3 Year CD Rates in New Jersey

Compare 3 year certificate of deposit rates in New Jersey. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in New Jersey. If we have missed a local bank in your area please contact us and let us know by using the email link below

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Christian Community Credit Union2.00%$1k$250k$1,53536 - 47 Month Kingdom Builder Certificates - New Money Only
Public Service Credit Union1.87%$1k-$1,4293 Year CD
Liberty Savings Credit Union1.80%$5k-$1,37436 Month CD
Rancocas Credit Union1.80%$500-$1,37836 Month CD
Melrose Credit Union1.76%$5k-$1,3433 Year Share Certificate
Ukrainian National Credit Union1.76%$1k-$1,34736 Month CD
Credit Union Of New Jersey1.75%*$500-$1,3363 Year Business Share Certificate
East Orange Va Hospital Credit Union1.75%$2,500-$1,33636 Month Share Certificate
Wings Financial Credit Union1.71%$500-$1,3053 Year Dividend Paid Monthly Share Certificate
Acco Princeton Credit Union1.66%$500-$1,2663 Year CD
First Choice Bank (NJ)1.65%$1k-$1,26236 Month CD
Postal Employees CU (NJ)1.65%*$20k-$1,26236 Month CD
First Financial Credit Union1.60%$500-$1,22336 Month Savings Certificate
New Jersey Law And Public Safety Credit Union1.60%$25k-$1,22336 Month CD
Valley National Bank1.60%$5k$100k$1,01530 Month Promoitional CD
Air Force Federal Credit Union1.55%*$25k-$1,1813 Year CD
AmTrustDirect1.55%--$1,18436 Month CD
American Airlines Credit Union1.51%$10k-$1,15036 Month CD
Self-Help Credit Union1.51%$500-$1,15336 Month CD
Bridgeton Onized Credit Union1.51%$1k-$1,1503 Year Share Certificate
Unilever Credit Union1.51%*$10k-$1,15336 Month CD
Essex County Teachers Credit Union1.51%*$2k-$1,15336 Month Share Certificate
Lakehurst Naval Credit Union1.51%$500-$1,15336 Month CD
Alliant Credit Union1.50%$1k-$1,14536 - 47 Month Share CD
Marathon National Bank1.50%$1k-$1,14536 Month CD
Police and Fire Federal Credit Union1.50%$500-$1,1423 Year CD
RiverLand Credit Union1.50%$1k-$1,14236 Month Certificate
Kearney Federal Savings Bank1.50%$500-$1,1423 Year StarBanking CD
Sharonview Federal Credit Union1.50%*$10k-$1,14236 - 59 Month CD
Doral Bank1.50%$1k-$1,14536 Month Certificate
Cross River Bank1.50%$500-$1,14536 Month CD
Hopewell Valley Community Bank1.50%$500-$1,14536 Month CD
The Atlantic Credit Union1.50%*$10k-$1,1423 Year CD
Selfreliance Ukrainian American Credit Union1.50%$500-$1,1423 Year Share Certificate
Parke Bank1.45%$500-$1,10336 Month CD
Hanscom Credit Union1.45%$1k-$91930 to 59 Month CD
Greater Alliance Credit Union1.45%$500-$1,10336 Month Share Certificate
Barclays1.45%--$1,10636 Month Online CD
CIT Bank1.42%$1k-$1,0803 Year Term CD
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Andrews Federal Credit Union1.41%$1k-$1,07236 Month CD
Newfield National Bank1.41%$500-$1,0723 Year CD
Self Reliance (NJ) Credit Union1.41%--$1,07536 Month Share Certificate
Northwest Federal Credit Union1.40%*$25k-$1,0653 Year CD
City National Bank (NJ)1.40%$500-$1,0653 - 4 Year CD
RTN Federal Credit Union1.40%*$1k-$1,06536 Month CD
Justice Federal Credit Union1.40%*$500-$1,06536 Month CD
Benchmark Credit Union1.40%$1k-$1,06836 Month CD
First Bank (NJ)1.40%$500-$1,06836 Month CD
Princeton Credit Union1.40%$1k-$1,06836 Month CD
Community Financial Services Credit Union1.40%--$1,0653 Year CD
Newark Firemen Credit Union1.40%$500-$1,06836 Month Share Certificate
Third Federal1.40%$500-$1,09837 Month CD Special
Mariner's Bank1.40%$1k-$1,06536 Month CD
Columbia Bank (NJ)1.39%$500-$1,06036 Month Advantage Plus CD
Harvest Community Bank1.37%$500-$1,04536 Month CD
The Pennsville National Bank1.36%$500-$1,03736 Month CD
Bogota Savings Bank1.35%$1k-$1,0263 Year CD
Ponce de Leon FSB1.35%$500-$1,02636 Month CD
Digital Credit Union1.35%$25k-$1,029Jumbo 36 - 47 Month Certificate - Relationship Rate
Anheuser-Busch Employees Credit Union1.35%$1k-$1,02936 Month Member Rewards Premier Share Certificate
Gibraltar Bank1.35%$2,500-$1,14640 Month Red Carpet CD
Saddle River Valley Bank1.35%$500-$1,02936 Month CD
Lusitania Savings Bank, FSB1.35%$5k-$1,02936 Month Renewal CD
Pinnacle Federal Credit Union1.35%$500-$1,02636 Month Flex Term Share Crt
Navy Federal Credit Union1.35%*$20k-$1,0263 Year CD
Goldwater Bank1.34%$5k-$1,0193 Year CD
USAA Bank1.31%$1k$95k$9953 Year CD - Standard
United States Senate Credit Union1.31%*$20k$100k$99836 Month Smart CD
Virtual Bank1.31%$10k-$9953 Year eCD
Ally Bank1.30%--$988High Yield 3 Year CD
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Fort Knox Federal Credit Union1.30%$500-$99036 Month CD
Geauga Savings Bank1.30%$1k-$99036 Month CD
MetLife Bank1.30%$2k-$99036 Month CD
Hudson City Savings Bank1.30%$500-$9883 Year CD
Noah Bank1.30%$1k-$9883 Year CD
Sallie Mae Bank1.30%--$98836-Month CD
The Bank of Princeton1.30%$500$100k$99036 Month CD
Stillwater National Bank1.30%*$10k-$98836 Month CD
Glen Rock Savings Bank1.30%$500-$99036 Month CD
New Millennium Bank1.30%$500-$99036 Month CD
RSI BANK1.30%$1k-$99036 Month CD
Llewellyn-Edison Savings Bank, FSB1.30%$1k-$99036 Month CD
RomAsia Bank1.30%$2,500-$98836 Month CD
Broadway Federal Bank1.26%$500-$96036 Month Manager's Special CD
Union Center National Bank1.26%$1k-$95736 Month CD
State Bank of India1.26%--$9573 Year CD
Atlantic Health Employees Credit Union1.26%$500-$95736 Month Share Certificate
Millington Savings Bank1.26%$500-$96036 Month CD
Sun Credit Union1.26%$1k-$96036 Month CD
USAlliance Credit Union1.26%$500-$96036 Month CD
Fort Billings Credit Union1.26%$500-$96036 Month Share Certificate
First Jersey Credit Union1.26%$1k-$9573 Year CD
Elizabeth (N.J.) Firemen's Credit Union1.26%*$2,500-$95736 Month CD
Motion Credit Union1.26%--$96036 Month Share Certificate
Air Academy Federal Credit Union1.25%$10k-$95236 Month CD
Boiling Springs Savings Bank1.25%$1k-$9493 Year CD
H&R Block Bank 1.25%$250-$95236 Month CD
Haven Savings Bank1.25%$100-$79130 Month CD
OneWest Bank1.25%$1k-$9493 Year Online CD
Manasquan Savings Bank1.25%$500-$9493 Year CD
OneUnited Bank1.25%$1k-$949UNITY 3 Year CD
Patriot Bank1.25%$1k-$95236 Month CD
Pentagon Federal Credit Union1.25%$1k-$9493 Year Money Market Cerificate
Aspire Federal Credit Union1.25%$500-$95236 Month eCertificate
Nationwide Bank1.25%*--$95236 Month CD
Habib American Bank1.25%$1,500-$9493 Year CD - Queens & NJ & Hicksville
Altra Federal Credit Union1.25%*$1k-$95236 Month CD w/ Checking
Jacksonville Bank1.25%$1k-$95236 - 59 Month CD
Polish & Slavic Credit Union1.25%*$500-$9493 Year CD
Colorado Federal Savings Bank1.25%$5k-$9493 Year CD
First National Bank (LA)1.25%--$94936 Month CD
The Berkshire Bank1.25%$1k$500k$94936 Month CD
BCB Community Bank1.25%$500-$9493 Year CD
Allegiance Community Bank1.25%$1k-$94936 Month CD
Crest Savings Bank1.25%$500-$95236 Month CD
Mcgraw Hill Credit Union1.25%$10k-$95236 Month CD
Parda Credit Union1.25%$500-$9493 Year Senior Plus CD
Franklin Bank (NJ)1.25%$500-$95236 Month Interest Credited Monthly CD
Freedom Bank (NJ)1.25%$500-$95236-47 Month CD
Ocean City Home Bank1.25%--$95236 Month CD
The First National Bank of Elmer1.25%$500-$95236 Month CD
Southern Middlesex Co Tchrs Credit Union1.25%$1k-$9493 Year CD
First Savings Bank Northwest1.23%$25k-$93636 Month CD
Garden Savings Federal Credit Union1.21%$500-$9193 Year Share Certificate
Corporate America Family Credit Union1.21%$10k-$91936 Month CD
Century Savings Bank1.21%$500-$76530 Month CD
Community Bank of Bergen County, N. J.1.21%$1k-$9193 Year CD
Mercer County Nj Teachers Credit Union1.21%$1k-$92136 Month CD
North American Savings Bank1.21%$10k-$91936 - 47 Month CD with Checking
Agriculture Federal Credit Union1.20%$1k-$91336 Month Share Certificate
First Internet Bank of IN1.20%$1k-$91336 Month CD
Heritage Bank1.20%$25k-$91336 Month CD
Heritage Community Bank1.20%$500-$91336 Month CD
Lockheed Federal Credit Union1.20%$1k-$91336 Month CD
KeySource Commercial Bank1.20%$100-$91136 Month CD
Clifton Savings Bank1.20%$500-$91136 Month CD
Armed Forces Bank, National Association1.20%$500-$91336 Month CD
Firstmark Credit Union1.20%$500-$9113 Year Regular CD
Hilltop Community Bank1.20%$500-$91336 Month CD
Quantum National Bank1.20%$1k-$91336 Month Relationship CD
Novartis Credit Union1.20%$500-$91336 Month Share Certificate
Schuyler Savings Bank1.20%$1k-$91336 Month CD
Xcel Credit Union1.20%$20k$100k$91336 Month CD
Seaport Credit Union1.20%--$91336 Month CD
United Teletech Financial Credit Union1.20%$500-$91336-47 Month CD
Proponent Credit Union1.20%$1k-$75930 Month Premium Benefits Rate CD
Sun National Bank1.20%$500$100k$91336-47 Month Relationship CD
Jersey Central Credit Union1.19%*$500-$9033 Year CD
South Jersey Federal Credit Union1.16%$20k-$8803 Year CD
Bay Atlantic Credit Union1.16%$1k-$73330 Month Certificate
Energy People Credit Union1.16%$1k-$88336 Month CD
AIG Bank1.15%--$87536 Month CD
Ascencia Bank1.15%$500$97k$8723 Year CD
Bank of Internet USA1.15%$1k-$87536 Month CD
Spencer Savings Bank 1.15%$1k-$87236 Month CD
Liberty Bell Bank1.15%$500-$87536 Month CD
Cape Bank1.15%--$8723 Year CD
Affinity Credit Union1.15%$500-$72730 Month Certificate w/ Bump Up
New York Times Employees Credit Union1.15%--$8723 Year CD
United Financial Services Credit Union1.15%$1k-$87536 Month CD
Premier America Credit Union1.15%*$25k-$87236 Month CD
Automatic Data Processing Credit Union1.11%$25k-$84436 Month Jumbo Share Certificate
Partners 1St Credit Union1.11%$25k-$84436 Month CD
Members 1st of NJ FCU1.11%$1k-$84436 Month CD
First New England Federal Credit Union1.11%$1k-$84436 Month CD - Relationship
American Bank1.10%$500-$83636 Month CD
BankUnited1.10%$5k-$83436 Month CD Special
University Federal Credit Union1.10%--$83636 Month Web CD
Giantbank.com1.10%$2,500-$83636 Month Giant Personal CD
Allegacy Federal Credit Union1.10%*--$8343 Year Regular Certificate
Kaiser Federal Bank1.10%$1k-$8343 Year to Less than 5 Year CD
Salem Five1.10%$10k-$83436 Month Relationship CD
Indus American Bank1.10%$2k-$83636 Month CD
5Star Bank1.10%$1k-$8343 Year CD
Millville Savings and Loan Association1.10%$1k-$8343 Year CD
NOVA Bank1.10%$500-$83636 Month CD
SussexBank1.10%$2,500-$8343 Year Promo CD
West Orange Municipal Credit Union1.10%$1k-$83636 Month CD
First Atlantic Credit Union1.10%$500-$83636-47 Month Share Certificate
Pacific Mercantile Bank1.08%$10k-$81936 Month CD
EverBank1.06%$1,500-$6702.5 Year Yield Pledge CD
Monroe Savings Bank, SLA1.06%$500-$8033 Year CD
Randolph Bank & Trust Company1.06%$5k-$80336 Month Online CD
E-LOAN.com1.05%$10k-$7963 Year CD
Grand Bank, N.A.1.05%$1k-$79836 Month CD
Intervest National Bank1.05%$2,500-$7963 Year CD
Newtown Savings Bank1.05%--$7963 Year CD
Lake Michigan Credit Union1.05%$500-$66330 Month VIP CD
US Bank N.A.1.05%$1k$250k$82037 Month CD Special
Haddon Savings Bank1.05%$500-$7963 Year CD
Delanco Federal Savings Bank1.05%$1k-$79836 Month CD
Freehold Savings Bank1.05%$500-$66330 Month CD
Morristown Credit Union1.05%*$2k-$79836 Month Share Certificate
First National Community Bank (PA)1.05%$1k-$82037 Month CD
NJ Gateway Credit Union1.03%$1k-$78336 Month Share CD
First Security Bank & Trust1.03%$10k-$78336 - 47 Month CD
GCF Bank1.02%$500-$7733 Year CD
GSL Savings Bank1.02%$500-$64430 Month Fixed CD
Dime Savings Bank1.01%$500-$7653 Year CD
SunTrust Bank1.01%$2k$1m$78937 Month CD
Advanced Financial Credit Union1.01%$500-$7653+ Year CD
Rutgers Credit Union1.01%$500-$76736 Month CD
Financial Resources Credit Union1.01%$500-$63830 Month Resource Rewards Platinum CD Special
Bank of Blue Valley1.00%--$76036 - 47 Months CD
Raritan Bay Federal Credit Union1.00%$1k-$75836 Month CD
Investors Savings Bank1.00%$500-$76036 Month CD
Atlantic Coast Bank1.00%$1k-$76036 Month iCertificates of Deposit
JustBankIt.com1.00%$1k-$63130 Month CD
Velocity Credit Union1.00%$1k-$7583 Year Inflation Fighter Share Certificate
S-Bank1.00%$1k-$75836 Month Statement Term Certificates
Roma Bank1.00%$1k-$7583 Year CD
INOVA Federal Credit Union1.00%$200-$7583 Year CD
Easthampton Savings Bank1.00%$1k-$75836 Month CD
Fulton Bank, National Association1.00%$500-$84540 Month Relationship CD
Beneficial Mutual Savings Bank1.00%$1k-$75836 - 47 Month CD
Audubon Savings Bank1.00%$500-$76036 Month Up-gradable CD
Colonial Bank, FSB1.00%$1k-$76036 Month CD
Hamilton Horizons Credit Union1.00%--$7583 Year Share Certificate
B-M S Credit Union1.00%$1k-$7583 Year Share Certificate
Principal Bank1.00%$5k-$76036 Month CD
Xceed Financial Credit Union1.00%$500-$76036 Month CD
Somerset Hills Bank1.00%--$76036 Month CD
I F F Employees Credit Union1.00%$500-$76036 Month Share Certificate
Urban Partnership Bank1.00%$1k$100k$63130 Month CD
1st Bank of Sea Isle City0.96%$500-$72936 Month CD
Community Bank of Raymore0.95%$500-$7193 Year Emerald Club CD
FNBO Direct0.95%$500$1m$72136 Month CD
Oritani Savings0.95%$1k-$7193 Year CD
NJM Bank0.95%$500-$72136 Month CD
Fulton Bank of New Jersey0.95%$500-$7193 Year CD
Clear Sky Accounts0.95%$5k-$74137 Month Clear Sky CD
American Express Bank, FSB0.90%--$68336 Month CD
UnivestDirect0.90%$500-$6813 Year 3D-CD
Southeast Financial Federal Credit Union0.90%$500-$6813 Year CD
First Trade Union Savings0.90%$500-$6813 Year CD
Magyar Savings Bank0.90%$2,500-$68136 Month CD
NewDominion Bank0.90%$1k-$68136 Month Fixed Rate CD
South Division Credit Union0.90%$1k-$6813 Year CD
The Adirondack Trust Company0.90%$500-$6813 Year CD
Atlantic City Firemen's Credit Union0.90%$25k-$68336 Month Share Certificate
Metuchen Savings Bank0.90%$500-$56830 Month CD
Highlands State Bank0.90%--$68336 Month CD
Lincoln Park Savings Bank0.90%$1k-$5682.5 Year CD
Shore Community Bank0.90%$500-$68336 Month CD
Sturdy Savings Bank0.90%$500-$6813 Year CD
United Poles Credit Union0.90%--$6813 Year CD
Beacon Federal Bank0.90%$2,500-$68336 Month CD
North Country Savings Bank0.85%$500-$6433 Year CD
NASA Federal Credit Union0.85%$1k-$64536 Month CD
Chartway Federal Credit Union0.85%$10k-$64536 Month CD w/ Checking
Acume0.85%*$20k-$53630 Month Share Certificate
County Educators Credit Union0.85%$500-$6433 Year Share Certificate
Garden State Credit Union0.85%*$20k-$53630 Month Share Certificate
N.J. Suburban Credit Union0.85%*$20k-$53630 Month Share Certificate
UFCW Of America Credit Union0.85%*$20k-$53630 Month Share Certificate
Pacific Resource Credit Union0.81%$1k-$61236 Month CD
1st Source Bank0.80%$500-$6053 Year CD
Acacia Federal Savings Bank0.80%$500-$60636 Month CD
Apple Federal Credit Union0.80%$500-$60636 Month Share Certificate
ING DIRECT0.80%--$50430 Month Orange CD
NVE Savings Bank0.80%$1k-$60636 Month CD
West Texas National Bank0.80%$1k-$6053 Year CD
First Hope Bank, A National Banking Association0.80%$500-$60636 Month CD
Roebling Bank0.80%$500-$60636 Month CD
Thrivent Financial Bank0.80%$1k-$50430 Month CD Special
Unity Bank (NJ)0.80%$1k-$60636 Month CD
Cattaraugus County Bank0.79%$1k-$59936 Month CD
Central Jersey Credit Union0.76%$500-$57636 Month Share Certificate
Webster Bank0.75%$1k-$5673 Year CD
Ameriprise Bank FSB0.75%*$10k-$47330 Month CD
Northfield Bank0.75%$2,500-$56836 Month CD
E-Central Credit Union0.75%$1k-$56736 - 47 Month CD
Fox Chase Bank0.75%$500-$47330 Month CD
Cornerstone Bank (NJ)0.75%$500$100k$56836 - 47 Month CD
The First National Bank of Absecon0.75%--$56836 Month CD
Dow Jones Employees Credit Union0.75%$500-$56836 Month CD
Flagstar Direct0.75%$500-$56836 Month Internet CD
State Farm Bank0.72%*--$54536 Month CD
Atlantic Stewardship Bank0.70%$10k-$44130 Month Power Flex CD
Community Bank of Pleasant Hill0.70%$500-$5293 Year CD
Provident Credit Union (CA)0.70%$1k-$52936 Month CD
Patelco Credit Union0.70%$1k-$52936 - 47 Month CD
iGObanking0.70%$1k-$53036 Month iGOCD
Consumers Credit Union (IL)0.70%$250-$5293 Year CD
Cathay Bank0.70%$2,500$100k$5293 Year - 60 Month CD
Jersey Trades Credit Union0.70%$1k-$44130 Month Share Certificate
TD Bank, National Association0.70%$250-$5293 Year Basic CD
Flagstar Bank0.65%$500-$49236 - 47 Month CD
KeyBank0.65%$25k$100k$49136 Month Tiered CD - Relationship
Baker Credit Union0.65%$500-$49236 Month CD
Firstrust Savings Bank0.65%$1k$500k$47835 Month CD
Airbanking0.65%$500-$4913 Year CD
Heartland Bank Direct0.65%$1k-$49236 Month Online CD
Wells Fargo Bank0.65%$5k-$533Business 39 Month CD Special
Zions Bank0.60%$1k-$4533 Year Gold CD
ViewPoint Bank0.60%$1k-$45436 Month Regular CD
Union Bank of California0.60%$350$100k$45436 - 47 Month CD
Susquehanna Bank0.60%*$500-$45336 - 47 Month Fixed Rate CD
Charles Schwab Bank0.55%$1k-$41636 Month CD
GiftsforBanking.com0.55%$5k-$4153 Year CD Gifts
Sovereign Bank0.55%*$10k$100k$41536 Month Rising Rate Relationship CD
Tri-Co Credit Union0.55%$1k-$47441 Month Hybrid CD
Federal Employees Newark Credit Union0.55%$1k-$41636 Month Share Certificate
Capital One Direct Banking0.55%$5k$100k$4153 Year Costco Members CD
Amegy Bank0.50%$1k-$31530 Month Jumbo Personal CD
Citibank0.50%$1k-$3773 Year CD
1st Colonial National Bank0.50%$500-$31530 Month CD
Somerset Savings Bank, SLA0.50%$500-$31530 Month CD
Amalgamated Bank0.45%$500$99k$3393 Year USAVE Time Deposit
National Bank of Kansas City0.45%$5k-$34036 - 47 Month CD
20Th Century Fox Credit Union0.45%$2,500-$3393 Year Certificate
Irco Community Credit Union0.45%$500-$28330 Month CD
Capital One, National Association0.45%$1k-$3393 Year CD
HSBC Advance0.35%--$22030 Month Online CD
Aurora Bank FSB0.35%$1k-$26336 Month CD
Comerica Bank0.35%$1k-$2633 Year CD
Picatinny Credit Union0.35%$500-$26436 Month CD
Research 1166 Credit Union0.35%$250-$22030 Month CD
HSBC Bank USA, National Association0.35%$1k-$22030 Month Online CD
Regions Bank0.30%$500-$22636 - 47 Month Relationship CD
BankDirect0.25%$10k-$15730 Month CD
TrustCo Bank0.25%--$1883 Year CD
Guardian Credit Union0.20%$500-$12630 Month Share Certificate