3 Year CD Rates in New York
Compare 3 year certificate of deposit rates in New York. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of three year CD rates available in New York. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingCIT Bank 3 Year Term CDAPY 1.42% Min $1k Max N/A Earnings Est. $1,080
Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683
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Sponsored Note: Save On Your Terms: You Choose, You Save. FDIC InsuredStart SavingAlly Bank High Yield 3 Year CDAPY 1.30% Min N/A Max N/A Earnings Est. $988Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 36 Month CDAPY 0.90% Min N/A Max N/A Earnings Est. $683Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Americu | 2.38% | $500 | - | $1,833 | 36 - 47 Month Partner Certificate | |
| Massena Savings and Loan | 2.30% | $1k | - | $1,770 | 36 Month CD | |
| Sea Comm Credit Union | 2.02% | $1k | - | $1,546 | 3 Year CD | |
| Christian Community Credit Union | 2.00% | $1k | $250k | $1,535 | 36 - 47 Month Kingdom Builder Certificates - New Money Only | |
| Tct Credit Union | 2.00% | $1k | - | $1,535 | 36 Month CD | |
| Utica Gas & Electric Emp Credit Union | 1.95% | $500 | - | $1,495 | 36 Month Share Certificate | |
| Suma Yonkers Credit Union | 1.92% | $1k | - | $1,468 | 3 Year CD | |
| Oswego County Credit Union | 1.91% | - | - | $1,464 | 36 Month Platinum Plus CD | |
| Academic Credit Union | 1.90% | $5k | - | $1,456 | 36 Month Traditional CD | |
| EBSB Direct | 1.80% | $1k | - | $1,378 | 36 Month EBSB CD | |
| First Source Credit Union | 1.80% | $1k | - | $1,378 | 36 Month Share Certificate | |
| Riverside Bank (NY) | 1.77% | $1k | - | $1,351 | 3 Year CD | |
| Melrose Credit Union | 1.76% | $5k | - | $1,343 | 3 Year Share Certificate | |
| Syracuse Fire Department Employees | 1.76% | $1k | - | $1,343 | 3 Year TSC | |
| Ukrainian National Credit Union | 1.76% | $1k | - | $1,347 | 36 Month CD | |
| LOMTO Federal Credit Union | 1.75% | $2k | - | $1,336 | 3 Year CD | |
| Wings Financial Credit Union | 1.71% | $500 | - | $1,305 | 3 Year Dividend Paid Monthly Share Certificate | |
| Town Of Hempstead Employees Credit Union | 1.66% | $1k | - | $1,269 | 36 Month Flex CD | |
| Greater Metro Credit Union | 1.62% | $500 | - | $1,235 | 36 Month CD | |
| Island Federal Credit Union | 1.61% | $1k | - | $1,230 | 36 Month Certificate | |
| Progressive Credit Union | 1.61% | - | - | $1,227 | 3 Year CD | |
| A C M G Credit Union | 1.61% | $1k | - | $1,230 | 36 Month Share Certificate | |
| Lufthansa Emp. Credit Union | 1.61% | $2k | - | $1,230 | 36 Month CD | |
| Community Federal Savings Bank | 1.60% | $500 | - | $1,223 | 36 Month CD | |
| Teachers Federal Credit Union | 1.60% | $1k | - | $1,219 | 36 Month CD | |
| First Central Savings Bank | 1.60% | $500 | - | $1,223 | 36 Month CD | |
| Bethpage Credit Union | 1.60% | $1k | - | $1,219 | 36 Month CD | |
| Air Force Federal Credit Union | 1.55%* | $25k | - | $1,181 | 3 Year CD | |
| AmTrustDirect | 1.55% | - | - | $1,184 | 36 Month CD | |
| Oceanside Christopher Credit Union | 1.53% | $1k | - | $1,165 | 3 Year Share Certificate | |
| Peoples Alliance Credit Union | 1.53% | $500 | - | $1,165 | 3 Year CD | |
| Visions Federal Credit Union | 1.51% | $500 | - | $957 | 2 1/2 Year - 41 Month CD - Relationship | |
| American Airlines Credit Union | 1.51% | $10k | - | $1,150 | 36 Month CD | |
| Self-Help Credit Union | 1.51% | $500 | - | $1,153 | 36 Month CD | |
| NBC (N.Y.) Employees Credit Union | 1.51% | $1k | - | $1,153 | 36 to 59 Month Share Certificate | |
| Ukrainian Credit Union | 1.51% | $2k | - | $1,150 | 3 Year Bump Up CD | |
| Mohawk Valley Credit Union | 1.51% | $5k | - | $1,153 | 36 Month CD | |
| Financial Trust Credit Union | 1.51% | $10k | $100k | $1,153 | 36 Month CD | |
| Alliant Credit Union | 1.50% | $1k | - | $1,145 | 36 - 47 Month Share CD | |
| Marathon National Bank | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| RiverLand Credit Union | 1.50% | $1k | - | $1,142 | 36 Month Certificate | |
| Doral Bank | 1.50% | $1k | - | $1,145 | 36 Month Certificate | |
| Pittsford Credit Union | 1.50% | $50 | - | $1,177 | 37 - 48 Month CD | |
| G.P.O. Credit Union | 1.50% | $1k | - | $1,145 | 36 Month Member Choice Share Certificate | |
| Nassau Financial Credit Union | 1.50% | $1k | - | $1,145 | 36 Month CD | |
| Saint Lawrence Credit Union | 1.50% | - | - | $1,145 | 36 Month CD | |
| The Atlantic Credit Union | 1.50%* | $10k | - | $1,142 | 3 Year CD | |
| St. Josephs Parish Buffalo Credit Union | 1.50% | - | - | $1,145 | 36 Month CD | |
| Cheektowaga Community Credit Union | 1.46% | $2,500 | - | $1,111 | 36 Month Share Certificate | |
| Nassau Educators Federal Credit Union | 1.45% | $1k | - | $1,106 | 3 Year CD | |
| Empower Credit Union | 1.45%* | $25k | - | $1,103 | 3 Year Share Savings Certificate | |
| Hanscom Credit Union | 1.45% | $1k | - | $919 | 30 to 59 Month CD | |
| Sperry Associates Credit Union | 1.45% | $100 | - | $1,106 | 36 Month CD | |
| Barclays | 1.45% | - | - | $1,106 | 36 Month Online CD | |
| CIT Bank | 1.42% | $1k | - | $1,080 | 3 Year Term CD | |
| Start SavingSponsored Note: Save On Your Terms: You Choose, You Save. FDIC Insured | ||||||
| Andrews Federal Credit Union | 1.41% | $1k | - | $1,072 | 36 Month CD | |
| Qside Credit Union | 1.41%* | $25k | - | $1,072 | 3 Year CD | |
| Greater Chautauqua Credit Union | 1.41% | $500 | - | $1,075 | 36 Month Share Certificate | |
| Lockport Schools Credit Union | 1.41% | $1k | - | $1,072 | 3 Year CD | |
| Atlas Bank | 1.41% | $2,500 | - | $1,072 | 3 Year Business CD | |
| Northwest Federal Credit Union | 1.40%* | $25k | - | $1,065 | 3 Year CD | |
| City National Bank (NJ) | 1.40% | $500 | - | $1,065 | 3 - 4 Year CD | |
| RTN Federal Credit Union | 1.40%* | $1k | - | $1,065 | 36 Month CD | |
| Suffolk Federal Credit Union | 1.40% | $500 | - | $1,065 | 36 Month Certificate | |
| Justice Federal Credit Union | 1.40%* | $500 | - | $1,065 | 36 Month CD | |
| Bridgeway Credit Union | 1.40% | $500 | - | $1,068 | 36-47 Month Share Certificate | |
| Sawyer Savings Bank | 1.40% | $500 | - | $1,189 | 40 Month CD Special | |
| Ever $ Green Credit Union | 1.40% | $500 | - | $1,068 | 36 Month & Up Share Certificate | |
| Third Federal | 1.40%† | $500 | - | $1,098 | 37 Month CD Special | |
| Lexington Avenue Credit Union | 1.39% | $500 | - | $1,060 | 36 Month Share Certificate | |
| St. Pius X Church Credit Union | 1.36% | $500 | - | $861 | 30-59 Month CD | |
| Ponce de Leon FSB | 1.35% | $500 | - | $1,026 | 36 Month CD | |
| Digital Credit Union | 1.35% | $25k | - | $1,029 | Jumbo 36 - 47 Month Certificate - Relationship Rate | |
| Geddes Federal Savings and Loan Association | 1.35% | $500 | - | $1,029 | 36 Month CD | |
| Walden Savings Bank | 1.35% | $1k | - | $1,029 | 36 Month CD | |
| Hudson Valley Credit Union | 1.35% | $500 | - | $1,029 | 36 - 47 Month CD | |
| Actors Credit Union | 1.35% | $500 | - | $1,026 | 36 Month High-Yield Certificate | |
| Berkshire Bank | 1.35%† | $1k | - | $1,058 | 37 Month Excitement CD | |
| Anheuser-Busch Employees Credit Union | 1.35% | $1k | - | $1,029 | 36 Month Member Rewards Premier Share Certificate | |
| Ulster Credit Union | 1.35% | $500 | - | $1,029 | 36 Month CD | |
| Navy Federal Credit Union | 1.35%* | $20k | - | $1,026 | 3 Year CD | |
| Goldwater Bank | 1.34% | $5k | - | $1,019 | 3 Year CD | |
| USAA Bank | 1.31% | $1k | $95k | $995 | 3 Year CD - Standard | |
| First Heritage Credit Union | 1.31% | $1k | - | $998 | 36 Month Share Certificate | |
| Cayuga Lake National Bank | 1.31% | $500 | - | $998 | 36 Month CD | |
| United States Senate Credit Union | 1.31%* | $20k | $100k | $998 | 36 Month Smart CD | |
| Virtual Bank | 1.31% | $10k | - | $995 | 3 Year eCD | |
| Ally Bank | 1.30% | - | - | $988 | High Yield 3 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Fort Knox Federal Credit Union | 1.30% | $500 | - | $990 | 36 Month CD | |
| Geauga Savings Bank | 1.30% | $1k | - | $990 | 36 Month CD | |
| MetLife Bank | 1.30% | $2k | - | $990 | 36 Month CD | |
| Hudson City Savings Bank | 1.30%† | $500 | - | $988 | 3 Year CD | |
| Noah Bank | 1.30% | $1k | - | $988 | 3 Year CD | |
| Sallie Mae Bank | 1.30% | - | - | $988 | 36-Month CD | |
| Stillwater National Bank | 1.30%*† | $10k | - | $988 | 36 Month CD | |
| Cfcu Community | 1.30% | $25k | - | $990 | 36 Month Share Certificate | |
| Mid-Hudson Valley Credit Union | 1.30% | $500 | - | $988 | 3 Year CD | |
| Hudson Heritage Credit Union | 1.30% | $10k | - | $990 | 36 Month CD | |
| Ulster Savings Bank | 1.30% | $500 | - | $990 | 36 Month CD | |
| Broadway Federal Bank | 1.26% | $500 | - | $960 | 36 Month Manager's Special CD | |
| State Bank of India | 1.26%† | - | - | $957 | 3 Year CD | |
| Chen-Del-O Credit Union | 1.26% | - | - | $960 | 36 Month Share Certificate | |
| USAlliance Credit Union | 1.26% | $500 | - | $960 | 36 Month CD | |
| Directors Choice Credit Union | 1.26% | $500 | - | $960 | 36 Month Share Certificate | |
| Twin Rivers Credit Union | 1.26% | $1k | - | $797 | 30 Month CD | |
| Air Academy Federal Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Bay Ridge Federal Credit Union | 1.25% | $20k | - | $949 | Bonus 3 Year CD | |
| H&R Block Bank | 1.25% | $250 | - | $952 | 36 Month CD | |
| OneWest Bank | 1.25% | $1k | - | $949 | 3 Year Online CD | |
| OneUnited Bank | 1.25% | $1k | - | $949 | UNITY 3 Year CD | |
| Patriot Bank | 1.25% | $1k | - | $952 | 36 Month CD | |
| Pentagon Federal Credit Union | 1.25% | $1k | - | $949 | 3 Year Money Market Cerificate | |
| Aspire Federal Credit Union | 1.25% | $500 | - | $952 | 36 Month eCertificate | |
| Advantage Federal Credit Union | 1.25% | - | - | $952 | 36 - 47 Month CD | |
| Nationwide Bank | 1.25%* | - | - | $952 | 36 Month CD | |
| Solvay Bank | 1.25% | $500 | - | $949 | 36 Month CD | |
| Habib American Bank | 1.25% | $1,500 | - | $949 | 3 Year CD - Manhattan | |
| Jacksonville Bank | 1.25% | $1k | - | $952 | 36 - 59 Month CD | |
| Polish & Slavic Credit Union | 1.25%* | $500 | - | $949 | 3 Year CD | |
| Consumers Credit Union | 1.25% | $500 | - | $949 | 3 Year CD | |
| Colorado Federal Savings Bank | 1.25% | $5k | - | $949 | 3 Year CD | |
| First National Bank (LA) | 1.25% | - | - | $949 | 36 Month CD | |
| The Berkshire Bank | 1.25% | $1k | $500k | $949 | 36 Month CD | |
| First American International Bank | 1.25% | $500 | - | $949 | 3 Year CD | |
| Bank of Utica | 1.25% | $500 | - | $949 | 3 Year Up to 4 Year CD | |
| Cornerstone Community Credit Union | 1.25% | $500 | - | $949 | 3 Year Share Certificate | |
| Mcgraw Hill Credit Union | 1.25% | $10k | - | $952 | 36 Month CD | |
| Fairport Savings Bank | 1.25% | $500 | - | $925 | 35 Month CD Special | |
| Finger Lakes Credit Union | 1.25% | $10k | - | $949 | 3-Year Share Certificate | |
| Geico Credit Union | 1.25% | $1k | - | $949 | 3 Year Savings Certificate | |
| Rondout Savings Bank | 1.25% | $500 | - | $952 | 36 Month CD | |
| Buffalo Postal Community Credit Union | 1.25% | $1k | - | $949 | 3-4 Year Share Certificate | |
| The Oneida Savings Bank | 1.25% | $10k | - | $952 | 36 Month CD | |
| Matteawan Credit Union | 1.25% | - | - | $952 | 36 Month CD | |
| Compass Credit Union | 1.25% | $1k | - | $949 | 3 Year CD | |
| Education Affiliates Credit Union | 1.25% | $500 | - | $949 | 3 Year Share Certificate | |
| Canandaigua Credit Union | 1.25% | $100 | - | $952 | 36 Month Full Service Members Share Certificate | |
| Van Cortlandt Cooperative Credit Union | 1.25% | $500 | - | $949 | 3 Year CD | |
| International Airline Employees Credit Union | 1.25% | $1k | - | $949 | 3 Year CD | |
| Saratoga's Community Credit Union | 1.25% | $500 | $250k | $952 | 36 Month Member Loyalty Rollover Share Certificate | |
| First Savings Bank Northwest | 1.23% | $25k | - | $936 | 36 Month CD | |
| Garden Savings Federal Credit Union | 1.21% | $500 | - | $919 | 3 Year Share Certificate | |
| Teg Credit Union | 1.21% | $500 | - | $921 | 36 Month CD | |
| The Delaware National Bank of Delhi | 1.21% | $100 | - | $919 | 3 Year CD | |
| Western New York Credit Union | 1.21% | $2,500 | - | $921 | 36 Month Regular Term Share Deposit | |
| North American Savings Bank | 1.21% | $10k | - | $919 | 36 - 47 Month CD with Checking | |
| Agriculture Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month Share Certificate | |
| First Internet Bank of IN | 1.20% | $1k | - | $913 | 36 Month CD | |
| Heritage Bank | 1.20% | $25k | - | $913 | 36 Month CD | |
| Lockheed Federal Credit Union | 1.20% | $1k | - | $913 | 36 Month CD | |
| First Republic Bank | 1.20%† | $5k | - | $911 | 3 Year CD | |
| Corning Credit Union | 1.20% | $1k | - | $913 | 36 Month Transfer CD | |
| KeySource Commercial Bank | 1.20% | $100 | - | $911 | 36 Month CD | |
| Capital Communications Credit Union | 1.20% | $500 | - | $991 | 39 Month Special CD | |
| Firstmark Credit Union | 1.20% | $500 | - | $911 | 3 Year Regular CD | |
| Greater Hudson Bank, National Association | 1.20% | $500 | - | $913 | 36 Month CD | |
| Gouverneur Savings and Loan Association | 1.20% | $2,500 | - | $913 | 36 Month CD | |
| Municipal Credit Union | 1.20% | $500 | - | $913 | 36 Month Share Certificate | |
| Quantum National Bank | 1.20% | $1k | - | $913 | 36 Month Relationship CD | |
| Novartis Credit Union | 1.20% | $500 | - | $913 | 36 Month Share Certificate | |
| Orange County Trust Company | 1.20% | $2,500 | $250k | $913 | 36 Month CD | |
| Secny Credit Union | 1.20% | $500 | - | $913 | 36 Month CD | |
| Xcel Credit Union | 1.20% | $20k | $100k | $913 | 36 Month CD | |
| United Nations Credit Union | 1.20% | $500 | - | $913 | 36 Month Share Certificate | |
| West Financial Credit Union | 1.20% | $10k | - | $913 | 36 Month Share Certificate | |
| The Upstate National Bank | 1.19%† | $1k | - | $903 | 3 Year CD | |
| Community Resource Credit Union | 1.16% | $5k | - | $957 | 39 Month Member Select Share Certificate | |
| The First National Bank of Groton | 1.16% | $1k | - | $883 | 36 Month CD | |
| Inner Lakes Credit Union | 1.16% | $1k | - | $883 | 36 Month CD | |
| CheckSpring Bank | 1.16% | $250 | - | $880 | 3 Year CD | |
| AIG Bank | 1.15% | - | - | $875 | 36 Month CD | |
| Ascencia Bank | 1.15% | $500 | $97k | $872 | 3 Year CD | |
| Bank of Internet USA | 1.15% | $1k | - | $875 | 36 Month CD | |
| Ridgewood Savings Bank | 1.15% | $500 | - | $875 | 36 Month CD | |
| Access Federal Credit Union | 1.15% | $1k | - | $872 | 36 Month Share Certificate | |
| Metropolitan National Bank | 1.15% | $1k | - | $875 | 36 Month CD | |
| The National Bank of Delaware County | 1.15% | $500 | - | $727 | 30 Month CD | |
| The Mahopac National Bank | 1.15% | $1k | - | $872 | 36 - 47 Months True Advantage CD | |
| Affinity Credit Union | 1.15% | $500 | - | $727 | 30 Month Certificate w/ Bump Up | |
| Family First Of NY Credit Union | 1.15% | $500 | - | $875 | 36 - 47 Month CD | |
| General Electric Employees Credit Union | 1.15% | $500 | - | $872 | 3 Year Share Certificate | |
| New York Times Employees Credit Union | 1.15% | - | - | $872 | 3 Year CD | |
| Lyell Credit Union | 1.15% | $500 | - | $875 | 36 Month Share Certificate | |
| Premier America Credit Union | 1.15%* | $25k | - | $872 | 36 Month CD | |
| Asia Bank, National Association | 1.11% | $1k | - | $842 | 3 Year CD - New York Branches | |
| Partners 1St Credit Union | 1.11% | $25k | - | $844 | 36 Month CD | |
| Horizons Credit Union | 1.11% | $500 | - | $701 | 2.5 Year CD | |
| Remington Credit Union | 1.11% | $1k | - | $844 | 36 Month CD | |
| First New England Federal Credit Union | 1.11% | $1k | - | $844 | 36 Month CD - Relationship | |
| American Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| BankUnited | 1.10% | $5k | - | $834 | 36 Month CD Special | |
| University Federal Credit Union | 1.10% | - | - | $836 | 36 Month Web CD | |
| Giantbank.com | 1.10% | $2,500 | - | $836 | 36 Month Giant Personal CD | |
| Baxter Credit Union | 1.10%† | $500 | - | $836 | 36 Month Rewards CD | |
| Kaiser Federal Bank | 1.10% | $1k | - | $834 | 3 Year to Less than 5 Year CD | |
| Salem Five | 1.10% | $10k | - | $834 | 36 Month Relationship CD | |
| Indus American Bank | 1.10% | $2k | - | $836 | 36 Month CD | |
| 5Star Bank | 1.10% | $1k | - | $834 | 3 Year CD | |
| Greater Woodlawn Credit Union | 1.10% | $2,500 | - | $836 | 36 Month Term Share Certificate | |
| NOVA Bank | 1.10% | $500 | - | $836 | 36 Month CD | |
| Olean Area Credit Union | 1.10% | $500 | - | $836 | 36-47 Month CD | |
| Reliant Community Credit Union | 1.10% | $1k | - | $836 | 36 Month Investor CD | |
| Hometown Bank of the Hudson Valley | 1.10% | $1k | - | $834 | 3 Year CD | |
| SussexBank | 1.10% | $2,500 | - | $834 | 3 Year Promo CD | |
| Town Of Cheektowaga Credit Union | 1.10% | $500 | - | $834 | 3 Year CD | |
| Hudson River Teachers Credit Union | 1.10% | $1k | - | $836 | 36 Month CD | |
| Finger Lakes Health Care Credit Union | 1.10% | $1k | - | $836 | 36 Month Share Certificate | |
| Pacific Mercantile Bank | 1.08% | $10k | - | $819 | 36 Month CD | |
| Cross County Federal Savings | 1.06% | $500 | - | $806 | 36 Month CD | |
| EverBank | 1.06% | $1,500 | - | $670 | 2.5 Year Yield Pledge CD | |
| Money Credit Union | 1.06% | $500 | - | $806 | 36 Month CD | |
| Leatherstocking Region Credit Union | 1.06% | $1k | - | $806 | 36-47 Month Share Certificate | |
| U. H. S. Employees Credit Union | 1.06% | $500 | - | $803 | 3 Year CD | |
| Randolph Bank & Trust Company | 1.06% | $5k | - | $803 | 36 Month Online CD | |
| E-LOAN.com | 1.05% | $10k | - | $796 | 3 Year CD | |
| Intervest National Bank | 1.05% | $2,500 | - | $796 | 3 Year CD | |
| Newtown Savings Bank | 1.05% | - | - | $796 | 3 Year CD | |
| Astoria Federal Savings | 1.05% | $500 | - | $796 | 3 Year CD | |
| Lake Michigan Credit Union | 1.05% | $500 | - | $663 | 30 Month VIP CD | |
| US Bank N.A. | 1.05% | $1k | $250k | $820 | 37 Month CD Special | |
| Hudson River Community Credit Union | 1.05% | $500 | - | $798 | 36 Month CD | |
| Parks Heritage Credit Union | 1.05% | - | - | $798 | 36 Month CD | |
| Fasny Credit Union | 1.05% | $500 | $100k | $798 | 36 Month Share Certificate | |
| Wit Credit Union | 1.05%* | $5k | - | $796 | 3 Year CD | |
| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month CD | |
| The Canandaigua National Bank and Trust Company | 1.05% | $500 | - | $708 | 32 Month Special CD With Optimum Checking Account | |
| First Security Bank & Trust | 1.03% | $10k | - | $783 | 36 - 47 Month CD | |
| Wallkill Valley Federal Savings and Loan Association | 1.02% | $500 | - | $644 | 30 Month CD | |
| Dime Savings Bank | 1.01% | $500 | - | $765 | 3 Year CD | |
| SunTrust Bank | 1.01%† | $2k | $1m | $789 | 37 Month CD | |
| DVA Credit Union | 1.01% | $500 | - | $767 | 36 Month Share Certificate | |
| Sunnyside Federal Savings and Loan Association of Irvington | 1.01% | $500 | - | $765 | 3 Year CD | |
| Ticonderoga Credit Union | 1.01% | $500 | - | $765 | 3<4 Year Share Certificate | |
| Bank of Blue Valley | 1.00% | - | - | $760 | 36 - 47 Months CD | |
| Investors Savings Bank | 1.00% | $500 | - | $760 | 36 Month CD | |
| Atlantic Coast Bank | 1.00% | $1k | - | $760 | 36 Month iCertificates of Deposit | |
| JustBankIt.com | 1.00% | $1k | - | $631 | 30 Month CD | |
| Velocity Credit Union | 1.00% | $1k | - | $758 | 3 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.00% | $1k | - | $758 | 36 Month Statement Term Certificates | |
| Quorum Federal Credit Union | 1.00% | $1k | - | $758 | 36 Month Term Savings | |
| Chemung Canal Trust | 1.00% | $1k | - | $760 | 36 Month CD | |
| INOVA Federal Credit Union | 1.00% | $200 | - | $758 | 3 Year CD | |
| Easthampton Savings Bank | 1.00% | $1k | - | $758 | 36 Month CD | |
| The Bank of Castile | 1.00% | $1k | - | $758 | 36 - 47 Months True Advantage CD | |
| Adirondack Bank | 1.00% | $1k | - | $758 | 36-47 Month Certificate | |
| Madison National Bank | 1.00% | $500 | - | $760 | Madison 36 Month Super CD | |
| Capital Bank & Trust Company | 1.00% | $1k | - | $758 | 3 Year CD | |
| ESL Federal Credit Union | 1.00% | $500 | - | $631 | 30 Month Share Certificate | |
| Dannemora Credit Union | 1.00% | - | - | $760 | 36 Month Share Certificate | |
| Ghs Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Genesee Regional Bank | 1.00% | $500 | - | $631 | 30 - 35 Month CD | |
| Patriot Federal Bank | 1.00% | $500 | - | $631 | 30 Month CD | |
| Principal Bank | 1.00% | $5k | - | $760 | 36 Month CD | |
| Core Credit Union | 1.00% | $1k | - | $760 | 36 Month Share Certificate | |
| Xceed Financial Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Seneca Federal Savings and Loan Association | 1.00% | $500 | - | $760 | 36 Month CD | |
| Central Hudson Employees Credit Union | 1.00% | - | - | $760 | 36 Month Share Certificate | |
| The Summit Credit Union | 1.00% | $500 | - | $631 | 30 Month CD | |
| Buffalo Service Credit Union | 1.00% | $500 | - | $758 | 3-Year Share Certificate | |
| Sidney Credit Union | 1.00% | $500 | - | $760 | 36 Month Regular Fixed Rate CD | |
| Southern Chautauqua Credit Union | 1.00% | $250 | - | $760 | 36 Month CD | |
| Tompkins Trust Company | 1.00% | - | - | $760 | 36-47 Month CD | |
| Fairport Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Olean Teachers' And Postal Credit Union | 1.00% | $500 | - | $760 | 36 Month CD | |
| Hoosick Credit Union | 1.00% | $500 | - | $760 | 36 - 47 Month Share Certificate | |
| Genesee Co-Op Credit Union | 1.00% | $1,500 | - | $758 | 3 Year Quarterly Dividends Share Certificate | |
| Quontic Bank, FSB | 1.00% | - | - | $760 | 36 Month CD | |
| Urban Partnership Bank | 1.00% | $1k | $100k | $631 | 30 Month CD | |
| Palisades Credit Union | 1.00% | $500 | - | $760 | 36 Month CD Advantage Pricing - Step Up | |
| Rhinebeck Savings Bank | 0.99% | $10k | - | $750 | 3 Year CD | |
| Community Bank of Raymore | 0.95% | $500 | - | $719 | 3 Year Emerald Club CD | |
| FNBO Direct | 0.95% | $500 | $1m | $721 | 36 Month CD | |
| M&T Bank | 0.95%† | - | - | $721 | 36 Month Select Promo CD | |
| Empire State Bank | 0.95% | $1k | - | $721 | 36 Month CD | |
| Western Division Credit Union | 0.95% | $250 | - | $721 | 36 Month CD | |
| Crossroads Community Credit Union | 0.95% | $1k | - | $721 | 36 Month Share Certificate | |
| Clear Sky Accounts | 0.95% | $5k | - | $741 | 37 Month Clear Sky CD | |
| American Express Bank, FSB | 0.90% | - | - | $683 | 36 Month CD | |
| UnivestDirect | 0.90% | $500 | - | $681 | 3 Year 3D-CD | |
| Southeast Financial Federal Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| First Trade Union Savings | 0.90% | $500 | - | $681 | 3 Year CD | |
| NewDominion Bank | 0.90% | $1k | - | $681 | 36 Month Fixed Rate CD | |
| South Division Credit Union | 0.90% | $1k | - | $681 | 3 Year CD | |
| The Adirondack Trust Company | 0.90% | $500 | - | $681 | 3 Year CD | |
| Alternatives Credit Union | 0.90% | $500 | - | $681 | 36 Month Share Certificate | |
| Spencerport Credit Union | 0.90% | $500 | - | $568 | 30 Month Share Certificate | |
| Fulton County Credit Union | 0.90% | $500 | - | $681 | 3 Year CD | |
| Riverside Credit Union | 0.90% | $250 | - | $683 | 36 Month Share Certificate | |
| Ufirst Credit Union | 0.90% | $10k | - | $683 | 36 Month CD w/ Draft | |
| Beacon Federal Bank | 0.90% | $2,500 | - | $683 | 36 Month CD | |
| British Airways Employees Credit Union | 0.88% | $2k | - | $666 | 3 Year Share Certificate | |
| Maple City Savings Bank, FSB | 0.87% | $1k | - | $660 | 36 Month CD | |
| Countryside Federal Credit Union | 0.87% | $500 | - | $658 | 36 Month CD | |
| National Bank of NYC | 0.85% | $2,500 | - | $645 | 36 - 47 Month CD | |
| Salisbury Bank | 0.85% | $1k | - | $645 | 36 - 47 Months CD | |
| North Country Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| NASA Federal Credit Union | 0.85% | $1k | - | $645 | 36 Month CD | |
| Lake Shore Savings Bank | 0.85% | $500 | - | $643 | 3 Year CD | |
| The First National Bank of Jeffersonville | 0.85% | $1k | - | $645 | 36 Month Reward Account CD | |
| Ontario Shores Credit Union | 0.85% | - | - | $645 | 36 Month CD | |
| Pacific Resource Credit Union | 0.81% | $1k | - | $612 | 36 Month CD | |
| Carthage Federal Savings and Loan Association | 0.81% | $500 | - | $614 | 36 Month CD | |
| Watertown Savings Bank | 0.81% | $500 | - | $612 | 3 Year CD | |
| 1st Source Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Acacia Federal Savings Bank | 0.80% | $500 | - | $606 | 36 Month CD | |
| Apple Federal Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Orange CD | |
| Northwest Savings Bank | 0.80%† | $500 | - | $606 | 36 - 47 Month Promotional CD | |
| State Bank & Trust | 0.80% | $500 | - | $605 | 3 Year CD | |
| West Texas National Bank | 0.80% | $1k | - | $605 | 3 Year CD | |
| Tioga State Bank | 0.80% | $5k | - | $605 | Ladder CD 36 to 47 Month | |
| Auburn Community Credit Union | 0.80% | - | - | $605 | 3 Year CD | |
| Catskill Hudson Bank | 0.80% | $1k | - | $606 | 36-47 Month CD | |
| Fulton Savings Bank | 0.80% | $500 | - | $605 | 3 Year CD | |
| Peoples National Bank (PA) | 0.80% | $1k | - | $606 | 36 Month CD | |
| First New York Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| School Systems Credit Union | 0.80% | $500 | - | $606 | 36 Month Share Certificate | |
| Thrivent Financial Bank | 0.80% | $1k | - | $504 | 30 Month CD Special | |
| Financial Credit Union | 0.80% | $1k | - | $605 | 3 Year Share Certificate | |
| District #6 Credit Union | 0.80% | - | - | $504 | 30 Month Certificate | |
| Westar Credit Union | 0.80% | $500 | - | $605 | 3 Year Patronage Rate CD | |
| Cattaraugus County Bank | 0.79% | $1k | - | $599 | 36 Month CD | |
| Buffalo Metropolitan Credit Union | 0.79% | $500 | - | $599 | 36 Month Share Certificate | |
| State Employees Credit Union | 0.76% | - | - | $576 | 36 Month CD | |
| Webster Bank | 0.75% | $1k | - | $567 | 3 Year CD | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $473 | 30 Month CD | |
| Evans Bank, National Association | 0.75% | $500 | - | $567 | 3 Year CD | |
| Northfield Bank | 0.75% | $2,500 | - | $568 | 36 Month CD | |
| E-Central Credit Union | 0.75% | $1k | - | $567 | 36 - 47 Month CD | |
| Ballston Spa National Bank | 0.75% | $500 | $100k | $567 | 36-47 Month Premier CD | |
| Champlain National Bank | 0.75% | $500 | - | $568 | 36 Month CD | |
| Moog Employees Credit Union | 0.75% | $1k | - | $568 | 36 Month CD (Dividend paid at maturity) | |
| Niagara's Choice Credit Union | 0.75% | $500 | - | $568 | 36 Month CD | |
| Meridia Community Credit Union | 0.75% | $500 | - | $568 | 36 Month CD | |
| Tonawanda Valley Credit Union | 0.75% | $500 | - | $568 | 36 Month Share Certificate | |
| New York Metro Credit Union | 0.75% | $500 | - | $567 | 3 Year CD | |
| Niagara Falls A F Credit Union | 0.75% | $1k | - | $567 | 3 Year CD | |
| Mohawk Progressive Credit Union | 0.75% | $1k | - | $568 | 36 Month CD | |
| Rockland Employees Credit Union | 0.75% | $1k | - | $568 | 36 Month CD | |
| Liverpool Central School Credit Union | 0.75% | $500 | - | $568 | 36 Month CD | |
| Flagstar Direct | 0.75% | $500 | - | $568 | 36 Month Internet CD | |
| Price Chopper Employees Credit Union | 0.74% | $500 | - | $466 | 30 Month Term Share Certificate | |
| State Farm Bank | 0.72%*† | - | - | $545 | 36 Month CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $529 | 3 Year CD | |
| Provident Credit Union (CA) | 0.70% | $1k | - | $529 | 36 Month CD | |
| Patelco Credit Union | 0.70% | $1k | - | $529 | 36 - 47 Month CD | |
| iGObanking | 0.70% | $1k | - | $530 | 36 Month iGOCD | |
| Consumers Credit Union (IL) | 0.70% | $250 | - | $529 | 3 Year CD | |
| Cathay Bank | 0.70% | $2,500 | $100k | $529 | 3 Year - 60 Month CD | |
| Flushing Commercial Bank | 0.70% | $5k | - | $530 | 36 Month CD | |
| Sunmark Credit Union | 0.70% | $500 | - | $529 | 3 Year CD | |
| Genesee Valley Credit Union | 0.70% | $500 | - | $529 | 3 Year Share Certificate | |
| Norwich Telops Credit Union | 0.70% | $1k | - | $441 | 30 Month CD | |
| PathFinder Bank | 0.70% | $1k | - | $529 | 3 Year CD | |
| Health Employees Credit Union | 0.70% | $1k | - | $530 | 36 Month CD | |
| TD Bank, National Association | 0.70%† | $250 | - | $529 | 3 Year Basic CD | |
| Flushing Bank | 0.70% | $5k | - | $530 | 36 Month CD | |
| Motorola Emp. Credit Union | 0.68% | $1k | - | $428 | 30 Month CD | |
| Flagstar Bank | 0.65%† | $500 | - | $492 | 36 - 47 Month CD | |
| Bank of Greene County | 0.65% | $1k | - | $491 | 3 Year Relationship Triple Protection CD | |
| KeyBank | 0.65%† | $25k | $100k | $491 | 36 Month Tiered CD - Relationship | |
| Greene County Commercial Bank | 0.65% | $1k | - | $491 | 3 Year Triple Protection Relationship CD - With Active Checking Account | |
| Tri-Lakes Credit Union | 0.65% | $500 | - | $492 | 36 Month CD | |
| Airbanking | 0.65% | $500 | - | $491 | 3 Year CD | |
| Heartland Bank Direct | 0.65% | $1k | - | $492 | 36 Month Online CD | |
| Wells Fargo Bank | 0.65% | $5k | - | $533 | Business 39 Month CD Special | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Gold CD | |
| ViewPoint Bank | 0.60% | $1k | - | $454 | 36 Month Regular CD | |
| Union Bank of California | 0.60%† | $350 | $100k | $454 | 36 - 47 Month CD | |
| First Citizens National Bank | 0.60% | $500 | - | $454 | 36 to 47 Month CD | |
| The National Bank of Coxsackie | 0.60% | $1k | - | $454 | 36 Month CD | |
| Charles Schwab Bank | 0.55% | $1k | - | $416 | 36 Month CD | |
| Kinderhook Bank | 0.55% | $500 | - | $415 | 3 Year CD | |
| GiftsforBanking.com | 0.55% | $5k | - | $415 | 3 Year CD Gifts | |
| Sovereign Bank | 0.55%* | $10k | $100k | $415 | 36 Month Rising Rate Relationship CD | |
| Capital One Direct Banking | 0.55% | $5k | $100k | $415 | 3 Year Costco Members CD | |
| Amegy Bank | 0.50% | $1k | - | $315 | 30 Month Jumbo Personal CD | |
| Carver Federal Savings Bank | 0.50% | $1k | - | $378 | 36 Month CD | |
| Citibank | 0.50%† | $1k | - | $377 | 3 Year CD | |
| Alliance Bank, National Association | 0.50% | $1k | $100k | $377 | 36 Month CD | |
| Greater Niagara Credit Union | 0.50% | $500 | - | $377 | 3 Year CD | |
| Amalgamated Bank | 0.45%† | $500 | $99k | $339 | 3 Year USAVE Time Deposit | |
| National Bank of Kansas City | 0.45% | $5k | - | $340 | 36 - 47 Month CD | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year Certificate | |
| Adirondack Regional Credit Union | 0.45% | $500 | - | $339 | 3 Year Share Certificate | |
| Provident Bank | 0.45% | $500 | - | $340 | 36 Month CD | |
| Capital One, National Association | 0.45% | $1k | - | $339 | 3 Year CD | |
| Columbia Greene Credit Union | 0.43% | $500 | - | $325 | 36 Month CD | |
| Niagara-Wheatfield Credit Union | 0.40% | $1k | - | $251 | 30 Month Share Certificate | |
| HSBC Advance | 0.35% | - | - | $220 | 30 Month Online CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $263 | 36 Month CD | |
| Comerica Bank | 0.35%† | $1k | - | $263 | 3 Year CD | |
| Pioneer Savings Bank | 0.35% | $500 | - | $220 | 2 1/2 Year CD | |
| Syracuse Cooperative | 0.35%* | $1k | - | $264 | 36 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $220 | 30 Month Online CD | |
| Regions Bank | 0.30%† | $500 | - | $226 | 36 - 47 Month Relationship CD | |
| Empire State Credit Union | 0.30% | $1k | - | $226 | 3 Year CD | |
| Northern Federal Credit Union | 0.25% | $500 | - | $157 | 30 Month CD - Best | |
| BankDirect | 0.25% | $10k | - | $157 | 30 Month CD | |
| TrustCo Bank | 0.25%† | - | - | $188 | 3 Year CD | |
| First Niagara Bank | 0.20% | $5k | - | $126 | 30 Month eCD | |
| First Niagara Commercial Bank | 0.20% | $5k | - | $126 | 30 Month eCD | |
| Guardian Credit Union | 0.20% | $500 | - | $126 | 30 Month Share Certificate | |
Featured Accounts
Average 3 Year CD Rate Trend
Featured 1 Year CDs