Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Average Installment Savings Rate Trend
Featured Accounts

Installment Savings Accounts

Installment savings accounts and club accounts have defined maturities. Regular deposits are usually required with a preset date to withdraw the funds. They are used for saving for special occasions such as holidays or vacations.

Bank or Credit UnionApyMinMax1yr Est.
Wilshire Bank2.28%$1k-$70.1736 Month Rainbow Savings w/ Automatic Transfer from a WSB Deposit Account
America's Credit Union 1.51%-$12k$15.10Performance Saver
Capital Educators Federal Credit Union1.00%-$2,500$10.00Christmas Club Savings
Lake Michigan Credit Union1.00%-$1k$10.00Kids Club Savings
Garden Savings Federal Credit Union1.00%--$10.00Kids Club Account
Barclays0.95%--$9.50Dream Account
Lincoln Park Savings Bank0.65%--$6.50Holiday Club
Monroe Savings Bank, SLA0.55%--$5.50X-Mas Club
United Teletech Financial Credit Union0.50%-$5k$5.00U-Saver Club (Systematic Saving Account)
Parke Bank0.50%--$5.00Holiday Club
Pen Air Credit Union0.50%$25-$5.00Christmas Club
Franklin Federal Savings Bank0.40%*$1k-$4.00Kids Count Club
USAlliance Credit Union0.40%--$4.00Club Account
Colonial Bank, FSB0.40%--$4.00Vacation Club
Beneficial Mutual Savings Bank0.35%--$3.50Club Statement Savings
NewDominion Bank0.35%--$3.50Holiday Saver
Haddon Savings Bank0.30%$1k$10k$3.00Club
National Bank of Kansas City0.30%--$3.00Christmas Club Savings Account
Bogota Savings Bank0.26%--$2.60Holiday Club Account
Connexus Credit Union0.25%--$2.50Holiday Club Account
Northwest Federal Credit Union0.25%--$2.50Holiday Club
Consumers Credit Union (IL)0.25%--$2.50Christmas Club Savings
Crest Savings Bank0.25%--$2.50Christmas Club
Metuchen Savings Bank0.25%--$2.50Holiday Club Account
GSL Savings Bank0.25%$50-$2.50Holiday Club Account
Shore Community Bank0.25%--$2.50Holiday Club
First Jersey Credit Union0.25%--$2.50Holiday Club
Spencer Savings Bank 0.25%--$2.50Holiday Club
Apple Federal Credit Union0.25%--$2.50Holiday Club
Northrop Grumman Federal Credit Union0.25%$100-$2.50Holiday Club
Simplicity Bank0.25%--$2.50Holiday Club
Riegel Credit Union0.25%--$2.50Share Holiday Club Account
The First National Bank of Elmer0.25%--$2.50Christmas Club
Gibraltar Bank0.25%--$2.50Summer Goal Club
Self-Help Credit Union0.25%--$2.50Club Accounts
Manasquan Savings Bank0.25%--$2.50Club Savings
South Jersey Federal Credit Union0.20%--$2.00Christmas Club
Columbia Bank (NJ)0.20%$50-$2.00Holiday Club
Advanced Financial Credit Union0.20%--$2.00Holiday Savings
Sun National Bank0.20%--$2.00Auto Debit Club Account
Atlantic Coast Bank0.20%--$2.00iVacation Club
Community Financial Services Credit Union0.20%--$2.00Christmas Club Account
Jersey Shore Credit Union0.20%-$1k$2.00Surf Club
Boiling Springs Savings Bank0.15%--$1.50Holiday Savings Club
Cattaraugus County Bank0.15%--$1.50CCB Christmas Club
Hudson City Savings Bank0.15%--$1.50Holiday Club
Harvest Community Bank0.15%--$1.50Holiday Passbook Account
Clifton Savings Bank0.15%--$1.50Holiday Club
Llewellyn-Edison Savings Bank, FSB0.15%--$1.50Christmas Club
Kearny Federal Savings Bank0.15%--$1.50KFS Kid's Club Account
Astera Credit Union0.15%$100-$1.50Star Saver
Millington Savings Bank0.15%--$1.50Holiday Club
Newfield National Bank0.15%--$1.50Christmas Club Coupon Book Account
Mid-State Credit Union0.15%--$1.50Holiday Club Account
The Farmers Bank0.10%--$1.00Christmas Club Account
First National Community Bank (PA)0.10%--$1.00Holiday Club w/Autodraft
Raritan Bay Federal Credit Union0.10%--$1.00Holiday Club
North Country Savings Bank0.10%--$1.00Christmas Club
McGraw Hill Credit Union0.10%--$1.00Traditional Holiday Club
The Atlantic Credit Union0.10%--$1.00Vacation Club
SussexBank0.10%--$1.00Vacation Club
Unity Bank (NJ)0.10%-$50k$1.00Fun Club (Auto Transfer) Account
City National Bank (NJ)0.10%--$1.00Holiday Club
Atlantic Stewardship Bank0.10%--$1.00Christmas Club
NVE Bank (NJ)0.10%--$1.00Universal Savings Club
Air Force Federal Credit Union0.10%--$1.00Christmas Club
Susquehanna Bank0.10%--$1.00All Purpose Club
Justice Federal Credit Union0.10%*--$1.00Savers Club
First Financial Credit Union0.10%$100-$1.00Holiday Club Account
GCF Bank0.10%--$1.00Holiday Club Account
Schuyler Savings Bank0.10%--$1.00Christmas Club Account
NJ Gateway Credit Union0.10%--$1.00Vacation Club Account
First Point FCU0.10%--$1.00Christmas Club
Delanco Federal Savings Bank0.10%$50-$1.00Holiday Club
Irco Community Credit Union0.08%--$0.80Vacation Club Account
First Trade Union Bank0.05%$50-$0.50Holiday Club
Patelco Credit Union0.05%$20-$0.50Holiday Club
Pinnacle Federal Credit Union0.05%$100-$0.50Vacation Club
Aspire Federal Credit Union0.05%--$0.50Holiday Club
Acume0.05%$100-$0.50Holiday Club
Credit Union Of New Jersey0.05%--$0.50Holiday Club
Pacific Community Credit Union0.05%$100-$0.50Holiday Club
First Atlantic Credit Union0.05%--$0.50Saver's Club Account
Belvoir Federal Credit Union0.05%$50-$0.50Club
Newtown Savings Bank0.05%--$0.50Christmas Club
Digital Credit Union0.05%$20-$0.50Holiday Club
20Th Century Fox Credit Union0.05%*$1k-$0.50Holiday Club
Polish & Slavic Credit Union0.05%--$0.50Vacation Club
Automatic Data Processing Credit Union0.05%$100-$0.50Holiday Account
United Financial Services Credit Union0.05%--$0.50Vacation Club
Garden State Credit Union0.05%$250-$0.50Holiday Club Account
Univest Bank and Trust Co.0.05%--$0.50Club Accounts
The Pennsville National Bank0.03%--$0.30Christmas Club Account
Webster Bank0.02%--$0.20Holiday Club Savings
INOVA Federal Credit Union0.01%--$0.10Christmas Club
US Bank (OH)0.01%--$0.10Star Savers Club
South Division Credit Union0.01%*$50-$0.10Club Savings