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1 Year IRA Rates Rates in North Carolina

Compare one year fixed IRA rates available in North Carolina. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 12 month IRA rates available in North Carolina. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page

Bank or Credit UnionApyMinMaxEarnings
Melrose Credit Union1.15%$4k-$2881 Year Share IRA Certificate (Traditional,Roth,CESA)
Connexus Credit Union1.10%$10k-$27612 Month IRA Certificate With Active Checking (Traditional,Roth,CESA)
Frontier Community Bank1.10%$1k-$27612 Month Relationship IRA
GE Capital Retail Bank1.05%$25k-$26312 Month IRA CD (Traditional,Roth)
CIT Bank1.05%$25k-$2621 Year Achiever IRA (Traditional,Roth)
AB&W Credit Union1.00%$1k-$25112 Month IRA Share Certificate (Traditional,Roth,SEP,CESA)
HEW Credit Union1.00%$500-$25112 Month IRA (Traditional,Roth)
Salem Five1.00%$2k-$25012 Month IRA Special (Traditional,CESA,Roth,SEP)
Ally Bank0.99%--$248IRA High Yield 12-Month CD (Traditional,Roth,SEP)
Discover Bank0.95%$2,500-$23812 Month IRA (Traditional,Roth)
Valley Industrial Credit Union0.95%$500-$23812 Month IRA
Nationwide Bank0.91%*$500-$22812 Month IRA (Traditional,Roth)
Logix Federal Credit Union0.90%$1k-$22612 Month IRA w/ Platinum Relationship Rewards (Traditional,Roth)
First Internet Bank of IN0.85%--$21312 Month IRA (Traditional,Roth,CESA)
Andrews Federal Credit Union0.85%$1k-$21312 Month IRA Certificate (Traditional,Roth,CESA)
Digital Credit Union0.85%$500-$21012 - 23 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
ABNB Credit Union0.85%*$20k-$21312 Month IRA Certificate (Traditional,Roth,CESA)
OneWest Bank0.80%$1k-$21713 Month IRA (Traditional,Roth,SEP)
State Department Federal Credit Union0.80%$500-$20112 Month IRA Certificate (Traditional,Roth)
Virginia Heritage Bank0.80%$500-$20112 Month IRA
AloStar Bank of Commerce0.80%$1k-$20112 Month IRA
Pentagon Federal Credit Union0.80%$25-$2001 Year Roth IRA
Pen Air Credit Union0.75%$500-$20313 Month-Special IRA (Traditional,Roth,SEP,CESA)
Fairfax County Credit Union0.75%$2,500-$18812 Month IRA Certificate (Traditional,Roth,CESA)
Piedmont Credit Union0.75%$1k-$1881 Year IRA Certificate (Traditional,Roth)
Giantbank.com0.75%$1k-$18812 Month Giant IRA
Alliant Credit Union0.75%$1k-$18512 - 17 Month Traditional IRA
Belvoir Federal Credit Union0.75%$1k-$18812 Month IRA Share Certificate
Northrop Grumman Federal Credit Union0.74%$2k-$1851 Year Term IRA (Traditional,Roth,CESA)
USAA Bank0.71%$250$95k$1781 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
EverBank0.70%$1,500-$1751 Year Yield Pledge IRA (Traditional,Roth)
Member One Credit Union0.70%$1k-$1751 Year IRA (Traditional,Roth)
Northwest Federal Credit Union0.70%*$25k-$1751 Year IRA Certificate (Traditional,Roth,CESA,SEP)
North American Savings Bank0.70%$10k-$20514 Month IRA with Checking (Traditional,Roth,CESA)
UmbrellaBank.com0.66%$1k-$1651 Year IRA
Bank of Georgetown0.65%$1k-$14911 Month Relationship No Penalty IRA
Virginia Partners Bank0.65%$1k-$16312 Month IRA
Northern Bank & Trust Company0.65%$500-$16312 Month IRA (Traditional,Roth,CESA,SEP)
Security Bank (OK)0.65%$2k-$16312 Month IRA (Traditional,Roth)
Urban Trust Bank0.65%$500$100k$16312 Month IRA (Traditional,Roth)
Bayport Credit Union0.65%$1k-$14911 Months Select IRA Special (Traditional,Roth)
Hudson City Savings Bank0.60%$500-$16313 Month IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Presidential Bank (MD)0.60%$1k-$1501 Year IRA
John Marshall Bank0.60%$500-$15012 Month IRA
Astera Credit Union0.60%$500-$1501 Year IRA (Traditional,Roth,CESA)
Communitywide Credit Union0.60%$2k-$15012 Month IRA Share Certificate
Chain Bridge Bank, National Association0.60%$500$250k$1501 Year IRA Special
Armed Forces Bank, National Association0.60%$500-$15012 Month IRA (Traditional,Roth,CESA)
University Of Va Community Credit Union0.60%$500-$1501 Year IRA (Traditional,Roth,CESA)
NewDominion Bank0.60%$500-$15012 Month IRA (Traditional,Roth)
Chesapeake Bank0.60%$100-$1501 Year IRA
Call Credit Union0.55%$1k-$13812 Month IRA Certificate (Traditional,Roth,CESA)
Martinsville DuPont Credit Union0.55%$2,500-$1381 Year IRA (Traditional,Roth,CESA)
Sandia Laboratory Credit Union0.55%*$1k-$13812 Month IRA (Traditional,Roth,CESA)
Self-Help Credit Union0.55%--$13812 Month IRA (Traditional,Roth,CESA)
WashingtonFirst Bank0.55%$1k-$13812 Month IRA (Traditional,Roth)
Virginia Credit Union, Inc.,0.55%*$100-$13812 Month IRA (Traditional,Roth)
Patriot Bank0.55%$1k-$13613-23 Month IRA
Capital Educators Federal Credit Union0.55%*$25k-$13612 - 17 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Apple Federal Credit Union0.55%$500-$13812 Month IRA Certificate (Traditional,Roth,CESA)
The Jacksonville Bank0.50%$1k-$12412 - 23 Month IRA (Traditional,Roth)
Air Force Federal Credit Union0.50%*$1k-$1251 Year IRA (Traditional,CESA)
Commonwealth One Credit Union0.50%$1k-$12512 Month IRA Certificate (Traditional,Roth)
McGraw Hill Credit Union0.50%$10k-$12512 Month IRA (Traditional,Roth,CESA)
NSWC Credit Union0.50%$500-$1251-Year IRA Share Certificate
Salem Va Medical Center Credit Union0.50%$1k-$12512 Month IRA
The Richmond Postal Credit Union In0.50%$500-$12512 Month IRA
Peoples Advantage Credit Union0.50%$1k-$12512 Month IRA
Franklin Federal Savings Bank0.50%$10k-$10410-10 Flex IRA Certificate (Traditional,Roth)
Marine Federal Credit Union0.50%$500-$12512 Month Traditional IRA (Traditional,Roth,SEP,CESA)
Village Bank (VA)0.50%$500-$1251 Year IRA (Traditional,Roth,CESA)
Easthampton Savings Bank0.50%$500-$93.789 Month IRA (Traditional,Roth)
Blue Ridge Bank0.50%$5k-$13613 Months Special IRA (Traditional,Roth,SEP)
Justice Federal Credit Union0.45%*$500-$11312 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
Arlington Community Credit Union0.45%$500-$11312 Month Platinum IRA (Traditional,Roth,CESA)
First Virginia Community Bank0.45%$1k-$11312 Month IRA (Traditional,SEP)
Freedom First Credit Union0.45%$500-$11312 Month IRA
Virginia Community Bank0.45%$500-$11312 Month IRA (Traditional,Roth)
First Technology Federal Credit Union0.45%$500-$11312 Month IRA (Traditional,Roth,CESA)
Mountain America Credit Union0.45%$500-$11312 Month IRA (Traditional,Roth)
West Texas National Bank0.45%$100-$1131 Year IRA CD (Traditional,Roth)
Dupont Community Credit Union0.45%$1k-$1131 Year IRA (Traditional,CESA,Roth)
NARFE Premier Federal Credit Union0.45%$1k-$1131 Year IRA Certificate (Traditional,Roth,CESA)
Chartway Federal Credit Union0.45%$10k-$11312 Month IRA (Traditional,Roth,CESA)
America's Credit Union 0.45%$500$100k$11112-23 Month IRA Certificate Account (Traditional,Roth,CESA)
United Central Bank0.45%$500-$11312 Month IRA
Money One Federal Credit Union0.44%--$1101 Year IRA Savings Certificate (Traditional,Roth)
Quantum National Bank0.42%$1k-$10512 Month Non-Relationship IRA
New Generations Federal Credit Union0.40%$1k-$1001 Year IRA Share Certificate
Simplicity Bank0.40%$10k-$1001 Yr to <2 Yr IRA (Traditional,Roth,CESA)
Affinity Credit Union0.40%$500-$75.039 Month IRA Certificate
First Sentinel Bank0.40%--$10012 Month IRA
Central Virginia Credit Union0.40%--$10012 Month Preferred IRA Certificate (Traditional,Roth,CESA)
Nma Credit Union0.40%$10k-$10012 Month IRA Certificate
New Horizon Bank, National Association0.40%$500-$10012 Month IRA
First National Bank (VA)0.40%$100-$100IRA 12 Month Variable
Lake Michigan Credit Union0.40%$500-$10913 Month VIP IRA CD
StellarOne Bank0.40%$5k-$10913 Month Promo IRA
Capital One 3600.40%--$75.039 Month IRA (Traditional,Roth)
Benchmark Community Bank0.40%$500-$1001 Year Premium IRA (Traditional,Roth)
First Savings Bank Northwest0.36%$25k-$90.2512 Month IRA
1St Advantage Credit Union0.36%$500-$90.2512 Month IRA (Traditional,Roth,CESA)
Access National Bank0.35%$10k-$10214 Month IRA (Traditional,Roth,CESA,SEP)
Truliant Credit Union0.35%*$25k-$87.7412 Month IRA Certificate
Zions Bank0.35%$1k-$87.501 Year Internet IRA CD
Geauga Savings Bank0.35%--$87.7412 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Bank @LANTEC0.35%$500-$65.669 Month Relationship IRA (Traditional,Roth,CESA)
The Capon Valley Bank0.35%$500-$87.7412 Month IRA - Quarterly (Traditional,Roth)
State Farm Bank0.35%*--$87.7412 Month IRA (Traditional,Roth)
Cardinal Bank0.32%$1k-$93.6114 Month IRA (Traditional,Roth,CESA,SEP)
Bank SNB0.30%$10k-$75.2112 Month IRA (Traditional,Roth,SEP)
First National Bank (LA)0.30%--$75.2112 Month IRA
New Peoples Bank, Inc.0.30%$500-$75.2112 Month IRA (Traditional,Roth)
Bank of Botetourt0.30%$100-$75.001 Year IRA
Highlands Union Bank0.30%$500-$75.2112 Month IRA
United Southeast Credit Union0.30%$1k-$75.2112 Month IRA (Traditional,Roth,CESA)
Virginia Commonwealth Bank0.30%$100-$75.2112 Month IRA
First National Community Bank (PA)0.30%$1k-$75.001 Year Add-On IRA (Traditional,Roth,CESA,SEP)
First Trade Union Bank0.30%$500-$75.001 Year IRA
Patelco Credit Union0.30%$500-$74.1812 - 23 Month IRA (Traditional,Roth,CESA)
North Country Savings Bank0.30%$500-$75.001 Year IRA
National Bank of Kansas City0.30%--$74.1812 - 23 Month IRA (Traditional,Roth)
Citizens Bank (TN)0.30%$2,500-$75.2112 Month IRA (Traditional,Roth,CESA)
INOVA Federal Credit Union0.30%$200-$87.7614 Month IRA (Traditional,Roth,CESA)
Community Bank of Pleasant Hill0.30%$500-$75.001 Year IRA
Community Bank of Raymore0.30%$500-$75.001 Year IRA
Principal Bank0.30%$2,500-$75.2112 Month IRA (Traditional,Roth)
Amalgamated Bank0.30%$500-$75.001 Year IRA Fixed Rate (Traditional,Roth)
First Security Bank & Trust0.27%$2,500-$66.7612 - 23 Month IRA (Traditional,Roth,SEP)
Eli Lilly Credit Union0.26%--$65.001 Year IRA (Traditional,Roth)
Univest Bank and Trust Co.0.25%$500-$62.6712 Month IRA (Traditional,Roth)
Credit Union Of New Jersey0.25%*$500-$62.501 Year Basic IRA Certificate (Traditional,Roth,CESA)
Sandy Spring Bank0.25%$25k-$67.8213 Month No Penalty IRA (Traditional,CESA)
The Bank of Southside Virginia0.25%$1k-$62.501 Year IRA
Front Royal Credit Union0.25%$500-$62.501 Year IRA Certificate
EVB0.25%$500-$61.8113 - 23 Month IRA (Traditional,SEP,Roth)
Pinnacle Federal Credit Union0.25%$500-$62.6712 Month IRA (Traditional,Roth,CESA)
Third Federal Savings and Loan (OH)0.25%$100-$62.6712 Month IRA (Traditional,Roth,SEP)
BankDirect0.25%$1k-$62.6712 Month IRA CD (Traditional,Roth)
Union First Market Bank0.25%$1k$100k$62.501 Year Preferred IRA (Traditional,Roth)
SunTrust Bank0.25%$2k-$62.6712 Month Banker Special Promotional IRA (Traditional,Roth,SEP,SIMPLE)
Farmers & Merchants Bank0.25%$1k-$62.6712 Month IRA (Traditional,CESA,Roth)
ViewPoint Bank, National Association0.25%$1k-$62.6712 Month IRA (Traditional,SEP,Roth)
Bank of Blue Valley0.25%$500-$61.8112 - 17 Months IRA (Traditional,Roth,CESA,SEP)
Partners 1St Credit Union0.23%$500-$57.6612 Month IRA (Traditional,Roth,CESA)
First Shore Federal Savings and Loan Association0.20%$500-$50.1412 Month IRA (Traditional,Roth,SEP,CESA,SIMPLE)
InTouch Credit Union0.20%$1k$95k$50.1412 Month IRA (Traditional,Roth,CESA)
KeyBank0.20%$2,500$100k$50.1412 Month Tiered IRA - Relationship (Traditional,Roth)
20Th Century Fox Credit Union0.20%$5k-$50.001 Year IRA Certificate (Traditional,Roth,CESA)
PNC Bank, National Association0.20%*$25k-$50.1412 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Appalachian Community Credit Union0.20%$1k-$50.1412 Month IRA Certificate (Traditional,CESA,Roth)
The Adirondack Trust Company0.20%$500-$50.001 Year IRA (Traditional,Roth,SEP,CESA)
First Bank (VA)0.20%$500-$50.1412 Month IRA (Traditional,Roth)
Great Lakes Credit Union0.20%$1k-$50.001 Year IRA Certificate (Traditional,Roth,CESA)
Newtown Savings Bank0.20%--$50.001 Year IRA (Traditional,Roth)
Bronco Federal Credit Union0.20%$1k-$50.1412 Month IRA Certificate
Citibank0.20%$1k-$50.001 Year IRA (Traditional,Roth)
American Bank0.20%$250-$50.1412 Month IRA (Traditional,Roth,CESA)
iGObanking0.15%$1k-$28.159 Month iGOIRA (Traditional,Roth)
Woodforest National Bank0.15%$500-$37.501 Year IRA
South Division Credit Union0.15%$500-$37.501 Year IRA
Consumers Credit Union (IL)0.15%$250-$37.501 Year IRA (Traditional,Roth,CESA,SEP)
Union Bank (San Francisco, CA)0.15%$350-$37.0912 - 17 Month IRA Time Deposit (Traditional,Roth,CESA)
Bank of America0.12%$2k-$30.0812 Month Featured Online IRA - Platinum Rate (Traditional,CESA,Roth)
Amegy Bank0.10%$250-$18.769 Month IRA (Traditional,Roth)
Comerica Bank0.10%$1k-$25.001 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
University Federal Credit Union0.10%$1k-$25.0712 Month Regular IRA (Traditional,Roth,CESA)
Chase Manhattan Bank0.05%*$10k-$12.3612-14 Month IRA - Relationship (Traditional,Roth,SEP)
Fulton Bank, National Association0.05%$500-$9.389 Month IRA (Traditional,Roth,CESA)
Guardian Credit Union0.04%$500-$10.0312 Month IRA Share Certificate (Traditional,Roth)
H&R Block Bank 0.03%$250-$7.5212 Month IRA (Traditional,Roth)