4 Year CD Rates in New York
Compare 4 year certificate of deposit rates in New York. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in New York. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Americu | 2.63% | $500 | - | $2,743 | 48 - 59 Month Partner Certificate | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Sea Comm Credit Union | 2.25% | $1k | - | $2,327 | 4 Year CD | |
| Suma Yonkers Credit Union | 2.18% | $1k | - | $2,252 | 4 Year CD | |
| Ukrainian National Credit Union | 2.17% | $1k | - | $2,248 | 48 Month CD | |
| Secny Credit Union | 2.10% | $500 | - | $2,173 | 48 Month CD | |
| LOMTO Federal Credit Union | 2.05% | $2k | - | $2,114 | 4 Year CD | |
| First Source Credit Union | 2.05% | $1k | - | $2,120 | 48 Month Share Certificate | |
| A C M G Credit Union | 2.01% | $1k | - | $2,077 | 48 Month Share Certificate | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| First Central Savings Bank | 1.80% | $500 | - | $1,854 | 48 Month CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Wallkill Valley Federal Savings and Loan Association | 1.79% | $2,500 | - | $1,844 | 48 Month CD | |
| Visions Federal Credit Union | 1.77% | $500 | - | $1,588 | 3 1/2 Year Variable CD - Superior | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Ukrainian Credit Union | 1.77% | $500 | - | $1,818 | 4 Year CD | |
| Island Federal Credit Union | 1.76% | $1k | - | $1,812 | 48 Month Certificate | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Empower Credit Union | 1.75%* | $25k | - | $1,796 | 4 Year Share Savings Certificate | |
| G.P.O. Credit Union | 1.75% | $1k | - | $1,802 | 48 Month Member Choice Share Certificate | |
| Bridgeway Credit Union | 1.75% | $500 | - | $1,802 | 48-59 Month Share Certificate | |
| St. Josephs Parish Buffalo Credit Union | 1.75% | - | - | $1,802 | 48 Month CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Greater Metro Credit Union | 1.71% | $500 | - | $1,754 | 48 Month CD | |
| Cayuga Lake National Bank | 1.71% | $500 | - | $1,759 | 48 Month CD | |
| Lufthansa Emp. Credit Union | 1.71% | $2k | - | $1,759 | 48 Month CD | |
| Lockport Schools Credit Union | 1.71% | $1k | - | $1,754 | 4 Year CD | |
| Teachers Federal Credit Union | 1.70% | $1k | - | $1,744 | 48 Month CD | |
| Nassau Educators Federal Credit Union | 1.70% | $1k | - | $1,749 | 4 Year CD | |
| Geico Credit Union | 1.70% | $1k | - | $1,744 | 4 Year Savings Certificate | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Oceanside Christopher Credit Union | 1.69% | $1k | - | $1,733 | 4 Year Share Certificate | |
| Peoples Alliance Credit Union | 1.68% | $500 | - | $1,723 | 4 Year CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Sidney Credit Union | 1.66% | $500 | - | $1,707 | 48 Month Regular Fixed Rate CD | |
| Geddes Federal Savings and Loan Association | 1.65% | $500 | - | $1,696 | 48 Month CD | |
| Hudson Valley Credit Union | 1.65% | $500 | - | $1,696 | 48 - 59 Month CD | |
| Bethpage Credit Union | 1.65% | $1k | - | $1,691 | 48 Month CD | |
| Nassau Financial Credit Union | 1.65% | $1k | - | $1,696 | 48 Month CD | |
| The Atlantic Credit Union | 1.65%* | $10k | - | $1,691 | 4 Year CD | |
| Sperry Associates Credit Union | 1.65% | $100 | - | $1,696 | 48 Month CD | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Ponce de Leon FSB | 1.60% | $500 | - | $1,639 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Suffolk Federal Credit Union | 1.60% | $500 | - | $1,639 | 48 Month Certificate | |
| Bank of Utica | 1.60% | $500 | - | $1,639 | 4 Years Up to 5 Year CD | |
| Cfcu Community | 1.60% | $25k | - | $1,714 | 50 Month Share Certificate | |
| Anheuser-Busch Employees Credit Union | 1.60% | $1k | - | $1,643 | 48 Month Member Rewards Premier Share Certificate | |
| Mid-Hudson Valley Credit Union | 1.60% | $500 | - | $1,639 | 4 Year CD | |
| Hudson Heritage Credit Union | 1.60% | $10k | - | $1,643 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| City National Bank (NJ) | 1.55% | $500 | - | $1,586 | 4 - 5 Year CD | |
| Walden Savings Bank | 1.55% | $1k | - | $1,591 | 48 Month CD | |
| Compass Credit Union | 1.55% | $1k | - | $1,586 | 4 Year CD | |
| Ulster Savings Bank | 1.55% | $500 | - | $1,591 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Core Credit Union | 1.51% | $1k | - | $1,549 | 48 Month Share Certificate | |
| Teg Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Bay Ridge Federal Credit Union | 1.50% | $20k | - | $1,534 | Bonus 4 Year CD | |
| Ridgewood Savings Bank | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| Aspire Federal Credit Union | 1.50% | $500 | - | $1,538 | 48 Month eCertificate | |
| Access Federal Credit Union | 1.50% | $1k | - | $1,534 | 48 Month Share Certificate | |
| Corning Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Transfer CD | |
| Solvay Bank | 1.50% | $500 | - | $1,534 | 48 Month CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Habib American Bank | 1.50% | $1,500 | - | $1,534 | 4 Year CD - Manhattan | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Family First Of NY Credit Union | 1.50% | $500 | - | $1,538 | 48 - 59 Month CD | |
| Olean Area Credit Union | 1.50% | $500 | - | $1,538 | 48-59 Month CD | |
| Rondout Savings Bank | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| Seneca Federal Savings and Loan Association | 1.50% | $500 | - | $1,538 | 48 Month CD | |
| The Oneida Savings Bank | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Canandaigua Credit Union | 1.50% | $100 | - | $1,538 | 48 Month Full Service Members Share Certificate | |
| International Airline Employees Credit Union | 1.50% | $1k | - | $1,534 | 4 Year CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Saratoga's Community Credit Union | 1.50% | $500 | $250k | $1,538 | 48 Month Member Loyalty Rollover Share Certificate | |
| The Upstate National Bank | 1.49%† | $1k | - | $1,524 | 4 Year CD | |
| Lexington Avenue Credit Union | 1.49% | $500 | - | $1,528 | 48 Month Share Certificate | |
| USAlliance Credit Union | 1.46% | $500 | - | $1,496 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Gouverneur Savings and Loan Association | 1.45% | $2,500 | - | $1,486 | 48 Month CD | |
| Xcel Credit Union | 1.45% | $20k | $100k | $1,486 | 48 Month CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| First Heritage Credit Union | 1.41% | $1k | - | $1,444 | 48 Month Share Certificate | |
| Inner Lakes Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD | |
| CheckSpring Bank | 1.41% | $250 | - | $1,440 | 4 Year CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| First American International Bank | 1.40% | $500 | - | $1,430 | 4 Year CD | |
| Greater Hudson Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| The Summit Credit Union | 1.40% | $500 | - | $1,430 | 4-10 Year CD | |
| Town Of Cheektowaga Credit Union | 1.40% | $500 | - | $1,430 | 4 Year CD | |
| Noah Bank | 1.40% | $1k | - | $1,430 | 4 Year CD | |
| British Airways Employees Credit Union | 1.38% | $2k | - | $1,409 | 4 Year Share Certificate | |
| Atlas Bank | 1.36% | $2,500 | - | $1,388 | 4 Year CD | |
| DVA Credit Union | 1.36% | $500 | - | $1,392 | 48 Month Share Certificate | |
| Community Resource Credit Union | 1.36% | $500 | - | $1,392 | 48 Month Share Certificate | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Indus American Bank | 1.35% | $2k | - | $1,381 | 48 Month CD | |
| Catskill Hudson Bank | 1.35% | $1k | - | $1,381 | 48-60 Month CD | |
| Novartis Credit Union | 1.35% | $500 | - | $1,381 | 48 Month Share Certificate | |
| Rhinebeck Savings Bank | 1.35% | $10k | - | $1,378 | 4 Year CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Money Credit Union | 1.31% | $500 | - | $1,340 | 48 Month CD | |
| The Delaware National Bank of Delhi | 1.31% | $100 | - | $1,336 | 4 Year CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Advantage Federal Credit Union | 1.30% | - | - | $1,329 | 48 - 59 Month CD | |
| First Republic Bank | 1.30%† | $5k | - | $1,326 | 4 Year CD | |
| Berkshire Bank | 1.30%† | $1k | - | $1,326 | 4 Year CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Reliant Community Credit Union | 1.30% | $1k | - | $1,329 | 48 Month Investor CD | |
| United Nations Credit Union | 1.30% | $500 | - | $1,159 | 42 Month Share Certificate | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| The First National Bank of Groton | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Ticonderoga Credit Union | 1.26% | $500 | - | $1,284 | 4<5 Year Share Certificate | |
| State Employees Credit Union | 1.26% | - | - | $1,288 | 60 Month CD | |
| Southern Chautauqua Credit Union | 1.26% | $250 | - | $1,288 | 48 Month CD | |
| Leatherstocking Region Credit Union | 1.26% | $1k | - | $1,288 | 48-59 Month Share Certificate | |
| Quontic Bank, FSB | 1.26% | - | - | $1,288 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Baxter Credit Union | 1.25%† | $500 | - | $1,277 | 48 Month Rewards CD | |
| Quorum Federal Credit Union | 1.25% | $1k | - | $1,274 | 48 Month Term Savings | |
| Metropolitan National Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| Polish & Slavic Credit Union | 1.25%* | $500 | - | $1,274 | 4 Year CD | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| The Bank of Castile | 1.25% | $1k | - | $1,274 | 48 - 59 Months True Advantage CD | |
| The Mahopac National Bank | 1.25% | $1k | - | $1,274 | 48 - 59 Months CD | |
| Adirondack Bank | 1.25% | $1k | - | $1,274 | 48-59 Month Certificate | |
| Cornerstone Community Credit Union | 1.25% | $500 | - | $1,274 | 4 Year Share Certificate | |
| Dannemora Credit Union | 1.25% | - | - | $1,277 | 48 Month Share Certificate | |
| Patriot Federal Bank | 1.25% | $500 | - | $1,274 | 4 Year CD | |
| General Electric Employees Credit Union | 1.25% | $500 | - | $1,274 | 4 Year Share Certificate | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Buffalo Service Credit Union | 1.25% | $500 | - | $1,274 | 4-Year Share Certificate | |
| SussexBank | 1.25% | $2,500 | - | $1,274 | 4 Year Promo CD | |
| Olean Teachers' And Postal Credit Union | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Hudson River Teachers Credit Union | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Asia Bank, National Association | 1.21% | $1k | - | $1,232 | 4 Year CD - New York Branches | |
| Western Division Credit Union | 1.21% | $250 | - | $1,236 | 48 Month CD | |
| Mohawk Progressive Credit Union | 1.21% | $1k | - | $1,236 | 48 Month CD | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Investors Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| Capital Communications Credit Union | 1.20% | $5k | - | $1,222 | 48 Month Business Essential CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Xceed Financial Credit Union | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| The First National Bank of Jeffersonville | 1.20% | $1k | - | $1,225 | 48 Month Reward Account CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Crossroads Community Credit Union | 1.16% | $1k | - | $1,184 | 48 Month Share Certificate | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Ghs Credit Union | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Parks Heritage Credit Union | 1.15% | - | - | $1,173 | 48 Month CD | |
| Riverside Credit Union | 1.15% | $250 | - | $1,173 | 48 Month Share Certificate | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Ufirst Credit Union | 1.11% | $10k | - | $1,132 | 48 Month CD w/ Draft | |
| Cross County Federal Savings | 1.10% | $500 | - | $1,121 | 48 Month CD | |
| Salisbury Bank | 1.10% | $1k | - | $1,121 | 48 - 59 Months CD | |
| Empire State Bank | 1.10% | $1k | - | $1,121 | 48 Month CD | |
| Peoples National Bank (PA) | 1.10% | $1k | - | $1,121 | 48 Month Step-up Special | |
| Hometown Bank of the Hudson Valley | 1.10% | $1k | - | $1,118 | 4 Year CD | |
| National Bank of NYC | 1.06% | $2,500 | - | $1,080 | 48 - 59 Month CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Astoria Federal Savings | 1.05% | $500 | - | $933 | 3 1/2 Year CD | |
| Chemung Canal Trust | 1.05% | $1k | - | $1,070 | 48 Month CD | |
| Capital Bank & Trust Company | 1.05% | $1k | - | $1,067 | 4 Year CD | |
| First New York Credit Union | 1.05% | $500 | - | $1,070 | 48 Month Share Certificate | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| School Systems Credit Union | 1.04% | $500 | - | $1,059 | 48 Month Share Certificate | |
| Carthage Federal Savings and Loan Association | 1.02% | $500 | - | $1,039 | 48 Month CD | |
| Maple City Savings Bank, FSB | 1.02% | $1k | - | $1,039 | 48 Month CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Evans Bank, National Association | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| First Citizens National Bank | 1.00% | $500 | - | $1,018 | 48 to 59 Month CD | |
| Northfield Bank | 1.00% | $2,500 | - | $1,018 | 48 Month CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Tioga State Bank | 1.00% | $5k | - | $1,015 | Ladder CD 48 to 59 Month | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Auburn Community Credit Union | 1.00% | - | - | $1,015 | 4 Year CD | |
| Champlain National Bank | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| Fulton Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Genesee Regional Bank | 1.00% | $500 | - | $1,018 | 48 - 59 Month CD | |
| Lake Shore Savings Bank | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Niagara's Choice Credit Union | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| Ontario Shores Credit Union | 1.00% | - | - | $1,018 | 48 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Tompkins Trust Company | 1.00% | - | - | $1,018 | 48-59 Month CD | |
| Hoosick Credit Union | 1.00% | $500 | - | $1,018 | 48 - 59 Month Share Certificate | |
| TD Bank, National Association | 1.00%† | $250 | - | $1,015 | 4 Year Basic CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| Watertown Savings Bank | 0.97% | $500 | - | $984 | 4 Year CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Ballston Spa National Bank | 0.95% | $500 | $100k | $964 | 48-60 Month Premier CD | |
| Meridia Community Credit Union | 0.95% | $500 | - | $966 | 48 Month CD | |
| Sunmark Credit Union | 0.95% | $500 | - | $964 | 4 Year CD | |
| Genesee Valley Credit Union | 0.95% | $500 | - | $964 | 4 Year Share Certificate | |
| PathFinder Bank | 0.95% | $1k | - | $964 | 4 Year CD | |
| Bank of Greene County | 0.91% | $1k | - | $922 | 4 Year Relationship CD | |
| Greene County Commercial Bank | 0.91% | $1k | - | $922 | 4 Year Relationship CD - With Active Checking Account | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| Flushing Commercial Bank | 0.90% | $5k | - | $915 | 48 Month CD | |
| Financial Credit Union | 0.90% | $1k | - | $912 | 4 Year Share Certificate | |
| Westar Credit Union | 0.90% | $500 | - | $912 | 4 Year Patronage Rate CD | |
| Flushing Bank | 0.90% | $5k | - | $915 | 48 Month CD | |
| Buffalo Metropolitan Credit Union | 0.89% | $500 | - | $904 | 48 Month Share Certificate | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| Northwest Savings Bank | 0.80%† | $500 | - | $812 | 48 - 59 Month CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Carver Federal Savings Bank | 0.75% | $1k | - | $761 | 48 Month CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| ESL Federal Credit Union | 0.75% | $500 | - | $761 | 48 Month Share Certificate | |
| Fairport Savings Bank | 0.75% | $500 | - | $758 | 48 Month Flexible CD | |
| Partners 1St Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Tri-Lakes Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| The National Bank of Coxsackie | 0.70% | $1k | - | $709 | 48 Month CD | |
| Kinderhook Bank | 0.65% | $500 | - | $656 | 4 Year CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Capital One, National Association | 0.65% | $1k | - | $656 | 4 Year CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| Columbia Greene Credit Union | 0.58% | $500 | - | $587 | 48 Month CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| Adirondack Regional Credit Union | 0.55% | $500 | - | $555 | 4 Year Share Certificate | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Syracuse Cooperative | 0.38%* | $1k | - | $383 | 48 Month CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| TrustCo Bank | 0.35%† | - | - | $352 | 4 Year CD | |
| Sawyer Savings Bank | 0.35% | $500 | - | $353 | 48 Month CD | |
| Northern Federal Credit Union | 0.25% | $500 | - | $251 | 4 Year CD - Best | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| First Niagara Commercial Bank | 0.25% | $500 | - | $252 | 48 Month CD | |
| First Niagara Bank | 0.25% | $500 | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
Featured Accounts
Average 4 Year CD Rate Trend
Featured 1 Year CDs