5 Year CD Rates in Tennessee
Compare 5 year certificate of deposit rates in Tennessee. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in Tennessee. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank High Yield 5 Year CDAPY 1.69% Min N/A Max N/A Earnings Est. $2,185
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| American Airlines Credit Union | 2.27% | $10k | - | $2,969 | 60 Month CD | |
| Wings Financial Credit Union | 2.22% | $500 | - | $2,901 | 5 Year Dividend Paid Monthly Share Certificate | |
| Melrose Credit Union | 2.17% | $5k | - | $2,833 | 5 Year Share Certificate | |
| Air Force Federal Credit Union | 2.15%* | $2,500 | - | $2,806 | 5 Year CD | |
| United States Senate Credit Union | 2.12%* | $20k | $100k | $2,773 | 60 Month Smart CD | |
| Justice Federal Credit Union | 2.10%* | $500 | - | $2,738 | 60 Month CD | |
| First Jackson Bank | 2.05% | $1k | - | $2,677 | 60 Month CD | |
| Fort Campbell Credit Union | 2.05% | $1k | - | $2,677 | 60 Month Share Certificate | |
| Heritage South Community Credit Union | 2.02% | $100 | - | $2,629 | 5 Year Certificate | |
| Leaders Credit Union | 2.02%* | $1k | - | $2,637 | 60 Month CD | |
| Connexus Credit Union | 2.00% | $10k | - | $2,610 | 60 Month Certificate With Active Checking | |
| Pentagon Federal Credit Union | 2.00% | $1k | - | $2,602 | 5 Year Money Market Cerificate | |
| Christian Community Credit Union | 2.00%* | $10k | - | $2,610 | 60 Month Share Certificate | |
| RiverLand Credit Union | 2.00% | $1k | - | $2,602 | 60 Month Certificate | |
| First Commerce Bank (TN) | 2.00% | $1k | - | $2,610 | 60 Month CD | |
| Lawrenceburg Federal Bank | 2.00% | $1k | - | $2,610 | 60 Month CD | |
| Fort Knox Federal Credit Union | 2.00% | $500 | - | $2,563 | 59 Month CD | |
| Navy Federal Credit Union | 2.00%* | $20k | - | $2,602 | 5 Year CD | |
| Agriculture Federal Credit Union | 1.95% | $1k | - | $2,542 | 60 Month Share Certificate | |
| The Bank of Fayette County | 1.95% | $1k | - | $2,542 | 60 Month CD | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $2,480 | 60 Month CD | |
| Eastman Credit Union | 1.90% | $1k | - | $2,467 | 5 Year Investment Certificate | |
| TriStar Bank | 1.90%* | $1k | - | $2,467 | 5 Year CD | |
| Digital Credit Union | 1.86% | $25k | - | $2,420 | Jumbo 60 Month Certificate - Relationship Rate | |
| Hanscom Credit Union | 1.85% | $1k | - | $2,400 | 60 Month CD | |
| Lifeway Credit Union | 1.81% | $1k | $100k | $2,353 | 60 Month Share Certificate | |
| Geauga Savings Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Heritage Bank | 1.80% | $25k | - | $2,339 | 60 Month CD | |
| Jacksonville Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Firstmark Credit Union | 1.80% | $500 | - | $2,332 | 5 Year Regular CD | |
| Barclays | 1.80% | - | - | $2,339 | 60 Month Online CD | |
| Goldwater Bank | 1.79% | $5k | - | $2,319 | 5 Year CD | |
| Intervest National Bank | 1.77% | $2,500 | - | $2,292 | 5 Year CD | |
| Self-Help Credit Union | 1.77% | $500 | - | $2,299 | 60 Month CD | |
| Staley Employees Credit Union | 1.77% | $10k | - | $2,292 | 60 Month CD | |
| State Bank of India | 1.76%† | - | - | $2,279 | 5 Year CD | |
| Northwest Federal Credit Union | 1.76%* | $25k | - | $2,279 | 5 Year CD | |
| Appalachian Community Credit Union | 1.76% | $1k | - | $2,279 | 60 Month CD | |
| Hudson City Savings Bank | 1.75%† | $500 | - | $2,265 | 5 Year CD | |
| Third Federal | 1.75%† | $500 | - | $2,272 | 60 Month CD | |
| US Bank N.A. | 1.75% | $1k | $250k | $2,232 | 59 Month CD Special | |
| The Fort Sill National Bank | 1.75% | $500 | - | $2,272 | 60 Month CD | |
| First National Bank (LA) | 1.75% | - | - | $2,265 | 60 Month CD | |
| Easthampton Savings Bank | 1.75% | $1k | - | $2,265 | 60 Month CD | |
| Affinity Credit Union | 1.75% | $500 | - | $2,272 | 60 Month Certificate | |
| Mcgraw Hill Credit Union | 1.75% | $10k | - | $2,272 | 60 Month CD | |
| The First National Bank of Manchester (TN) | 1.75% | $2,500 | - | $2,272 | 60 Month CD | |
| Meded Credit Union | 1.75% | $5k | - | $2,272 | 60 Month CD | |
| Johnson City Credit Union | 1.75% | $1k | - | $2,272 | 60 Month CD | |
| AmTrustDirect | 1.75% | - | - | $2,272 | 60 Month CD | |
| NASA Federal Credit Union | 1.75% | $1k | - | $2,074 | 55 Month CD | |
| Garden Savings Federal Credit Union | 1.71% | $500 | - | $2,212 | 5 Year Share Certificate | |
| Ascend Credit Union | 1.71% | $1k | - | $2,212 | 60 Month Share Certificate | |
| First Eagle Credit Union | 1.71% | $500 | - | $2,212 | 5 Year Share Certificate | |
| First Internet Bank of IN | 1.70% | $1k | - | $2,205 | 60 Month CD | |
| Lake Michigan Credit Union | 1.70% | $500 | - | $2,198 | 60 Month VIP CD | |
| RTN Federal Credit Union | 1.70%* | $1k | - | $2,198 | 60 Month CD | |
| Stillwater National Bank | 1.70%*† | $10k | - | $2,198 | 60 Month CD | |
| F A A Credit Union | 1.70%* | $500 | - | $2,205 | 60 Month Share Certificate | |
| Peoples Bank & Trust Company | 1.70% | $10k | - | $2,205 | 60 Month CD | |
| Kingsport Press Credit Union | 1.70% | $1k | - | $2,205 | 60 Month Investment Certificate | |
| Link Credit Union | 1.70% | $500 | - | $2,205 | 60 Month Share Certificate | |
| First New England Federal Credit Union | 1.70% | $1k | - | $2,205 | 60 Month CD - Relationship | |
| Ally Bank | 1.69% | - | - | $2,185 | High Yield 5 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| USAA Bank | 1.66% | $1k | $95k | $2,145 | 5 Year CD - Standard | |
| Coffee County Bank | 1.66% | $1k | - | $2,145 | 5 Year CD | |
| EverBank | 1.65% | $1,500 | - | $2,132 | 5 Year Yield Pledge CD | |
| FNBO Direct | 1.65% | $500 | $1m | $2,138 | 60 Month CD | |
| OneWest Bank | 1.65% | $1k | - | $2,132 | 5 Year Online CD | |
| Salem Five | 1.65% | $25k | - | $2,132 | 5 Year Callable CD - 12 Month Lock | |
| Colorado Federal Savings Bank | 1.65% | $5k | - | $2,132 | 5 Year CD | |
| Mountain National Bank | 1.65% | $1k | - | $2,138 | 60 Month CD | |
| Sumner Bank & Trust | 1.65% | $1k | - | $2,132 | 5 Year CD | |
| United Southeast Credit Union | 1.65% | $500 | - | $2,138 | 60 Month CD | |
| Chattanooga First Credit Union | 1.65% | $1k | - | $2,138 | 60 Month Share Certificate | |
| Broadway Federal Bank | 1.61% | $500 | - | $2,084 | 60 Month Manager's Special CD | |
| M.P.D. Community Credit Union | 1.61% | $2,500 | - | $2,078 | 60 Month Share Certificate | |
| First Bank of Tennessee | 1.61% | $500 | - | $2,084 | 60 Month Quarterly COD | |
| Union Bank (TN) | 1.61% | $1k | - | $2,084 | 60 Month CD | |
| AIG Bank | 1.60% | - | - | $2,071 | 60 Month CD | |
| Air Academy Federal Credit Union | 1.60% | $10k | - | $2,071 | 60 Month CD | |
| American Bank | 1.60% | $500 | - | $2,071 | 60 Month CD | |
| Bank of Internet USA | 1.60% | $1k | - | $2,071 | 60 Month CD | |
| University Federal Credit Union | 1.60% | - | - | $2,071 | 60 Month Web CD | |
| Dime Savings Bank | 1.60% | $500 | - | $2,065 | 5 Year CD | |
| E-LOAN.com | 1.60% | $10k | - | $2,065 | 5 Year CD | |
| Nationwide Bank | 1.60%* | - | - | $2,071 | 60 Month CD | |
| Carter County Bank of Elizabethton, Tennessee | 1.60% | $2,500 | - | $2,071 | 60 Month ME Checking CD | |
| Baptist Hospital Credit Union | 1.60% | $1k | - | $2,071 | 60 Month Share Certificate | |
| Electric Service Credit Union | 1.59% | $1k | - | $2,058 | 60 Month CD | |
| Ascencia Bank | 1.56% | $500 | $97k | $2,012 | 5 Year CD | |
| Urban Partnership Bank | 1.56% | $1k | $100k | $2,018 | 60 Month CD | |
| Giantbank.com | 1.55% | $2,500 | - | $2,004 | 60 Month Giant Personal CD | |
| Patriot Bank | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Lockheed Federal Credit Union | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Bowater Employees Credit Union | 1.55% | $500 | - | $2,004 | 60-Month Share Certificate | |
| Quantum National Bank | 1.55% | $1k | - | $2,004 | 60 Month Relationship CD | |
| The Tennessee Credit Union | 1.55% | $10k | - | $2,004 | 60 Month CD | |
| West Texas National Bank | 1.51% | $1k | - | $1,945 | 5 Year CD | |
| Velocity Credit Union | 1.51% | $1k | - | $1,945 | 5 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.51% | $1k | - | $1,945 | 60 Month Statement Term Certificates | |
| US Community Credit Union | 1.51% | $1k | - | $1,945 | 5 Year Certificate | |
| Citizens Bank (10319) | 1.51% | $500 | - | $1,945 | 60 Month CD | |
| First Alliance Bank | 1.51% | $1k | - | $1,945 | 5 Year CD | |
| First Trust and Savings Bank, Oneida, Tennessee | 1.51% | $1k | - | $1,951 | 60 Month CD | |
| First South Credit Union | 1.51%* | $10k | - | $1,951 | 60 Month CD | |
| Reelfoot Bank | 1.51% | $1k | - | $1,951 | 60 Month CD | |
| Hospitality Credit Union | 1.51% | $500 | - | $1,951 | 60 Month Compounded Daily Term Share Certificate | |
| Virtual Bank | 1.51% | $10k | - | $1,945 | 5 Year eCD | |
| Wiltruco Employees Credit Union | 1.51% | $1k | - | $1,945 | 60 Month CD | |
| Apple Federal Credit Union | 1.50% | $500 | - | $1,938 | 60 Month Share Certificate | |
| Union Bank of California | 1.50%† | $350 | $100k | $1,938 | 60 Month CD | |
| Presidential Online Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| H&R Block Bank | 1.50% | $250 | - | $1,938 | 60 Month CD | |
| Patelco Credit Union | 1.50% | $1k | - | $1,932 | 60 Month CD | |
| MetLife Bank | 1.50% | $2k | - | $1,938 | 60 Month CD | |
| Sallie Mae Bank | 1.50% | - | - | $1,932 | 60-Month CD | |
| Webster Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| Kaiser Federal Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| KeySource Commercial Bank | 1.50% | $100 | - | $1,932 | 60 Month CD | |
| SunTrust Bank | 1.50%† | $2k | $1m | $1,904 | 59 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,938 | 60 Month Certificate | |
| Enrichment Credit Union | 1.50% | $1k | - | $1,932 | 5 Year Share Certificate | |
| Knoxville TVA Employees Credit Union | 1.50% | $5k | $250k | $1,932 | 60 Month Combo CD Special | |
| NOVA Bank | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| Holston Methodist Credit Union | 1.49% | $1k | - | $1,919 | 60 Month Share Certificate | |
| TNBANK | 1.45% | $1k | - | $1,866 | 5 Year CD | |
| The Citizens Bank of East Tennessee | 1.45% | $1k | - | $1,871 | 60 Month CD | |
| First Security Bank & Trust | 1.45% | $10k | - | $1,871 | 60 Month CD | |
| ORNL Credit Union | 1.45% | $500 | $100k | $1,709 | 55 Month CD Special for Platinum Members | |
| Altra Federal Credit Union | 1.45%* | $1k | - | $1,871 | 60 Month CD w/ Checking | |
| E-Central Credit Union | 1.41% | $1k | - | $1,813 | 60 Month CD | |
| Principal Bank | 1.41% | $5k | - | $1,818 | 60 Month CD | |
| Hope Credit Union | 1.41% | $1k | - | $1,818 | 60 Month CD | |
| UnivestDirect | 1.40% | $500 | - | $1,805 | 60 Month CD | |
| South Division Credit Union | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| Citizens Bank (TN) | 1.40% | $1k | - | $1,805 | 60 Month CD | |
| 5Star Bank | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| Kimberly Clark Credit Union | 1.40% | $1k | - | $1,805 | 60 Month CD | |
| Bank of Blue Valley | 1.35% | - | - | $1,739 | 60 - 71 Months CD | |
| North Country Savings Bank | 1.35% | $500 | - | $1,734 | 5 Year CD | |
| INOVA Federal Credit Union | 1.35% | $200 | - | $1,734 | 5 Year CD | |
| The Farmers & Merchants Bank | 1.35% | $1k | - | $1,739 | 60 Month CD | |
| Employees Credit Union | 1.35% | $1k | - | $1,739 | 60 Month Term Share Certificate | |
| Beacon Federal Bank | 1.34% | $2,500 | - | $1,725 | 60 Month CD | |
| Community National Bank (19272) | 1.31% | $500 | - | $1,686 | 60 Month CD | |
| Provident Credit Union (CA) | 1.30% | $1k | - | $1,668 | 60 Month CD | |
| Newtown Savings Bank | 1.30% | - | - | $1,668 | 5 Year CD | |
| Commercial Bank TN | 1.30% | $500 | - | $1,673 | 60 Month CD | |
| Nashville Firemen's Credit Union | 1.30%* | $1k | - | $1,668 | 5 Year CD | |
| Pacific Resource Credit Union | 1.29% | $1k | - | $1,655 | 60 Month CD | |
| Resource Credit Union | 1.29% | $500 | - | $1,659 | 60 Month CD | |
| State Farm Bank | 1.26%*† | - | - | $1,620 | 60 Month CD | |
| Appliance Credit Union | 1.26%* | $20k | - | $1,620 | 60 Month Share Certificate | |
| Clinchfield Credit Union | 1.26%* | $1k | - | $1,615 | 60 Month CD | |
| Southeast Financial Federal Credit Union | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| First Trade Union Savings | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| Community National Bank of the Lakeway Area | 1.25% | $2,500 | - | $1,602 | 5 Year CD | |
| F&M Bank (TN) | 1.25% | $1k | - | $1,607 | 60 Month CD | |
| Cumberland Bank and Trust | 1.25% | $1k | - | $1,607 | Personal 60 Month CD | |
| Home Federal Bank of Tennessee | 1.25% | $500 | - | $1,602 | 5 Year Interest Credited Monthly CD | |
| Y-12 Credit Union | 1.25%* | $10k | - | $1,607 | 60 Month CD | |
| SouthEast Bank & Trust | 1.25% | $1k | - | $1,607 | 60 Month CD | |
| Thrivent Financial Bank | 1.25% | $1k | - | $1,607 | 60 Month Standard CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,602 | 60 - 120 Month CD with Checking | |
| ViewPoint Bank | 1.20% | $1k | - | $1,541 | 60 Month Regular CD | |
| First Capital Bank (TN) | 1.20% | $1k | - | $1,536 | 5 Year CD | |
| Jefferson Federal Bank | 1.20% | $2,500 | - | $1,541 | 60 Month CD | |
| Southern CU (TN) | 1.16% | $500 | - | $1,488 | 60 Month CD | |
| Ameriprise Bank FSB | 1.15%* | $10k | - | $1,475 | 60 Month CD | |
| Wells Fargo Bank | 1.15%† | $5k | - | $1,425 | 58 Month CD Special | |
| Greeneville Federal Bank, FSB | 1.15% | $1k | - | $1,475 | 60 Month CD | |
| Southern Heritage Bank (TN) | 1.15% | $1,500 | - | $1,475 | 60 Month CD | |
| Pacific Mercantile Bank | 1.13% | $10k | - | $1,445 | 60 Month CD | |
| Charles Schwab Bank | 1.12% | $1k | - | $1,436 | 60 Month CD | |
| American Express Bank, FSB | 1.10% | - | - | $1,410 | 60 Month CD | |
| iGObanking | 1.10% | $1k | - | $1,410 | 60 Month iGOCD | |
| Northwest Georgia Bank | 1.10% | $10k | - | $1,410 | 60 Month CD | |
| Flagstar Direct | 1.10% | $500 | - | $1,410 | 60 Month Internet CD | |
| 1st Source Bank | 1.05% | $500 | - | $1,340 | 5 Year CD | |
| Zions Bank | 1.05% | $1k | - | $1,340 | 5 Year Gold CD | |
| Amalgamated Bank | 1.05%† | $500 | $99k | $1,340 | 5 Year USAVE Time Deposit | |
| Flagstar Bank | 1.05%† | $500 | - | $1,344 | 60 - 71 Month CD | |
| Consumers Credit Union (IL) | 1.05% | $250 | - | $1,340 | 5 Year CD | |
| Tennessee Valley Credit Union | 1.05% | $1k | - | $1,344 | 60 Month CD | |
| Citibank | 1.01%† | $1k | - | $1,288 | 5 Year CD | |
| Orion Federal Credit Union | 1.01% | $500 | - | $1,292 | 60 Month Share Certificate | |
| Regions Bank | 1.01%† | $500 | - | $1,248 | 58 Month CD Special | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Amegy Bank | 1.00% | $1k | - | $1,275 | 5 Year Jumbo Personal CD | |
| ING DIRECT | 1.00% | - | - | $1,279 | 60 Month Orange CD | |
| NewDominion Bank | 1.00% | $1k | - | $1,275 | 60 Month Fixed Rate CD | |
| KeyBank | 1.00%† | $25k | $100k | $1,275 | 60 Month Tiered CD - Relationship | |
| New Peoples Bank, Inc. | 1.00% | $500 | - | $1,275 | 60 Month Certificate | |
| Highlands Union Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Tri-State Bank of Memphis | 1.00% | $1k | - | $1,279 | 60 Month CD | |
| Greater Eastern Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| Guardian Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| Parthenon Credit Union | 1.00% | $500 | - | $1,275 | 5 Year CD | |
| Partners 1St Credit Union | 0.99% | $500 | - | $1,266 | 60 Month CD | |
| GiftsforBanking.com | 0.95% | $5k | - | $1,210 | 5 Year CD Gifts | |
| CarePoint Federal Credit Union | 0.95% | $1k | - | $1,214 | 60 Month Share Certificate | |
| First National Community Bank (PA) | 0.90% | $1k | - | $1,145 | 5 Year CD | |
| Randolph Bank & Trust Company | 0.90%* | $10k | - | $1,145 | 60 Month Fixed Rate CD | |
| First Tennessee Bank, National Association | 0.85% | - | - | $1,081 | 60 Month CD | |
| First National Bank (TN) | 0.85% | $1k | - | $1,084 | 60 Month CD | |
| Airbanking | 0.85% | $500 | - | $1,081 | 5 Year CD | |
| Comerica Bank | 0.80%† | $1k | - | $1,016 | 5 Year CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $1,016 | 5 Year Costco Members CD | |
| Security Bank and Trust Company | 0.75% | $1k | - | $952 | 5 Year CD | |
| Old Hickory Credit Union | 0.70% | $1k | - | $890 | 60 Month CD | |
| National Bank of Kansas City | 0.65% | $5k | - | $825 | 60 Month CD | |
| Shelter Financial Bank | 0.60% | $1k | $95k | $759 | 60 Month CD | |
| Community Bank of Pleasant Hill | 0.50%* | $25k | - | $631 | 5 Year (260 weeks) CDARS | |
| Community Bank of Raymore | 0.50%* | $25k | - | $631 | 5 Year CDARS | |
| Aurora Bank FSB | 0.35% | $1k | - | $441 | 60 Month CD | |
| BankDirect | 0.25% | $10k | - | $315 | 60 Month CD | |
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