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1 Year IRA Rates Rates in Texas

Compare one year fixed IRA rates available in Texas. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 12 month IRA rates available in Texas. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Melrose Credit Union1.15%$4k-$2881 Year Share IRA Certificate (Traditional,Roth,CESA)
Connexus Credit Union1.10%$10k-$27612 Month IRA Certificate With Active Checking (Traditional,Roth,CESA)
GE Capital Retail Bank1.05%$25k-$26312 Month IRA CD (Traditional,Roth)
CIT Bank1.05%$25k-$2621 Year Achiever IRA (Traditional,Roth)
Freedom Bank (NJ)1.00%$500-$24712-17 Month IRA (Traditional,Roth,SEP)
Parke Bank1.00%$500-$27113 Month IRA (Traditional,Roth)
Salem Five1.00%$2k-$25012 Month IRA Special (Traditional,CESA,Roth,SEP)
Oritani Bank1.00%$1k-$251Loyalty 12 Month IRA (Traditional,CESA,Roth)
Bogota Savings Bank1.00%$500-$1879 Month IRA
Ally Bank0.99%--$248IRA High Yield 12-Month CD (Traditional,Roth,SEP)
Discover Bank0.95%$2,500-$23812 Month IRA (Traditional,Roth)
Nationwide Bank0.91%*$500-$22812 Month IRA (Traditional,Roth)
First Internet Bank of IN0.85%--$21312 Month IRA (Traditional,Roth,CESA)
Andrews Federal Credit Union0.85%$1k-$21312 Month IRA Certificate (Traditional,Roth,CESA)
Grand Bank, N.A.0.85%$1k-$21312 Month IRA (Traditional,Roth)
Digital Credit Union0.85%$500-$21012 - 23 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
OneWest Bank0.80%$1k-$21713 Month IRA (Traditional,Roth,SEP)
AloStar Bank of Commerce0.80%$1k-$20112 Month IRA
First Choice Bank (NJ)0.80%$1k-$20112 Month IRA (Traditional,Roth,SEP)
Pentagon Federal Credit Union0.80%$25-$2001 Year Roth IRA
Pen Air Credit Union0.75%$500-$20313 Month-Special IRA (Traditional,Roth,SEP,CESA)
Jersey Shore Credit Union0.75%$25k-$18512-60 Month IRA Certificate (Traditional,Roth)
Lincoln Park Savings Bank0.75%$500-$1881 Year IRA (Traditional,Roth,CESA)
First Point FCU0.75%$1k-$1881 Year IRA (Traditional,Roth,CESA)
Giantbank.com0.75%$1k-$18812 Month Giant IRA
Alliant Credit Union0.75%$1k-$18512 - 17 Month Traditional IRA
Belvoir Federal Credit Union0.75%$1k-$18812 Month IRA Share Certificate
Northrop Grumman Federal Credit Union0.73%$2k-$1821 Year Term IRA (Traditional,Roth,CESA)
USAA Bank0.71%$250$95k$1781 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
EverBank0.70%$1,500-$1751 Year Yield Pledge IRA (Traditional,Roth)
Northwest Federal Credit Union0.70%*$25k-$1751 Year IRA Certificate (Traditional,Roth,CESA,SEP)
North American Savings Bank0.70%$10k-$20514 Month IRA with Checking (Traditional,Roth,CESA)
Customers Bank0.70%$500-$17512 Month IRA
First Bank (NJ)0.70%$500-$17512 Month IRA
Self Reliance (NJ) Credit Union0.69%--$17312 Month IRA Certificate (Traditional,Roth,CESA)
UmbrellaBank.com0.66%$1k-$1651 Year IRA
Indus American Bank0.65%$2k-$16312 Month IRA
Northern Bank & Trust Company0.65%$500-$16312 Month IRA (Traditional,Roth,CESA,SEP)
Security Bank (OK)0.65%$2k-$16312 Month IRA (Traditional,Roth)
Roselle Savings Bank0.65%$1k-$16312 Month IRA (Traditional,Roth,CESA)
The Bank of Princeton0.60%$500$100k$15012 Month IRA (Traditional,Roth)
Garden Savings Federal Credit Union0.60%$500-$15012 Month IRA Share Certificate (Traditional,Roth,CESA)
Hudson City Savings Bank0.60%$500-$16313 Month IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Presidential Bank (MD)0.60%$1k-$1501 Year IRA
The Berkshire Bank0.60%$1k$500k$15012 Month IRA
Advanced Financial Credit Union0.60%--$14812-60 Month IRA (Traditional,Roth)
Astera Credit Union0.60%$500-$1501 Year IRA (Traditional,Roth,CESA)
Communitywide Credit Union0.60%$2k-$15012 Month IRA Share Certificate
Armed Forces Bank, National Association0.60%$500-$15012 Month IRA (Traditional,Roth,CESA)
NewDominion Bank0.60%$500-$15012 Month IRA (Traditional,Roth)
Kearny Federal Savings Bank0.60%$500-$1501 Year StarBanking Plus IRA (Traditional,Roth,CESA)
Sun National Bank0.60%$500$100k$14812-23 Month Relationship IRA (Traditional,Roth,CESA)
Republic Bank (Philadelphia, PA)0.60%--$14813 - 23 Month IRA
Haven Savings Bank0.55%$100-$13812 Month IRA
Delanco Federal Savings Bank0.55%$1k-$14913 Month IRA Special
Freehold Savings Bank0.55%$500-$14913 Month IRA (Traditional,Roth,CESA)
Sandia Laboratory Credit Union0.55%*$1k-$13812 Month IRA (Traditional,Roth,CESA)
Self-Help Credit Union0.55%--$13812 Month IRA (Traditional,Roth,CESA)
Patriot Bank0.55%$1k-$13613-23 Month IRA
Liberty Bell Bank0.55%$500-$13812 Month IRA (Traditional,Roth)
Capital Educators Federal Credit Union0.55%*$25k-$13612 - 17 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Apple Federal Credit Union0.55%$500-$13812 Month IRA Certificate (Traditional,Roth,CESA)
HAB Bank0.50%$1,500-$12512 Month IRA - Queens & NJ & Hicksville
Manasquan Savings Bank0.50%$500-$1251 Year IRA (Traditional,Roth,CESA)
Ponce De Leon Federal Bank0.50%$500-$12512 Month IRA (Traditional,Roth,CESA)
The Jacksonville Bank0.50%$1k-$12412 - 23 Month IRA (Traditional,Roth)
Easthampton Savings Bank0.50%$500-$93.789 Month IRA (Traditional,Roth)
Air Force Federal Credit Union0.50%*$1k-$1251 Year IRA (Traditional,CESA)
Clifton Savings Bank0.50%$500-$12512 Month IRA (Traditional,Roth,CESA)
McGraw Hill Credit Union0.50%$10k-$12512 Month IRA (Traditional,Roth,CESA)
The Atlantic Credit Union0.50%*$10k-$1251 Year IRA Certificate (Traditional,Roth,CESA)
NJM Bank0.50%$500-$12512 Month IRA (Traditional,Roth)
First Jersey Credit Union0.50%$1k-$1251 Year IRA
Lusitania Savings Bank0.50%$5k-$12512 Month Renewal IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank0.50%$10k-$10410-10 Flex IRA Certificate (Traditional,Roth)
RSI BANK0.50%$250-$13613 Month IRA
College Savings Bank0.47%$250-$1171 Year IRA (Traditional,Roth,CESA)
Justice Federal Credit Union0.45%*$500-$11312 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
BCB Community Bank0.45%$250-$11312 Month IRA (Traditional,Roth,CESA)
Franklin Bank (NJ)0.45%$1k-$11312 Month IRA CD (Traditional,Roth,CESA)
Glen Rock Savings Bank0.45%$500-$11312 Month IRA
Community Financial Services Credit Union0.45%--$1131 Year IRA
First Technology Federal Credit Union0.45%$500-$11312 Month IRA (Traditional,Roth,CESA)
Mountain America Credit Union0.45%$500-$11312 Month IRA (Traditional,Roth)
West Texas National Bank0.45%$100-$1131 Year IRA CD (Traditional,Roth)
Millington Savings Bank0.45%$250-$11312 Month IRA (Traditional,Roth,CESA)
Chartway Federal Credit Union0.45%$10k-$11312 Month IRA (Traditional,Roth,CESA)
America's Credit Union 0.45%$500$100k$11112-23 Month IRA Certificate Account (Traditional,Roth,CESA)
Boiling Springs Savings Bank0.45%$1k-$11312 Month IRA (Traditional,Roth,SEP)
United Central Bank0.45%$500-$11312 Month IRA
NJ Gateway Credit Union0.44%$500-$11012 Month IRA Certificate (Traditional,Roth,CESA)
Quantum National Bank0.42%$1k-$10512 Month Non-Relationship IRA
GSL Savings Bank0.41%$500-$10312 Month Fixed IRA
Simplicity Bank0.40%$10k-$1001 Yr to <2 Yr IRA (Traditional,Roth,CESA)
1st Colonial Community Bank0.40%$500-$10012 month IRA
Affinity Credit Union0.40%$500-$75.039 Month IRA Certificate
Automatic Data Processing Credit Union0.40%$500-$10012 Month IRA (Traditional,Roth,CESA)
Century Savings Bank0.40%$500-$10012 Month IRA (Traditional,Roth)
Irco Community Credit Union0.40%$500-$10012 Month IRA (Traditional,Roth)
First Atlantic Credit Union0.40%$500-$98.9012-17 Month IRA Certificate (Traditional,Roth,CESA)
Lake Michigan Credit Union0.40%$500-$10913 Month VIP IRA CD
Capital One 3600.40%--$75.039 Month IRA (Traditional,Roth)
First Savings Bank Northwest0.36%$25k-$90.2512 Month IRA
NVE Bank (NJ)0.36%$500-$10514 Month IRA (Traditional,CESA,Roth)
South Jersey Federal Credit Union0.35%$1k-$87.501 Year IRA (Traditional,Roth,CESA)
Royal Bank America0.35%$1k-$87.501 Year IRA
Firstrust Savings Bank0.35%$2,500$500k$10214 Month IRA (Traditional,Roth,SEP)
Ocean City Home Bank0.35%--$87.7412 Month IRA (Traditional,Roth,SEP,SIMPLE)
Zions Bank0.35%$1k-$87.501 Year Internet IRA CD
Geauga Savings Bank0.35%--$87.7412 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Metuchen Savings Bank0.35%$500-$87.7412 Month IRA
State Farm Bank0.35%*--$87.7412 Month IRA (Traditional,Roth)
Bank SNB0.30%$10k-$75.2112 Month IRA (Traditional,Roth,SEP)
First National Bank (LA)0.30%--$75.2112 Month IRA
Cape Bank0.30%--$75.001 Year IRA (Traditional,Roth,CESA)
Fulton Bank of New Jersey0.30%$500-$75.2112 Month IRA (Traditional,Roth,CESA)
The First National Bank of Elmer0.30%$100-$75.2112 Month Fixed IRA (Traditional,Roth,SEP,CESA)
First National Community Bank (PA)0.30%$1k-$75.001 Year Add-On IRA (Traditional,Roth,CESA,SEP)
First Trade Union Bank0.30%$500-$75.001 Year IRA
Patelco Credit Union0.30%$500-$74.1812 - 23 Month IRA (Traditional,Roth,CESA)
North Country Savings Bank0.30%$500-$75.001 Year IRA
National Bank of Kansas City0.30%--$74.1812 - 23 Month IRA (Traditional,Roth)
INOVA Federal Credit Union0.30%$200-$87.7614 Month IRA (Traditional,Roth,CESA)
Community Bank of Pleasant Hill0.30%$500-$75.001 Year IRA
Community Bank of Raymore0.30%$500-$75.001 Year IRA
Millville Savings and Loan Association0.30%$1k-$75.001 Year IRA (Traditional,Roth,CESA)
Principal Bank0.30%$2,500-$75.2112 Month IRA (Traditional,Roth)
TrustCo Bank0.30%--$81.3813 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Amalgamated Bank0.30%$500-$75.001 Year IRA Fixed Rate (Traditional,Roth)
First Security Bank & Trust0.27%$2,500-$66.7612 - 23 Month IRA (Traditional,Roth,SEP)
Eli Lilly Credit Union0.26%--$65.001 Year IRA (Traditional,Roth)
Univest Bank and Trust Co.0.25%$500-$62.6712 Month IRA (Traditional,Roth)
Acume0.25%*$20k-$62.6712 Month IRA Certificate (Traditional,Roth,CESA,SEP)
Credit Union Of New Jersey0.25%*$500-$62.501 Year Basic IRA Certificate (Traditional,Roth,CESA)
Hamilton Horizons Credit Union0.25%--$62.501 Year IRA Certificate (Traditional,Roth,CESA)
First Financial Credit Union0.25%$500-$62.6712 Month IRA Savings Certificate
Gibraltar Bank0.25%$500-$62.6712 Month IRA (Traditional,Roth)
Schuyler Savings Bank0.25%$1k-$62.6712 Month IRA (Traditional,Roth,CESA)
Raritan Bay Federal Credit Union0.25%$1k-$62.6712 Month IRA (Traditional,Roth,CESA)
Investors Bank0.25%$500-$62.6712 Month IRA (Traditional,Roth)
Magyar Bank0.25%$100-$62.5012 Month IRA
Pinnacle Federal Credit Union0.25%$500-$62.6712 Month IRA (Traditional,Roth,CESA)
Third Federal Savings and Loan (OH)0.25%$100-$62.6712 Month IRA (Traditional,Roth,SEP)
BankDirect0.25%$1k-$62.6712 Month IRA CD (Traditional,Roth)
Riegel Credit Union0.25%$1k-$62.6712 Month IRA (Traditional,Roth,CESA)
SunTrust Bank0.25%$2k-$62.6712 Month Banker Special Promotional IRA (Traditional,Roth,SEP,SIMPLE)
Spencer Savings Bank 0.25%$500-$62.6712 Month IRA
ViewPoint Bank, National Association0.25%$1k-$62.6712 Month IRA (Traditional,SEP,Roth)
Bank of Blue Valley0.25%$500-$61.8112 - 17 Months IRA (Traditional,Roth,CESA,SEP)
20Th Century Fox Credit Union0.20%$5k-$50.001 Year IRA Certificate (Traditional,Roth,CESA)
Northfield Bank0.20%$2,500-$50.1412 Month IRA (Traditional,Roth)
PNC Bank, National Association0.20%*$25k-$50.1412 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Polish & Slavic Credit Union0.20%$500-$37.529 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Susquehanna Bank0.20%$5k-$50.1412 Month Liquid IRA (Traditional,Roth,CESA)
The Adirondack Trust Company0.20%$500-$50.001 Year IRA (Traditional,Roth,SEP,CESA)
Fox Chase Bank0.20%$500-$50.1412 Month IRA (Traditional,Roth)
GCF Bank0.20%$500-$50.001 Year IRA (Traditional,Roth)
Great Lakes Credit Union0.20%$1k-$50.001 Year IRA Certificate (Traditional,Roth,CESA)
Shore Community Bank0.20%$500-$50.1412 Month IRA
Garden State Credit Union0.20%$1k-$50.1412 Month IRA Certificate (Traditional,Roth)
Newtown Savings Bank0.20%--$50.001 Year IRA (Traditional,Roth)
Citibank0.20%$1k-$50.001 Year IRA (Traditional,Roth)
KeyBank0.20%$2,500$100k$50.1412 Month Tiered IRA - Relationship (Traditional,Roth)
American Bank0.20%$250-$50.1412 Month IRA (Traditional,Roth,CESA)
iGObanking0.15%$1k-$28.159 Month iGOIRA (Traditional,Roth)
Cornerstone Bank (NJ)0.15%$500$100k$37.0912 - 17 Month IRA
Peapack-Gladstone Bank0.15%$250-$37.6012 Month IRA
The First National Bank of Absecon0.15%--$37.0912 - 17 Month IRA
Somerset Savings Bank, SLA0.15%$500-$40.6913 Month IRA
NJ Community Federal Credit Union0.15%$1k-$37.6012 Month IRA Certificate
United Teletech Financial Credit Union0.15%$500-$37.096-11 Month IRA
South Division Credit Union0.15%$500-$37.501 Year IRA
Consumers Credit Union (IL)0.15%$250-$37.501 Year IRA (Traditional,Roth,CESA,SEP)
Union Bank (San Francisco, CA)0.15%$350-$37.0912 - 17 Month IRA Time Deposit (Traditional,Roth,CESA)
Bank of America0.12%$2k-$30.0812 Month Featured Online IRA - Platinum Rate (Traditional,CESA,Roth)
Sturdy Savings Bank0.10%$500-$25.0712 Month IRA
Amegy Bank0.10%$250-$18.769 Month IRA (Traditional,Roth)
Comerica Bank0.10%$1k-$25.001 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
University Federal Credit Union0.10%$1k-$25.0712 Month Regular IRA (Traditional,Roth,CESA)
Chase Manhattan Bank0.05%*$10k-$12.3612-14 Month IRA - Relationship (Traditional,Roth,SEP)
H&R Block Bank 0.03%$250-$7.5212 Month IRA (Traditional,Roth)