3 Month CD Rates in Texas
Compare 3 month certificate of deposit rates in Texas. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 3 month CD rates available in Texas. If we have missed a local bank in your area please contact us and let us know by using the email link below
Showing nationwide and Texas accounts based on a $10,000 deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| NavyArmy FCU | 1.50% | $1k | - | $37.19 | 3 Month Term Share Account | |
| Fort Knox FCU | 1.40% | $500 | - | $34.72 | 3 Month CD | |
| Vision Bank - Texas | 1.10% | - | $100k | $9.00 | 30 Day CD | |
| ISN Bank | 1.01% | $10k | - | $25.09 | 3-5 Month CD | |
| Bank of the Sierra | 1.01% | $10k | - | $24.81 | Sierra Prime Index 90 - 365 Day CD | |
| Hudson City Savings Bank | 1.00% | $500 | - | $24.84 | 3 Month CD | |
| RiverLand Credit Union | 1.00% | $1k | - | $24.84 | 3 Month Certificate | |
| Chevron FCU | 0.95% | $500 | - | $23.60 | 3 Month CD | |
| Wings Financial CU | 0.90% | - | - | $22.36 | 3 Month Share Certificate | |
| First Federal Community Bank | 0.90% | $1k | - | $22.36 | 91 Day CD | |
| Fayetteville Bank | 0.90% | $500 | $100k | $22.36 | 3 Month CD | |
| Texas Heritage National Bank | 0.85% | - | $100k | $20.89 | 90 Day CD | |
| Eastman CU | 0.85% | $2,500 | - | $20.89 | 90 to 179 Days Investment Certificate | |
| San Antonio Federal Credit Union | 0.80% | $10k | - | $19.89 | 3 - 5 Month CD | |
| Virtual Bank | 0.80% | $10k | - | $19.89 | 3 Month eCD | |
| Palladian Private Bank | 0.80% | $10k | - | $19.89 | 3 Month CD | |
| Security Service FCU | 0.80% | $500 | - | $19.89 | 3 Month CD | |
| TriStar Bank | 0.80% | $1k | - | $19.67 | 90 Day CD | |
| Woodlands Commercial Bank | 0.80% | $2,500 | - | $19.89 | 3 Month CD | |
| Mobiloil CU | 0.80% | $1k | - | $19.89 | 3 Month CD | |
| River City FCU | 0.76% | $500 | - | $18.89 | 3 Month CD | |
| H&R Block Bank | 0.75% | - | - | $18.44 | 90 Day CD | |
| Northstar Bank of Texas | 0.75% | $1k | - | $18.65 | 3 Month CD | |
| BankDirect | 0.75% | $10k | - | $18.44 | 90 Day CD | |
| Lockheed Federal Credit Union | 0.75% | $1k | - | $18.65 | 91 Day CD | |
| United SA Federal Credit Union | 0.75% | $500 | - | $18.65 | 3 Months CD | |
| NexBank | 0.75% | $10k | - | $18.65 | 3 Month CD | |
| Central Bank | 0.75% | $2,500 | - | $18.65 | 3 Month CD | |
| First National Bank of Hereford | 0.75% | - | $100k | $6.14 | 30 Day CD | |
| F&M Bank | 0.75% | $1k | - | $18.65 | 3 Month CD | |
| EECU | 0.75% | $1k | $50k | $18.65 | 3 Month CD | |
| Acacia Federal Savings Bank | 0.70% | $500 | - | $17.41 | 3 Month CD | |
| Beacon FCU | 0.70% | $1k | - | $17.41 | 3 mos. Share Cert | |
| American Bank N.A. | 0.70% | $10k | - | $17.41 | 3 Month CD | |
| Southwestern National Bank | 0.70% | $500 | $99k | $17.21 | 90 Day CD | |
| Ally Bank | 0.69% | - | - | $17.16 | High Yield 3 Month CD | |
| Wilshire State Bank | 0.65% | $1k | - | $15.99 | 90 Day CD | |
| United Heritage Credit Union | 0.65% | $1k | - | $16.17 | 3 Month CD | |
| Discover Bank | 0.65% | $2,500 | - | $16.17 | 3 Month CD | |
| Giantbank.com | 0.65% | $2,500 | - | $16.17 | 91 Day Giant Personal CD | |
| West Texas National Bank | 0.65% | $1k | - | $15.99 | 90 - 179 Days CD | |
| Nationwide Bank | 0.65% | - | - | $16.17 | 3 Month CD | |
| USAA Bank | 0.65% | $1k | $95k | $16.17 | 91 Day CD - Standard | |
| Northwest FCU | 0.62% | $2,500 | - | $15.42 | 3 Month CD | |
| American Bank | 0.60% | $500 | - | $14.76 | 90 Day CD | |
| Equity Bank | 0.60% | $1k | - | $14.93 | 3 Month CD | |
| MetroBank | 0.60% | $500 | - | $14.76 | 90 Day CD | |
| Texas Capital Bank | 0.60% | $1k | - | $14.76 | 90 Day CD | |
| Independent Bank TX | 0.60% | $1k | - | $14.76 | 90 Day CD | |
| RTN Federal Credit Union | 0.60% | $1k | - | $14.93 | 3 Month CD | |
| Community Bank of Pleasant Hill | 0.55% | $500 | - | $13.53 | 90 Day CD | |
| Community Bank of Raymore | 0.55% | $500 | - | $13.53 | 90 Day Emerald Club CD | |
| EverBank | 0.55% | $1,500 | - | $13.68 | 3 Month Yield Pledge CD | |
| Randolph Bank & Trust Company | 0.53% | - | - | $13.19 | 13 Week CDARS | |
| Beal Bank | 0.51% | $1k | - | $12.69 | 3 Month CD | |
| University FCU | 0.50% | - | - | $12.44 | 3 Month Web CD | |
| State Bank of Toledo | 0.50% | $1k | - | $12.44 | 91 Day CD | |
| First Internet Bank of IN | 0.50% | $1k | - | $12.44 | 3 Month CD | |
| First National Community Bank (PA) | 0.50% | $1k | - | $12.44 | 3 Month CD | |
| First-Lockhart National Bank | 0.50% | - | - | $12.31 | 90 - 181 Day CD | |
| Presidential Online Bank | 0.50% | $1k | - | $4.10 | 30 Day CD | |
| iGObanking | 0.50% | $1k | - | $12.44 | 3 Month iGOCD | |
| Integrity Bank | 0.50% | - | - | $12.44 | 3 Month CD | |
| Patriot Bank | 0.50% | $1k | - | $12.44 | 3 Month CD | |
| Jacksonville Bank | 0.50% | $1k | - | $12.44 | 3 Month CD | |
| Texas Gulf Bank | 0.50% | $2,500 | - | $12.31 | 90 Day CD | |
| Country Bank for Savings | 0.50% | $500 | - | $8.34 | CD - 2 month | |
| OMNIBANK, N.A. | 0.50% | $1k | $98k | $12.58 | 92 - 181 Days TOPS CD | |
| InTouch Credit Union | 0.50% | $1k | $95k | $16.68 | 4-Month Certificate Special | |
| Qualtrust Credit Union | 0.50% | $1k | - | $12.44 | 3 Month Term Share Certificate | |
| Capitol CU | 0.50% | $1k | - | $12.44 | 3 Month CD | |
| TransPecos Banks | 0.50% | $1k | $100k | $12.31 | 90 Day CD | |
| Collin Bank | 0.50% | $1k | $100k | $12.44 | 3 Month CD | |
| Texas Citizens Bank | 0.45% | - | - | $11.20 | 3 Month Reward CD | |
| Coleman County State Bank | 0.45% | $1k | - | $11.08 | 90 Day CD | |
| Addison Avenue FCU | 0.40% | $500 | - | $9.96 | 3 - 5 Month Certificate | |
| Amegy Bank | 0.40% | $10k | - | $9.85 | 90 Day Personal Internet CD | |
| Community Resource Credit Union | 0.40% | $1k | - | $9.96 | 3 Month CD | |
| El Paso Area Teachers FCU | 0.40% | $500 | - | $9.96 | 91 Day Regular Certificates | |
| E-LOAN.com | 0.40% | $10k | - | $9.96 | 3 Month CD | |
| Liberty Bank | 0.40% | $500 | - | $9.96 | 3 Month CD | |
| Royal Banks of Missouri | 0.40% | $1k | $100k | $9.96 | 3 Month CD | |
| Velocity Credit Union | 0.40% | $1k | - | $9.96 | 91 Day Short Term Certificate CD | |
| HCSB Bank | 0.40% | $1k | - | $9.85 | 90 - 179 Day CD | |
| Amarillo National Bank | 0.40% | $1k | - | $9.85 | 90 Day CD | |
| First Community CU of Houston | 0.40% | - | - | $9.96 | 3 Month CD | |
| 20Th Century Fox CU | 0.40% | $10k | - | $9.96 | 3 Month Certificate | |
| Pacific Resource Credit Union | 0.36% | $1k | - | $8.96 | 3 Month CD | |
| First Savings Bank Northwest | 0.36% | $5k | - | $8.96 | 3 Month CD | |
| Bank of Internet USA | 0.35% | - | - | $8.71 | 3 to 5 months Personal CD | |
| Colorado State Bank | 0.35% | - | - | $11.49 | 120 Days Fixed CD Product | |
| Coppermark Bank | 0.35% | $1k | - | $8.62 | 90 Day CD | |
| State Farm Bank | 0.35% | - | - | $8.71 | 3 Month CD | |
| Founders Bank | 0.35% | - | $95k | $8.71 | 3 Month CD | |
| Neighborhood CU | 0.35% | $2,500 | - | $8.71 | 91 Day CD | |
| North Dallas B&T | 0.35% | $1k | - | $8.62 | 90 Day CD | |
| Opportunity Bank, N.A. | 0.35% | $1k | - | $8.62 | 90 - 179 Day CD | |
| Park Cities Bank | 0.35% | - | $100k | $8.71 | 3 Month CD | |
| Allstate Bank | 0.30% | $1k | - | $7.39 | 90 Day CD | |
| ViewPoint Bank | 0.30% | $1k | - | $7.47 | 3 Months Regular CDs | |
| The Bank of Fayetteville | 0.30% | $500 | - | $7.39 | 90 Day CD | |
| Heritage Bank | 0.30% | $10k | - | $7.47 | 91 Day CD | |
| BankTexas | 0.30% | $10k | - | $7.47 | 91 Day CD | |
| Western FCU | 0.30% | $1k | - | $7.47 | 3 Month Share Certificate | |
| Ameriprise Bank FSB | 0.30% | $10k | - | $7.47 | 3 Month CD | |
| Kaiser Federal Bank | 0.30% | $1k | - | $7.39 | 90 - 181 Day CD | |
| Westbound Bank | 0.25% | $1k | $100k | $6.16 | 90 Day CD | |
| United Central Bank | 0.25% | $1k | - | $6.23 | 3 Month CD | |
| Union Bank of California | 0.25% | $350 | $100k | $6.16 | 90 - 179 Day CD | |
| Citibank | 0.25% | $500 | - | $6.23 | 3 Month CD | |
| Texans Credit Union | 0.25% | $1k | - | $6.23 | 91 Days CD | |
| Provident Credit Union | 0.25% | $1k | - | $6.23 | 3 Month CD | |
| Jefferson State Bank | 0.25% | $1k | - | $2.12 | 1 Month CD | |
| KANZA Bank | 0.25% | $1k | - | $6.23 | 91 Day CD | |
| MetLife Bank | 0.25% | $2k | - | $6.23 | 3 Month CD | |
| Continental FCU | 0.25% | $1k | - | $6.23 | 3 Month Members Choice Certificate | |
| Wilmington Savings Fund Society FSB | 0.25% | $5k | - | $6.23 | 3 Month CD Special - Online Only | |
| First State Bank (Gainsville) | 0.25% | $1k | - | $2.12 | 1 Month CD | |
| Texas First Bank | 0.25% | $1k | - | $6.23 | 3 Month CD | |
| State National Bank of Texas | 0.20% | $1k | - | $4.93 | 90 Day Jumbo CD | |
| Bank of Oklahoma | 0.15% | - | - | $4.93 | 120 Days CD | |
| Brenham National Bank | 0.15% | $1k | - | $1.27 | 31 - 179 Days CD | |
| Broadway National Bank | 0.15% | $1k | - | $1.23 | 30 Day CD | |
| Compass Bank | 0.15% | $5k | - | $1.27 | 1 Month CD | |
| West Texas State Bank | 0.15% | $1k | - | $3.70 | 90 Day CD | |
| Chase Manhattan Bank | 0.15% | $1k | - | $1.27 | 1 Month CD - Relationship | |
| Zions Bank | 0.10% | $1k | - | $2.49 | 3 Month Regular CD | |
| Charles Schwab Bank | 0.10% | $1k | - | $2.49 | 3 Month CD | |
| Consumers Credit Union | 0.10% | $250 | - | $2.49 | 91 Day CD | |
| HSBC Bank | 0.05% | $1k | - | $1.25 | Online 3 Month CD | |
| Lake Michigan Credit Union | 0.05% | $500 | - | $1.25 | 3 Month CD | |
| Flagstar Bank | 0.05% | $500 | - | $0.41 | 30 - 89 Day CD |
Average 3 Month CD Rate Trend
