http://www.depositaccounts.com/ DepositAccounts.com provides advice, tools and updates on current deals to help you find the right investment options. www.depositaccounts.com Thu, 02 Sep 2010 07:53:50 GMT webmaster@depositaccounts.com webmaster@depositaccounts.com http://www.depositaccounts.com/blog/2010/09/new-bank-health-ratings-section-at-depositaccountscom.html http://www.depositaccounts.com/blog/2010/09/new-bank-health-ratings-section-at-depositaccountscom.html Thu, 02 Sep 2010 02:03:00 GMT We've added a new section at DepositAccounts.com for Bank Health Ratings . This is intended to make it easy for you to learn about the financial health of your bank or credit union. The "Bank Health R ... http://www.depositaccounts.com/blog/2010/09/why-longterm-cds-are-currently-the-best-deals.html http://www.depositaccounts.com/blog/2010/09/why-longterm-cds-are-currently-the-best-deals.html Thu, 02 Sep 2010 01:55:00 GMT If you want anything close to a decent yield today that's safe and without balance caps and hassles (i.e. reward checking), a long-term CD is the only option. Most internet savings accounts and short- ... http://www.depositaccounts.com/blog/2010/09/top-money-market-cd-rates-at-fa-federal-credit-union-in-california-limited-membership.html http://www.depositaccounts.com/blog/2010/09/top-money-market-cd-rates-at-fa-federal-credit-union-in-california-limited-membership.html Thu, 02 Sep 2010 01:51:50 GMT F&A Federal Credit Union is offering several very competitive money market, CD and IRA CD rates. I just came across this credit union as I was reviewing a list of California's largest credit union ... http://www.depositaccounts.com/blog/2010/09/penfed-lowers-cd-rates-but-some-rates-remain-competitive.html http://www.depositaccounts.com/blog/2010/09/penfed-lowers-cd-rates-but-some-rates-remain-competitive.html Wed, 01 Sep 2010 01:36:00 GMT Pentagon Federal Credit Union (PenFed) is yet another rate leader to make cuts to its CD rates. Economic data of a slowing economy and falling Treasury yields last month had pointed to a deposit rate ... http://www.depositaccounts.com/blog/2010/09/top-longterm-cd-money-market-rates-at-first-state-bank-in-central-texas-local-only.html http://www.depositaccounts.com/blog/2010/09/top-longterm-cd-money-market-rates-at-first-state-bank-in-central-texas-local-only.html Wed, 01 Sep 2010 01:28:52 GMT First State Bank is listing on its home page its Barbell Investment Strategy which includes a top yield for a money market account and a 7-year CD. The yields are in fact quite competitive. The 7-year ... http://www.depositaccounts.com/blog/2010/08/fdics-second-quarter-report-number-of-problem-banks-increased-to-829.html http://www.depositaccounts.com/blog/2010/08/fdics-second-quarter-report-number-of-problem-banks-increased-to-829.html Tue, 31 Aug 2010 12:49:00 GMT The FDIC released its second quarter 2010 profile on the banking industry. Here are some of the noteworthy excerpts from the press release : Commercial banks and savings institutions insured by ... http://www.depositaccounts.com/blog/2010/08/everbanks-marketsafe-currency-returns-cd-is-it-a-good-deal.html http://www.depositaccounts.com/blog/2010/08/everbanks-marketsafe-currency-returns-cd-is-it-a-good-deal.html Tue, 31 Aug 2010 01:40:00 GMT EverBank has long offered a variety of MarketSafe CDs. Their latest version is called the MarketSafe Currency Returns CD. It's not the typical CD in that there is no guaranteed rate of return. However ... http://www.depositaccounts.com/blog/2010/08/top-reward-checking-savings-and-cd-rates-at-coastal-commerce-bank-in-louisiana-local-only.html http://www.depositaccounts.com/blog/2010/08/top-reward-checking-savings-and-cd-rates-at-coastal-commerce-bank-in-louisiana-local-only.html Tue, 31 Aug 2010 01:38:54 GMT I first reported on Coastal Commerce Bank 's reward checking account in 2008 when the yield was 6.01%. Rates have fallen and other changes have occurred, but the account is still a good deal. It has r ... http://www.depositaccounts.com/blog/2010/08/top-longterm-cd-rates-at-seacomm-federal-credit-union-in-ny-local-only.html http://www.depositaccounts.com/blog/2010/08/top-longterm-cd-rates-at-seacomm-federal-credit-union-in-ny-local-only.html Tue, 31 Aug 2010 01:34:49 GMT SeaComm Federal Credit Union has several competitive rates for its share and IRA certificates. The best deals are its long-term and mid-term certificates which include a 3.49% APY 5-year CD and a 3.13 ... http://www.depositaccounts.com/blog/2010/08/urban-partnership-bank-increases-rates-at-shorebank-direct.html http://www.depositaccounts.com/blog/2010/08/urban-partnership-bank-increases-rates-at-shorebank-direct.html Mon, 30 Aug 2010 01:30:33 GMT When a bank fails and the FDIC arranges for another bank to take over, depositors often lose out. All of their insured deposits are safe, but if they have CDs, rates have often been cut. Depositors ar ... http://www.depositaccounts.com/blog/2010/08/250-checking-money-market-account-bonus-at-first-tennessee-bank-local-only.html http://www.depositaccounts.com/blog/2010/08/250-checking-money-market-account-bonus-at-first-tennessee-bank-local-only.html Mon, 30 Aug 2010 01:25:23 GMT First Tennessee Bank has a new-account promotion in which you can earn $250. Here's the bank's promotions page link . The bank has a link to this page in its Life Event Resources page . The offer is s ... http://www.depositaccounts.com/blog/2010/08/comparing-longterm-cd-rates-at-discover-ally-and-penfed.html http://www.depositaccounts.com/blog/2010/08/comparing-longterm-cd-rates-at-discover-ally-and-penfed.html Sun, 29 Aug 2010 12:45:00 GMT With last week's CD rate cuts at Discover Bank and Ally Bank, I thought it would be useful to review these banks' long-term CD rates taking into consideration the early withdrawal penalties. Ally Bank ... http://www.depositaccounts.com/blog/2010/08/bank-of-americas-220-checking-account-bonus.html http://www.depositaccounts.com/blog/2010/08/bank-of-americas-220-checking-account-bonus.html Sun, 29 Aug 2010 12:37:00 GMT Bank of America has a new checking account promotion for BofA credit card customers. Here's the promotional page link , and here's a summary of the offer: Open a checking account with offer code ... http://www.depositaccounts.com/blog/2010/08/top-savings-account-and-cd-rates-at-mountain-view-bank-of-commerce-in-co-local-only.html http://www.depositaccounts.com/blog/2010/08/top-savings-account-and-cd-rates-at-mountain-view-bank-of-commerce-in-co-local-only.html Sun, 29 Aug 2010 12:34:13 GMT Mountain View Bank of Commerce is offering several deposit account deals. The first is a savings account with a 1.52% APY for balances of at least $1,000. The rate falls to 0.60% for smaller balances. ... http://www.depositaccounts.com/blog/2010/08/savings-account-promotion-at-homebanc-in-tampa-florida.html http://www.depositaccounts.com/blog/2010/08/savings-account-promotion-at-homebanc-in-tampa-florida.html Sun, 29 Aug 2010 12:31:52 GMT HomeBanc is advertising a savings account promotion with a 2.00% APY guaranteed for 90 days. Minimum deposit is $5,000, and the maximum is $50,000. This special doesn't seem to be listed in the bank's ... http://www.depositaccounts.com/blog/2010/08/best-bank-account-interest-rates-summary-for-august-28-2010.html http://www.depositaccounts.com/blog/2010/08/best-bank-account-interest-rates-summary-for-august-28-2010.html Sat, 28 Aug 2010 01:11:00 GMT Friday's GDP news wasn't great, but it was a little better than economists had expected. Also, Bernanke in a speech on Friday downplayed the possibility that the Fed will increase debt buying and sugg ... http://www.depositaccounts.com/blog/does-cpi-underestimate-inflation-to-the-detriment-of-savers.html http://www.depositaccounts.com/blog/does-cpi-underestimate-inflation-to-the-detriment-of-savers.html Sat, 28 Aug 2010 09:26:00 GMT Every month, economists and others look at the CPI to determine the rate of inflation in the economy. This measure is one of the factors considered when monetary policy is set. Indeed, inflation &ndas ... http://www.depositaccounts.com/blog/2010/08/bank-failurefree-friday-stats-for-2010.html http://www.depositaccounts.com/blog/2010/08/bank-failurefree-friday-stats-for-2010.html Fri, 27 Aug 2010 04:21:00 GMT This is one of the rare Fridays this year with no bank failures. That's surprising after last Friday when we saw 8 banks fail. The total number of bank failures for 2010 remains at 118. As a compariso ... http://www.depositaccounts.com/blog/2010/08/internet-savings-accounts-is-rate-chasing-still-worthwhile.html http://www.depositaccounts.com/blog/2010/08/internet-savings-accounts-is-rate-chasing-still-worthwhile.html Fri, 27 Aug 2010 02:11:00 GMT It's common to see internet banks advertise that they pay 5x more interest than the average bank. But as rates get closer to zero, that's not much of a perk. With the recent rate cuts at several savin ... http://www.depositaccounts.com/blog/2010/08/depositaccountscom-is-now-on-the-new-digg.html http://www.depositaccounts.com/blog/2010/08/depositaccountscom-is-now-on-the-new-digg.html Fri, 27 Aug 2010 02:07:55 GMT Digg.com has released a new major version, and it now allows us to have a profile page which accepts feeds of our top blog posts. Our profile page is at digg.com/depositaccount (Profile page name is l ...