2 Year CD Rates in Montana
Compare 2 year certificate of deposit rates in Montana. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of two year CD rates available in Montana. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 2 Year Achiever CDAPY 1.25% Min $25k Max N/A Earnings Est. $629
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403
Sponsored Note: 
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Bear Paw Credit Union | 1.51% | $500 | - | $761 | 2 Year Share Certificate | |
| Christian Community Credit Union | 1.50% | $1k | $250k | $758 | 24 - 35 Month Kingdom Builder Certificates - New Money Only | |
| Glendive Bn Credit Union | 1.50% | $1k | - | $756 | 2 Year CD | |
| Melrose Credit Union | 1.36% | $5k | - | $685 | 2 Year Share Certificate | |
| Wings Financial Credit Union | 1.31% | $500 | - | $659 | 2 Year Dividend Paid Monthly Share Certificate | |
| Alliant Credit Union | 1.30% | $1k | - | $656 | 24 - 35 Month Share CD | |
| Self-Help Credit Union | 1.26% | $500 | - | $636 | 24 Month CD | |
| Garfield County Bank | 1.26% | $500 | - | $634 | 2 Year CD | |
| CIT Bank | 1.25% | $25k | - | $629 | 2 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Barclays | 1.25% | - | - | $631 | 24 Month Online CD | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| American Airlines Credit Union | 1.21% | $10k | - | $609 | 24 Month CD | |
| MetLife Bank | 1.17% | $2k | - | $590 | 24 Month CD | |
| Broadway Federal Bank | 1.16% | $500 | - | $585 | 24 Month Manager's Special CD | |
| AloStar Bank of Commerce | 1.16% | $1k | - | $585 | 24 Month CD | |
| Air Force Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| State Bank of India | 1.15%† | - | - | $578 | 2 Year CD | |
| Northwest Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| OneUnited Bank | 1.15% | $1k | - | $578 | UNITY Gold 2 year E-CD | |
| Goldwater Bank | 1.15% | $5k | - | $580 | 24 Month CD | |
| Fort Knox Federal Credit Union | 1.15% | $500 | - | $555 | 23 Month CD Loyalty Special | |
| CNB Bank Direct | 1.15% | $25k | - | $578 | 24 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $580 | 24 Month Certificate | |
| Doral Bank | 1.15% | $1k | - | $580 | 24 Month Certificate | |
| The First State Bank of Shelby | 1.15% | $500 | - | $580 | 24 Month CD | |
| Navy Federal Credit Union | 1.15%* | $20k | - | $580 | 24 Month CD | |
| Garden Savings Federal Credit Union | 1.11% | $500 | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $558 | 24 Month CD | |
| OneWest Bank | 1.10% | $1k | - | $553 | 2 Year Online CD | |
| Hudson City Savings Bank | 1.10%† | $500 | - | $553 | 2 Year CD | |
| USAA Bank | 1.10% | $1k | $95k | $553 | 2 Year CD - Standard | |
| KeySource Commercial Bank | 1.10% | $100 | - | $553 | 24 Month CD | |
| Colorado Federal Savings Bank | 1.10% | $5k | - | $553 | 2 Year CD | |
| Ally Bank | 1.09% | - | - | $548 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Pacific Mercantile Bank | 1.08% | $10k | - | $543 | 24 Month CD | |
| RTN Federal Credit Union | 1.06%* | $1k | - | $533 | 24 Month CD | |
| TIAA Direct | 1.06% | $1k | - | $533 | 2 Year CD | |
| AIG Bank | 1.05% | - | - | $529 | 24 Month CD | |
| Geauga Savings Bank | 1.05% | $1k | - | $529 | 24 Month CD | |
| Nationwide Bank | 1.05%* | - | - | $529 | 24 Month CD | |
| Park Side Credit Union | 1.05% | $500 | - | $529 | 24 Month CD | |
| Third Federal | 1.05%† | $500 | - | $507 | 23 Month CD Special | |
| Ascencia Bank | 1.04% | $500 | $97k | $523 | 2 Year CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| EverBank | 1.01% | $1,500 | - | $508 | 2 Year Yield Pledge CD | |
| Patriot Bank | 1.01% | $1k | - | $509 | 24 Month CD | |
| First Internet Bank of IN | 1.00% | $1k | - | $504 | 24 Months CD | |
| Presidential Online Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| H&R Block Bank | 1.00% | $250 | - | $504 | 24 Month CD | |
| Lockheed Federal Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Salem Five | 1.00% | $10k | - | $503 | 24 Month Relationship CD | |
| Jacksonville Bank | 1.00% | $1k | - | $504 | 24 - 35 Month CD | |
| Justice Federal Credit Union | 1.00%* | $500 | - | $503 | 24 Month CD | |
| 5Star Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Basin State Bank | 1.00% | $500 | - | $503 | 2 Year CD | |
| Mcgraw Hill Credit Union | 1.00% | $10k | - | $504 | 24 Month CD | |
| Premier America Credit Union | 1.00%* | $25k | - | $504 | 24 Month CD | |
| Stockmens Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Lincoln County Credit Union | 1.00% | $5k | - | $503 | 2 Year CD | |
| Valley FCU of Montana | 1.00% | - | - | $504 | 24 Month CD Promo | |
| Bank of America | 1.00% | $25k | $250k | $504 | 24 Month CD | |
| Pentagon Federal Credit Union | 0.99% | $1k | - | $497 | 2 Year Money Market Cerificate | |
| Billings Credit Union | 0.95%* | $25k | - | $479 | 24 Month Share Certificate | |
| BankUnited | 0.95% | $5k | - | $479 | 24 Month CD Special | |
| North American Savings Bank | 0.95% | $10k | - | $477 | 24 - 35 Month CD with Checking | |
| Agriculture Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $452 | 2 Year CD | |
| Giantbank.com | 0.90% | $2,500 | - | $453 | 24 Month Giant Personal CD | |
| RiverLand Credit Union | 0.90% | $1k | - | $452 | 24 Month Certificate | |
| Easthampton Savings Bank | 0.90% | $1k | - | $396 | 21 Month CD | |
| Belt Valley Bank | 0.90% | $500 | - | $491 | 26 Month Bonus CD | |
| NOVA Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| Daniels-Sheridan Credit Union | 0.90% | $500 | - | $452 | 2 Year Share Certificate | |
| Virtual Bank | 0.90% | $10k | - | $452 | 2 Year eCD | |
| United States Senate Credit Union | 0.89%* | $20k | $100k | $448 | 24 Month Smart CD | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month CD | |
| First National Bank (LA) | 0.85% | - | - | $427 | 24 Month CD | |
| Firstmark Credit Union | 0.85% | $500 | - | $427 | 2 Year Regular CD | |
| Montana Credit Union | 0.85% | $1k | - | $428 | 24 Month CD | |
| High Peaks Credit Union | 0.85% | $25k | - | $428 | 24 Month Share Certificate | |
| Intervest National Bank | 0.81% | $2,500 | - | $407 | 2 Year CD | |
| American Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| American Express Bank, FSB | 0.80% | - | - | $403 | 24 Month CD | |
| Community Bank of Raymore | 0.80% | $5k | - | $453 | 27 Month Emerald Club Rate Watcher CD | |
| Dime Savings Bank | 0.80% | $500 | - | $402 | 2 Year CD | |
| Stillwater National Bank | 0.80%*† | $10k | - | $402 | 24 Month CD | |
| Great Falls Teachers Credit Union | 0.80% | - | - | $403 | 24 Month Share Certificate | |
| Valley Bank of Ronan | 0.80% | $1k | - | $403 | 24 month CD | |
| Wolf Point Credit Union | 0.80% | $500 | - | $403 | 24 Month CD | |
| Beacon Federal Bank | 0.80% | $2,500 | - | $403 | 24 Month CD | |
| Sandy Spring Direct | 0.75% | $10k | - | $425 | 27 Month CD | |
| FNBO Direct | 0.75% | $500 | $1m | $377 | 24 Month CD | |
| Heritage Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Atlantic Coast Bank | 0.75% | $1k | - | $377 | 24 Month iCertificates of Deposit | |
| S-Bank | 0.75% | $1k | - | $376 | 24 Month Statement Term Certificates | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $377 | 24 Month CD | |
| First Interstate | 0.75%† | $1k | - | $393 | 25 Month CD Online only | |
| Community Bank, Inc. | 0.75% | $1k | - | $376 | 2 Year CD | |
| Principal Bank | 0.75% | $5k | - | $377 | 24 Month CD | |
| Community Bank - Missoula | 0.75% | $500 | - | $376 | 2 Year CD | |
| Ruby Valley National Bank | 0.75% | $500 | - | $376 | 2 Year CD | |
| State Bank & Trust Co. | 0.75% | - | - | $376 | 2 Year CD | |
| Community 1St CU (MT) | 0.75% | $500 | - | $377 | 24 Month Share Certificate | |
| First Valley Bank | 0.75% | $500 | - | $376 | 2 Year CD | |
| Montana Health Credit Union | 0.75% | $500 | - | $377 | 24 Month CD | |
| Western Bank of Wolf Point | 0.75% | $1k | - | $377 | 24 Month CD | |
| First Security Bank & Trust | 0.75% | $10k | - | $377 | 24 - 35 Month CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $352 | 24 Month CD | |
| Apple Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Bank of Blue Valley | 0.70% | - | - | $352 | 24 - 35 Months CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $351 | 2 Year CD | |
| Southeast Financial Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| NewDominion Bank | 0.70% | $1k | - | $351 | 24 Month Fixed Rate CD | |
| South Division Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| Lake Michigan Credit Union | 0.70% | $500 | - | $351 | 24 Month VIP CD | |
| The Adirondack Trust Company | 0.70% | $500 | - | $351 | 2 Year CD | |
| Farmers State Bank (MT) | 0.70% | $1k | - | $351 | 2 Year CD | |
| Manhattan Bank | 0.70% | $1k | - | $352 | 24 Month CD | |
| Rocky Mountain Credit Union | 0.70% | $1k | - | $352 | 24 Month Share Certificate | |
| Bitterroot Community Credit Union | 0.70% | $1,500 | - | $352 | 24 Month Share Certificate | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month CD | |
| Cattaraugus County Bank | 0.69% | $1k | - | $347 | 24 Month CD | |
| First Trade Union Savings | 0.65% | $500 | - | $326 | 2 Year CD | |
| Newtown Savings Bank | 0.65% | - | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| First New England Federal Credit Union | 0.65% | $1k | - | $327 | 24 Month CD - Relationship | |
| SunTrust Bank | 0.65%† | $2k | $1m | $340 | 25 Month CD | |
| 1St Liberty Credit Union | 0.65% | $10k | - | $327 | 24 Month Share Certificate | |
| Sky Credit Union | 0.65%* | $25k | - | $327 | 24 Month CD | |
| Russell Country Credit Union | 0.65% | $500 | - | $326 | 2 Year CD | |
| UnivestDirect | 0.60% | $500 | - | $301 | 2 Year 3D-CD | |
| University Federal Credit Union | 0.60% | - | - | $302 | 24 Month Web CD | |
| North Country Savings Bank | 0.60% | $500 | - | $301 | 2 Year CD | |
| Velocity Credit Union | 0.60% | $1k | - | $301 | 2 Year Inflation Fighter Share Certificate | |
| Kaiser Federal Bank | 0.60% | $1k | - | $301 | 2 Year to Less than 3 Year CD | |
| E-Central Credit Union | 0.60% | $1k | - | $301 | 24 - 35 Month CD | |
| American Federal Savings Bank | 0.60% | $20k | - | $301 | 2 Year up to 3 Year "Ready When You Are" CD | |
| Native American Bank, National Association | 0.60%* | $25k | - | $302 | 24 Month CD | |
| Montana First Credit Union | 0.60% | $1k | - | $302 | 24 Month CD | |
| Mountain West Credit Union | 0.60% | $1k | - | $302 | 24 Month Share Certificate | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOCD | |
| Flagstar Direct | 0.60% | $500 | - | $302 | 24 Month Internet CD | |
| Pacific Resource Credit Union | 0.59% | $1k | - | $296 | 24 Month CD | |
| Randolph Bank & Trust Company | 0.57% | - | - | $286 | 24 Month CDARS | |
| State Farm Bank | 0.55%*† | - | - | $277 | 24 Month CD | |
| Patelco Credit Union | 0.55% | $1k | - | $276 | 24 - 35 Month CD | |
| Flagstar Bank | 0.55%† | $500 | - | $277 | 24 - 29 Month CD | |
| The Family First Credit Union | 0.55% | $1k | - | $276 | 2 Year CD | |
| Airbanking | 0.55% | $500 | - | $276 | 2 Year CD | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Gold CD | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month Regular CD | |
| Union Bank of California | 0.50%† | $350 | $100k | $251 | 24 - 35 Month CD | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Orange CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.50% | $250 | - | $251 | 2 Year CD | |
| Elkhorn Credit Union | 0.50% | $500 | - | $251 | 24 Month CD | |
| Montana Educators' Credit Union | 0.50% | $1k | - | $251 | 2 Year Share Certificate | |
| KeyBank | 0.50%† | $25k | $100k | $220 | 21 Month Tiered CD - Relationship | |
| Heartland Bank Direct | 0.50% | $1k | - | $251 | 24 Month Online CD | |
| Provident Credit Union (CA) | 0.45% | $1k | - | $226 | 24 Month CD | |
| Sovereign Bank | 0.45%* | $10k | $100k | $226 | 24 Month Rising Rate Relationship CD | |
| Southwest Montana Community Credit Union | 0.45% | - | - | $226 | 24 Month CD | |
| Thrivent Financial Bank | 0.45% | $1k | - | $226 | 24 Month Standard CD | |
| Gateway Community Credit Union | 0.45% | $1k | - | $226 | 2 Year CD | |
| Capital One Direct Banking | 0.45% | $5k | $100k | $226 | 2 Year Costco Members CD | |
| Wells Fargo Bank | 0.43%† | $2,500 | - | $216 | 24 Month Step Rate Bonus CD | |
| 1st Source Bank | 0.40% | $500 | - | $200 | 2 Year CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | 2 Year USAVE Time Deposit | |
| Charles Schwab Bank | 0.40% | $1k | - | $201 | 24 Month CD | |
| Ravalli County Bank | 0.40% | $500 | - | $201 | 24 Month CD | |
| Mile High Credit Union | 0.40% | $1k | - | $200 | 2 Year Share Certificate | |
| US Bank N.A. | 0.40% | $500 | $250k | $201 | 24 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $176 | 24 Month Online CD | |
| National Bank of Kansas City | 0.35% | $5k | - | $176 | 24 - 35 Month CD | |
| HSBC Advance | 0.35% | - | - | $176 | 24 Month Online CD | |
| GiftsforBanking.com | 0.35% | $5k | - | $175 | 2 Year CD Gifts | |
| Energcomm Credit Union | 0.35% | $1k | - | $175 | 2 Year Share Certificate | |
| Big Sky Credit Union | 0.35% | $500 | - | $175 | 2 Year Certificate | |
| Citibank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Comerica Bank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Aurora Bank FSB | 0.25% | $1k | - | $125 | 24 Month CD | |
| Missoula Credit Union | 0.25% | $500 | - | $126 | 24 Month CD | |
| Amegy Bank | 0.20% | $1k | - | $100 | 2 Year Jumbo Personal CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Edtech Credit Union | 0.20% | - | - | $100 | 24 Month Regular Certificate | |
| Guardian Credit Union | 0.20% | $500 | - | $100 | 24 Month Share Certificate | |
| Trico Community Credit Union | 0.05% | $500 | - | $25.07 | 24 Month CD | |
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Average 2 Year CD Rate Trend
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