2 Year CD Rates in New York
Compare 2 year certificate of deposit rates in New York. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of two year CD rates available in New York. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 2 Year Achiever CDAPY 1.25% Min $25k Max N/A Earnings Est. $629
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403
Sponsored Note: 
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Americu | 1.86% | $1k | - | $941 | 24 - 35 Month Partner Certificate | |
| Atlas Bank | 1.71% | $2,500 | - | $865 | Charitable 24 Month CD | |
| Suma Yonkers Credit Union | 1.67% | $1k | - | $842 | 2 Year CD | |
| Oswego County Credit Union | 1.56% | - | - | $788 | 24 Month Platinum Plus CD | |
| Riverside Bank (NY) | 1.51% | $1k | - | $761 | 2 Year CD | |
| Ed-Med Credit Union | 1.51% | $25k | - | $763 | 24 Month Share Certificate | |
| Christian Community Credit Union | 1.50% | $1k | $250k | $758 | 24 - 35 Month Kingdom Builder Certificates - New Money Only | |
| Academic Credit Union | 1.50% | $1k | - | $758 | 24 Month Traditional CD | |
| Ukrainian National Credit Union | 1.46% | $1k | - | $737 | 24 Month CD | |
| Educational And Governmental Credit Union | 1.45% | $500 | - | $732 | 24-36 Month Share Certificate | |
| Sea Comm Credit Union | 1.43% | $1k | - | $720 | 2 Year CD | |
| Massena Savings and Loan | 1.43% | $1k | - | $722 | 24 Month CD | |
| LOMTO Federal Credit Union | 1.40% | $2k | - | $705 | 2 Year CD | |
| Tct Credit Union | 1.40% | $1k | - | $707 | 24 Month CD | |
| Utica Gas & Electric Emp Credit Union | 1.40% | $500 | - | $707 | 24 Month Share Certificate | |
| Melrose Credit Union | 1.36% | $5k | - | $685 | 2 Year Share Certificate | |
| Progressive Credit Union | 1.36% | - | - | $685 | 2 Year CD | |
| Island Federal Credit Union | 1.31% | $1k | - | $661 | 24 Month Certificate | |
| Wings Financial Credit Union | 1.31% | $500 | - | $659 | 2 Year Dividend Paid Monthly Share Certificate | |
| Greater Metro Credit Union | 1.31% | $500 | - | $659 | 24 Month CD | |
| Lufthansa Emp. Credit Union | 1.31% | $2k | - | $661 | 24 Month CD | |
| Syracuse Fire Department Employees | 1.31% | $1k | - | $659 | 2 Year TSC | |
| Alliant Credit Union | 1.30% | $1k | - | $656 | 24 - 35 Month Share CD | |
| Bethpage Credit Union | 1.30% | $1k | - | $654 | 24 Month CD | |
| First Source Credit Union | 1.30% | $1k | - | $656 | 24 Month Share Certificate | |
| First Central Savings Bank | 1.29% | $500 | - | $651 | 24 Month CD | |
| Self-Help Credit Union | 1.26% | $500 | - | $636 | 24 Month CD | |
| Town Of Hempstead Employees Credit Union | 1.26% | $1k | - | $636 | 24 Month CD | |
| C C S E Credit Union | 1.26% | - | - | $636 | 24 Month CD | |
| NBC (N.Y.) Employees Credit Union | 1.26% | $1k | - | $636 | 24 to 35 Month Share Certificate | |
| Financial Assurance Credit Union | 1.26% | $500 | - | $634 | 2 Year Share Certificate | |
| Community Federal Savings Bank | 1.25% | $500 | - | $631 | 24 Month CD | |
| Teachers Federal Credit Union | 1.25% | $1k | - | $629 | 24 Month CD | |
| Country Bank for Savings | 1.25% | $500 | - | $631 | CD - 24 Month Relationship Certificate | |
| Geddes Federal Savings and Loan Association | 1.25% | $500 | - | $657 | 25 Month CD | |
| G.P.O. Credit Union | 1.25% | $1k | - | $631 | 24 Month Member Choice Share Certificate | |
| Winthrop-University Hospital Employ Credit Union | 1.25% | $1k | - | $631 | 24 Month CD | |
| St. Josephs Parish Buffalo Credit Union | 1.25% | - | - | $631 | 24 Month CD | |
| CIT Bank | 1.25% | $25k | - | $629 | 2 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Barclays | 1.25% | - | - | $631 | 24 Month Online CD | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| American Airlines Credit Union | 1.21% | $10k | - | $609 | 24 Month CD | |
| A C M G Credit Union | 1.21% | $1k | - | $610 | 24 Month Share Certificate | |
| North Shore LIJ Health System Credit Union | 1.21% | $1k | - | $610 | 24 Month CD | |
| Oceanside Christopher Credit Union | 1.21% | $1k | - | $609 | 2 Year Share Certificate | |
| Msba Employees Credit Union | 1.21% | $10k | - | $610 | 24 Month CD | |
| Eastbank | 1.20% | $2,500 | $100k | $605 | 24 Month CD | |
| Countryside Federal Credit Union | 1.20% | $500 | - | $605 | 24 Month CD | |
| The Berkshire Bank | 1.20% | $1k | $500k | $604 | 24 Month CD | |
| Nassau Financial Credit Union | 1.20% | $1k | - | $605 | 24 Month CD | |
| The Atlantic Credit Union | 1.20%* | $10k | - | $604 | 2 Year CD | |
| Sperry Associates Credit Union | 1.20% | $100 | - | $605 | 24 Month CD | |
| Peoples Alliance Credit Union | 1.19% | $500 | - | $599 | 2 Year CD | |
| MetLife Bank | 1.17% | $2k | - | $590 | 24 Month CD | |
| Broadway Federal Bank | 1.16% | $500 | - | $585 | 24 Month Manager's Special CD | |
| The Delaware National Bank of Delhi | 1.16% | $100 | - | $583 | 2 Year CD | |
| Ukrainian Credit Union | 1.16% | $2k | - | $583 | 2 Year Add on CD | |
| AloStar Bank of Commerce | 1.16% | $1k | - | $585 | 24 Month CD | |
| Metropolitan National Bank | 1.16% | $1k | - | $585 | 24 Month Online CD Special | |
| Air Force Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| State Bank of India | 1.15%† | - | - | $578 | 2 Year CD | |
| Northwest Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| OneUnited Bank | 1.15% | $1k | - | $578 | UNITY Gold 2 year E-CD | |
| Goldwater Bank | 1.15% | $5k | - | $580 | 24 Month CD | |
| Fort Knox Federal Credit Union | 1.15% | $500 | - | $555 | 23 Month CD Loyalty Special | |
| CNB Bank Direct | 1.15% | $25k | - | $578 | 24 Month CD | |
| First American International Bank | 1.15% | $500 | - | $578 | 2 Year CD | |
| Affinity Credit Union | 1.15% | $500 | - | $580 | 24 Month Certificate | |
| Doral Bank | 1.15% | $1k | - | $580 | 24 Month Certificate | |
| Qside Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| Saratoga's Community Credit Union | 1.15% | $500 | $250k | $580 | 24 Month Member Loyalty Rollover Share Certificate | |
| Navy Federal Credit Union | 1.15%* | $20k | - | $580 | 24 Month CD | |
| Garden Savings Federal Credit Union | 1.11% | $500 | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $558 | 24 Month CD | |
| Mohawk Valley Credit Union | 1.11% | $5k | - | $560 | 24 Month CD | |
| Oswego Heritage Credit Union | 1.11% | $10k | - | $560 | 24 Month Share Certificate | |
| OneWest Bank | 1.10% | $1k | - | $553 | 2 Year Online CD | |
| Nassau Educators Federal Credit Union | 1.10% | $1k | - | $555 | 2 Year CD | |
| Ponce de Leon FSB | 1.10% | $500 | - | $553 | 24 Month CD | |
| Hudson City Savings Bank | 1.10%† | $500 | - | $553 | 2 Year CD | |
| United Orient Bank | 1.10% | $500 | - | $553 | 2 Year CD | |
| First Republic Bank | 1.10%† | $5k | - | $553 | 2 Year CD | |
| USAA Bank | 1.10% | $1k | $95k | $553 | 2 Year CD - Standard | |
| KeySource Commercial Bank | 1.10% | $100 | - | $553 | 24 Month CD | |
| Consumers Credit Union | 1.10% | $500 | - | $553 | 2 Year CD | |
| Colorado Federal Savings Bank | 1.10% | $5k | - | $553 | 2 Year CD | |
| Bridgeway Credit Union | 1.10% | $500 | - | $555 | 24-35 Month Share Certificate | |
| New York Times Employees Credit Union | 1.10% | - | - | $553 | 2 Year CD | |
| Saint Lawrence Credit Union | 1.10% | - | - | $555 | 24 Month CD | |
| United International Bank | 1.10% | $1k | - | $553 | 2 Year CD | |
| Lancaster - Depew Credit Union | 1.10%* | $20k | - | $555 | 24 Month Term Share Certificate | |
| Lockport Schools Credit Union | 1.10% | $1k | - | $553 | 2 Year CD | |
| Ally Bank | 1.09% | - | - | $548 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Pacific Mercantile Bank | 1.08% | $10k | - | $543 | 24 Month CD | |
| RTN Federal Credit Union | 1.06%* | $1k | - | $533 | 24 Month CD | |
| Cheektowaga Community Credit Union | 1.06% | $2,500 | - | $533 | 24 Month Share Certificate | |
| TIAA Direct | 1.06% | $1k | - | $533 | 2 Year CD | |
| AIG Bank | 1.05% | - | - | $529 | 24 Month CD | |
| Geauga Savings Bank | 1.05% | $1k | - | $529 | 24 Month CD | |
| Nationwide Bank | 1.05%* | - | - | $529 | 24 Month CD | |
| Cfcu Community | 1.05% | $25k | - | $529 | 24 Month Share Certificate | |
| Pittsford Credit Union | 1.05% | $50 | - | $529 | 24 - 36 Month CD | |
| Greater Woodlawn Credit Union | 1.05% | $2,500 | - | $529 | 24 Month Term Share Certificate | |
| Geico Credit Union | 1.05% | $1k | - | $528 | 2 Year Savings Certificate | |
| Xcel Credit Union | 1.05% | $20k | $100k | $529 | 24 Month CD | |
| Third Federal | 1.05%† | $500 | - | $507 | 23 Month CD Special | |
| Ascencia Bank | 1.04% | $500 | $97k | $523 | 2 Year CD | |
| Citizens Bank of Cape Vincent | 1.02% | $500 | - | $514 | 24-Month CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| Bay Ridge Federal Credit Union | 1.01% | $20k | - | $508 | Bonus 2 Year CD | |
| EverBank | 1.01% | $1,500 | - | $508 | 2 Year Yield Pledge CD | |
| Patriot Bank | 1.01% | $1k | - | $509 | 24 Month CD | |
| Suffolk Federal Credit Union | 1.01% | $500 | - | $508 | 24 Month Certificate | |
| Polish & Slavic Credit Union | 1.01%* | $500 | - | $508 | 2 Year CD | |
| Asia Bank, National Association | 1.01% | $1k | - | $508 | 2 Year CD - New York Branches | |
| Western New York Credit Union | 1.01% | $2,500 | - | $509 | 24 Month Regular Term Share Deposit | |
| Cattaraugus County Employees Credit Union | 1.01% | $500 | - | $509 | 24 Month Share Certificate | |
| First Internet Bank of IN | 1.00% | $1k | - | $504 | 24 Months CD | |
| Presidential Online Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| H&R Block Bank | 1.00% | $250 | - | $504 | 24 Month CD | |
| Marathon National Bank | 1.00% | $1k | - | $504 | 24 Month CD | |
| Lockheed Federal Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Aspire Federal Credit Union | 1.00% | $500 | - | $504 | 24 Month eCertificate | |
| City National Bank (NJ) | 1.00% | $500 | - | $503 | 2 - 3 Year CD | |
| Habib American Bank | 1.00% | $1,500 | - | $503 | 2 Year CD - Manhattan | |
| Salem Five | 1.00% | $10k | - | $503 | 24 Month Relationship CD | |
| Jacksonville Bank | 1.00% | $1k | - | $504 | 24 - 35 Month CD | |
| Justice Federal Credit Union | 1.00%* | $500 | - | $503 | 24 Month CD | |
| Indus American Bank | 1.00% | $2k | - | $504 | 24 Month CD | |
| 5Star Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Bank of Utica | 1.00% | $500 | $100k | $503 | 2 Years Up to 3 Year CD | |
| Berkshire Bank | 1.00%† | $1k | - | $504 | 24 Month Pop Up CD | |
| Anheuser-Busch Employees Credit Union | 1.00% | $1k | - | $504 | 24 Month Member Rewards Premier Share Certificate | |
| Mcgraw Hill Credit Union | 1.00% | $10k | - | $504 | 24 Month CD | |
| Esquire Bank | 1.00% | $500 | - | $503 | 2 Year CD | |
| Premier America Credit Union | 1.00%* | $25k | - | $504 | 24 Month CD | |
| General Electric Employees Credit Union | 1.00% | $500 | - | $503 | 2 Year Share Certificate | |
| Municipal Credit Union | 1.00% | $500 | - | $504 | 24 Month Share Certificate | |
| Olean Area Credit Union | 1.00% | $500 | - | $504 | 24-35 Month CD | |
| Teg Credit Union | 1.00% | $500 | - | $504 | 24 Month CD | |
| Sawyer Savings Bank | 1.00% | $500 | - | $504 | 24 Month CD Special | |
| Secny Credit Union | 1.00% | $500 | - | $504 | 24 Month CD | |
| Buffalo Postal Community Credit Union | 1.00% | $1k | - | $503 | 2 Year Share Certificate | |
| Education Affiliates Credit Union | 1.00% | $500 | - | $503 | 2 Year Share Certificate | |
| Ever $ Green Credit Union | 1.00% | $500 | - | $504 | 24 Month & Up Share Certificate | |
| Finger Lakes Health Care Credit Union | 1.00% | $1k | - | $504 | 24 Month Share Certificate | |
| Coopers Cave Credit Union | 1.00% | $1k | - | $504 | 24 Month Certificate | |
| Greater Chautauqua Credit Union | 1.00% | $500 | - | $504 | 24 Month Share Certificate | |
| Olean Teachers' And Postal Credit Union | 1.00% | $500 | - | $504 | 24 Month CD | |
| Directors Choice Credit Union | 1.00% | $500 | - | $504 | 24 Month Share Certificate | |
| Hoosick Credit Union | 1.00% | $500 | - | $504 | 24 - 35 Month Share Certificate | |
| Rome Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Wit Credit Union | 1.00%* | $5k | - | $503 | 2 Year CD | |
| Hudson River Teachers Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| International Airline Employees Credit Union | 1.00% | $1k | - | $503 | 2 Year CD | |
| Lexington Avenue Credit Union | 1.00% | $500 | - | $504 | 24 Month Share Certificate | |
| Financial Trust Credit Union | 1.00% | $1k | $100k | $525 | 25 Month CD - Retain Account Only | |
| Twin Rivers Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Bank of America | 1.00% | $25k | $250k | $504 | 24 Month CD | |
| Pentagon Federal Credit Union | 0.99% | $1k | - | $497 | 2 Year Money Market Cerificate | |
| Partners 1St Credit Union | 0.96% | $25k | - | $484 | 24 Month CD | |
| CheckSpring Bank | 0.96% | $250 | - | $482 | 2 Year CD | |
| Hudson Valley Credit Union | 0.95% | $500 | - | $479 | 24 - 35 Month CD | |
| Actors Credit Union | 0.95% | $500 | - | $477 | 24 Month High-Yield Certificate | |
| Mid-Hudson Valley Credit Union | 0.95% | $500 | - | $479 | 24 Month CD | |
| First Heritage Credit Union | 0.95% | $1k | - | $479 | 24 Month Share Certificate | |
| Hudson Heritage Credit Union | 0.95% | $10k | - | $479 | 24 Month CD | |
| Matteawan Credit Union | 0.95% | - | - | $479 | 24 Month CD | |
| USAlliance Credit Union | 0.95% | $500 | - | $479 | 24 Month CD | |
| Parks Heritage Credit Union | 0.95% | - | - | $479 | 24 Month CD | |
| BankUnited | 0.95% | $5k | - | $479 | 24 Month CD Special | |
| North American Savings Bank | 0.95% | $10k | - | $477 | 24 - 35 Month CD with Checking | |
| The Upstate National Bank | 0.94%† | $1k | - | $472 | 2 Year CD | |
| Crouse Credit Union | 0.91% | $2,500 | - | $457 | 2 Year Better Rate Relationship Share Certificate | |
| Agriculture Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| Cross County Federal Savings | 0.90% | $500 | - | $453 | 24 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $452 | 2 Year CD | |
| Ridgewood Savings Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Giantbank.com | 0.90% | $2,500 | - | $453 | 24 Month Giant Personal CD | |
| Maspeth Federal S&L | 0.90% | $2,500 | - | $453 | 24 Month CD | |
| Noah Bank | 0.90% | $1k | - | $452 | 2 Year CD | |
| Advantage Federal Credit Union | 0.90% | - | - | $453 | 24 - 29 Month CD | |
| RiverLand Credit Union | 0.90% | $1k | - | $452 | 24 Month Certificate | |
| Walden Savings Bank | 0.90% | $1k | - | $453 | 24 Month CD | |
| Easthampton Savings Bank | 0.90% | $1k | - | $396 | 21 Month CD | |
| Madison National Bank | 0.90% | $500 | - | $453 | Madison 24 Month Premier CD | |
| Cayuga Lake National Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Finger Lakes Credit Union | 0.90% | $10k | - | $452 | 2-Year Share Certificate | |
| NOVA Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| Orange County Trust Company | 0.90% | $2,500 | $250k | $453 | 24 Month CD | |
| Rondout Savings Bank | 0.90% | $500 | - | $453 | 24 Month Rising CD | |
| Ulster Savings Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Canandaigua Credit Union | 0.90% | - | - | $453 | 24 Month Full Service Members Buildable Share Certificate | |
| Chen-Del-O Credit Union | 0.90% | - | - | $453 | 24 Month Share Certificate | |
| United Nations Credit Union | 0.90% | $500 | - | $453 | 24 Month Share Certificate | |
| Van Cortlandt Cooperative Credit Union | 0.90% | $500 | - | $452 | 2 Year CD | |
| Rome Teachers Credit Union | 0.90% | $1k | - | $453 | 24 Month CD | |
| Rochester & Monroe Co Emp Credit Union | 0.90% | $500 | - | $452 | 2 Year CD | |
| Inner Lakes Credit Union | 0.90% | $1k | - | $453 | 24 Month CD | |
| Virtual Bank | 0.90% | $10k | - | $452 | 2 Year eCD | |
| United States Senate Credit Union | 0.89%* | $20k | $100k | $448 | 24 Month Smart CD | |
| Novartis Credit Union | 0.88% | $500 | - | $443 | 24 Month Share Certificate | |
| British Airways Employees Credit Union | 0.88% | $2k | - | $442 | 2 Year Share Certificate | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month CD | |
| Baxter Credit Union | 0.85%† | $500 | - | $428 | 24 Month Rewards CD | |
| Quorum Federal Credit Union | 0.85% | $1k | - | $427 | 24 Month Term Savings | |
| Corning Credit Union | 0.85% | $1k | - | $428 | 24 Month Transfer CD | |
| Chemung Canal Trust | 0.85% | $25k | - | $446 | 25 Month Special CD | |
| First National Bank (LA) | 0.85% | - | - | $427 | 24 Month CD | |
| Empower Credit Union | 0.85%* | $25k | - | $427 | 24 Month Share Savings Certificate | |
| Capital Bank & Trust Company | 0.85% | $1k | - | $446 | 25 Month CD | |
| Firstmark Credit Union | 0.85% | $500 | - | $427 | 2 Year Regular CD | |
| Hudson River Community Credit Union | 0.85% | $500 | - | $428 | 24 Month CD | |
| Rhinebeck Savings Bank | 0.85% | $10k | - | $427 | 2 Year CD | |
| Money Credit Union | 0.85% | $500 | - | $428 | 24 Month CD | |
| Mpo Credit Union | 0.85% | $500 | - | $428 | 24 Month CD | |
| Hometown Bank of the Hudson Valley | 0.85% | $1k | - | $427 | 2 Year CD | |
| West Financial Credit Union | 0.85% | $10k | - | $428 | 24 Month Share Certificate | |
| Lyell Credit Union | 0.85% | $500 | - | $428 | 24 Month Share Certificate | |
| Maryvale Schools Credit Union | 0.85% | $2,500 | - | $428 | 24 Month CD | |
| PathFinder Bank | 0.85% | $1k | - | $427 | 24 Month Special CD | |
| Intervest National Bank | 0.81% | $2,500 | - | $407 | 2 Year CD | |
| American Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| American Express Bank, FSB | 0.80% | - | - | $403 | 24 Month CD | |
| Community Bank of Raymore | 0.80% | $5k | - | $453 | 27 Month Emerald Club Rate Watcher CD | |
| Dime Savings Bank | 0.80% | $500 | - | $402 | 2 Year CD | |
| Investors Savings Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| Stillwater National Bank | 0.80%*† | $10k | - | $402 | 24 Month CD | |
| The Mahopac National Bank | 0.80% | $1k | - | $402 | 24 - 35 Months True Advantage CD | |
| Family First Of NY Credit Union | 0.80% | $500 | - | $403 | 24 - 35 Month CD | |
| Seneca Federal Savings and Loan Association | 0.80% | $500 | - | $403 | 24 Month CD | |
| Ticonderoga Credit Union | 0.80% | $500 | - | $402 | 2<3 Year Share Certificate | |
| Buffalo Service Credit Union | 0.80% | $500 | - | $402 | 2-Year Share Certificate | |
| Tompkins Trust Company | 0.80% | - | - | $403 | 24-35 Month CD | |
| Fasny Credit Union | 0.80% | $500 | $100k | $403 | 24 Month Share Certificate | |
| Focal Point Credit Union | 0.80%* | $5k | - | $402 | 2 Year Share Certificate | |
| Town Of Cheektowaga Credit Union | 0.80% | $500 | - | $402 | 2 Year CD | |
| Remington Credit Union | 0.80% | $1k | - | $403 | 24 Month CD | |
| Long Island State Employees Credit Union | 0.80% | $1k | - | $403 | 24 Month CD | |
| Lewiston Porter Credit Union | 0.80% | $5k | - | $402 | 2 Year Share Certificate | |
| Beacon Federal Bank | 0.80% | $2,500 | - | $403 | 24 Month CD | |
| Maple City Savings Bank, FSB | 0.76% | $1k | - | $382 | 24 Month CD | |
| Sandy Spring Direct | 0.75% | $10k | - | $425 | 27 Month CD | |
| FNBO Direct | 0.75% | $500 | $1m | $377 | 24 Month CD | |
| Heritage Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Atlantic Coast Bank | 0.75% | $1k | - | $377 | 24 Month iCertificates of Deposit | |
| S-Bank | 0.75% | $1k | - | $376 | 24 Month Statement Term Certificates | |
| Access Federal Credit Union | 0.75% | $1k | - | $376 | 24 Month Share Certificate | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $377 | 24 Month CD | |
| Solvay Bank | 0.75% | $500 | - | $376 | 24 Month CD | |
| Carthage Federal Savings and Loan Association | 0.75% | $500 | - | $377 | 24 Month CD | |
| Capital Communications Credit Union | 0.75% | $500 | - | $330 | 21 Month Monthly Allowance Certificate | |
| The Bank of Castile | 0.75% | $1k | - | $376 | 24 - 35 Months True Advantage CD | |
| Catskill Hudson Bank | 0.75% | $1k | - | $377 | 24-35 Month CD | |
| Cornerstone Community Credit Union | 0.75% | $500 | - | $376 | 2 Year Share Certificate | |
| Empire State Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Dannemora Credit Union | 0.75% | - | - | $377 | 24 Month Share Certificate | |
| Genesee Regional Bank | 0.75% | $500 | - | $377 | 24 - 29 Month CD | |
| Principal Bank | 0.75% | $5k | - | $377 | 24 Month CD | |
| Gouverneur Savings and Loan Association | 0.75% | $2,500 | - | $377 | 24 Month CD | |
| Ghs Credit Union | 0.75% | $10k | - | $393 | 25 Month Plus CD | |
| Great Erie Federal Credit Union | 0.75% | $1k | - | $376 | 2 Year CD | |
| Reliant Community Credit Union | 0.75% | $1k | - | $377 | 24 Month Investor CD | |
| Xceed Financial Credit Union | 0.75% | $500 | - | $377 | 24 Month Business CD | |
| The Summit Credit Union | 0.75% | $500 | - | $377 | 24 Month CD | |
| The Oneida Savings Bank | 0.75% | $10k | - | $377 | 24 Month CD | |
| Southern Chautauqua Credit Union | 0.75% | $250 | - | $377 | 24 Month CD | |
| Fairport Credit Union | 0.75% | $500 | - | $377 | 24 Month CD | |
| Erie Metro Credit Union | 0.75% | $500 | - | $377 | 24 Month Share Certificate | |
| District #6 Credit Union | 0.75% | - | - | $377 | 24 Month Certificate | |
| Western Division Credit Union | 0.75% | $250 | - | $377 | 24 Month CD | |
| Leatherstocking Region Credit Union | 0.75% | $1k | - | $377 | 24-35 Month Share Certificate | |
| Amherst Credit Union | 0.75% | $1k | - | $376 | 2 Year Share Certificate | |
| First Security Bank & Trust | 0.75% | $10k | - | $377 | 24 - 35 Month CD | |
| Genesee Co-Op Credit Union | 0.75% | $1,500 | - | $376 | 2 Year Quarterly Dividends Share Certificate | |
| Quontic Bank, FSB | 0.75% | - | - | $377 | 24 Month CD | |
| Watertown Savings Bank | 0.71% | $500 | - | $356 | 2 Year CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $352 | 24 Month CD | |
| Apple Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Bank of Blue Valley | 0.70% | - | - | $352 | 24 - 35 Months CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $351 | 2 Year CD | |
| Southeast Financial Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| NewDominion Bank | 0.70% | $1k | - | $351 | 24 Month Fixed Rate CD | |
| M&T Bank | 0.70%† | - | - | $352 | 24 Month Select Promo CD | |
| South Division Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| Lake Michigan Credit Union | 0.70% | $500 | - | $351 | 24 Month VIP CD | |
| State Bank & Trust | 0.70% | $500 | - | $396 | 27 Month Special CD | |
| The Adirondack Trust Company | 0.70% | $500 | - | $351 | 2 Year CD | |
| Adirondack Bank | 0.70% | $1k | - | $351 | 24-35 Month Certificate | |
| American Broadcast Employees Credit Union | 0.70% | $500 | - | $352 | 24 Month Investment Certificate | |
| DVA Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Greater Hudson Bank, National Association | 0.70%* | $500 | - | $352 | 24 Month CD | |
| Lake Shore Savings Bank | 0.70% | $500 | - | $351 | 2 Year CD | |
| Community Resource Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| The First National Bank of Groton | 0.70% | $1k | - | $352 | 24 Month CD | |
| The First National Bank of Jeffersonville | 0.70% | $1k | - | $352 | 24 Month Reward Account CD | |
| Sidney Credit Union | 0.70% | $500 | - | $352 | 24 Month Regular Fixed Rate CD | |
| Compass Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| V.A.C.Employees Credit Union | 0.70% | - | - | $352 | 24 Month Time Share Certificate | |
| Rochester Area State Employees Credit Union | 0.70% | $500 | - | $352 | 24 Month CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month CD | |
| Cattaraugus County Bank | 0.69% | $1k | - | $347 | 24 Month CD | |
| Ufirst Credit Union | 0.69% | $10k | - | $347 | 24 Month CD w/ Draft | |
| First Trade Union Savings | 0.65% | $500 | - | $326 | 2 Year CD | |
| Newtown Savings Bank | 0.65% | - | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| First New England Federal Credit Union | 0.65% | $1k | - | $327 | 24 Month CD - Relationship | |
| Evans Bank, National Association | 0.65% | $500 | - | $326 | 2 Year CD | |
| SunTrust Bank | 0.65%† | $2k | $1m | $340 | 25 Month CD | |
| Alternatives Credit Union | 0.65% | $500 | - | $326 | 24 Month Share Certificate | |
| Auburn Community Credit Union | 0.65% | - | - | $326 | 2 Year CD | |
| Fulton Savings Bank | 0.65% | $500 | - | $326 | 2 Year CD | |
| Patriot Federal Bank | 0.65% | $500 | - | $326 | 2 Year CD | |
| Moog Employees Credit Union | 0.65% | $1k | - | $327 | 24 Month CD (Dividend paid at maturity) | |
| Core Credit Union | 0.65% | $1k | - | $327 | 24 Month Share Certificate | |
| Meridia Community Credit Union | 0.65% | $500 | - | $327 | 24 Month CD | |
| Financial Credit Union | 0.65% | $1k | - | $326 | 2 Year Share Certificate | |
| Fulton County Credit Union | 0.65% | $500 | - | $326 | 2 Year CD | |
| Niagara Falls A F Credit Union | 0.65% | $1k | - | $326 | 2 Year CD | |
| Crossroads Community Credit Union | 0.65% | $1k | - | $327 | 24 Month Share Certificate | |
| Riverside Credit Union | 0.65% | $250 | - | $327 | 24 Month Share Certificate | |
| Palisades Credit Union | 0.65% | $500 | - | $327 | 24 Month CD Advantage Pricing | |
| Price Chopper Employees Credit Union | 0.62% | $500 | - | $311 | 24 Month Term Share Certificate | |
| UnivestDirect | 0.60% | $500 | - | $301 | 2 Year 3D-CD | |
| University Federal Credit Union | 0.60% | - | - | $302 | 24 Month Web CD | |
| North Country Savings Bank | 0.60% | $500 | - | $301 | 2 Year CD | |
| Velocity Credit Union | 0.60% | $1k | - | $301 | 2 Year Inflation Fighter Share Certificate | |
| Kaiser Federal Bank | 0.60% | $1k | - | $301 | 2 Year to Less than 3 Year CD | |
| Tioga State Bank | 0.60% | $5k | - | $301 | Ladder CD 24 to 35 Month | |
| E-Central Credit Union | 0.60% | $1k | - | $301 | 24 - 35 Month CD | |
| Cathay Bank | 0.60% | $2,500 | $100k | $301 | 2 Year - 35 Month CD | |
| Community Bank, National Association | 0.60% | $1k | - | $301 | 2+ Year CD | |
| Ontario Shores Credit Union | 0.60% | - | - | $302 | 24 Month CD | |
| Sunnyside Federal Savings and Loan Association of Irvington | 0.60% | $500 | - | $301 | 2 Year CD | |
| SussexBank | 0.60% | $2,500 | - | $301 | 2 Year CD | |
| Mohawk Progressive Credit Union | 0.60% | $1k | - | $302 | 24 Month CD | |
| Norwich Telops Credit Union | 0.60% | $1k | - | $302 | 24 Month CD | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOCD | |
| People's United Bank | 0.60% | $500 | - | $301 | 2 Year Plus CD | |
| Westar Credit Union | 0.60% | $500 | - | $301 | 2 Year Patronage Rate CD | |
| Flagstar Direct | 0.60% | $500 | - | $302 | 24 Month Internet CD | |
| Pacific Resource Credit Union | 0.59% | $1k | - | $296 | 24 Month CD | |
| Randolph Bank & Trust Company | 0.57% | - | - | $286 | 24 Month CDARS | |
| State Farm Bank | 0.55%*† | - | - | $277 | 24 Month CD | |
| Salisbury Bank | 0.55% | $1k | - | $277 | 24 - 35 Months CD | |
| Patelco Credit Union | 0.55% | $1k | - | $276 | 24 - 35 Month CD | |
| Flagstar Bank | 0.55%† | $500 | - | $277 | 24 - 29 Month CD | |
| Astoria Federal Savings | 0.55% | $500 | - | $276 | 2 Year CD | |
| First Citizens National Bank | 0.55% | $500 | - | $276 | 2 Year CD | |
| Bank of Greene County | 0.55% | $1k | - | $276 | 2 Year CD | |
| Ballston Spa National Bank | 0.55% | $500 | $100k | $276 | 24-35 Month Premier CD | |
| ESL Federal Credit Union | 0.55% | $500 | - | $277 | 24 Month Call Certificate | |
| Peoples National Bank (PA) | 0.55% | $1k | - | $277 | 24 Month CD | |
| First New York Credit Union | 0.55% | $500 | - | $277 | 24 Month Share Certificate | |
| Greene County Commercial Bank | 0.55% | $1k | - | $276 | 2 Year CD | |
| School Systems Credit Union | 0.55% | $500 | - | $277 | 24 Month Share Certificate | |
| Williamsville Credit Union | 0.55% | $500 | - | $276 | 2 Year CD | |
| Tri-Lakes Credit Union | 0.55% | $500 | - | $277 | 24 Month CD | |
| The National Bank of Coxsackie | 0.55% | $1k | - | $277 | 24 Month CD | |
| Airbanking | 0.55% | $500 | - | $276 | 2 Year CD | |
| National Bank of NYC | 0.50% | $2,500 | - | $251 | 24 - 35 Month CD | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Gold CD | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month Regular CD | |
| Union Bank of California | 0.50%† | $350 | $100k | $251 | 24 - 35 Month CD | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Orange CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.50% | $250 | - | $251 | 2 Year CD | |
| Northfield Bank | 0.50% | $2,500 | - | $251 | 24 Month CD | |
| Alliance Niagara Credit Union | 0.50% | $1k | - | $251 | 24 Month Certificate | |
| Champlain National Bank | 0.50% | $500 | - | $251 | 24 - 35 Month CD | |
| Flushing Commercial Bank | 0.50% | $5k | - | $251 | 24 Month CD | |
| Buffalo Metropolitan Credit Union | 0.50% | $500 | - | $251 | 24 Month Share Certificate | |
| Tonawanda Valley Credit Union | 0.50% | $500 | - | $251 | 24 Month Share Certificate | |
| State Employees Credit Union | 0.50% | - | - | $251 | 24 Month CD | |
| New York Metro Credit Union | 0.50% | $500 | - | $251 | 2 Year CD | |
| Genesee Valley Credit Union | 0.50% | $500 | - | $251 | 2 Year Share Certificate | |
| Greater Niagara Credit Union | 0.50% | $500 | - | $251 | 2 Year CD | |
| Gp Community Credit Union | 0.50% | $500 | - | $251 | 24 Month CD | |
| Rockland Employees Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Liverpool Central School Credit Union | 0.50% | $500 | - | $251 | 24 Month CD | |
| KeyBank | 0.50%† | $25k | $100k | $220 | 21 Month Tiered CD - Relationship | |
| Heartland Bank Direct | 0.50% | $1k | - | $251 | 24 Month Online CD | |
| Flushing Bank | 0.50% | $5k | - | $251 | 24 Month CD | |
| Provident Credit Union (CA) | 0.45% | $1k | - | $226 | 24 Month CD | |
| Northwest Savings Bank | 0.45%† | $500 | - | $226 | 24 - 29 Month CD | |
| Sovereign Bank | 0.45%* | $10k | $100k | $226 | 24 Month Rising Rate Relationship CD | |
| Sunmark Credit Union | 0.45% | $500 | - | $226 | 2 Year CD | |
| Thrivent Financial Bank | 0.45% | $1k | - | $226 | 24 Month Standard CD | |
| Capital One Direct Banking | 0.45% | $5k | $100k | $226 | 2 Year Costco Members CD | |
| Wells Fargo Bank | 0.43%† | $2,500 | - | $216 | 24 Month Step Rate Bonus CD | |
| 1st Source Bank | 0.40% | $500 | - | $200 | 2 Year CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | 2 Year USAVE Time Deposit | |
| Charles Schwab Bank | 0.40% | $1k | - | $201 | 24 Month CD | |
| Niagara Falls Teachers Credit Union | 0.40% | $500 | $50k | $201 | 24 Month Share Certificate | |
| US Bank N.A. | 0.40% | $500 | $250k | $201 | 24 Month CD | |
| RBS Citizens, National Association | 0.40%† | $1k | - | $200 | 24 Month Circle Gold CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $176 | 24 Month Online CD | |
| National Bank of Kansas City | 0.35% | $5k | - | $176 | 24 - 35 Month CD | |
| HSBC Advance | 0.35% | - | - | $176 | 24 Month Online CD | |
| Kinderhook Bank | 0.35% | $500 | - | $175 | 2 Year CD | |
| GiftsforBanking.com | 0.35% | $5k | - | $175 | 2 Year CD Gifts | |
| Adirondack Regional Credit Union | 0.35% | $500 | - | $175 | 2 Year Share Certificate | |
| Fairport Savings Bank | 0.35% | $500 | - | $175 | 24 Month Flexible CD | |
| Niagara's Choice Credit Union | 0.35% | $500 | - | $176 | 24 Month CD | |
| Carver Federal Savings Bank | 0.30% | $1k | - | $151 | 24 Month CD | |
| Citibank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Comerica Bank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| Alliance Bank, National Association | 0.30% | $1k | $100k | $150 | 24 Month CD | |
| Provident Bank | 0.30% | $500 | - | $151 | 24 Month CD | |
| Niagara-Wheatfield Credit Union | 0.30% | $500 | - | $151 | 24 Month Share Certificate | |
| Syracuse Cooperative | 0.30%* | $1k | - | $151 | 24 Month CD | |
| Capital One, National Association | 0.30% | $1k | - | $150 | Small Business 2 Year CD | |
| Northern Federal Credit Union | 0.25% | $500 | - | $125 | 2 Years CD - Best | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Aurora Bank FSB | 0.25% | $1k | - | $125 | 24 Month CD | |
| TrustCo Bank | 0.25%† | - | - | $125 | 2 Year CD | |
| Columbia Greene Credit Union | 0.23% | $500 | - | $115 | 24 Month CD | |
| Amegy Bank | 0.20% | $1k | - | $100 | 2 Year Jumbo Personal CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Guardian Credit Union | 0.20% | $500 | - | $100 | 24 Month Share Certificate | |
| Empire State Credit Union | 0.20% | $1k | - | $100 | 2 Year CD | |
| First Niagara Commercial Bank | 0.15% | $500 | - | $75.26 | 24 Month CD | |
| First Niagara Bank | 0.15% | $500 | - | $75.26 | 24 Month CD | |
Featured Accounts
Average 2 Year CD Rate Trend
Featured 1 Year CDs