2 Year CD Rates in New York
Compare 2 year certificate of deposit rates in New York. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of two year CD rates available in New York. If we have missed a local bank in your area please contact us and let us know by using the email link below
Showing nationwide and New York accounts based on a $10,000 deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Self Reliance New York FCU | 2.65% | $500 | - | $537 | 24 Month Certificate | |
| Sea Comm CU | 2.28% | $1k | - | $461 | 2 Year CD | |
| Progressive Credit Union | 2.27% | - | - | $459 | 2 Year CD | |
| Habib American Bank | 2.25% | $1,500 | - | $455 | 24 Month CD - Manhattan | |
| Alliant CU | 2.15% | $1k | - | $435 | 24 - 35 Month Share CD | |
| Montauk Credit Union | 2.15% | - | - | $435 | 2 Year CD | |
| LOMTO Federal Credit Union | 2.10% | $2k | - | $424 | 24 Month CD | |
| Melrose CU | 2.02% | $5k | - | $408 | 2 Year Share CD Certificates | |
| Atlas Savings and Loan Association | 2.02% | $2,500 | - | $408 | 2 Year CD | |
| Riverside Bank (NY) | 2.02% | $1k | - | $408 | 2 Year CD | |
| Fort Knox FCU | 2.00% | $500 | - | $404 | 24 Month CD | |
| Hudson City Savings Bank | 2.00% | $500 | - | $404 | 2 Year CD | |
| Country Bank for Savings | 2.00% | $500 | - | $404 | CD - 24 Month Relationship Certificate | |
| American Bank N.A. | 1.95% | $10k | - | $394 | 24 Month Flex CD | |
| Geddes Federal Savings and Loan Association | 1.95% | $500 | - | $411 | 25 Month CD | |
| Hudson Valley CU | 1.95% | $500 | - | $394 | 24 - 35 Month CD | |
| Bank of Internet USA | 1.94% | - | - | $392 | 24 to 35 months Personal CD | |
| Ally Bank | 1.92% | - | - | $388 | 2 Year Raise Your Rate CD | |
| Wings Financial CU | 1.91% | - | - | $386 | 2 Year Share Certificate | |
| Discover Bank | 1.90% | $2,500 | - | $384 | 24 Month CD | |
| Royal Asian Bank | 1.90% | - | - | $384 | 2 Year CD | |
| Corning CU | 1.90% | $1k | - | $384 | 24 Month Transfer CD | |
| Flagstar Bank | 1.90% | $500 | - | $384 | Rising Rate 24 Month Internet CD | |
| ISN Bank | 1.87% | $1k | - | $377 | 2 Year CD | |
| State Bank of India | 1.86% | - | - | $375 | 2 Year CD | |
| Ponce de Leon FSB | 1.85% | $500 | - | $373 | 24 Month CD | |
| Atlantic Coast Bank | 1.85% | - | - | $373 | 24 Month iCertificates of Deposit | |
| Virtual Bank | 1.82% | $10k | - | $367 | 2 Year eCD | |
| AIG Bank | 1.81% | - | - | $365 | 2 Year CD | |
| Acacia Federal Savings Bank | 1.80% | $500 | - | $363 | 24 Month CD | |
| Community Bank of Pleasant Hill | 1.80% | - | - | $410 | 27 Months Rate Watcher CD | |
| Community Bank of Raymore | 1.80% | $5k | - | $410 | 27 Month Emerald Club Rate Watcher CD | |
| The Bank of Fayetteville | 1.76% | $500 | - | $355 | 24 Month CD | |
| American Express Bank | 1.75% | - | - | $353 | 24 Month CD | |
| Bank of Smithtown | 1.75% | - | - | $353 | 2 Year CD | |
| Doral Bank Direct | 1.75% | $1k | - | $353 | 24 Month Certificate | |
| Eastbank | 1.75% | $2,500 | $100k | $353 | 24 Month CD | |
| Presidential Online Bank | 1.75% | $1k | - | $353 | 2 Year CD | |
| H&R Block Bank | 1.75% | - | - | $353 | 24 Month CD | |
| Intervest National Bank | 1.75% | $2,500 | - | $353 | 2 Year CD | |
| Island FCU | 1.75% | - | - | $353 | 24 Month CD Certificate | |
| Marathon National Bank | 1.75% | $1k | - | $353 | 24 Month CD | |
| Jacksonville Bank | 1.75% | $1k | - | $353 | 24 Month CD | |
| Alma Bank | 1.75% | - | - | $353 | 2 Year CD | |
| Nationwide Bank | 1.75% | - | - | $353 | 24 Month CD | |
| City National Bank (NJ) | 1.75% | $500 | - | $353 | 24 - 35 Month CD | |
| RiverLand Credit Union | 1.75% | $1k | - | $353 | 24 Month Certificate | |
| Solvay Bank | 1.75% | $500 | - | $353 | 24 Month CD | |
| EverBank | 1.70% | $1,500 | - | $343 | 2 Year Yield Pledge CD | |
| Nassau Educators FCU | 1.70% | $1k | - | $343 | 2 Year CD | |
| Suffolk FCU | 1.70% | $500 | - | $343 | 24 Month Certificate | |
| Walden Savings Bank | 1.70% | $1k | - | $344 | 24 Month CD | |
| Giantbank.com | 1.66% | $2,500 | - | $335 | 24 Month Giant Personal CD | |
| American Bank | 1.65% | $500 | - | $333 | 24 Month CD | |
| Teachers FCU | 1.65% | $1k | - | $333 | 24 Month CD | |
| Maspeth Federal S&L | 1.65% | $2,500 | - | $333 | 24 Month CD | |
| AmTrustDirect | 1.65% | $1k | - | $333 | 24 Month CD | |
| First Internet Bank of IN | 1.60% | $1k | - | $323 | 24 Month CD | |
| Navy FCU | 1.60% | $1k | - | $323 | 2 Year CD | |
| Baxter Credit Union | 1.60% | - | - | $323 | 24 Month Rewards CD | |
| Kaiser Federal Bank | 1.60% | $1k | - | $323 | 24 - 35 Month CD | |
| Carver Federal Savings Bank | 1.55% | $1k | - | $312 | 24 month CD | |
| Lockheed Federal Credit Union | 1.55% | $1k | - | $312 | 24 Month CD | |
| State Bank & Trust | 1.55% | $500 | - | $353 | 27 Month Special CD | |
| Carthage Federal Savings and Loan Association | 1.55% | $500 | - | $312 | 24 Month CD | |
| Broadway Federal Bank | 1.51% | $1k | - | $304 | 24 Month CD | |
| Eastern New York FCU | 1.51% | $1k | - | $304 | 24-35 Month CD Share Certificate | |
| Royal Banks of Missouri | 1.51% | $1k | $100k | $304 | 24 Month CD | |
| UniWyo FCU | 1.51% | $250 | - | $304 | 24 Month CD Share Certificate | |
| E-LOAN.com | 1.50% | $10k | - | $302 | 2 Year CD | |
| First Central Savings Bank | 1.50% | $500 | - | $302 | 24 Month CD | |
| First National Community Bank (PA) | 1.50% | $1k | - | $302 | 2 Year CD | |
| First Trade Union Savings | 1.50% | $500 | - | $302 | 2 Year CD | |
| FNBO Direct | 1.50% | - | - | $302 | 24 Month CD | |
| Northwest Savings Bank | 1.50% | $500 | - | $302 | 24 - 35 Month Promotions CD | |
| Third Federal | 1.50% | $500 | - | $302 | 24 Month CD | |
| United Orient Bank | 1.50% | $500 | - | $302 | 2 Year CD | |
| Aspire Federal Credit Union | 1.50% | $500 | - | $302 | 24 Month CD | |
| Access FCU | 1.50% | $1k | - | $302 | 24 Month Share Certificate | |
| Quorum FCU | 1.50% | $1k | - | $302 | 24 Month Term Savings | |
| BankUnited | 1.50% | $5k | - | $302 | 24 Month CD | |
| RTN Federal Credit Union | 1.50% | $1k | - | $302 | 24 Month CD | |
| Ascencia Bank | 1.45% | $500 | $97k | $292 | 2 Year CD | |
| Ameriprise Bank FSB | 1.45% | $10k | - | $292 | 24 Month CD | |
| First Savings Bank Northwest | 1.43% | $5k | - | $289 | 24 Month CD | |
| 20Th Century Fox CU | 1.41% | $2,500 | - | $284 | 2 Year Certificate | |
| Addison Avenue FCU | 1.40% | $500 | - | $282 | 24 - 35 Month Certificate | |
| Cross County Federal Savings | 1.40% | $500 | - | $282 | 24 Month CD | |
| Heritage Bank | 1.40% | $10k | - | $282 | 24 Month CD | |
| Lake Michigan Credit Union | 1.40% | $500 | - | $282 | 24 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $282 | 2 Year CD | |
| Metropolitan National Bank | 1.40% | $2,500 | - | $282 | 24 Month CD | |
| Northwest FCU | 1.36% | $500 | - | $274 | 2 Year Add-On Certificate | |
| Liberty Bank | 1.35% | $500 | - | $272 | 2 Year CD | |
| Cattaraugus County Bank | 1.34% | $1k | - | $270 | 24 Month CD | |
| Apple FCU | 1.30% | - | - | $262 | 24 Month CD | |
| Community Federal Savings Bank | 1.30% | - | - | $262 | 24 Month CD | |
| Salisbury Bank | 1.30% | $1k | - | $262 | 24 - 35 Month CD | |
| Pacific Resource Credit Union | 1.30% | $1k | - | $262 | 24 Month CD | |
| Webster Bank | 1.30% | $1k | - | $262 | 2 Year CD | |
| Kinderhook Bank | 1.30% | $500 | - | $262 | 2 Year CD | |
| Countryside FCU | 1.30% | $500 | - | $262 | 24 Month CD | |
| Allstate Bank | 1.25% | $1k | - | $252 | 2 Year CD | |
| ViewPoint Bank | 1.25% | $1k | - | $252 | 24 Month Regular CDs | |
| Capital One Direct Banking | 1.25% | $5k | - | $252 | 2 Year CD | |
| Dime Savings Bank | 1.25% | $500 | - | $252 | 2 Year CD | |
| Ridgewood Savings Bank | 1.25% | $500 | - | $252 | 24 Month CD | |
| iGObanking | 1.25% | $1k | - | $252 | 24 Month iGOCD | |
| KANZA Bank | 1.25% | $1k | - | $252 | 24 Month CD | |
| Pentagon FCU | 1.25% | $1k | - | $252 | 2 Year Money Market Cerificates | |
| M&T Bank | 1.25% | - | - | $252 | 2 Years Select Promo CD | |
| Astoria Federal Savings | 1.25% | $500 | - | $252 | 2 Year CD | |
| First Republic Bank | 1.25% | $5k | - | $252 | 2 Year CD | |
| Northfield Bank | 1.25% | $2,500 | - | $252 | 24 Month CD | |
| Randolph Bank & Trust Company | 1.23% | - | - | $248 | 24 Month CDARS | |
| State Farm Bank | 1.20% | - | - | $241 | 24 Month CD | |
| North Country Savings Bank | 1.20% | $500 | - | $241 | 2 Years CD | |
| Advantage FCU | 1.20% | - | - | $241 | 24 - 29 Month CD | |
| Bank of Greene County | 1.20% | $1k | - | $241 | 2 Year CD | |
| Sandy Spring Direct | 1.10% | $10k | - | $250 | 27 Month CD | |
| Provident Credit Union | 1.10% | $1k | - | $221 | 24 Month CD | |
| ING DIRECT | 1.10% | - | - | $221 | 24 Month Orange CD | |
| Evans Bank | 1.10% | $500 | - | $221 | 2 Year CD | |
| First State Bank (NY) | 1.10% | $500 | - | $221 | 24 - 35 Month CD | |
| MetLife Bank | 1.05% | $2k | - | $211 | 24 Month CD | |
| National Bank of NYC | 1.01% | $2,500 | - | $203 | 24 - 35 Month CD | |
| Citibank | 1.01% | $500 | - | $203 | 2 Year CD | |
| Chase Manhattan Bank | 1.01% | $1k | - | $203 | 24-29 Month CD - Relationship | |
| Amalgamated Bank | 1.00% | $500 | - | $201 | 2 Year USAVE Time Deposit | |
| Amegy Bank | 1.00% | $1k | - | $201 | 2 Year Jumbo Personal CD | |
| Bay Ridge Federal Credit Union | 1.00% | $500 | - | $201 | Regular 2 Year CD | |
| Sterling National Bank | 1.00% | $2,500 | $100k | $201 | 2 Year CD | |
| First National Bank of Long Island | 1.00% | $1k | - | $201 | 2 Year Simple Interest CD | |
| Northern Federal Credit Union | 1.00% | $10k | - | $201 | 2 Years CD - Best | |
| Consumers Credit Union | 1.00% | $250 | - | $201 | 2 Year CD | |
| GiftsforBanking.com | 1.00% | $5k | - | $201 | 2 Year CD | |
| Charles Schwab Bank | 0.95% | $1k | - | $191 | 24 Month CD | |
| Zions Bank | 0.80% | $1k | - | $161 | 2 Year Gold CD | |
| Bank of Oklahoma | 0.80% | - | - | $161 | 2 Year CD | |
| KeyBank | 0.80% | $10k | $100k | $161 | 24 Month Tiered CD - Relationship | |
| INOVA FCU | 0.75% | $200 | - | $151 | 2 Year CD | |
| HSBC Bank | 0.70% | $1k | - | $140 | Online 2 Year CD | |
| HSBC Advance | 0.70% | - | - | $140 | 24 Month Online CD |
Average 2 Year CD Rate Trend
