5 Year CD Rates in Utah
Compare 5 year certificate of deposit rates in Utah. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of five year CD rates available in Utah. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank High Yield 5 Year CDAPY 1.69% Min N/A Max N/A Earnings Est. $2,185
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 60 Month CDAPY 1.10% Min N/A Max N/A Earnings Est. $1,410Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| American Airlines Credit Union | 2.27% | $10k | - | $2,969 | 60 Month CD | |
| Wings Financial Credit Union | 2.22% | $500 | - | $2,901 | 5 Year Dividend Paid Monthly Share Certificate | |
| Security Service Federal Credit Union | 2.20%*† | $25k | - | $2,874 | 5 Year CD | |
| Melrose Credit Union | 2.17% | $5k | - | $2,833 | 5 Year Share Certificate | |
| Air Force Federal Credit Union | 2.15%* | $2,500 | - | $2,806 | 5 Year CD | |
| United States Senate Credit Union | 2.12%* | $20k | $100k | $2,773 | 60 Month Smart CD | |
| Justice Federal Credit Union | 2.10%* | $500 | - | $2,738 | 60 Month CD | |
| Provo Postal Credit Union | 2.10% | - | - | $2,745 | 60 Month CD | |
| American United Family Of Credit Unions | 2.05% | $500 | - | $2,677 | 60 Month +1 Time Rate Bump Share Certificate | |
| State Bank of Southern Utah | 2.02% | $500 | - | $2,629 | 60 Month CD | |
| Town & Country Bank (UT) | 2.02%* | $500 | - | $2,629 | 5 Year CD | |
| Firefighters CU (UT) | 2.02% | $1k | - | $2,637 | 60 Month CD | |
| Connexus Credit Union | 2.00% | $10k | - | $2,610 | 60 Month Certificate With Active Checking | |
| Mountain America Credit Union | 2.00% | $500 | - | $2,610 | 60 Month CD | |
| Pentagon Federal Credit Union | 2.00% | $1k | - | $2,602 | 5 Year Money Market Cerificate | |
| Christian Community Credit Union | 2.00%* | $10k | - | $2,610 | 60 Month Share Certificate | |
| RiverLand Credit Union | 2.00% | $1k | - | $2,602 | 60 Month Certificate | |
| Washington Federal Savings | 2.00%* | $1k | $250k | $2,602 | 60 Month CD | |
| Education 1St Credit Union | 2.00% | $1k | - | $2,610 | 60 Month Share Certificate | |
| Weber Credit Union | 2.00% | - | - | $2,610 | 60 Month CD | |
| Fort Knox Federal Credit Union | 2.00% | $500 | - | $2,563 | 59 Month CD | |
| Navy Federal Credit Union | 2.00%* | $20k | - | $2,602 | 5 Year CD | |
| Transwest Credit Union | 2.00% | $1k | $50k | $2,610 | 60 Month CD Special | |
| Agriculture Federal Credit Union | 1.95% | $1k | - | $2,542 | 60 Month Share Certificate | |
| Operating Engineers Local Union #3 Credit Union | 1.95%* | $10k | - | $2,542 | 60 Month Member Rewards CD | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $2,480 | 60 Month CD | |
| Eastern Utah Community Credit Union | 1.91% | $1k | - | $2,488 | 60 Month Share Certificate | |
| Cyprus Credit Union | 1.90% | $1k | - | $2,474 | 60 Month Share Certificate | |
| Digital Credit Union | 1.86% | $25k | - | $2,420 | Jumbo 60 Month Certificate - Relationship Rate | |
| America First Credit Union | 1.85% | $500 | - | $2,407 | 60 Month Regular Certificate | |
| Hanscom Credit Union | 1.85% | $1k | - | $2,400 | 60 Month CD | |
| Southwest Community CU | 1.85% | $500 | - | $2,407 | 60 Month CD | |
| Lu 354 I B E W Credit Union | 1.85%* | $500 | - | $2,407 | 60 Month Share Certificate | |
| The Village Bank (UT) | 1.85% | $500 | - | $2,407 | 1830 Day CD | |
| Health Care CU (UT) | 1.81% | $500 | - | $2,353 | 60 Month Certificate | |
| Lewiston State Bank | 1.81% | $1k | - | $2,353 | 60 Month Time CD | |
| Geauga Savings Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Heritage Bank | 1.80% | $25k | - | $2,339 | 60 Month CD | |
| Jacksonville Bank | 1.80% | $1k | - | $2,339 | 60 Month CD | |
| Firstmark Credit Union | 1.80% | $500 | - | $2,332 | 5 Year Regular CD | |
| Barclays | 1.80% | - | - | $2,339 | 60 Month Online CD | |
| Goldwater Bank | 1.79% | $5k | - | $2,319 | 5 Year CD | |
| Intervest National Bank | 1.77% | $2,500 | - | $2,292 | 5 Year CD | |
| Self-Help Credit Union | 1.77% | $500 | - | $2,299 | 60 Month CD | |
| State Bank of India | 1.76%† | - | - | $2,279 | 5 Year CD | |
| Northwest Federal Credit Union | 1.76%* | $25k | - | $2,279 | 5 Year CD | |
| Deseret First Credit Union | 1.75% | $500 | $75k | $2,272 | 60+ Month Standard Share Certificate | |
| Hudson City Savings Bank | 1.75%† | $500 | - | $2,265 | 5 Year CD | |
| Third Federal | 1.75%† | $500 | - | $2,272 | 60 Month CD | |
| Weber State Credit Union | 1.75% | $500 | - | $2,265 | 60 Month CD - VIP Rate | |
| US Bank N.A. | 1.75% | $1k | $250k | $2,232 | 59 Month CD Special | |
| First National Bank (LA) | 1.75% | - | - | $2,265 | 60 Month CD | |
| Easthampton Savings Bank | 1.75% | $1k | - | $2,265 | 60 Month CD | |
| Affinity Credit Union | 1.75% | $500 | - | $2,272 | 60 Month Certificate | |
| Mcgraw Hill Credit Union | 1.75% | $10k | - | $2,272 | 60 Month CD | |
| Home Savings Bank | 1.75% | $1k | - | $2,272 | 60 Month CD | |
| Nebo Credit Union | 1.75% | $500 | - | $2,272 | 60 Month CD | |
| Pacific Horizon Credit Union | 1.75% | $1k | - | $2,265 | 5 Year CD | |
| Utah First Credit Union | 1.75% | $500 | - | $2,272 | 60 Month CD | |
| Freedom CU (UT) | 1.75% | $500 | - | $2,272 | 60 Month Traditional CD | |
| Varian Sl Employees Credit Union | 1.75% | $1k | $50k | $2,265 | 60 Month CD | |
| AmTrustDirect | 1.75% | - | - | $2,272 | 60 Month CD | |
| NASA Federal Credit Union | 1.75% | $1k | - | $2,074 | 55 Month CD | |
| Goldenwest Credit Union | 1.74% | $500 | - | $2,258 | 60 Month CD | |
| The First National Bank of Layton | 1.72% | $500 | - | $2,225 | 5 Year CD | |
| Garden Savings Federal Credit Union | 1.71% | $500 | - | $2,212 | 5 Year Share Certificate | |
| Jordan Credit Union | 1.71%* | $10k | - | $2,218 | 60 Month Share Certificate | |
| Devils Slide Credit Union | 1.71% | - | - | $2,218 | 60 Month Savings Certificate | |
| First Internet Bank of IN | 1.70% | $1k | - | $2,205 | 60 Month CD | |
| Lake Michigan Credit Union | 1.70% | $500 | - | $2,198 | 60 Month VIP CD | |
| RTN Federal Credit Union | 1.70%* | $1k | - | $2,198 | 60 Month CD | |
| Stillwater National Bank | 1.70%*† | $10k | - | $2,198 | 60 Month CD | |
| Hercules Credit Union | 1.70% | $1k | - | $2,198 | 5 Year CD | |
| First New England Federal Credit Union | 1.70% | $1k | - | $2,205 | 60 Month CD - Relationship | |
| Ally Bank | 1.69% | - | - | $2,185 | High Yield 5 Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| USAA Bank | 1.66% | $1k | $95k | $2,145 | 5 Year CD - Standard | |
| Delta Community Credit Union | 1.65% | $5k | - | $2,138 | 60 Month CD | |
| EverBank | 1.65% | $1,500 | - | $2,132 | 5 Year Yield Pledge CD | |
| FNBO Direct | 1.65% | $500 | $1m | $2,138 | 60 Month CD | |
| OneWest Bank | 1.65% | $1k | - | $2,132 | 5 Year Online CD | |
| Salem Five | 1.65% | $25k | - | $2,132 | 5 Year Callable CD - 12 Month Lock | |
| Colorado Federal Savings Bank | 1.65% | $5k | - | $2,132 | 5 Year CD | |
| Transportation Alliance Bank, Inc. | 1.64% | $1k | - | $2,124 | 60 Month CD | |
| Broadway Federal Bank | 1.61% | $500 | - | $2,084 | 60 Month Manager's Special CD | |
| Granite Credit Union | 1.61% | $1k | - | $2,078 | 60 Month CD | |
| AIG Bank | 1.60% | - | - | $2,071 | 60 Month CD | |
| Air Academy Federal Credit Union | 1.60% | $10k | - | $2,071 | 60 Month CD | |
| American Bank | 1.60% | $500 | - | $2,071 | 60 Month CD | |
| Bank of Internet USA | 1.60% | $1k | - | $2,071 | 60 Month CD | |
| University Federal Credit Union | 1.60% | - | - | $2,071 | 60 Month Web CD | |
| Dime Savings Bank | 1.60% | $500 | - | $2,065 | 5 Year CD | |
| E-LOAN.com | 1.60% | $10k | - | $2,065 | 5 Year CD | |
| Nationwide Bank | 1.60%* | - | - | $2,071 | 60 Month CD | |
| Horizon Utah Credit Union | 1.60% | $500 | - | $2,071 | 60 Month Share Certificate | |
| University First Credit Union | 1.60% | $1k | - | $2,071 | 60 Month CD | |
| Ascencia Bank | 1.56% | $500 | $97k | $2,012 | 5 Year CD | |
| Capital Community Bank | 1.56% | $1k | - | $2,018 | 60 Month CD | |
| Newspaper Employees CU (UT) | 1.56% | $500 | - | $2,018 | 60 Month CD | |
| Urban Partnership Bank | 1.56% | $1k | $100k | $2,018 | 60 Month CD | |
| Giantbank.com | 1.55% | $2,500 | - | $2,004 | 60 Month Giant Personal CD | |
| Patriot Bank | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Lockheed Federal Credit Union | 1.55% | $1k | - | $2,004 | 60 Month CD | |
| Quantum National Bank | 1.55% | $1k | - | $2,004 | 60 Month Relationship CD | |
| West Texas National Bank | 1.51% | $1k | - | $1,945 | 5 Year CD | |
| Chartway Federal Credit Union | 1.51% | $10k | - | $1,951 | 60 Month CD w/ Checking | |
| Velocity Credit Union | 1.51% | $1k | - | $1,945 | 5 Year Inflation Fighter Share Certificate | |
| S-Bank | 1.51% | $1k | - | $1,945 | 60 Month Statement Term Certificates | |
| Heritagewest Credit Union | 1.51% | $500 | - | $1,945 | 5 Year CD | |
| Utah Independent Bank | 1.51% | $500 | - | $1,945 | 5 Year CD | |
| Virtual Bank | 1.51% | $10k | - | $1,945 | 5 Year eCD | |
| Apple Federal Credit Union | 1.50% | $500 | - | $1,938 | 60 Month Share Certificate | |
| Union Bank of California | 1.50%† | $350 | $100k | $1,938 | 60 Month CD | |
| Presidential Online Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| H&R Block Bank | 1.50% | $250 | - | $1,938 | 60 Month CD | |
| Patelco Credit Union | 1.50% | $1k | - | $1,932 | 60 Month CD | |
| MetLife Bank | 1.50% | $2k | - | $1,938 | 60 Month CD | |
| Western Federal Credit Union | 1.50%* | $1k | - | $1,932 | 60 Month Share Certificate | |
| Sallie Mae Bank | 1.50% | - | - | $1,932 | 60-Month CD | |
| Webster Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| Kaiser Federal Bank | 1.50% | $1k | - | $1,932 | 5 Year CD | |
| KeySource Commercial Bank | 1.50% | $100 | - | $1,932 | 60 Month CD | |
| SunTrust Bank | 1.50%† | $2k | $1m | $1,904 | 59 Month CD | |
| Alpine Credit Union | 1.50% | $500 | - | $1,932 | 5-Year Certificate | |
| Doral Bank | 1.50% | $1k | - | $1,938 | 60 Month Certificate | |
| Prime Alliance Bank | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| NOVA Bank | 1.50% | $500 | - | $1,938 | 60 Month CD | |
| National J. A. C. L. Credit Union | 1.50% | $1k | - | $1,938 | 60 Month CD | |
| Utah Community Credit Union | 1.50% | $500 | - | $1,938 | 60 Month Business CD | |
| Credit Union One | 1.50% | - | - | $1,938 | 60 Month CD | |
| First Utah Bank | 1.46% | $500 | - | $1,884 | 60 Month CD | |
| First Security Bank & Trust | 1.45% | $10k | - | $1,871 | 60 Month CD | |
| E-Central Credit Union | 1.41% | $1k | - | $1,813 | 60 Month CD | |
| Principal Bank | 1.41% | $5k | - | $1,818 | 60 Month CD | |
| Bank of American Fork | 1.40% | $500 | - | $1,805 | 60 Month CD | |
| UnivestDirect | 1.40% | $500 | - | $1,805 | 60 Month CD | |
| South Division Credit Union | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| 5Star Bank | 1.40% | $1k | - | $1,800 | 5 Year CD | |
| Bank of Utah | 1.40% | $1k | $100k | $1,800 | 5 Year CD | |
| Grand Valley Bank | 1.40%† | $500 | - | $1,805 | 60 Month CD | |
| Central Bank (UT) | 1.36% | $500 | - | $1,747 | 5 Year CD | |
| Bank of Blue Valley | 1.35% | - | - | $1,739 | 60 - 71 Months CD | |
| North Country Savings Bank | 1.35% | $500 | - | $1,734 | 5 Year CD | |
| INOVA Federal Credit Union | 1.35% | $200 | - | $1,734 | 5 Year CD | |
| Beacon Federal Bank | 1.34% | $2,500 | - | $1,725 | 60 Month CD | |
| Provident Credit Union (CA) | 1.30% | $1k | - | $1,668 | 60 Month CD | |
| Newtown Savings Bank | 1.30% | - | - | $1,668 | 5 Year CD | |
| Celtic Bank | 1.30% | $10k | - | $1,668 | 5 Year CD | |
| Pacific Resource Credit Union | 1.29% | $1k | - | $1,655 | 60 Month CD | |
| State Farm Bank | 1.26%*† | - | - | $1,620 | 60 Month CD | |
| Southeast Financial Federal Credit Union | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| First Trade Union Savings | 1.25% | $500 | - | $1,602 | 5 Year CD | |
| Thrivent Financial Bank | 1.25% | $1k | - | $1,607 | 60 Month Standard CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,602 | 60 - 120 Month CD with Checking | |
| ViewPoint Bank | 1.20% | $1k | - | $1,541 | 60 Month Regular CD | |
| Ameriprise Bank FSB | 1.15%* | $10k | - | $1,475 | 60 Month CD | |
| Wells Fargo Bank | 1.15%† | $5k | - | $1,425 | 58 Month CD Special | |
| Pacific Mercantile Bank | 1.13% | $10k | - | $1,445 | 60 Month CD | |
| Charles Schwab Bank | 1.12% | $1k | - | $1,436 | 60 Month CD | |
| Utah Heritage Credit Union | 1.11% | $500 | - | $1,423 | 60 Month Jumbo CD | |
| American Express Bank, FSB | 1.10% | - | - | $1,410 | 60 Month CD | |
| iGObanking | 1.10% | $1k | - | $1,410 | 60 Month iGOCD | |
| Flagstar Direct | 1.10% | $500 | - | $1,410 | 60 Month Internet CD | |
| Premier Services Credit Union | 1.07% | $500 | - | $1,370 | 60 Month CD | |
| 1st Source Bank | 1.05% | $500 | - | $1,340 | 5 Year CD | |
| Zions Bank | 1.05% | $1k | - | $1,340 | 5 Year Gold CD | |
| Amalgamated Bank | 1.05%† | $500 | $99k | $1,340 | 5 Year USAVE Time Deposit | |
| Flagstar Bank | 1.05%† | $500 | - | $1,344 | 60 - 71 Month CD | |
| Consumers Credit Union (IL) | 1.05% | $250 | - | $1,340 | 5 Year CD | |
| Citibank | 1.01%† | $1k | - | $1,288 | 5 Year CD | |
| Regions Bank | 1.01%† | $500 | - | $1,248 | 58 Month CD Special | |
| Acacia Federal Savings Bank | 1.00% | $500 | - | $1,279 | 60 Month CD | |
| Amegy Bank | 1.00% | $1k | - | $1,275 | 5 Year Jumbo Personal CD | |
| ING DIRECT | 1.00% | - | - | $1,279 | 60 Month Orange CD | |
| NewDominion Bank | 1.00% | $1k | - | $1,275 | 60 Month Fixed Rate CD | |
| KeyBank | 1.00%† | $25k | $100k | $1,275 | 60 Month Tiered CD - Relationship | |
| Pacific Rails Credit Union | 1.00% | $1k | - | $1,279 | 60 Month CD | |
| Guardian Credit Union | 1.00% | $500 | - | $1,279 | 60 Month Share Certificate | |
| GiftsforBanking.com | 0.95% | $5k | - | $1,210 | 5 Year CD Gifts | |
| First National Community Bank (PA) | 0.90% | $1k | - | $1,145 | 5 Year CD | |
| Randolph Bank & Trust Company | 0.90%* | $10k | - | $1,145 | 60 Month Fixed Rate CD | |
| Airbanking | 0.85% | $500 | - | $1,081 | 5 Year CD | |
| Comerica Bank | 0.80%† | $1k | - | $1,016 | 5 Year CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $1,016 | 5 Year Costco Members CD | |
| National Bank of Kansas City | 0.65% | $5k | - | $825 | 60 Month CD | |
| Community Bank of Pleasant Hill | 0.50%* | $25k | - | $631 | 5 Year (260 weeks) CDARS | |
| Community Bank of Raymore | 0.50%* | $25k | - | $631 | 5 Year CDARS | |
| Aurora Bank FSB | 0.35% | $1k | - | $441 | 60 Month CD | |
| BankDirect | 0.25% | $10k | - | $315 | 60 Month CD | |
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