Reward Checking Accounts Rates in North Carolina
Compare rates on reward checking accounts in North Carolina.. Our system checks the rates of many national banks as well as regional banks in North Carolina every day to provide you with a single list of current interest bearing checking account rates in your area. If we have missed a local bank in your area please let us know by using the email link below
Showing nationwide and North Carolina accounts based on a $5,000 deposit.
| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Randolph Bank & Trust Company | 4.75% | - | $25k | $238 | Extra-Mile Choice Checking | |
| Crescent State Bank | 4.51% | - | $25k | $226 | Crescent Rewards Checking | |
| First Federal Bank | 4.50% | - | $25k | $225 | Reward Checking | |
| North Carolina Bank and Trust | 4.25% | - | $25k | $213 | Mad Money Checking | |
| First Community Bank (VA) | 4.25% | - | $25k | $213 | Backbone Checking | |
| MidCarolina Bank | 4.25% | - | $25k | $213 | MidCarolina Reward Checking | |
| Mountain Credit Union | 4.15% | - | $25k | $208 | MCU Rewards Checking | |
| Carolinas Telco FCU | 4.01% | - | $25k | $200 | Rewards Checking | |
| Danversbank | 4.01% | - | $25k | $200 | Free Rewards Checking | |
| Capital Bank | 4.01% | - | $10k | $200 | Smart Checking | |
| South Division Credit Union | 4.01% | - | $25k | $200 | Freedom Green Checking | |
| The East Carolina Bank | 4.01% | - | $25k | $200 | Reward Checking - Qualifying | |
| Blueharbor Bank | 4.00% | - | $30k | $200 | Neon Blue | |
| Lake Michigan Credit Union | 4.00% | - | $15k | $200 | Max Checking | |
| Evantage Bank | 4.00% | - | $10k | $200 | Reward Checking | |
| Bank of the Wichitas | 4.00% | - | $10k | $200 | Wichita Reward Checking | |
| Bank of Asheville | 3.65% | - | $15k | $182 | eZchecking | |
| Asheville Savings Bank | 3.50% | - | $25k | $175 | TBC – The Best Checking | |
| Westfield Bank FSB | 3.50% | - | $25k | $175 | Dream Big Checking | |
| Coulee Bank | 3.33% | - | $25k | $167 | Rewards Checking | |
| HCSB Bank | 3.26% | - | $25k | $163 | HCSB Reward Checking | |
| BankTexas | 3.25% | - | $25k | $162 | Prosperity Checking | |
| Ouachita Independent Bank | 3.15% | - | $25k | $158 | Reward Checking | |
| Consumers Credit Union | 3.09% | - | $25k | $154 | Reward Checking | |
| First National Community Bank (PA) | 3.04% | - | $25k | $152 | Maximum Earnings (ME) Account | |
| Patriot Bank | 3.01% | - | $35k | $150 | Revolutionary Checking | |
| Liberty Bank for Savings (IL) | 3.01% | - | $25k | $150 | eSmart Checking | |
| Peoples Bank (NC) | 3.01% | - | $50k | $150 | Free Interest Checking | |
| Southern Community Bank & Trust | 3.00% | - | $25k | $150 | ME Banking | |
| KANZA Bank | 3.00% | - | $25k | $150 | KANZARewards | |
| Marine Federal Credit Union | 3.00% | - | $15k | $150 | Bravo Checking | |
| United FCU | 3.00% | - | $25k | $150 | Interest Plus Checking | |
| The Bank of Fayetteville | 2.75% | - | $50k | $138 | Smart Checking | |
| Addison Avenue FCU | 2.57% | - | $25k | $128 | Dividend Rewards Checking | |
| Connexus Credit Union | 2.55% | - | $25k | $127 | Xtraordinary Checking | |
| Pacific Resource Credit Union | 2.53% | - | $25k | $126 | High Flying Checking | |
| Community Bank of Pleasant Hill | 2.51% | - | $25k | $125 | Rewards Checking | |
| Community Bank of Raymore | 2.51% | - | $25k | $125 | Rewards Checking | |
| Provident Credit Union | 2.51% | - | $25k | $125 | Super Reward Checking | |
| CommunityOne Bank | 2.51% | - | $25k | $125 | CheckingOne | |
| State Bank of Toledo | 2.51% | - | $25k | $125 | Hometown Reward Checking | |
| Allegacy Federal Credit Union | 2.50% | - | $25k | $125 | SmartRate Checking | |
| First New England Federal Credit Union | 2.50% | - | $15k | $125 | Rewards Checking (General) | |
| North Country Savings Bank | 2.50% | - | $50k | $125 | Advantage Checking | |
| Atlantic Coast Bank | 2.50% | - | $25k | $125 | iKasasa Cash | |
| Freedom FCU | 2.30% | - | $35k | $115 | Turbo Checking | |
| Coastal Federal Credit Union | 2.25% | - | $50k | $112 | GO Green Checking | |
| Amegy Bank | 2.22% | - | $25k | $111 | Smart Yield Checking | |
| Heritage Bank | 2.14% | - | $25k | $107 | eCentive Sccount | |
| West Texas National Bank | 2.01% | - | $25k | $100 | Ultimate Checking | |
| Worthington Federal Bank | 1.50% | - | - | $75.00 | HIP Checking Account | |
| City National Bank | 1.05% | - | - | $52.50 | FREE Reward Checking | |
| Bank of the Carolinas | 1.00% | - | $25k | $50.00 | Free Shine Checking | |
| Bank of Granite | 0.85% | - | $25k | $42.50 | Granite Green Checking | |
| Liberty Savings Bank | 0.85% | - | $25k | $42.50 | High Interest Checking | |
| Charter Bank | 0.25% | - | $50k | $12.50 | Turbo Checking |
Average Reward Checking Rate Trend
