Browse through the stories below to view current deals for Montana banks or select an item from the menu bar above to view current rates in Montana.
American Federal Savings Bank (Montana) recently added a 50-month Certificate Special (2.02 APY), but this Certificate Special has a short life, with the offering expiring on August 26, 2014. The minimum deposit to open is $1K, with interest compounded daily on every account dollar, including the minimum balance requirement.
The Early Withdrawal Penalty (EWP) is six months of interest, and if the account is closed within the first 90 days, there is an additional penalty. According to a helpful CSR, there is a medical emergency exception concerning EWP...Continue Reading
Last year when I first reported on the reward checking account at Frontier Bank, the online application allowed residents of three states to apply. Its online application now allows residents of 12 midwestern states to apply. This gives many more people access to a very competitive reward checking account. The reward checking is under the Kasasa brand, and it’s called Kasasa Cash. As of 3/18/2014, the account has a 3.05% APY on balances up to $20K if typical reward checking monthly requirements are met. There’s also a Kasasa Saver account...Continue Reading
Horizon Credit Union increased its 5-year CD yield this week to 2.22%. Minimum deposit is $1,000. The credit union also has a special 35-month CD with a 1.51% APY, but this requires a $10K minimum deposit along with a checking account and direct deposit. Its other CD rates are much lower. These rates are listed in the credit union’s certificates rates page as of 9/13/2013.
I last reported on this credit union in August when it was offering a hot 18-month CD special. That special has ended. While this CD special...Continue Reading
There is competition for your money in the Spokane area of Washington State. Yesterday, I reported on the CD special at Numerica Credit Union. Today I came across an even better CD special at Horizon Credit Union. It’s an 18-month CD with a 2.02% APY. Minimum deposit is $10,000, and new money is required. The offer is scheduled to end on August 30. This CD special is listed in the credit union’s certificates rates page as of 8/9/2013.
Credit union membership is open to residents of Washington State, parts of northern...Continue Reading
Every now and then Doral Bank Direct offers competitive CD rates. Its latest deal is a 1-year CD with a 1.40% APY. Minimum deposit is $1,000. This is the only rate that's competitive. All the other CD rates are low. These rates are listed in the bank's CD page as of 3/29/2011.
My last report on this bank was about a year ago when they were offering a 1-year CD special. One odd thing is their requirement to close out a CD. You have to send them the original Certificate that...