Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Average Children's Savings Rate Trend
Featured Accounts

Children's Savings Accounts

A children's savings account is a great way to help your kid learn how to save money. Comparing banks to find the best rate possible on your child's savings account will help them to see results sooner and stay motivated. Many banks and credit unions offer significantly higher rates on child accounts on low balances to encourage saving. The banks with special deals for kids tend to be local so we have compiled a list of several hundred of these banks and continually verify the rates to help you get the best deal possible.

Bank or Credit UnionApyMinMax1yr Est.
Airbanking4.00%-$1k$4.00junior airsavings
Apple Federal Credit Union3.15%-$1,500$3.15eXtras Student Savings
Northwest Federal Credit Union2.28%-$1,500$2.28Youth Club Share Savings
Garden Savings Federal Credit Union1.00%--$1.00Kids Club Account
Lake Michigan Credit Union1.00%-$1k$1.00Kids Club Savings
Spencer Savings Bank 0.80%--$0.80SpencerKids Savings
Capital One 3600.75%--$0.75Kids Savings Account
First Internet Bank of IN0.60%--$0.60Tomorrow's Tycoons
Pen Air Credit Union0.50%--$0.50Minor Account Savings
Royal Bank America0.50%$25-$0.50Royal Rangers Youth Savings
BCB Community Bank0.35%--$0.35Youth Savings
Bogota Savings Bank0.26%--$0.26Bogota Kids Club Account
Connexus Credit Union0.25%--$0.25Youth Savings Account
Boiling Springs Savings Bank0.25%--$0.25Boiling Bucks Youth Savings
University Federal Credit Union0.25%--$0.25Teen Savings
First Jersey Credit Union0.25%--$0.25Mighty Savers Kids' Account
Northrop Grumman Federal Credit Union0.25%--$0.25Youth Account
Magyar Bank0.25%$25-$0.25Kids Club Savings
Zions Bank0.24%-$2k$0.24Student Savings
Goldwater Bank0.20%--$0.20Youth Savings - Out of State
Justice Federal Credit Union0.20%*--$0.20Young Savers Account
Schuyler Savings Bank0.20%--$0.20Kid Savers Account
America's Credit Union 0.20%--$0.20Teen Savings
Atlantic Stewardship Bank0.20%-$25k$0.20Kid's Statement Savings
Franklin Federal Savings Bank0.20%*--$0.20Kids Count Club
Republic Bank (Philadelphia, PA)0.15%--$0.15Young Savers
National Bank of Kansas City0.15%*--$0.15Youth Savings Account
Astera Credit Union0.15%$100-$0.15Star Saver
Freedom Bank (NJ)0.15%--$0.15Minor Savings
Sun National Bank0.15%--$0.15Young Savers
Amegy Bank0.15%--$0.15Young Savers
Kearny Federal Savings Bank0.15%--$0.15KFS Kid's Club Account
Harvest Community Bank0.15%--$0.15Smart Savers Account
North American Savings Bank0.14%--$0.14Stepping Stones Savings
Patriot Bank0.10%*--$0.10Patriot Youth Savings
Cattaraugus County Bank0.10%*--$0.10CCB Kids Cash Club
The Farmers Bank0.10%--$0.10First Savings Account
First National Community Bank (PA)0.10%--$0.10Youth Savings Account
Susquehanna Bank0.10%$25-$0.10MegaBuck$ Kids Club
First Financial Credit Union0.10%$100-$0.10Kids Accounts
NJ Gateway Credit Union0.10%--$0.10Children's Clown Club Account
First Atlantic Credit Union0.10%--$0.10Cool Kids Account
Great Lakes Credit Union0.10%--$0.10Kirby Kids Savings
North Country Savings Bank0.10%--$0.10North Country Kids Savings Account
The Jacksonville Bank0.10%--$0.10Youth Savings
Urban Partnership Bank0.10%$50-$0.10Minor Savings
Community Bank of Pleasant Hill0.05%--$0.05KA$H
Pinnacle Federal Credit Union0.05%--$0.05Youth Savings
Cathay Bank0.05%--$0.05Student Savings
Pacific Community Credit Union0.05%$100-$0.05Money & Me Kids Club
Peapack-Gladstone Bank0.05%--$0.05Pony Club Savings
Simplicity Bank0.05%$100-$0.05Youth Savings Account
ViewPoint Bank, National Association0.05%$100-$0.05Kid's Club Savings
Affinity Credit Union0.05%--$0.05Savvy Saver Account
Credit Union Of New Jersey0.05%--$0.05Young Savers Club
USAlliance Credit Union0.02%*--$0.02Kids Savings Account
Union Bank (San Francisco, CA)0.01%--$0.01Kidz Savings
South Division Credit Union0.01%*$50-$0.01Kids Club Savings
Aspire Federal Credit Union0.01%*--$0.01Kids Count
INOVA Federal Credit Union0.01%--$0.01Club G Savings
US Bank (OH)0.01%--$0.01Star Savers Club
Bank of America0.01%--$0.01UTMA/UGMA Custodial Savings Account