5 Year CD Rates in North Carolina
Compare 5 year certificate of deposit rates in North Carolina. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in North Carolina. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank High Yield 5 Year CDAPY 1.69% Min N/A Max N/A Earnings Est. $2,185
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| American Airlines Credit Union | 2.27% | $10k | - | $2,969 | 60 Month CD | |
| Wings Financial Credit Union | 2.22% | $500 | - | $2,901 | 5 Year Dividend Paid Monthly Share Certificate | |
| Melrose Credit Union | 2.17% | $5k | - | $2,833 | 5 Year Share Certificate | |
| Air Force Federal Credit Union | 2.15%* | $2,500 | - | $2,806 | 5 Year CD | |
| United States Senate Credit Union | 2.12%* | $20k | $100k | $2,773 | 60 Month Smart CD | |
| Justice Federal Credit Union | 2.10%* | $500 | - | $2,738 | 60 Month CD | |
| Connexus Credit Union | 2.00% | $10k | - | $2,610 | 60 Month Certificate With Active Checking | |
| Pentagon Federal Credit Union | 2.00% | $1k | - | $2,602 | 5 Year Money Market Cerificate | |
| Christian Community Credit Union | 2.00%* | $10k | - | $2,610 | 60 Month Share Certificate | |
| RiverLand Credit Union | 2.00% | $1k | - | $2,602 | 60 Month Certificate | |
| Fort Knox Federal Credit Union | 2.00% | $500 | - | $2,563 | 59 Month CD | |
| Navy Federal Credit Union | 2.00%* | $20k | - | $2,602 | 5 Year CD | |
| Agriculture Federal Credit Union | 1.95% | $1k | - | $2,542 | 60 Month Share Certificate | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $2,480 | 60 Month CD | |
| First Legacy Community Credit Union | 1.90%* | $10k | - | $2,474 | 60 Month CD | |
| Truliant Credit Union | 1.90% | $25k | - | $2,467 | 60 Month CD | |
| Digital Credit Union | 1.86% | $25k | - | $2,420 | Jumbo 60 Month Certificate - Relationship Rate | |
| Hanscom Credit Union | 1.85% | $1k | - | $2,400 | 60 Month CD | |
| Geauga Savings Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Heritage Bank | 1.80% | $25k | - | $2,339 | 60 Month CD | |
| Corning Credit Union | 1.80% | $1k | - | $2,339 | 60 Month Transfer CD | |
| Jacksonville Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Firstmark Credit Union | 1.80% | $500 | - | $2,332 | 5 Year Regular CD | |
| Proponent Credit Union | 1.80% | $1k | - | $2,339 | 60 Month Premium Benefits Rate CD | |
| Barclays | 1.80% | - | - | $2,339 | 60 Month Online CD | |
| Goldwater Bank | 1.79% | $5k | - | $2,319 | 5 Year CD | |
| Intervest National Bank | 1.77% | $2,500 | - | $2,292 | 5 Year CD | |
| Forest Commercial Bank | 1.77% | $10k | - | $2,299 | 60 Month CD | |
| Self-Help Credit Union | 1.77% | $500 | - | $2,299 | 60 Month CD | |
| Choice Credit Union | 1.77% | $500 | - | $2,299 | 60 Month Term Certificate | |
| State Bank of India | 1.76%† | - | - | $2,279 | 5 Year CD | |
| Northwest Federal Credit Union | 1.76%* | $25k | - | $2,279 | 5 Year CD | |
| Marine Federal Credit Union | 1.76% | $1k | - | $2,285 | 60 Month Investment Share Certificate | |
| First Carolina People's Credit Union | 1.76%* | $5k | - | $2,279 | 60 Month Share Certificate | |
| Hudson City Savings Bank | 1.75%† | $500 | - | $2,265 | 5 Year CD | |
| Third Federal | 1.75%† | $500 | - | $2,272 | 60 Month CD | |
| US Bank N.A. | 1.75% | $1k | $250k | $2,232 | 59 Month CD Special | |
| Sharonview Federal Credit Union | 1.75%* | $10k | - | $2,265 | 60 Month CD | |
| The Fort Sill National Bank | 1.75% | $500 | - | $2,272 | 60 Month CD | |
| First National Bank (LA) | 1.75% | - | - | $2,265 | 60 Month CD | |
| State Employees' Credit Union (NC) | 1.75% | $250 | - | $2,265 | 60 Month CD | |
| Easthampton Savings Bank | 1.75% | $1k | - | $2,265 | 60 Month CD | |
| Affinity Credit Union | 1.75% | $500 | - | $2,272 | 60 Month Certificate | |
| Mcgraw Hill Credit Union | 1.75% | $10k | - | $2,272 | 60 Month CD | |
| Fayetteville Postal Credit Union | 1.75%* | $500 | - | $2,272 | 60 Month Share Certificate | |
| AmTrustDirect | 1.75% | - | - | $2,272 | 60 Month CD | |
| NASA Federal Credit Union | 1.75% | $1k | - | $2,074 | 55 Month CD | |
| Garden Savings Federal Credit Union | 1.71% | $500 | - | $2,212 | 5 Year Share Certificate | |
| First Internet Bank of IN | 1.70% | $1k | - | $2,205 | 60 Month CD | |
| Lake Michigan Credit Union | 1.70% | $500 | - | $2,198 | 60 Month VIP CD | |
| RTN Federal Credit Union | 1.70%* | $1k | - | $2,198 | 60 Month CD | |
| DOCO Regional Federal Credit Union | 1.70% | $500 | - | $2,198 | 60 Month CD | |
| Stillwater National Bank | 1.70%*† | $10k | - | $2,198 | 60 Month CD | |
| First New England Federal Credit Union | 1.70% | $1k | - | $2,205 | 60 Month CD - Relationship | |
| Ally Bank | 1.69% | - | - | $2,185 | High Yield 5 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| USAA Bank | 1.66% | $1k | $95k | $2,145 | 5 Year CD - Standard | |
| EverBank | 1.65% | $1,500 | - | $2,132 | 5 Year Yield Pledge CD | |
| FNBO Direct | 1.65% | $500 | $1m | $2,138 | 60 Month CD | |
| OneWest Bank | 1.65% | $1k | - | $2,132 | 5 Year Online CD | |
| Baxter Credit Union | 1.65%† | $500 | - | $2,138 | 60 Month Rewards CD | |
| Salem Five | 1.65% | $25k | - | $2,132 | 5 Year Callable CD - 12 Month Lock | |
| Colorado Federal Savings Bank | 1.65% | $5k | - | $2,132 | 5 Year CD | |
| United Southeast Credit Union | 1.65% | $500 | - | $2,138 | 60 Month CD | |
| Broadway Federal Bank | 1.61% | $500 | - | $2,084 | 60 Month Manager's Special CD | |
| AIG Bank | 1.60% | - | - | $2,071 | 60 Month CD | |
| Air Academy Federal Credit Union | 1.60% | $10k | - | $2,071 | 60 Month CD | |
| American Bank | 1.60% | $500 | - | $2,071 | 60 Month CD | |
| Bank of Internet USA | 1.60% | $1k | - | $2,071 | 60 Month CD | |
| University Federal Credit Union | 1.60% | - | - | $2,071 | 60 Month Web CD | |
| Dime Savings Bank | 1.60% | $500 | - | $2,065 | 5 Year CD | |
| E-LOAN.com | 1.60% | $10k | - | $2,065 | 5 Year CD | |
| Nationwide Bank | 1.60%* | - | - | $2,071 | 60 Month CD | |
| Carter County Bank of Elizabethton, Tennessee | 1.60% | $2,500 | - | $2,071 | 60 Month ME Checking CD | |
| Piedmont Advantage Credit Union | 1.60% | - | - | $2,071 | 60 Month CD | |
| Generations Community Credit Union | 1.60% | - | - | $2,071 | 60 Month CD | |
| Ascencia Bank | 1.56% | $500 | $97k | $2,012 | 5 Year CD | |
| Urban Partnership Bank | 1.56% | $1k | $100k | $2,018 | 60 Month CD | |
| Giantbank.com | 1.55% | $2,500 | - | $2,004 | 60 Month Giant Personal CD | |
| Patriot Bank | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Lockheed Federal Credit Union | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Quantum National Bank | 1.55% | $1k | - | $2,004 | 60 Month Relationship CD | |
| West Texas National Bank | 1.51% | $1k | - | $1,945 | 5 Year CD | |
| Chartway Federal Credit Union | 1.51% | $10k | - | $1,951 | 60 Month CD w/ Checking | |
| Velocity Credit Union | 1.51% | $1k | - | $1,945 | 5 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.51% | $1k | - | $1,945 | 60 Month Statement Term Certificates | |
| First Flight Credit Union | 1.51% | $10k | - | $1,951 | 60 Month Share Certificate | |
| R T P Credit Union | 1.51% | $250 | - | $1,951 | 60 Month CD | |
| Roxboro Savings Bank, SSB | 1.51% | $500 | - | $1,951 | 60 Month CD | |
| North Carolina Community Credit Union | 1.51% | $500 | - | $1,951 | 60 Month Share Certificate | |
| Carolina Credit Union | 1.51%* | $1k | - | $1,945 | 5 Year Share Certificate | |
| Virtual Bank | 1.51% | $10k | - | $1,945 | 5 Year eCD | |
| Apple Federal Credit Union | 1.50% | $500 | - | $1,938 | 60 Month Share Certificate | |
| Union Bank of California | 1.50%† | $350 | $100k | $1,938 | 60 Month CD | |
| Presidential Online Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| H&R Block Bank | 1.50% | $250 | - | $1,938 | 60 Month CD | |
| Patelco Credit Union | 1.50% | $1k | - | $1,932 | 60 Month CD | |
| MetLife Bank | 1.50% | $2k | - | $1,938 | 60 Month CD | |
| United Federal Credit Union | 1.50%† | $500 | - | $1,932 | 60 Month Share CD | |
| Sallie Mae Bank | 1.50% | - | - | $1,932 | 60-Month CD | |
| Webster Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| Kaiser Federal Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| Local Government Credit Union | 1.50% | $250 | - | $1,938 | 60 Month CD Certificate | |
| KeySource Commercial Bank | 1.50% | $100 | - | $1,932 | 60 Month CD | |
| SunTrust Bank | 1.50%† | $2k | $1m | $1,904 | 59 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,938 | 60 Month Certificate | |
| General Electric Employees Credit Union | 1.50% | $500 | - | $1,932 | 5 Year Share Certificate | |
| Latino Community Credit Union | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| NOVA Bank | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| U S Postal Service Credit Union | 1.50% | $250 | - | $1,938 | 60 Month CD | |
| Asheville Savings Bank | 1.45% | $10k | - | $1,866 | 5 Year CD | |
| Clearview Credit Union | 1.45% | $1k | - | $1,871 | 60 Month Savings Certificate | |
| First Security Bank & Trust | 1.45% | $10k | - | $1,871 | 60 Month CD | |
| United Services CU (NC) | 1.45% | - | - | $1,866 | 60 Month Fixed CD | |
| E-Central Credit Union | 1.41% | $1k | - | $1,813 | 60 Month CD | |
| Principal Bank | 1.41% | $5k | - | $1,818 | 60 Month CD | |
| Coastal Bank & Trust | 1.41% | $500 | - | $1,818 | 60 Month CD | |
| UnivestDirect | 1.40% | $500 | - | $1,805 | 60 Month CD | |
| Crescent State Bank | 1.40%* | $10k | - | $1,805 | 60 Month CD | |
| South Division Credit Union | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| 5Star Bank | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| Bank of Blue Valley | 1.35% | - | - | $1,739 | 60 - 71 Months CD | |
| North Country Savings Bank | 1.35% | $500 | - | $1,734 | 5 Year CD | |
| INOVA Federal Credit Union | 1.35% | $200 | - | $1,734 | 5 Year CD | |
| Carolina Cooperative Credit Union | 1.35% | $500 | - | $1,739 | 60 Month CD | |
| Beacon Federal Bank | 1.34% | $2,500 | - | $1,725 | 60 Month CD | |
| Carolina Bank | 1.32% | $10k | - | $1,553 | 55 Month CD Special | |
| Provident Credit Union (CA) | 1.30% | $1k | - | $1,668 | 60 Month CD | |
| Newtown Savings Bank | 1.30% | - | - | $1,668 | 5 Year CD | |
| Allegacy Federal Credit Union | 1.30%* | - | - | $1,668 | 5 Year Regular Certificate | |
| Bank of Stanly | 1.30% | $10k | - | $1,643 | 59 Month CD Special | |
| Cabarrus Bank & Trust Company | 1.30% | $10k | - | $1,643 | 59 Month CD Special | |
| Anson Bank & Trust Co. | 1.30% | $10k | - | $1,643 | 59 Month CD Special | |
| Pacific Resource Credit Union | 1.29% | $1k | - | $1,655 | 60 Month CD | |
| State Farm Bank | 1.26%*† | - | - | $1,620 | 60 Month CD | |
| Alliance CU (CA) | 1.26% | $500 | - | $1,615 | 60 Month Share Certificate | |
| Southeast Financial Federal Credit Union | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| First Trade Union Savings | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| Thrivent Financial Bank | 1.25% | $1k | - | $1,607 | 60 Month Standard CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,602 | 60 - 120 Month CD with Checking | |
| ViewPoint Bank | 1.20% | $1k | - | $1,541 | 60 Month Regular CD | |
| Ameriprise Bank FSB | 1.15%* | $10k | - | $1,475 | 60 Month CD | |
| Wells Fargo Bank | 1.15%† | $5k | - | $1,425 | 58 Month CD Special | |
| Aquesta Bank | 1.15% | $1k | - | $1,475 | 60 Month Personal CD | |
| Pacific Mercantile Bank | 1.13% | $10k | - | $1,445 | 60 Month CD | |
| Charles Schwab Bank | 1.12% | $1k | - | $1,436 | 60 Month CD | |
| American Express Bank, FSB | 1.10% | - | - | $1,410 | 60 Month CD | |
| iGObanking | 1.10% | $1k | - | $1,410 | 60 Month iGOCD | |
| Flagstar Direct | 1.10% | $500 | - | $1,410 | 60 Month Internet CD | |
| 1st Source Bank | 1.05% | $500 | - | $1,340 | 5 Year CD | |
| Zions Bank | 1.05% | $1k | - | $1,340 | 5 Year Gold CD | |
| Amalgamated Bank | 1.05%† | $500 | $99k | $1,340 | 5 Year USAVE Time Deposit | |
| Flagstar Bank | 1.05%† | $500 | - | $1,344 | 60 - 71 Month CD | |
| Consumers Credit Union (IL) | 1.05% | $250 | - | $1,340 | 5 Year CD | |
| Citibank | 1.01%† | $1k | - | $1,288 | 5 Year CD | |
| Select Bank & Trust Company | 1.01% | $100 | - | $1,288 | 60 Month CD | |
| Regions Bank | 1.01%† | $500 | - | $1,248 | 58 Month CD Special | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Amegy Bank | 1.00% | $1k | - | $1,275 | 5 Year Jumbo Personal CD | |
| ING DIRECT | 1.00% | - | - | $1,279 | 60 Month Orange CD | |
| NewDominion Bank | 1.00% | $1k | - | $1,275 | 60 Month Fixed Rate CD | |
| Citizens Community Bank (VA) | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| KeyBank | 1.00%† | $25k | $100k | $1,275 | 60 Month Tiered CD - Relationship | |
| Highlands Union Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Sound Banking Company (NC) | 1.00% | $500 | - | $1,275 | 5 Year CD | |
| Woodforest National Bank | 1.00% | $500 | - | $1,275 | 5 Year CD | |
| Guardian Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| Hanover Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| Coastal Federal Credit Union | 0.95%* | $10k | - | $1,214 | 60 Month CD | |
| GiftsforBanking.com | 0.95% | $5k | - | $1,210 | 5 Year CD Gifts | |
| Southern Bank and Trust Company | 0.95% | $500 | - | $1,210 | 5 Year CD | |
| Oteen V. A. Credit Union | 0.91% | $500 | - | $1,162 | 60 Month CD | |
| Blueharbor Bank | 0.90% | $1k | - | $1,149 | 60 Month CD | |
| First National Community Bank (PA) | 0.90% | $1k | - | $1,145 | 5 Year CD | |
| The East Carolina Bank | 0.90% | $1k | - | $1,145 | 60 Month CD | |
| Randolph Bank & Trust Company | 0.90%* | $10k | - | $1,145 | 60 Month Fixed Rate CD | |
| First Tennessee Bank, National Association | 0.85% | - | - | $1,081 | 60 Month CD | |
| Airbanking | 0.85% | $500 | - | $1,081 | 5 Year CD | |
| Mechanics and Farmers Bank | 0.80%* | $10k | - | $1,019 | 60 Month Plus CD | |
| Comerica Bank | 0.80%† | $1k | - | $1,016 | 5 Year CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $1,016 | 5 Year Costco Members CD | |
| National Bank of Kansas City | 0.65% | $5k | - | $825 | 60 Month CD | |
| Fort Financial Credit Union | 0.65% | $500 | - | $823 | 60 Month CD | |
| Bank of Commerce (NC) | 0.60%* | $10k | - | $761 | 60 Month CD | |
| Community Bank of Pleasant Hill | 0.50%* | $25k | - | $631 | 5 Year (260 weeks) CDARS | |
| Community Bank of Raymore | 0.50%* | $25k | - | $631 | 5 Year CDARS | |
| Aurora Bank FSB | 0.35% | $1k | - | $441 | 60 Month CD | |
| BankDirect | 0.25% | $10k | - | $315 | 60 Month CD | |
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