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Savings Account Rates in Nationwide

Compare rates on personal savings accounts in Nationwide. We check both the national banks and local banks in Nationwide every day to provide you with the most current savings account rates available in your area. If there is a local bank you would like to see listed here, let us know and we'll do our best to add it.

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Deposit Amount | $1 $100,000
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5111
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FEATURED
Sponsored Note: Synchrony Bank was formerly GE Capital Retail Bank. FDIC Insured.
Sponsored Note: Maximum flexibility, a great rate and no minimum deposit to open.
Sponsored Note: "Best Online Bank", Money® magazine 2011, 2012 & 2013
Sponsored Note: Member FDIC.
Guardian CU (AL)RoundUp Savings 5.09%--$1,272
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University Settlement Credit UnionRegular Savings1.50%$25-$375
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Foothill Federal Credit UnionSummertime Savings1 Review1.50%$50-$375
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Palladian Private BankSavings Account7 Reviews1.26%$10k-$315
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Champaign Postal Credit UnionRegular Share1.25%$25k-$312
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Flagstar BankSimplySavings Promo - 12 Month Promo63 Reviews1.15%--$288
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Self Reliance New York Federal Credit UnionRegular Shares6 Reviews1.11%--$278
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Citizens State Bank (FL)Internet Savings3 Reviews1.06%$10k-$265
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Gilmer National Bank, Gilmer, TexasRegular Savings Account1.06%$50-$265
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BankIowa of Cedar RapidsVariable Rate Freedom CD-Current Customers Only1 Review1.06%--$265
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Quorum Federal Credit UnionHighQ1.05%--$262
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First Imperial Credit UnionSummer Saver2 Reviews1.05%$50-$262
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ableBankingMoney Market Savings1.02%$250-$255
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CME Credit UnionGreat2Save2 Reviews1.01%--$252
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SFGI DirectSFGI Direct Savings Account4 Reviews1.01%$500-$252
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Nuvo Bank & Trust CompanyGrowth Savings Account1 Review1.01%-$25k$252
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San Juan Credit UnionAnnual Account1.00%--$250
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Hanover Community BankCustodial Savings1.00%--$250
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Salem Five DirecteOne Savings - New Customers Only10 Reviews1.00%-$500k$250
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Cross River BankI Connect Select Tiered Savings1.00%$10k-$250
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Water And Power Community Credit UnionMatriMoney Special Purpose Savings1 Review1.00%$50-$250
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Jeanne D'Arc Credit UnionMembership Account1 Review1.00%--$250
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MySavingsDirectMySavings Account1.00%--$250
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First Peoples Community Credit UnionPayroll Holiday Account1.00%$100-$250
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Belmont Savings BankPlatinumBlue High Rate Savings1.00%-$100k$250
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Community Bank of Bergen County, N. J.Prestige Statement Savings1.00%$25k-$250
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Biscayne BankRegular Savings1.00%--$250
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Reliance Bank (MN)Reliance Really Green Savings1.00%-$25k$250
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River Valley Community Credit UnionRiver Rascal Children's Account1.00%--$250
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Sesloc Credit UnionSchool Employees Level Pay Account1.00%--$250
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SmartyPigSmartyPig Savings10 Reviews1.00%--$250
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Blue Hills BankUltimate Savings - Promotion6 Reviews1.00%$10k$1m$250
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CIT BankCIT Savings47 Reviews0.95%$25k-$238
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Team One Credit UnionDeferred Compensation Account2 Reviews0.95%$25k-$238
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Security Bank USAHealth Savings Account 0.95%$25k-$238
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Doral Bank NYStatement Savings1 Review0.93%--$233
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Displaying 1-40 of 5111 Results



Savings Account Rate Trend

Savings Account Rates

The savings account table above allows you to compare savings account rates offered by financial institutions like online banks, credit unions, community banks, and big banks. The best savings account rates are published at the top of the rate table and decrease in APY as you scroll down. Feel free to filter the results by location and investment amount for customized results.

What Is A Savings Account?

A savings account is defined by Regulation D of the Federal Reserve Board guidelines as a bank deposit for which there is no expiration date, nor a specific date on which it becomes payable to the depositor. Savings accounts are not considered “transactional” because the number of withdrawals account holders are allowed to make is restricted each month (currently 6 withdrawals/month). Financial institutions pay varying degrees of interest in exchange for your deposit, with the online savings account usually offering some of the highest interest rates.

How To Use A Savings Account

Saving money is one of the primary functions and benefits provided by a savings account. The savings account helps consumers to manage their money better and provides security for your cash. For consumers already with a checking account, opening a savings account can serve as a backup to prevent overdrafts from occurring. A wise strategy is to establish an emergency savings account with enough funds to cover up at least 3 months of expenses. High yield savings accounts are the best option for emergency savings, as you will earn the higher rates of return on your reserves. ACH transfers are another benefit that makes it easy to transfer funds to and from various accounts.

Money Market Accounts are similar to savings accounts, but differ mainly in two ways: MMAs typically offer limited check writing and have minimum balance requirements. Savings accounts typically do not.

Many consumers compare savings accounts regularly as a part of their savings plan, in order to take advantage of the highest savings account rates available at any given time. DepositAccounts has a savings calculator that will tell you how much compounding interest you can expect from a given account over a certain period of time. Multiple savings accounts can be advantageous as well, especially if you have, or plan to have, an online savings account. Having an account on the web and on the ground (in the form of physical bank branches) could help you take advantage of higher rates while maintaining personal banking relationships.