 | 36 Month CD | |
| State Bank of Lismore | 1.25% | $500 | - | $952 | 36 Month CD | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Farmers State Bank of Hartland | 1.21% | $500 | - | $843 | 33 Month "Opt Up" CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| First Independent Bank (MN) | 1.21% | $500 | - | $765 | 30 Month CD | |
| Northview Bank | 1.21%* | $11k | - | $921 | 36 Month CD | |
| Trustone Financial Credit Union | 1.21% | $500 | - | $921 | 36 Month CD | |
| Lowry State Bank | 1.21% | $500 | - | $921 | 36 Month CD | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| MinnCO Credit Union | 1.20% | $500 | - | $913 | 36 Month Share Certificate | |
| Midwest Bank - Detroit Lakes | 1.20% | $25k | - | $913 | 36 Month CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| American Bank of the North | 1.20%* | $10k | - | $911 | 36 Month CD | |
| American National Bank of Minnesota | 1.20% | $5k | - | $911 | 36 Month Time Deposit | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Falcon National Bank | 1.20% | $10k | - | $913 | 36 Month CD | |
| BankVista | 1.20% | $1k | - | $913 | 36 Month CD | |
| General Mills Credit Union | 1.20%* | $25k | - | $913 | 36 - 47 Month Share Certificate | |
| Drake Bank | 1.20% | $500 | - | $913 | 36 Month CD | |
| North American Banking Company | 1.20%* | $25k | - | $913 | 36 Month CD With Checking Account | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| West Financial Credit Union | 1.20% | $10k | - | $913 | 36 Month Share Certificate | |
| First National Bank of Elk River | 1.16% | $10k | - | $880 | 3 Year CD | |
| Hermantown Credit Union | 1.16% | $1k | - | $880 | 3 Year Share Certificate | |
| The First National Bank of Moose Lake | 1.16% | $500 | - | $883 | 36 Month CD | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| State Bank of Faribault | 1.15% | $2,500 | - | $949 | 39 Month Change a Rate CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Grand Rapids State Bank | 1.15% | $1k | - | $875 | 36 Month CD | |
| Minnesota Valley Credit Union | 1.15% | $500 | - | $872 | 3 Year CD | |
| North Shore Bank of Commerce | 1.15% | $2,500 | - | $875 | 36 Month CD | |
| Bonanza Valley State Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| Share Advantage Credit Union | 1.15% | $500 | - | $875 | 36 Month CD | |
| Viking Savings Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| Riverview CU (MN) | 1.15% | - | - | $875 | 36 Month CD | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| North Memorial Credit Union | 1.12% | $500 | - | $849 | 3 Year CD | |
| Kanabec State Bank | 1.11% | $500 | - | $844 | 36 Month CD | |
| State Bank of Richmond | 1.11% | $5k | - | $701 | 30 Month CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| US Federal Credit Union | 1.10% | $500 | - | $836 | 36 Month Savings CD | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| Baxter Credit Union | 1.10%† | $500 | - | $836 | 36 Month Rewards CD | |
| Peoples National Bank of Mora | 1.10% | $1k | - | $834 | 36 Month Certificate | |
| United Minnesota Bank | 1.10% | $500 | - | $834 | 36 Month CD | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Avon State Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Marine Credit Union | 1.10% | $1k | - | $834 | 36 Month CD | |
| Community Resource Bank | 1.10% | $5k | - | $954 | 41 Month Special CD | |
| Community Bank Mankato | 1.10% | $1k | - | $836 | 36 Month CD | |
| Sentry Bank | 1.10% | $10k | - | $836 | 36 Month CD | |
| Bank of Zumbrota | 1.10%* | $25k | - | $836 | 36 Month CD | |
| Plaza Park State Bank | 1.10% | $500 | $100k | $836 | 36 Month CD | |
| First State Bank of Wabasha | 1.10%* | $25k | - | $836 | 36 Month CD | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Northern Communities Credit Union | 1.10% | - | - | $836 | 36 Month CD | |
| State Bank of Belle Plaine | 1.10% | $1k | - | $836 | 36 Month CD | |
| Pine Island Bank | 1.10%* | $25k | - | $836 | 36 Month CD | |
| State Bank of Kimball | 1.10% | $15k | - | $836 | 36 Month CD | |
| First Security Bank (MN) | 1.10% | $500 | - | $836 | 36 Month CD | |
| Western National Bank (5131) | 1.10%* | $10k | - | $836 | 36 Month CD | |
| Sharepoint Credit Union | 1.10% | $500 | - | $836 | 36 Month CD | |
| Farmers State Bank of Watkins | 1.10% | $2,500 | - | $695 | 30 Month CD | |
| Target Corporation Credit Union | 1.10%† | $500 | - | $836 | 36 Month Rewards CD | |
| Collegeville Community Credit Union | 1.10% | $10k | - | $834 | 3 Year CD | |
| Richfield-Bloomington Credit Union | 1.09% | $25k | - | $829 | 36 to 47 Month CD | |
| Eastwood Bank | 1.09% | $5k | - | $852 | 37 Month CD Special | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| Prairie Sun Bank | 1.07% | $1k | - | $813 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| Great River Credit Union | 1.06% | $1k | - | $806 | 36 Month Premier Advantage CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| Neighborhood National Bank | 1.05% | $1k | - | $798 | 36 Month CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| Exchange State Bank | 1.05% | $2,500 | - | $730 | 33 Month CD Special | |
| Kasson State Bank | 1.05% | $300 | - | $798 | 36 Month CD | |
| The First National Bank of Cold Spring | 1.05% | $10k | - | $798 | 36 Month CD | |
| Farmers and Merchants State Bank (MN) | 1.05% | $100 | $100k | $798 | 36 Month CD | |
| Riverland Bank | 1.05% | $1k | - | $798 | 36 Month CD | |
| Ecolab Credit Union | 1.05% | $20k | - | $798 | 36 Month Share Certificate | |
| United Educators Credit Union | 1.05% | $2,500 | - | $798 | 36 Month FlexRate CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| Northwoods Bank of Minnesota | 1.01% | $1k | - | $638 | 30 Month CD | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Citizens Bank Minnesota | 1.00% | $2,500 | - | $781 | Business 37 Month Special Certificate | |
| Village Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| Accentra Credit Union | 1.00%* | $500 | - | $758 | 36 Month Accent III Step Up CD | |
| American Investors Bank and Mortgage | 1.00% | $500 | - | $760 | 36 Month CD | |
| BankCherokee | 1.00% | $1k | - | $760 | 36 Month CD | |
| Mayo Employees Credit Union | 1.00%* | $25k | - | $758 | 3 Year CD | |
| CorTrust Bank National Association | 1.00% | $500 | - | $758 | 3 Year CD | |
| Citizens State Bank - Midwest | 1.00%* | $500 | - | $758 | 3 Year CD | |
| First State Bank of Wyoming | 1.00% | $2k | - | $758 | 3 Year CD | |
| Cornerstone State Bank | 1.00% | - | - | $760 | 36 - 48 Month CD - Semi-Annually | |
| Dawson Co-Op Credit Union | 1.00% | $1k | - | $760 | 36 Month CD | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| Great Northern Bank | 1.00% | $1k | - | $760 | 36 Month CD | |
| Lake Region Bank | 1.00% | $1k | - | $760 | 36 Month CD | |
| Oak Trust Credit Union | 1.00% | $500 | - | $760 | 36-Month CD | |
| Red Wing Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| St. Cloud Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Community Development Bank, FSB | 1.00% | $100 | - | $760 | 36 Month CD | |
| Cities Credit Union | 1.00%* | $10k | - | $760 | 36 Month CD | |
| Farmers State Bank of Darwin | 1.00% | $1k | - | $631 | 30 Month CD | |
| United Valley Bank | 1.00% | $500 | - | $758 | 3 Year CD | |
| Woodlands National Bank | 1.00% | $10k | - | $758 | 3 Year CD | |
| Winthrop State Bank | 1.00% | - | - | $758 | 3 Year CD | |
| Blaine State Bank | 1.00% | $10k | - | $631 | 30 Month CD | |
| Federated Employees Credit Union | 1.00% | - | - | $760 | 36 Month CD | |
| Prior Lake State Bank | 1.00% | $500 | - | $760 | 36 Month CL50 CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| First State Bank and Trust | 1.00% | $1k | - | $695 | 33 Month CD Special | |
| Stearns Bank National Association | 1.00% | $2,500 | - | $758 | 3 Year CD | |
| St. Paul Credit Union | 0.98% | $1k | - | $744 | 36 Month CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| Minnesota Bank & Trust | 0.95% | $1k | - | $721 | 36 Month CD | |
| Citizens Independent Bank | 0.95% | $2,500 | - | $803 | 40 Month CD Special | |
| First Commercial Bank (MN) | 0.95% | $1k | - | $721 | 36 Month CD | |
| First Alliance Credit Union | 0.95% | $500 | - | $721 | 36 Month CD | |
| Community Pride Bank | 0.95%* | $500 | - | $721 | 36 Month CD | |
| Genisys Credit Union | 0.95% | $500 | - | $721 | 36 Month Share Certificate | |
| Think Mutual Bank | 0.95% | $250 | - | $719 | 3 Year Fixed CD | |
| Duluth Teachers Credit Union | 0.95%* | $25k | - | $721 | 36 Month Share Certificate - Honor Roll | |
| Central Bank (MN) | 0.95% | $25k | - | $721 | 36-48 Month CD | |
| Star Choice Credit Union | 0.95% | $500 | - | $721 | 36 Month CD | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| Farm Credit Employees Credit Union | 0.92% | $500 | - | $698 | 36 Month Share Certificate | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Bank Midwest | 0.90%* | $500 | - | $683 | 36 Month CD | |
| Bridgewater Bank | 0.90% | $10k | - | $683 | 36 Month CD | |
| Farmers and Merchants State Bank of Springfield | 0.90% | $500 | - | $681 | 3 Year CD | |
| Prior Lake State Bank (MN) | 0.90% | $500 | - | $683 | 36 Month CD | |
| Northeast Bank (MN) | 0.90% | $10k | - | $683 | 36 Month CD | |
| The First State Bank of Rosemount | 0.90% | $500 | - | $683 | 36 Month CD | |
| The First State Bank of Red Wing | 0.90% | $500 | - | $683 | 36 Month CD | |
| Union Bank and Trust Company (MN) | 0.90% | $10k | - | $683 | 36 Month CD | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| Alerus Financial | 0.90%* | $25k | $250k | $683 | 36 Month CD | |
| The Bank of Elk River | 0.87% | $200 | - | $660 | 36 Month CD | |
| Topline Credit Union | 0.86% | $25k | - | $652 | 36 Month CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| St. Paul Postal Employees Credit Union | 0.85%* | $25k | - | $645 | 36 Month CD | |
| The First National Bank of Gilbert | 0.85% | $1k | - | $536 | 30 Month CD | |
| Eagle Community Bank | 0.85% | $1k | - | $645 | 36 Month CD | |
| United Employees Credit Union | 0.85% | $500 | - | $536 | 30 Month CD | |
| Unity One Credit Union | 0.85% | $500 | - | $643 | 3 Year CD | |
| Financial One Credit Union | 0.85% | $10k | - | $645 | 36 Month Share Certificate | |
| Voyager Bank | 0.85% | $1k | - | $645 | 36 Month CD | |
| The Pioneer National Bank of Duluth | 0.84% | $1k | - | $637 | 36 Month CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| State Bank & Trust | 0.80% | $500 | - | $605 | 3 Year CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| First National Bank of Hawley | 0.80% | $10k | $95k | $605 | 3 Year CD | |
| Highland Bank | 0.80% | $1k | - | $606 | 36 Month CD | |
| Franklin National Bank of Minneapolis | 0.80% | $500 | - | $605 | 3 Year CD | |
| First Minnetonka City Bank | 0.80% | $1k | - | $606 | 36 Month CD | |
| First National Bank in Mahnomen | 0.80% | $500 | - | $606 | 36 Month Certificate | |
| Lake City Federal Bank | 0.80% | $1k | - | $606 | 36 Month CD | |
| The First National Bank of Deerwood | 0.80% | $500 | - | $606 | 36 Month CD | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| University National Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| Affinity Plus Credit Union | 0.75% | - | - | $568 | 36 Month Investment Certificate | |
| American Bank of St. Paul | 0.75% | $10k | - | $567 | 36 Month Silver CD | |
| Anoka Hennepin Credit Union | 0.75% | $5k | - | $567 | 36 Month Share Certificate | |
| Co-Op Credit Union Of Montevideo | 0.75% | $1k | - | $568 | 36 Month CD | |
| Heartland CU (MN) | 0.75% | $10k | - | $568 | 36 Month CD | |
| City & County Credit Union | 0.75% | $10k | - | $568 | 36 Month CD | |
| Security State Bank of Marine | 0.75% | $300 | - | $473 | 30-47 Month CD | |
| Security State Bank of Wanamingo | 0.75% | $500 | - | $473 | 30 Month CD | |
| Rushford State Bank (Incorporated) | 0.75% | $500 | - | $568 | 36 Month CD | |
| Southpoint Credit Union | 0.75% | $1k | - | $568 | 36 Month CD | |
| Hibbing Cooperative Credit Union | 0.75% | - | - | $473 | 30 Month Share Certificate | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| ProGrowth Bank | 0.73%* | $25k | - | $552 | 36 Month CD | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Winona National Bank | 0.71% | - | - | $536 | 3 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| Bremer Bank, National Association | 0.70% | $25k | - | $530 | 36 Month Fixed Rate CD | |
| Flagship Bank Minnesota | 0.70% | $500 | - | $530 | 36 Month CD | |
| Lake State Credit Union | 0.70% | $1k | - | $530 | 36 Month Investor CD | |
| Northwestern Bank, National Association | 0.70% | $500 | - | $529 | 3 Year CD | |
| North Star Bank | 0.70% | $500 | - | $530 | 36 - 47 Month CD | |
| The First National Bank of Northfield | 0.70% | $500 | - | $441 | 30 Month CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| Center National Bank | 0.65% | $500 | - | $492 | 36 Month CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| Novation Credit Union | 0.60% | $500 | - | $453 | 36 Month CD | |
| New Market Bank | 0.60% | $500 | - | $454 | 36 Month CD | |
| Park State Bank | 0.60% | $25k | - | $454 | 36 Month CD | |
| Key Community Bank | 0.60% | $500 | - | $378 | 30 Month CD | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Merchants Bank, National Association | 0.55%† | $500 | - | $415 | 36 Month & Over CD | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| Citizens State Bank Norwood Young America | 0.55% | $500 | - | $346 | 2 1/2 Year CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| BankWest | 0.50% | $2k | - | $378 | 36 Month Certificate | |
| State Bank of Danvers | 0.50% | $500 | - | $377 | 3 Year CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Citizens Bank & Trust Co. (MN) | 0.40% | $500 | - | $301 | 3 Year CD | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
| Carpenters Credit Union | 0.17% | $1k | - | $128 | 3 Year Share Certificate | |
| Soo Line Credit Union | 0.05% | $1k | - | $31.35 | 30 Month CD | |
Featured Accounts
Average 3 Year CD Rate Trend
Featured 1 Year CDs