Children's Savings Accounts
A children's savings account is a great way to help your kid learn how to save money. Comparing banks to find the best rate possible on your child's savings account will help them to see results sooner and stay motivated. Many banks and credit unions offer significantly higher rates on child accounts on low balances to encourage saving. The banks with special deals for kids tend to be local so we have compiled a list of several hundred of these banks and continually verify the rates to help you get the best deal possible.
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| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Airbanking | 4.00% | - | $1k | $4.00 | junior airsavings | |
| ING DIRECT | 0.80% | - | - | $0.80 | Kid's Savings Account | |
| Start Saving | ||||||
| Zions Bank | 0.36% | - | $2k | $0.36 | Student Savings | |
| Amegy Bank | 0.30% | - | - | $0.30 | Young Savers | |
| North Country Savings Bank | 0.30% | - | - | $0.30 | North Country Kids Savings Account | |
| American Bank | 0.25% | - | - | $0.25 | Young American Statement Savings | |
| University Federal Credit Union | 0.25% | - | - | $0.25 | Teen Savings | |
| Jacksonville Bank | 0.25% | - | - | $0.25 | Youth Savings | |
| Community Bank of Pleasant Hill | 0.15% | - | - | $0.15 | KA$H | |
| First National Community Bank (PA) | 0.15% | - | - | $0.15 | Youth Savings Account | |
| Southern Community Bank & Trust | 0.10% | - | - | $0.10 | Minor Savings | |
| Affinity Credit Union | 0.10% | - | - | $0.10 | Savvy Saver Account | |
| Kaiser Federal Bank | 0.10% | $100 | - | $0.10 | Youth Savings Account | |
| ViewPoint Bank | 0.05% | $100 | - | $0.05 | Kid's Club Savings | |
| INOVA Federal Credit Union | 0.01% | - | - | $0.01 | GenerationZ Special Savings | |
Featured Savings Account
Nationwide Savings Accounts
Average Children's Savings Rate Trend
