Installment Savings
Installment savings accounts and club accounts have defined maturities. Regular deposits are usually required with a preset date to withdraw the funds. They are used for saving for special occasions such as holidays or vacations.
| Bank or Credit Union | Apy | Min | Max | 1yr Est. Earnings | Product | |
| Marine Federal Credit Union | 3.00% | - | $25k | $300 | Deployment Club Share | |
| Wilshire State Bank | 2.28% | $1k | - | $702 | 36 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account | |
| America's Credit Union | 1.51% | - | $12k | $151 | Performance Saver | |
| Pen Air Credit Union | 0.75% | $25 | - | $75.00 | Christmas Club | |
| Franklin Federal Savings Bank | 0.60%* | $10k | - | $60.00 | Kids Count Club | |
| New Peoples Bank, Inc. | 0.50% | - | - | $50.00 | Christmas Club Auto Transfer | |
| Bank of the James | 0.50% | - | - | $50.00 | Christmas Club Account | |
| The Bank of Fincastle | 0.50% | $25 | - | $50.00 | Holiday Savings Club | |
| The Blue Grass Valley Bank | 0.50% | - | - | $50.00 | Christmas Club Account | |
| Entrust Federal Credit Union | 0.50% | - | - | $50.00 | Christmas Club | |
| Central Virginia Bank | 0.45% | - | - | $45.00 | Christmas Club Savings | |
| Valley Industrial Credit Union | 0.40% | - | - | $40.00 | Xmas Savings Account | |
| Martinsville Dupont Emp Credit Union | 0.40% | - | - | $40.00 | Club Account | |
| HEW Credit Union | 0.40% | $100 | - | $40.00 | HEWEY Sub-share Savings | |
| Martinsville First Savings Bank | 0.40% | - | - | $40.00 | Christmas Club Account | |
| Apple Federal Credit Union | 0.35% | - | - | $35.00 | Holiday Club | |
| NewDominion Bank | 0.35% | - | - | $35.00 | Holiday Saver | |
| Connexus Credit Union | 0.31% | - | - | $31.00 | Holiday Club Account | |
| National Bank of Kansas City | 0.30% | - | - | $30.00 | Christmas Club Savings Account | |
| Cattaraugus County Bank | 0.25% | - | - | $25.00 | CCB Christmas Club | |
| Citizens Community Bank (VA) | 0.25% | - | - | $25.00 | Holiday Club Savings | |
| Simplicity Bank | 0.25% | - | - | $25.00 | Holiday Club | |
| Salem Va Medical Center Credit Union | 0.25% | - | - | $25.00 | Vacation Club Account | |
| Self-Help Credit Union | 0.25% | - | - | $25.00 | Club Accounts | |
| Lake Michigan Credit Union | 0.25% | - | - | $25.00 | Christmas Club | |
| Northrop Grumman Federal Credit Union | 0.25% | $100 | - | $25.00 | Holiday Club | |
| Northwest Federal Credit Union | 0.25% | - | - | $25.00 | Holiday Club | |
| Consumers Credit Union (IL) | 0.25% | - | - | $25.00 | Christmas Club Savings | |
| NARFE Premier Federal Credit Union | 0.25% | - | - | $25.00 | Clubs | |
| Logix Federal Credit Union | 0.25% | - | - | $25.00 | Holiday Club Savings | |
| Bayport Credit Union | 0.25% | $2k | - | $25.00 | Vacation Club Accounts | |
| Bank of Botetourt | 0.25% | - | - | $25.00 | Club Savings Account | |
| NSWC Credit Union | 0.25% | - | - | $25.00 | Vacation Club Account | |
| Piedmont Credit Union | 0.25% | $50 | - | $25.00 | Christmas Club | |
| Central Virginia Credit Union | 0.22% | - | - | $22.00 | Christmas Club | |
| First National Community Bank (PA) | 0.20% | - | - | $20.00 | Holiday Club w/Autodraft | |
| Pendleton Community Bank | 0.20% | - | - | $20.00 | Christmas Club | |
| Appalachian Community Credit Union | 0.20% | - | - | $20.00 | Share Club | |
| Justice Federal Credit Union | 0.20% | - | - | $20.00 | Savers Club | |
| Bank @LANTEC | 0.20% | $100 | - | $20.00 | Holiday Club | |
| Member One Credit Union | 0.20% | $100 | - | $20.00 | Vacation Club | |
| Farmers & Merchants Bank | 0.20% | - | - | $20.00 | Christmas Club Savings | |
| The Richmond Postal Credit Union In | 0.20% | - | - | $20.00 | Christmas Club | |
| Hudson City Savings Bank | 0.15%† | - | - | $15.00 | Holiday Club | |
| 20Th Century Fox Credit Union | 0.15% | $5k | - | $15.00 | Holiday Club | |
| Farmers Bank (VA) | 0.15% | - | - | $15.00 | Vacation Club | |
| First and Citizens Bank | 0.15% | - | - | $15.00 | Christmas Club Savings Account | |
| United Southeast Credit Union | 0.15%* | $5k | - | $15.00 | Christmas Club Account | |
| Mosaic Credit Union | 0.15% | - | - | $15.00 | Christmas Club Account | |
| PortAlliance Credit Union | 0.15% | $100 | - | $15.00 | Christmas Club | |
| Urban Trust Bank | 0.15% | - | - | $15.00 | Holiday Club | |
| Dupont Community Credit Union | 0.15% | - | - | $15.00 | Christmas Club | |
| Northern Star Credit Union | 0.15% | $100 | - | $15.00 | Club Accounts | |
| First Shore Federal Savings and Loan Association | 0.15% | $100 | - | $15.00 | Christmas Club | |
| 1St Advantage Credit Union | 0.15% | $100 | - | $15.00 | Christmas Club | |
| Astera Credit Union | 0.15% | $100 | - | $15.00 | Star Saver | |
| Mcgraw Hill Credit Union | 0.15% | - | - | $15.00 | Traditional Holiday Club | |
| Argent Credit Union | 0.15% | $100 | - | $15.00 | Club Savings Account | |
| Baylands Credit Union | 0.15% | - | - | $15.00 | Vacation Club Account | |
| University Of Va Community Credit Union | 0.15% | $100 | - | $15.00 | Christmas Club | |
| Fedstar Credit Union | 0.15% | - | - | $15.00 | Christmas Club Account | |
| Roanoke Valley Credit Union | 0.15% | - | - | $15.00 | Club Account | |
| Freedom First Credit Union | 0.15%* | $5k | - | $15.00 | Vacation Club Savings Account | |
| Beacon Credit Union | 0.15% | - | - | $15.00 | Christmas Club | |
| Capital Educators Federal Credit Union | 0.10%* | - | - | $10.00 | Christmas Club Savings | |
| North Country Savings Bank | 0.10% | - | - | $10.00 | Christmas Club | |
| Fairfax County Credit Union | 0.10% | $100 | - | $10.00 | Holiday Club Account | |
| Front Royal Credit Union | 0.10% | - | - | $10.00 | Vacation Club Account | |
| Air Force Federal Credit Union | 0.10% | - | - | $10.00 | Christmas Club | |
| The Farmers Bank | 0.10% | - | - | $10.00 | Christmas Club Account | |
| A. B. & W. Emp. Credit Union Inc | 0.10% | $100 | - | $10.00 | Christmas Club | |
| ABNB Credit Union | 0.10% | $200 | - | $10.00 | Club Accounts | |
| Arlington Community Credit Union | 0.10% | $100 | - | $10.00 | Special Club | |
| Money One Federal Credit Union | 0.10% | - | - | $10.00 | Club Account | |
| Nma Credit Union | 0.08% | $250 | - | $8.00 | Christmas Club Account | |
| Commonwealth One Credit Union | 0.07%* | $2,500 | - | $7.00 | Vacation Club | |
| Belvoir Federal Credit Union | 0.05% | $50 | - | $5.00 | Club | |
| First Trade Union Bank | 0.05% | $50 | - | $5.00 | Holiday Club | |
| Patelco Credit Union | 0.05% | $20 | - | $5.00 | Holiday Club | |
| Newtown Savings Bank | 0.05% | - | - | $5.00 | Christmas Club | |
| South Division Credit Union | 0.05%* | $10k | - | $5.00 | Club Savings | |
| Truliant Credit Union | 0.05% | - | - | $5.00 | Save Your Way Account | |
| Affinity Credit Union | 0.05% | - | - | $5.00 | Affinity Holiday Club Account | |
| Credit Union Of New Jersey | 0.05% | - | - | $5.00 | Holiday Club Account | |
| Pacific Community Credit Union | 0.05% | $100 | - | $5.00 | Holiday Club | |
| Partners 1St Credit Union | 0.05% | - | - | $5.00 | Vacation Club | |
| Xceed Financial Credit Union | 0.05% | $100 | - | $5.00 | Club Accounts | |
| Richmond Heritage Credit Union | 0.05% | - | - | $5.00 | Vacation Club Account | |
| Univest Bank and Trust Co. | 0.05% | - | - | $5.00 | Club Accounts | |
| Pinnacle Federal Credit Union | 0.05% | $100 | - | $5.00 | Vacation Club | |
| Digital Credit Union | 0.05% | $20 | - | $5.00 | Holiday Club | |
| InTouch Credit Union | 0.05% | - | $10k | $5.00 | Holiday Club Savings | |
| The National Bank of Blacksburg | 0.04% | - | - | $4.00 | Holiday Club | |
| Guardian Credit Union | 0.04% | - | - | $4.00 | Christmas Club Account | |
| Webster Bank | 0.02% | - | - | $2.00 | Holiday Club Savings | |
| US Bank N.A. | 0.01%† | - | - | $1.00 | Star Savers Club | |
| INOVA Federal Credit Union | 0.01% | - | - | $1.00 | Christmas Club |
Nationwide Savings Accounts
Average Installment Savings Rate Trend
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
* All banks listed are a Member FDIC.