4 Year IRA Rates in Minnesota
Compare four year fixed IRA rates available in Minnesota. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 48 month IRA rates available in Minnesota. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 1.96% | $4k | - | $807 | 4 Year Share IRA Certificate | |
| Alliant Credit Union | 1.80% | $1k | - | $742 | 48 - 60 Month Traditional IRA | |
| Self-Help Credit Union | 1.77% | - | - | $729 | 48 Month IRA | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $719 | 48 Month IRA | |
| Pentagon Federal Credit Union | 1.74% | $25 | - | $714 | 4 Year Roth IRA | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $702 | 48 Month IRA | |
| Nationwide Bank | 1.55%* | - | - | $636 | 48 Month IRA | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $614 | 4 Year IRA | |
| USAA Bank | 1.50% | $250 | $95k | $614 | 4 Year IRA - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $614 | 48 Month IRA | |
| Easthampton Savings Bank | 1.50% | $500 | - | $614 | 48 Month IRA | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $615 | 48 Month IRA | |
| Geauga Savings Bank | 1.45% | - | - | $594 | 48 Month IRA | |
| Intervest National Bank | 1.45% | $1k | - | $593 | 4 Year Roth IRA | |
| Ally Bank | 1.45% | - | - | $593 | IRA Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Patriot Bank | 1.40% | $1k | - | $573 | 48 Month IRA | |
| OneUnited Bank | 1.40% | $1k | - | $572 | UNITY 4 Year IRA | |
| MetLife Bank | 1.40% | $2k | - | $573 | 48 Month IRA | |
| University Federal Credit Union | 1.35% | - | - | $553 | 48 Month Premium IRA | |
| H&R Block Bank | 1.35% | $250 | - | $553 | 48 Month IRA | |
| First Internet Bank of IN | 1.35% | - | - | $553 | 48 Month IRA | |
| American Bank | 1.30% | $250 | - | $532 | 48 Month IRA | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $530 | 48 Month VIP IRA | |
| Third Federal | 1.30%† | $100 | - | $532 | 48 Month IRA | |
| Salem Five | 1.30% | $500 | - | $464 | 42 - 59 Month IRA | |
| First Savings Bank Northwest | 1.28%* | $5k | - | $523 | 48 Month IRA | |
| OneWest Bank | 1.25% | $1k | - | $509 | 4 Year IRA | |
| INOVA Federal Credit Union | 1.25% | $200 | - | $509 | 4 Year IRA | |
| North American Savings Bank | 1.25% | $10k | - | $509 | 48 - 59 Month IRA with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $503 | 48 - 59 Month IRA | |
| Patelco Credit Union | 1.21% | $500 | - | $493 | 48 - 59 Month IRA | |
| EverBank | 1.21% | $1,500 | - | $493 | 4 Year Yield Pledge IRA | |
| Start SavingSponsored Note: | ||||||
| Apple Federal Credit Union | 1.20% | $500 | - | $490 | 48 Month IRA Certificate | |
| Newtown Savings Bank | 1.20% | - | - | $489 | 4 Year IRA | |
| Community Bank of Raymore | 1.20% | $500 | - | $489 | 4 Year Emerald Club IRA | |
| Dime Savings Bank | 1.20% | $500 | - | $489 | 4 Year Roth IRA | |
| Bank of Blue Valley | 1.15% | - | - | $469 | 48 - 59 Months IRA | |
| UnivestDirect | 1.15% | $500 | - | $469 | 48 Month IRA | |
| Principal Bank | 1.06% | $2,500 | - | $432 | 48 Month IRA | |
| North Country Savings Bank | 1.05% | $500 | - | $427 | 4 Year IRA | |
| Union Bank of California | 1.01%† | $350 | - | $411 | 48 - 59 Month IRA Time Deposit | |
| First Trade Union Savings | 1.00% | $500 | - | $406 | 4 Year IRA | |
| South Division Credit Union | 1.00% | $500 | - | $406 | 4 Year IRA | |
| State Farm Bank | 0.97%*† | - | - | $395 | 48 Month IRA | |
| NewDominion Bank | 0.95% | $500 | - | $385 | 48 Month IRA | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $385 | 4 Year IRA | |
| Acacia Federal Savings Bank | 0.90% | $100 | - | $366 | 48 Month IRA | |
| iGObanking | 0.90% | $1k | - | $366 | 48 Month iGOIRA | |
| Zions Bank | 0.85% | $1k | - | $344 | 4 Year Internet IRA Certificate | |
| ING DIRECT | 0.80% | - | - | $325 | 48 Month Roth IRA | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $324 | 48 Month Fixed Rate IRA | |
| ViewPoint Bank | 0.75% | $1k | - | $304 | 48 Month IRA | |
| KeyBank | 0.75%*† | $10k | $100k | $303 | 48 Month Tiered IRA - Relationship | |
| First National Community Bank (PA) | 0.70% | $1k | - | $283 | 4 Year IRA | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $283 | 4 Year IRA | |
| Wells Fargo Bank | 0.65%† | - | - | $263 | 48 - 59 Month IRA | |
| Comerica Bank | 0.60%† | $1k | - | $242 | 4 Year IRA | |
| National Bank of Kansas City | 0.55% | $4k | - | $222 | 48 - 59 Month IRA | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $202 | 4 Year IRA Certificate | |
| Regions Bank | 0.50%† | $250 | - | $202 | 48 - 53 Month IRA | |
| BankDirect | 0.25% | $1k | - | $101 | 48 Month IRA CD | |
| Aurora Bank FSB | 0.05% | $1k | - | $20.02 | 48 Month IRA | |
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