4 Year CD Rates in Utah
Compare 4 year certificate of deposit rates in Utah. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Utah. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| State Bank of Southern Utah | 1.76% | $500 | - | $1,807 | 48 Month CD | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Town & Country Bank (UT) | 1.71%* | $500 | - | $1,754 | 4 Year CD | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Washington Federal Savings | 1.65%* | $1k | $250k | $1,691 | 48 - 59 Month CD | |
| Operating Engineers Local Union #3 Credit Union | 1.65%* | $10k | - | $1,696 | 48 Month Member Rewards CD | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| The Village Bank (UT) | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Lewiston State Bank | 1.51% | $1k | - | $1,549 | 48 Month Time CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Provo Postal Credit Union | 1.50% | - | - | $1,538 | 48 Month CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| American United Family Of Credit Unions | 1.40% | $500 | - | $1,434 | 48 Month +1 Time Rate Bump Share Certificate | |
| Transportation Alliance Bank, Inc. | 1.36% | $1k | - | $1,392 | 48 Month CD | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| Education 1St Credit Union | 1.35% | $1k | - | $1,381 | 48 Month Share Certificate | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Pacific Horizon Credit Union | 1.30% | $1k | - | $1,326 | 4 Year CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Newspaper Employees CU (UT) | 1.26% | $500 | - | $1,288 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| Weber State Credit Union | 1.25% | $500 | - | $1,274 | 48 Month CD - VIP Rate | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| Home Savings Bank | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Western Federal Credit Union | 1.21%* | $1k | - | $1,232 | 48 Month Share Certificate | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| Transwest Credit Union | 1.21% | $1k | $50k | $1,236 | 48 Month CD | |
| Firefighters CU (UT) | 1.21% | $1k | - | $1,236 | 48 Month CD | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| Weber Credit Union | 1.20% | - | - | $1,225 | 48 Month CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Mountain America Credit Union | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| America First Credit Union | 1.15% | $500 | - | $1,173 | 48 - 59 Month Regular Certificate | |
| Granite Credit Union | 1.15% | $1k | - | $1,170 | 48 Month CD | |
| Alpine Credit Union | 1.15% | $500 | - | $1,170 | 4-Year Certificate | |
| Cyprus Credit Union | 1.15% | $1k | - | $1,173 | 48 Month Share Certificate | |
| Goldenwest Credit Union | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Utah First Credit Union | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Freedom CU (UT) | 1.15% | $500 | - | $1,173 | 48 Month Traditional CD | |
| Hercules Credit Union | 1.15% | $1k | - | $1,170 | 4 Year CD | |
| University First Credit Union | 1.15% | $1k | - | $1,173 | 48 Month CD | |
| Chevron West Credit Union | 1.15% | $500 | - | $1,173 | 48 Month Share Certificate | |
| Varian Sl Employees Credit Union | 1.15% | $1k | $50k | $1,173 | 48 Month CD | |
| Lu 354 I B E W Credit Union | 1.15%* | $500 | - | $1,173 | 48 Month Share Certificate | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Deseret First Credit Union | 1.10% | $500 | $75k | $1,121 | 48-59 Month Standard Share Certificate | |
| Central Bank (UT) | 1.10% | $500 | - | $1,118 | 4 Year CD | |
| Grand Valley Bank | 1.10%† | $500 | - | $1,121 | 48 Month CD | |
| Utah Community Credit Union | 1.10% | $500 | - | $1,121 | 48 Month Business CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| National J. A. C. L. Credit Union | 1.05% | $1k | - | $1,070 | 48 Month CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Chartway Federal Credit Union | 1.05% | $10k | - | $1,067 | 48 Month CD w/ Checking | |
| Celtic Bank | 1.03% | $10k | - | $1,046 | 4 Year CD | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| Bank of American Fork | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Bank of Utah | 1.00% | $1k | $100k | $1,015 | 4 Year CD | |
| First Utah Bank | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| Horizon Utah Credit Union | 1.00% | $500 | - | $1,018 | 48 Month Share Certificate | |
| Prime Alliance Bank | 1.00% | $500 | - | $1,018 | 48 Month CD | |
| The First National Bank of Layton | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| Credit Union One | 1.00% | - | - | $1,018 | 48 Month CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| Pacific Rails Credit Union | 0.85% | $1k | - | $863 | 48 Month CD | |
| Utah Heritage Credit Union | 0.85% | $500 | - | $863 | 48 Month Jumbo CD | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| Premier Services Credit Union | 0.80% | $500 | - | $812 | 48 Month CD | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
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