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Browse through the stories below to view current deals for Nevada banks or select an item from the menu bar above to view current rates in Nevada.

Special 5-Year CD Rate at MACU - Easy Membership - 2%
Mountain America Credit Union

Mountain America Credit Union (MACU) has just recently come out with a special 5-year CD rate that’s very competitive. It has a 2.20% APY with a $500 minimum deposit. MACU calls these Term Deposits, and they’re available in IRAs. This special term deposit is listed in MACU’s promotions page as of 3/3/2014. According to this page, this is a limited time special. Thanks to DA member OldGuy who posted on this news in the forum.

Some of the term deposit details are listed in the credit union's membership agreement. However,...

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Special IRA CD Rates at Greater Nevada Credit Union - Local Only
Greater Nevada Credit Union

IRA specials are common this time of year as banks and credit unions try to attract new customers. This time of year before April 15th, you can make IRA contributions for both the current year and the previous year. I came across a credit union with a nice IRA CD promotion. It’s Greater Nevada Credit Union, and it has three special IRA certificates with very competitive rates: 2.20% APY 37-month, 1.70% APY 27-month and 1.20% APY 17-month. Minimum deposit is $1,000. These rates are listed in the credit union’s rates...

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7-Month Holiday CD Special at Washington Federal in Western States
Washington Federal

Washington Federal is offering a holiday special CD with terms of 7 or 13 months. It has a 1.00% APY, and the minimum deposit is $1,000. Maximum deposit is $250,000. I found this special mentioned at this Washington Federal deposit rates page on 12/27/2013.

In 2011 Washington Federal had offered top rates on its 5-year CDs. This year they haven’t had any competitive rates for their 5-year CD or other standard terms.

A branch visit has been required to open accounts. For those who prefer opening a CD in a branch,...

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Top 7-Year CD Rate for 11 States at MidFirst Direct - 2.75%
MidFirst Direct

Last month I reported on very competitive 3-, 4- and 5-year CD rates at MidFirst Direct, the internet division of MidFirst Bank. I learned last Saturday that MidFirst Direct is now offering 7-year CDs, and the rate is very competitive. Unfortunately, the rate has already fallen. It now has a 2.75% APY which is down from its original yield of 3.00%. Even with this lower rate, it’s still very competitive compared to other banks and credit unions. The 2.75% APY is listed in the MidFirst Direct CD page as of...

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Top Long-Term CD Rates for 11 States at MidFirst Direct
MidFirst Direct

Last year I first learned about MidFirst Direct, the internet division of MidFirst Bank. At that time last year, it was offering some very competitive CD rates. Those didn’t last long. The rates fell a few days after my post. MidFirst Direct just recently raised its long-term CD rates, and they’re very competitive. Hopefully, these rates will hold longer than they did last year. These higher CD rates include:

  • 2.25% APY 5-year CD
  • 1.75% APY 4-year CD
  • 1.45% APY 3-year CD

The above rates are listed in the MidFirst Direct CD page as of...

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Special 7-Month CD Rate at Washington Federal in Western States
Washington Federal

Washington Federal is offering a special short-term CD. It's a 7-month CD with a 1.00% APY. Minimum deposit is $1,000, and the maximum is $250,000. Thanks to DA reader Pearlbrown who first noted this special in the forum. I found this special mentioned at this Washington Federal deposit rates page on 3/5/2013.

In 2011 Washington Federal had offered top rates on its 5-year CDs. Most of its current standard CD rates are not too competitive.

A branch visit has been required to open accounts. For those who prefer opening a CD in...

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Best 5-Year CD Rate From a Major Credit Union at Mountain America - 2%
Mountain America Credit Union

After other credit unions have cut their CD rates, Mountain America Credit Union (MACU) now has the best 5-year CD and IRA CD rate as compared to other major credit unions. Mountain America calls these Term Deposits. The 5-year Term Deposit has a 2.00% APY. Minimum deposit is $500. This rate is listed at MACU's rates page as of 2/12/2013. Rates are subject to change at anytime.

Some of the term deposit details are listed in the credit union's membership agreement. However, it doesn't appear to list the early withdrawal penalty....

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Checking Account Bonus of Up to $100 at Amalgamated Bank
Amalgamated Bank

Amalgamated Bank is offering a checking account promotion in which you can earn a bonus of up to $100. It does require some work and patience. The promotion is shown in a rotating ad on the bank's home page. Promotion details are listed in this bank's promotion page. To qualify you must open a new personal checking account before 12/31/2012. It then requires the following:

  • Set up direct deposit of $250 or more into your new account within 60 days of account opening
  • Make debit card purchases that total at least $10...
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Very Competitive Mid-Term CD Rates for 11 States at MidFirst Direct
Very Competitive Mid-Term CD Rates for 11 States at MidFirst Direct

Yesterday I learned about MidFirst Direct, the internet division of MidFirst Bank. It offers a money market account, checking account and CDs with maturities of 3 months to 60 months. Both the money market account and checking account have low rates, but I was pleasantly surprised to see some very competitive CD rates. Compared to other internet banks, the best two are a 1.35% APY 1-year CD and a 1.40% APY 18-month CD. Below is a list of all of the competitive CD rates as listed at the MidFirst Direct...

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Competitive Short-Term CD Rates at Beal Bank in Las Vegas & SoCal
Beal Bank

Beal Bank has some good deals on short-term CDs. However, the best rates are only in a few cities where it has branches, and they are different cities than when I last reported on Beal Bank in December. You can check what rates are available in your area by entering your zip code in Beal Bank's rates page. I did this for zip codes of most of the cities where Beal Bank has branches.

The best CD deals are 1.01% APY for a 1-year CD and a 0.81% APY for...

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Competitive 5-Year CD Rate at SCE Federal Credit Union in CA & NV - 1.5%
SCE Federal Credit Union

SCE Federal Credit Union is offering a competitive rate on its Jumbo 5-year CD and IRA CD. Currently, it has a 1.91% APY for a $100,000 minimum deposit. The rates are lower for smaller deposits. These include a 1.80% APY for $50K, 1.75% APY for $25K and 1.65% APY for $1K. These rates are listed in the credit union's rates page as of 6/27/2012.

SCE FCU is another credit union which makes it easy for anyone to join. According to the credit union's Become-a-Member page:

A link to the membership application is...

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Competitive 5-Year CD Rate at Mountain American Credit Union in UT, NV, NM & AZ - 2%
Mountain America Credit Union

Mountain America Credit Union (MACU) has a competitive 5-year CD and IRA CD rate. MACU calls these Term Deposits. The 5-year Term Deposit has a 2.00% APY. Minimum deposit is $500. This rate is listed at MACU's rates page as of 6/11/2012. The rates for the shorter terms are much less competitive.

I can't find an account disclosure online. When I last contacted the credit union in 2010, I was told that the "penalty for early withdrawal on a 5 year term deposit is 180 days worth of interest."

Credit Union Membership

Credit...

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