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Utah Banking Rates and News

Browse through the stories below to view current deals for Utah banks or select an item from the menu bar above to view current rates in Utah.

3 CD Specials from Transwest Credit Union
Transwest Credit Union

Transwest Credit Union (Salt Lake City) is offering three CD specials: a 2-year CD (1.00%APY), a 3-year CD (1.51% APY), and a 5-year CD (2.07% APY). All three CD Specials have a minimum $1K initial deposit with a $50K cap, and can be opened at any of Transwest's five Salt Lake City metro branches. Membership in Transwest Credit Union may be opened at the time of CD purchase.

Availability

These CD specials are only available to members of Transwest Credit...

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KeyBank $200 Checking Account Bonus in Some States
KeyBank

Update: This promotion has been extended to May 30, 2014. The new promo code is ONFT0514.

KeyBank has another checking account promotion. Last month it was giving away a Kindle Fire HD. That has been replaced with a $200 cash bonus. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until May 2, 2014.

The bonus requires that you open a qualifying KeyBank...

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Competitive CD Rates at Security Service FCU in TX, CO & UT
Security Service Federal Credit Union

Security Service Federal Credit Union just increased its 5-year CD and IRA CD rates. Rates went up by 40 basis points. In San Antonio, the Jumbo 5-year CD rate is 2.25% APY. This requires a $100,000 minimum deposit. Rate is 5 basis points lower for a $50K minimum, 10 basis points lower for a $25K minimum and 15 basis points lower for a $500 minimum.

Security Service FCU continues to offer a good deal on a 13-month CD. In San Antonio, the Jumbo 13-month CD rate is 1.25% APY.

Rates vary by...

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Special 5-Year CD Rate at MACU - Easy Membership - 2%
Mountain America Credit Union

Mountain America Credit Union (MACU) has just recently come out with a special 5-year CD rate that’s very competitive. It has a 2.20% APY with a $500 minimum deposit. MACU calls these Term Deposits, and they’re available in IRAs. This special term deposit is listed in MACU’s promotions page as of 3/3/2014. According to this page, this is a limited time special. Thanks to DA member OldGuy who posted on this news in the forum.

Some of the term deposit details are listed in the credit union's membership agreement. However,...

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Kindle Fire HD Checking Account Bonus at KeyBank in Some States
KeyBank

KeyBank has another checking account promotion. Unlike its past ones, this one offers a free 16GB Kindle Fire HD instead of cash.That Kindle model is currently selling on Amazon for $169. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). Here’s the link to KeyBank’s promo page. The offer is scheduled to last until February 28, 2014.

The bonus requires that you open a qualifying KeyBank checking account online and enter offer code ONFT0114 by February...

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7-Month Holiday CD Special at Washington Federal in Western States
Washington Federal

Washington Federal is offering a holiday special CD with terms of 7 or 13 months. It has a 1.00% APY, and the minimum deposit is $1,000. Maximum deposit is $250,000. I found this special mentioned at this Washington Federal deposit rates page on 12/27/2013.

In 2011 Washington Federal had offered top rates on its 5-year CDs. This year they haven’t had any competitive rates for their 5-year CD or other standard terms.

A branch visit has been required to open accounts. For those who prefer opening a CD in a branch,...

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$200 Checking Account Bonus at KeyBank in Some States
KeyBank

KeyBank has another checking promotion that it has been advertising. Thanks to the readers who emailed me news on this. The promotion offers a $200 bonus which is larger than many of the past bonuses. Like before it's an online-only offer, and it’s only available in certain areas of the country that are in KeyBank’s market area (see below). But unlike past promotions, the only requirement is direct deposit. There’s no debit card usage requirement.

KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers...

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$150 Checking Account Bonus (with Caveats) at KeyBank in Certain States Only
KeyBank

KeyBank has another checking promotion in which you can earn $150. It's very similar to the $150 bonus that it was offering last year. Like before it's an online-only offer, but the online application only accepts certain areas which appear to be in their market area (see below).

KeyBank doesn’t have the best reputation among many DA readers. You can read the problems customers have experienced in the comments of my 2012 KeyBank post and in my 2011 KeyBank post. If you have experience with KeyBank promotions and checking accounts, please...

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Special 7-Month CD Rate at Washington Federal in Western States
Washington Federal

Washington Federal is offering a special short-term CD. It's a 7-month CD with a 1.00% APY. Minimum deposit is $1,000, and the maximum is $250,000. Thanks to DA reader Pearlbrown who first noted this special in the forum. I found this special mentioned at this Washington Federal deposit rates page on 3/5/2013.

In 2011 Washington Federal had offered top rates on its 5-year CDs. Most of its current standard CD rates are not too competitive.

A branch visit has been required to open accounts. For those who prefer opening a CD in...

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Special 11-Month CD Rate at Chartway Federal Credit Union
Chartway Federal Credit Union

Every now and then a financial institution will offer a CD special that's actually more like a checking account bonus. That's the case at Chartway Federal Credit Union. It's offering a special called the GO Direct Promotional Certificate. It has an 11-month term and a 3.00% APY. Minimum deposit is $1,000. Here's the catch (there are actually two). Maximum deposit is $20,000, and it requires direct deposit for the duration of the CD. The details of this special CD are listed in this Chartway promotions page as of 2/22/2013. It's...

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Best 5-Year CD Rate From a Major Credit Union at Mountain America - 2%
Mountain America Credit Union

After other credit unions have cut their CD rates, Mountain America Credit Union (MACU) now has the best 5-year CD and IRA CD rate as compared to other major credit unions. Mountain America calls these Term Deposits. The 5-year Term Deposit has a 2.00% APY. Minimum deposit is $500. This rate is listed at MACU's rates page as of 2/12/2013. Rates are subject to change at anytime.

Some of the term deposit details are listed in the credit union's membership agreement. However, it doesn't appear to list the early withdrawal penalty....

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Top CD Rates with Flex Options at American United Family Of CU in Utah - 2.43%
American United Family Of Credit Unions

A few institutions around the nation offer CDs with some slight variations. They give the depositor more flexibility, but they often come with the price of a lower rate. A good example of an institution offering these flexible CDs is American United Family of Credit Unions. In addition to the standard CD, it offers a flex option CD which allows 1 quarterly withdraw with no penalty. The tradeoff for adding this option is a reduction of 0.25% from the standard rate. It also offers a bump option which provides a...

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