2 Year CD Rates in South Dakota
Compare 2 year certificate of deposit rates in South Dakota. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of two year CD rates available in South Dakota. If we have missed a local bank in your area please contact us and let us know by using the email link below
SPONSORED LISTINGS - Hide
Start SavingCIT Bank 2 Year Achiever CDAPY 1.25% Min $25k Max N/A Earnings Est. $629
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403
Sponsored Note: 
Sponsored Note: Bump up your rate and deposit one time. FDIC InsuredStart SavingAlly Bank Raise Your Rate 2-Year CDAPY 1.09% Min N/A Max N/A Earnings Est. $548Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 24 Month CDAPY 0.80% Min N/A Max N/A Earnings Est. $403Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 1.50% | $1k | $250k | $758 | 24 - 35 Month Kingdom Builder Certificates - New Money Only | |
| American Bank N.A. | 1.40% | $10k | - | $707 | 24 Month CD | |
| Melrose Credit Union | 1.36% | $5k | - | $685 | 2 Year Share Certificate | |
| Wings Financial Credit Union | 1.31% | $500 | - | $659 | 2 Year Dividend Paid Monthly Share Certificate | |
| Alliant Credit Union | 1.30% | $1k | - | $656 | 24 - 35 Month Share CD | |
| Self-Help Credit Union | 1.26% | $500 | - | $636 | 24 Month CD | |
| CIT Bank | 1.25% | $25k | - | $629 | 2 Year Achiever CD | |
| Start SavingSponsored Note: Bump up your rate and deposit one time. FDIC Insured | ||||||
| Barclays | 1.25% | - | - | $631 | 24 Month Online CD | |
| Digital Credit Union | 1.23% | $2,500 | - | $699 | Jumbo 27 Month Jump-Up CD - Relationship Rate | |
| American Airlines Credit Union | 1.21% | $10k | - | $609 | 24 Month CD | |
| Consumer's Credit Union (SD) | 1.20%* | $25k | $100k | $604 | 2 Year Share Certificate | |
| MetLife Bank | 1.17% | $2k | - | $590 | 24 Month CD | |
| Broadway Federal Bank | 1.16% | $500 | - | $585 | 24 Month Manager's Special CD | |
| AloStar Bank of Commerce | 1.16% | $1k | - | $585 | 24 Month CD | |
| Air Force Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| State Bank of India | 1.15%† | - | - | $578 | 2 Year CD | |
| Northwest Federal Credit Union | 1.15%* | $25k | - | $578 | 2 Year CD | |
| OneUnited Bank | 1.15% | $1k | - | $578 | UNITY Gold 2 year E-CD | |
| Goldwater Bank | 1.15% | $5k | - | $580 | 24 Month CD | |
| Fort Knox Federal Credit Union | 1.15% | $500 | - | $555 | 23 Month CD Loyalty Special | |
| CNB Bank Direct | 1.15% | $25k | - | $578 | 24 Month CD | |
| Affinity Credit Union | 1.15% | $500 | - | $580 | 24 Month Certificate | |
| Doral Bank | 1.15% | $1k | - | $580 | 24 Month Certificate | |
| Navy Federal Credit Union | 1.15%* | $20k | - | $580 | 24 Month CD | |
| Garden Savings Federal Credit Union | 1.11% | $500 | - | $558 | 2 Year Share Certificate | |
| Andrews Federal Credit Union | 1.11% | $1k | - | $558 | 24 Month CD | |
| OneWest Bank | 1.10% | $1k | - | $553 | 2 Year Online CD | |
| Hudson City Savings Bank | 1.10%† | $500 | - | $553 | 2 Year CD | |
| USAA Bank | 1.10% | $1k | $95k | $553 | 2 Year CD - Standard | |
| KeySource Commercial Bank | 1.10% | $100 | - | $553 | 24 Month CD | |
| Colorado Federal Savings Bank | 1.10% | $5k | - | $553 | 2 Year CD | |
| Ally Bank | 1.09% | - | - | $548 | Raise Your Rate 2-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Pacific Mercantile Bank | 1.08% | $10k | - | $543 | 24 Month CD | |
| RTN Federal Credit Union | 1.06%* | $1k | - | $533 | 24 Month CD | |
| TIAA Direct | 1.06% | $1k | - | $533 | 2 Year CD | |
| AIG Bank | 1.05% | - | - | $529 | 24 Month CD | |
| Geauga Savings Bank | 1.05% | $1k | - | $529 | 24 Month CD | |
| Nationwide Bank | 1.05%* | - | - | $529 | 24 Month CD | |
| Huron Area Education Credit Union | 1.05% | - | - | $528 | 2 Year CD | |
| Third Federal | 1.05%† | $500 | - | $507 | 23 Month CD Special | |
| Ascencia Bank | 1.04% | $500 | $97k | $523 | 2 Year CD | |
| Bank of Internet USA | 1.01% | $1k | - | $509 | 24 Month CD | |
| EverBank | 1.01% | $1,500 | - | $508 | 2 Year Yield Pledge CD | |
| Patriot Bank | 1.01% | $1k | - | $509 | 24 Month CD | |
| Black Hills Credit Union | 1.01%* | $25k | - | $508 | 24-Month Ultimate CD | |
| Air Guard Credit Union | 1.01% | $500 | - | $508 | 24 Month Share Certificate | |
| First Internet Bank of IN | 1.00% | $1k | - | $504 | 24 Months CD | |
| Presidential Online Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| H&R Block Bank | 1.00% | $250 | - | $504 | 24 Month CD | |
| Lockheed Federal Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Salem Five | 1.00% | $10k | - | $503 | 24 Month Relationship CD | |
| Jacksonville Bank | 1.00% | $1k | - | $504 | 24 - 35 Month CD | |
| Justice Federal Credit Union | 1.00%* | $500 | - | $503 | 24 Month CD | |
| 5Star Bank | 1.00% | $1k | - | $503 | 2 Year CD | |
| Aberdeen Credit Union | 1.00% | - | - | $504 | 24 Month Share Certificates | |
| Mcgraw Hill Credit Union | 1.00% | $10k | - | $504 | 24 Month CD | |
| Premier America Credit Union | 1.00%* | $25k | - | $504 | 24 Month CD | |
| Siouxland Credit Union | 1.00% | $1k | - | $504 | 24 Month CD | |
| Bank of America | 1.00% | $25k | $250k | $504 | 24 Month CD | |
| Pentagon Federal Credit Union | 0.99% | $1k | - | $497 | 2 Year Money Market Cerificate | |
| BankUnited | 0.95% | $5k | - | $479 | 24 Month CD Special | |
| North American Savings Bank | 0.95% | $10k | - | $477 | 24 - 35 Month CD with Checking | |
| Agriculture Federal Credit Union | 0.90% | $1k | - | $453 | 24 Month Share Certificate | |
| Air Academy Federal Credit Union | 0.90% | $10k | - | $453 | 24 Month CD | |
| E-LOAN.com | 0.90% | $10k | - | $452 | 2 Year CD | |
| Giantbank.com | 0.90% | $2,500 | - | $453 | 24 Month Giant Personal CD | |
| RiverLand Credit Union | 0.90% | $1k | - | $452 | 24 Month Certificate | |
| Easthampton Savings Bank | 0.90% | $1k | - | $396 | 21 Month CD | |
| American Bank & Trust | 0.90% | $500 | - | $452 | 24 Month CD | |
| NOVA Bank | 0.90% | $500 | - | $453 | 24 Month CD | |
| Quantum National Bank | 0.90% | $1k | - | $453 | 24 Month Relationship CD | |
| Med5 Credit Union | 0.90% | $1k | - | $453 | 24 Month CD | |
| Consolidated-Hub Co Credit Union | 0.90% | - | - | $453 | 24 Month Certificate | |
| Virtual Bank | 0.90% | $10k | - | $452 | 2 Year eCD | |
| United States Senate Credit Union | 0.89%* | $20k | $100k | $448 | 24 Month Smart CD | |
| First Savings Bank Northwest | 0.87% | $25k | - | $438 | 24 Month CD | |
| First National Bank (LA) | 0.85% | - | - | $427 | 24 Month CD | |
| Firstmark Credit Union | 0.85% | $500 | - | $427 | 2 Year Regular CD | |
| M O Credit Union | 0.85% | $1k | - | $427 | 2 Year CD | |
| Vermillion Credit Union | 0.85% | $1k | - | $428 | 24 Month Share Certificate | |
| Intervest National Bank | 0.81% | $2,500 | - | $407 | 2 Year CD | |
| American Bank | 0.80% | $500 | - | $403 | 24 Month CD | |
| American Express Bank, FSB | 0.80% | - | - | $403 | 24 Month CD | |
| Community Bank of Raymore | 0.80% | $5k | - | $453 | 27 Month Emerald Club Rate Watcher CD | |
| Dime Savings Bank | 0.80% | $500 | - | $402 | 2 Year CD | |
| Stillwater National Bank | 0.80%*† | $10k | - | $402 | 24 Month CD | |
| Avanti Credit Union | 0.80% | $2,500 | - | $402 | 24 Month CD | |
| First Dakota National Bank | 0.80% | $1k | - | $403 | 24 Month CD | |
| First National Bank in Philip | 0.80% | $1k | - | $402 | 2 Year CD | |
| Dakota Plains Credit Union | 0.80% | $25k | $100k | $402 | 2 Year Share Certificate | |
| Dakota Star Credit Union | 0.80% | $500 | - | $403 | 24 Month Certificate | |
| Beacon Federal Bank | 0.80% | $2,500 | - | $403 | 24 Month CD | |
| First National Bank of Omaha | 0.75% | $500 | - | $377 | 24 Month CD w/Checking | |
| Sandy Spring Direct | 0.75% | $10k | - | $425 | 27 Month CD | |
| FNBO Direct | 0.75% | $500 | $1m | $377 | 24 Month CD | |
| Heritage Bank | 0.75% | $1k | - | $377 | 24 Month CD | |
| Atlantic Coast Bank | 0.75% | $1k | - | $377 | 24 Month iCertificates of Deposit | |
| S-Bank | 0.75% | $1k | - | $376 | 24 Month Statement Term Certificates | |
| Ameriprise Bank FSB | 0.75%* | $10k | - | $377 | 24 Month CD | |
| First Interstate | 0.75%† | $1k | - | $393 | 25 Month CD Online only | |
| CorTrust Bank National Association | 0.75% | $500 | - | $376 | 2 Year CD | |
| Dakotaland Credit Union | 0.75% | $500 | - | $376 | 2 Year Share Certificate | |
| Plains Commerce Bank | 0.75% | $1k | - | $377 | 24 - 35 Month CD | |
| First Midwest Bank (SD) | 0.75% | $500 | - | $377 | 24 Month CD | |
| Principal Bank | 0.75% | $5k | - | $377 | 24 Month CD | |
| Highmark Credit Union | 0.75%* | $25k | - | $377 | 24 Month Share Certificate | |
| Norstar Credit Union | 0.75% | $1k | - | $377 | 24 Month Share CD | |
| Farmers State Bank (9935) | 0.75% | $300 | - | $376 | 2 Year CD | |
| Fulton State Bank | 0.75% | $1k | - | $376 | 2 Year CD | |
| Rushmore Electric Credit Union | 0.75% | $250 | - | $377 | 24 Month CD | |
| Healthcare Plus Credit Union | 0.75% | - | - | $377 | 24 Month CD | |
| First Security Bank & Trust | 0.75% | $10k | - | $377 | 24 - 35 Month CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $352 | 24 Month CD | |
| Apple Federal Credit Union | 0.70% | $500 | - | $352 | 24 Month Share Certificate | |
| Bank of Blue Valley | 0.70% | - | - | $352 | 24 - 35 Months CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $351 | 2 Year CD | |
| Southeast Financial Federal Credit Union | 0.70% | $500 | - | $351 | 2 Year CD | |
| NewDominion Bank | 0.70% | $1k | - | $351 | 24 Month Fixed Rate CD | |
| South Division Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| Lake Michigan Credit Union | 0.70% | $500 | - | $351 | 24 Month VIP CD | |
| The Adirondack Trust Company | 0.70% | $500 | - | $351 | 2 Year CD | |
| Commercial State Bank, of Wagner | 0.70% | $500 | - | $352 | 24 Month CD - Quarterly | |
| Sentinel Credit Union | 0.70% | $500 | - | $352 | 24 Month CD | |
| Northern Hills Credit Union | 0.70% | $1k | - | $351 | 2 Year CD | |
| East River Credit Union | 0.70%* | $250 | - | $352 | 24 Month Share Certificate | |
| First State Bank of Warner, S. Dak. | 0.70% | $10k | - | $352 | 24 Month CD | |
| Minuteman Community Credit Union | 0.70% | - | - | $352 | 24 Month Share Certificate | |
| First National Community Bank (PA) | 0.70% | $1k | - | $337 | 23 Month CD | |
| Cattaraugus County Bank | 0.69% | $1k | - | $347 | 24 Month CD | |
| First Trade Union Savings | 0.65% | $500 | - | $326 | 2 Year CD | |
| Newtown Savings Bank | 0.65% | - | - | $326 | 2 Year CD | |
| West Texas National Bank | 0.65% | $1k | - | $326 | 2 Year CD | |
| First New England Federal Credit Union | 0.65% | $1k | - | $327 | 24 Month CD - Relationship | |
| SunTrust Bank | 0.65%† | $2k | $1m | $340 | 25 Month CD | |
| Sioux Falls Credit Union | 0.65% | $500 | - | $326 | 2 Year Share Certificate | |
| Mitchell Area Credit Union | 0.65% | $500 | - | $327 | 24 Month CD | |
| Dacotah Credit Union | 0.65% | $500 | - | $327 | 24 Month CD | |
| Sioux Empire Credit Union | 0.65% | $1k | - | $327 | 24 Month Share Certificate | |
| Oahe Credit Union | 0.65% | $500 | - | $326 | 2 Year CD | |
| The Roberts County National Bank of Sisseton | 0.65% | $500 | - | $326 | 24 Month CD | |
| Voyage Federal Credit Union | 0.65% | $10k | - | $327 | 24 Month Share Certificate | |
| UnivestDirect | 0.60% | $500 | - | $301 | 2 Year 3D-CD | |
| University Federal Credit Union | 0.60% | - | - | $302 | 24 Month Web CD | |
| North Country Savings Bank | 0.60% | $500 | - | $301 | 2 Year CD | |
| Velocity Credit Union | 0.60% | $1k | - | $301 | 2 Year Inflation Fighter Share Certificate | |
| Kaiser Federal Bank | 0.60% | $1k | - | $301 | 2 Year to Less than 3 Year CD | |
| E-Central Credit Union | 0.60% | $1k | - | $301 | 24 - 35 Month CD | |
| First National Bank South Dakota | 0.60% | $1k | - | $302 | 24 Month CD | |
| Dakota Heritage State Bank | 0.60% | $500 | - | $302 | 24 Month CD | |
| iGObanking | 0.60% | $1k | - | $365 | 29 Month iGOCD | |
| Flagstar Direct | 0.60% | $500 | - | $302 | 24 Month Internet CD | |
| Pacific Resource Credit Union | 0.59% | $1k | - | $296 | 24 Month CD | |
| Randolph Bank & Trust Company | 0.57% | - | - | $286 | 24 Month CDARS | |
| State Farm Bank | 0.55%*† | - | - | $277 | 24 Month CD | |
| Patelco Credit Union | 0.55% | $1k | - | $276 | 24 - 35 Month CD | |
| Flagstar Bank | 0.55%† | $500 | - | $277 | 24 - 29 Month CD | |
| Merchants State Bank | 0.55% | $1k | - | $277 | 24 Month Step-Up CD | |
| Airbanking | 0.55% | $500 | - | $276 | 2 Year CD | |
| Zions Bank | 0.50% | $1k | - | $251 | 2 Year Gold CD | |
| ViewPoint Bank | 0.50% | $1k | - | $251 | 24 Month Regular CD | |
| Union Bank of California | 0.50%† | $350 | $100k | $251 | 24 - 35 Month CD | |
| First National Bank in Sioux Falls | 0.50% | $25k | - | $251 | 730 - 999 Days Renewable CD | |
| ING DIRECT | 0.50% | - | - | $251 | 24 Month Orange CD | |
| NASA Federal Credit Union | 0.50% | $1k | - | $251 | 24 Month CD | |
| Webster Bank | 0.50% | $1k | - | $251 | 2 Year CD | |
| Consumers Credit Union (IL) | 0.50% | $250 | - | $251 | 2 Year CD | |
| Simply Service Credit Union | 0.50% | $25k | - | $251 | 24 Month CD | |
| KeyBank | 0.50%† | $25k | $100k | $220 | 21 Month Tiered CD - Relationship | |
| Heartland Bank Direct | 0.50% | $1k | - | $251 | 24 Month Online CD | |
| Services Center Credit Union | 0.48% | $1k | - | $241 | 2 Year Share Certificate | |
| Provident Credit Union (CA) | 0.45% | $1k | - | $226 | 24 Month CD | |
| Sovereign Bank | 0.45%* | $10k | $100k | $226 | 24 Month Rising Rate Relationship CD | |
| Thrivent Financial Bank | 0.45% | $1k | - | $226 | 24 Month Standard CD | |
| Service First Credit Union | 0.45% | $5k | - | $226 | 24 Month Share Certificate | |
| Capital One Direct Banking | 0.45% | $5k | $100k | $226 | 2 Year Costco Members CD | |
| Wells Fargo Bank | 0.43%† | $2,500 | - | $216 | 24 Month Step Rate Bonus CD | |
| 1st Source Bank | 0.40% | $500 | - | $200 | 2 Year CD | |
| Amalgamated Bank | 0.40%† | $500 | $99k | $200 | 2 Year USAVE Time Deposit | |
| Charles Schwab Bank | 0.40% | $1k | - | $201 | 24 Month CD | |
| US Bank N.A. | 0.40% | $500 | $250k | $201 | 24 Month CD | |
| HSBC Bank USA, National Association | 0.35% | $1k | - | $176 | 24 Month Online CD | |
| National Bank of Kansas City | 0.35% | $5k | - | $176 | 24 - 35 Month CD | |
| HSBC Advance | 0.35% | - | - | $176 | 24 Month Online CD | |
| GiftsforBanking.com | 0.35% | $5k | - | $175 | 2 Year CD Gifts | |
| Citibank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| 20Th Century Fox Credit Union | 0.30% | $2,500 | - | $150 | 2 Year Certificate | |
| Comerica Bank | 0.30%† | $1k | - | $150 | 2 Year CD | |
| Citibank (South Dakota), N.A. | 0.30% | - | - | $150 | 2-Year CD | |
| BankDirect | 0.25% | $10k | - | $126 | 24 Month CD | |
| Aurora Bank FSB | 0.25% | $1k | - | $125 | 24 Month CD | |
| Amegy Bank | 0.20% | $1k | - | $100 | 2 Year Jumbo Personal CD | |
| INOVA Federal Credit Union | 0.20% | $200 | - | $100 | 2 Year CD | |
| Regions Bank | 0.20%† | $500 | - | $100 | 24 - 29 Month Relationship CD | |
| Rapid City Telco Credit Union | 0.20% | $500 | - | $100 | 24 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $100 | 24 Month Share Certificate | |
Featured Accounts
Average 2 Year CD Rate Trend
Featured 1 Year CDs