5 Year CD Rates in South Dakota
Compare 5 year certificate of deposit rates in South Dakota. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in South Dakota. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank High Yield 5 Year CDAPY 1.69% Min N/A Max N/A Earnings Est. $2,185
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| American Airlines Credit Union | 2.27% | $10k | - | $2,969 | 60 Month CD | |
| Black Hills Credit Union | 2.25%* | $25k | - | $2,942 | 5 to 8-Year Ultimate CD | |
| Wings Financial Credit Union | 2.22% | $500 | - | $2,901 | 5 Year Dividend Paid Monthly Share Certificate | |
| Melrose Credit Union | 2.17% | $5k | - | $2,833 | 5 Year Share Certificate | |
| Air Force Federal Credit Union | 2.15%* | $2,500 | - | $2,806 | 5 Year CD | |
| United States Senate Credit Union | 2.12%* | $20k | $100k | $2,773 | 60 Month Smart CD | |
| Justice Federal Credit Union | 2.10%* | $500 | - | $2,738 | 60 Month CD | |
| Connexus Credit Union | 2.00% | $10k | - | $2,610 | 60 Month Certificate With Active Checking | |
| Pentagon Federal Credit Union | 2.00% | $1k | - | $2,602 | 5 Year Money Market Cerificate | |
| Christian Community Credit Union | 2.00%* | $10k | - | $2,610 | 60 Month Share Certificate | |
| RiverLand Credit Union | 2.00% | $1k | - | $2,602 | 60 Month Certificate | |
| Fort Knox Federal Credit Union | 2.00% | $500 | - | $2,563 | 59 Month CD | |
| Navy Federal Credit Union | 2.00%* | $20k | - | $2,602 | 5 Year CD | |
| Agriculture Federal Credit Union | 1.95% | $1k | - | $2,542 | 60 Month Share Certificate | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $2,480 | 60 Month CD | |
| Digital Credit Union | 1.86% | $25k | - | $2,420 | Jumbo 60 Month Certificate - Relationship Rate | |
| Hanscom Credit Union | 1.85% | $1k | - | $2,400 | 60 Month CD | |
| Dakota Star Credit Union | 1.81% | $500 | - | $2,353 | 60 Month Certificate | |
| Geauga Savings Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Heritage Bank | 1.80% | $25k | - | $2,339 | 60 Month CD | |
| American Bank N.A. | 1.80% | $10k | - | $2,339 | 60 Month "2 Flex" CD | |
| Jacksonville Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Firstmark Credit Union | 1.80% | $500 | - | $2,332 | 5 Year Regular CD | |
| Sentinel Credit Union | 1.80% | $500 | - | $2,339 | 60 Month CD | |
| M O Credit Union | 1.80% | $1k | - | $2,332 | 5 Year CD | |
| Minuteman Community Credit Union | 1.80% | $25k | - | $2,339 | 60 Month Share Certificate | |
| Barclays | 1.80% | - | - | $2,339 | 60 Month Online CD | |
| Goldwater Bank | 1.79% | $5k | - | $2,319 | 5 Year CD | |
| Intervest National Bank | 1.77% | $2,500 | - | $2,292 | 5 Year CD | |
| Self-Help Credit Union | 1.77% | $500 | - | $2,299 | 60 Month CD | |
| State Bank of India | 1.76%† | - | - | $2,279 | 5 Year CD | |
| Northwest Federal Credit Union | 1.76%* | $25k | - | $2,279 | 5 Year CD | |
| Siouxland Credit Union | 1.76% | $1k | - | $2,285 | 60 Month CD | |
| Hudson City Savings Bank | 1.75%† | $500 | - | $2,265 | 5 Year CD | |
| Third Federal | 1.75%† | $500 | - | $2,272 | 60 Month CD | |
| US Bank N.A. | 1.75% | $1k | $250k | $2,232 | 59 Month CD Special | |
| First National Bank (LA) | 1.75% | - | - | $2,265 | 60 Month CD | |
| Easthampton Savings Bank | 1.75% | $1k | - | $2,265 | 60 Month CD | |
| Affinity Credit Union | 1.75% | $500 | - | $2,272 | 60 Month Certificate | |
| American Bank & Trust | 1.75% | $500 | - | $2,265 | 60 Month CD | |
| Mcgraw Hill Credit Union | 1.75% | $10k | - | $2,272 | 60 Month CD | |
| Dakotaland Credit Union | 1.75% | $500 | - | $2,265 | 5 Year Share Certificate | |
| Plains Commerce Bank | 1.75% | $1k | - | $2,272 | 60+ Month CD | |
| Northern Hills Credit Union | 1.75% | $1k | - | $2,265 | 5 Year CD | |
| AmTrustDirect | 1.75% | - | - | $2,272 | 60 Month CD | |
| Healthcare Plus Credit Union | 1.75% | - | - | $2,272 | Certificate Plus! | |
| NASA Federal Credit Union | 1.75% | $1k | - | $2,074 | 55 Month CD | |
| Garden Savings Federal Credit Union | 1.71% | $500 | - | $2,212 | 5 Year Share Certificate | |
| First Internet Bank of IN | 1.70% | $1k | - | $2,205 | 60 Month CD | |
| Lake Michigan Credit Union | 1.70% | $500 | - | $2,198 | 60 Month VIP CD | |
| RTN Federal Credit Union | 1.70%* | $1k | - | $2,198 | 60 Month CD | |
| Stillwater National Bank | 1.70%*† | $10k | - | $2,198 | 60 Month CD | |
| Highmark Credit Union | 1.70%* | $25k | - | $2,205 | 60 Month Share Certificate | |
| First New England Federal Credit Union | 1.70% | $1k | - | $2,205 | 60 Month CD - Relationship | |
| Ally Bank | 1.69% | - | - | $2,185 | High Yield 5 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| USAA Bank | 1.66% | $1k | $95k | $2,145 | 5 Year CD - Standard | |
| EverBank | 1.65% | $1,500 | - | $2,132 | 5 Year Yield Pledge CD | |
| First National Bank of Omaha | 1.65% | $500 | - | $2,138 | 60 Month CD w/Checking | |
| FNBO Direct | 1.65% | $500 | $1m | $2,138 | 60 Month CD | |
| OneWest Bank | 1.65% | $1k | - | $2,132 | 5 Year Online CD | |
| Salem Five | 1.65% | $25k | - | $2,132 | 5 Year Callable CD - 12 Month Lock | |
| Colorado Federal Savings Bank | 1.65% | $5k | - | $2,132 | 5 Year CD | |
| Dakota Plains Credit Union | 1.65% | $25k | $100k | $2,132 | 5 Year Share Certificate | |
| Broadway Federal Bank | 1.61% | $500 | - | $2,084 | 60 Month Manager's Special CD | |
| AIG Bank | 1.60% | - | - | $2,071 | 60 Month CD | |
| Air Academy Federal Credit Union | 1.60% | $10k | - | $2,071 | 60 Month CD | |
| American Bank | 1.60% | $500 | - | $2,071 | 60 Month CD | |
| Bank of Internet USA | 1.60% | $1k | - | $2,071 | 60 Month CD | |
| University Federal Credit Union | 1.60% | - | - | $2,071 | 60 Month Web CD | |
| Dime Savings Bank | 1.60% | $500 | - | $2,065 | 5 Year CD | |
| E-LOAN.com | 1.60% | $10k | - | $2,065 | 5 Year CD | |
| Nationwide Bank | 1.60%* | - | - | $2,071 | 60 Month CD | |
| Ascencia Bank | 1.56% | $500 | $97k | $2,012 | 5 Year CD | |
| Urban Partnership Bank | 1.56% | $1k | $100k | $2,018 | 60 Month CD | |
| Giantbank.com | 1.55% | $2,500 | - | $2,004 | 60 Month Giant Personal CD | |
| Patriot Bank | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Lockheed Federal Credit Union | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Quantum National Bank | 1.55% | $1k | - | $2,004 | 60 Month Relationship CD | |
| First State Bank of Warner, S. Dak. | 1.55% | $10k | - | $2,004 | 60 Month CD | |
| West Texas National Bank | 1.51% | $1k | - | $1,945 | 5 Year CD | |
| Velocity Credit Union | 1.51% | $1k | - | $1,945 | 5 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.51% | $1k | - | $1,945 | 60 Month Statement Term Certificates | |
| Farmers State Bank (9935) | 1.51% | $300 | - | $1,945 | 5 Year CD | |
| Virtual Bank | 1.51% | $10k | - | $1,945 | 5 Year eCD | |
| Voyage Federal Credit Union | 1.51% | $10k | - | $1,951 | 60 Month Share Certificate | |
| Apple Federal Credit Union | 1.50% | $500 | - | $1,938 | 60 Month Share Certificate | |
| Union Bank of California | 1.50%† | $350 | $100k | $1,938 | 60 Month CD | |
| Presidential Online Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| H&R Block Bank | 1.50% | $250 | - | $1,938 | 60 Month CD | |
| Patelco Credit Union | 1.50% | $1k | - | $1,932 | 60 Month CD | |
| MetLife Bank | 1.50% | $2k | - | $1,938 | 60 Month CD | |
| Sallie Mae Bank | 1.50% | - | - | $1,932 | 60-Month CD | |
| Webster Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| Kaiser Federal Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| KeySource Commercial Bank | 1.50% | $100 | - | $1,932 | 60 Month CD | |
| SunTrust Bank | 1.50%† | $2k | $1m | $1,904 | 59 Month CD | |
| CorTrust Bank National Association | 1.50% | $500 | - | $1,932 | 5 Year CD | |
| Doral Bank | 1.50% | $1k | - | $1,938 | 60 Month Certificate | |
| NOVA Bank | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| Sioux Falls Credit Union | 1.46% | $500 | - | $1,879 | 5 Year Share Certificate | |
| Merchants State Bank | 1.45% | $100 | - | $1,871 | 60 Month CD | |
| First Security Bank & Trust | 1.45% | $10k | - | $1,871 | 60 Month CD | |
| E-Central Credit Union | 1.41% | $1k | - | $1,813 | 60 Month CD | |
| Principal Bank | 1.41% | $5k | - | $1,818 | 60 Month CD | |
| Sioux Empire Credit Union | 1.41% | $1k | - | $1,818 | 60 Month Share Certificate | |
| UnivestDirect | 1.40% | $500 | - | $1,805 | 60 Month CD | |
| South Division Credit Union | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| 5Star Bank | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| East River Credit Union | 1.40%* | $250 | - | $1,805 | 60 Month Share Certificate | |
| Bank of Blue Valley | 1.35% | - | - | $1,739 | 60 - 71 Months CD | |
| North Country Savings Bank | 1.35% | $500 | - | $1,734 | 5 Year CD | |
| INOVA Federal Credit Union | 1.35% | $200 | - | $1,734 | 5 Year CD | |
| Beacon Federal Bank | 1.34% | $2,500 | - | $1,725 | 60 Month CD | |
| Provident Credit Union (CA) | 1.30% | $1k | - | $1,668 | 60 Month CD | |
| Newtown Savings Bank | 1.30% | - | - | $1,668 | 5 Year CD | |
| Pacific Resource Credit Union | 1.29% | $1k | - | $1,655 | 60 Month CD | |
| State Farm Bank | 1.26%*† | - | - | $1,620 | 60 Month CD | |
| First Midwest Bank (SD) | 1.26% | $500 | - | $1,615 | 5 Year CD | |
| Southeast Financial Federal Credit Union | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| First Trade Union Savings | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| Thrivent Financial Bank | 1.25% | $1k | - | $1,607 | 60 Month Standard CD | |
| Dacotah Credit Union | 1.25% | $500 | - | $1,602 | 60 Month CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,602 | 60 - 120 Month CD with Checking | |
| ViewPoint Bank | 1.20% | $1k | - | $1,541 | 60 Month Regular CD | |
| First National Bank South Dakota | 1.20% | $1k | - | $1,541 | 60 Month CD | |
| Ameriprise Bank FSB | 1.15%* | $10k | - | $1,475 | 60 Month CD | |
| Wells Fargo Bank | 1.15%† | $5k | - | $1,425 | 58 Month CD Special | |
| Pacific Mercantile Bank | 1.13% | $10k | - | $1,445 | 60 Month CD | |
| First National Bank in Sioux Falls | 1.12% | $25k | - | $1,436 | 60 Months Renewable CD | |
| Charles Schwab Bank | 1.12% | $1k | - | $1,436 | 60 Month CD | |
| American Express Bank, FSB | 1.10% | - | - | $1,410 | 60 Month CD | |
| iGObanking | 1.10% | $1k | - | $1,410 | 60 Month iGOCD | |
| Dakota Heritage State Bank | 1.10% | $500 | - | $1,410 | 60 Month CD | |
| Flagstar Direct | 1.10% | $500 | - | $1,410 | 60 Month Internet CD | |
| 1st Source Bank | 1.05% | $500 | - | $1,340 | 5 Year CD | |
| Zions Bank | 1.05% | $1k | - | $1,340 | 5 Year Gold CD | |
| Amalgamated Bank | 1.05%† | $500 | $99k | $1,340 | 5 Year USAVE Time Deposit | |
| Flagstar Bank | 1.05%† | $500 | - | $1,344 | 60 - 71 Month CD | |
| Consumers Credit Union (IL) | 1.05% | $250 | - | $1,340 | 5 Year CD | |
| Citibank | 1.01%† | $1k | - | $1,288 | 5 Year CD | |
| Citibank (South Dakota), N.A. | 1.01% | - | - | $1,288 | 5-Year CD | |
| Regions Bank | 1.01%† | $500 | - | $1,248 | 58 Month CD Special | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Amegy Bank | 1.00% | $1k | - | $1,275 | 5 Year Jumbo Personal CD | |
| ING DIRECT | 1.00% | - | - | $1,279 | 60 Month Orange CD | |
| NewDominion Bank | 1.00% | $1k | - | $1,275 | 60 Month Fixed Rate CD | |
| KeyBank | 1.00%† | $25k | $100k | $1,275 | 60 Month Tiered CD - Relationship | |
| Service First Credit Union | 1.00% | $5k | - | $1,279 | 60 Month Share Certificate | |
| Fulton State Bank | 1.00% | $1k | - | $1,275 | 5 Year CD | |
| Guardian Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| GiftsforBanking.com | 0.95% | $5k | - | $1,210 | 5 Year CD Gifts | |
| First National Community Bank (PA) | 0.90% | $1k | - | $1,145 | 5 Year CD | |
| Randolph Bank & Trust Company | 0.90%* | $10k | - | $1,145 | 60 Month Fixed Rate CD | |
| Mitchell Area Credit Union | 0.90% | $500 | - | $1,149 | 60 Month CD | |
| Vermillion Credit Union | 0.85% | $5k | - | $1,084 | 60 Month Share Certificate | |
| Airbanking | 0.85% | $500 | - | $1,081 | 5 Year CD | |
| Comerica Bank | 0.80%† | $1k | - | $1,016 | 5 Year CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $1,016 | 5 Year Costco Members CD | |
| Rapid City Telco Credit Union | 0.70% | $500 | - | $890 | 60 Month CD | |
| National Bank of Kansas City | 0.65% | $5k | - | $825 | 60 Month CD | |
| Community Bank of Pleasant Hill | 0.50%* | $25k | - | $631 | 5 Year (260 weeks) CDARS | |
| Community Bank of Raymore | 0.50%* | $25k | - | $631 | 5 Year CDARS | |
| Aurora Bank FSB | 0.35% | $1k | - | $441 | 60 Month CD | |
| BankDirect | 0.25% | $10k | - | $315 | 60 Month CD | |
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