4 Year CD Rates in Virginia
Compare 4 year certificate of deposit rates in Virginia. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of four year CD rates available in Virginia. If we have missed a local bank in your area please contact us and let us know by using the email link below
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Start SavingAlly Bank Raise Your Rate 4-Year CDAPY 1.45% Min N/A Max N/A Earnings Est. $1,482
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018
Sponsored Note: 
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingAmerican Express Bank, FSB 48 Month CDAPY 1.00% Min N/A Max N/A Earnings Est. $1,018Sponsored Note: 
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Constellation Credit Union | 2.30% | $1k | - | $2,387 | 48 Month Share Certificate | |
| Christian Community Credit Union | 2.25% | $1k | $250k | $2,334 | 48 - 59 Month Kingdom Builder Certificates - New Money Only | |
| Pfd Firefighters Credit Union Inc. | 2.01% | $2,500 | - | $2,077 | 48 Month CD | |
| Melrose Credit Union | 1.96% | $5k | - | $2,018 | 4 Year Share Certificate | |
| First Virginia Community Bank | 1.90% | $1k | - | $1,955 | 48 Month CD | |
| Wings Financial Credit Union | 1.87% | $500 | - | $1,923 | 4 Year Dividend Paid Monthly Share Certificate | |
| The Richmond Postal Credit Union In | 1.86% | $500 | - | $1,918 | 48 Month CD | |
| Washington Gas Light Credit Union | 1.82% | $1k | - | $1,870 | 4 year CD | |
| American Airlines Credit Union | 1.81% | $10k | - | $1,860 | 48 Month CD | |
| Alliant Credit Union | 1.80% | $1k | - | $1,854 | 48 - 59 Month Share CD | |
| Hanscom Credit Union | 1.80% | $1k | - | $1,854 | 48 Month CD Special | |
| Self-Help Credit Union | 1.77% | $500 | - | $1,823 | 48 Month CD | |
| Marine Federal Credit Union | 1.76% | $1k | - | $1,812 | 48 Month Investment Share Certificate | |
| State Department Federal Credit Union | 1.76% | $500 | - | $1,807 | 48 Month Certificate | |
| Department Of The Interior Credit Union | 1.76% | $500 | - | $1,812 | 48 Month Share Certificate | |
| Transportation Credit Union | 1.76% | $1k | - | $1,807 | 4 Year CD | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $1,796 | 48 Month CD | |
| Pentagon Federal Credit Union | 1.74% | $1k | - | $1,786 | 4 Year Money Market Cerificate | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $1,754 | 48 Month CD | |
| Franklin Federal Savings Bank | 1.71% | $500 | - | $1,754 | 4 Year CD | |
| Geico Credit Union | 1.70% | $1k | - | $1,744 | 4 Year Savings Certificate | |
| United States Senate Credit Union | 1.70%* | $20k | $100k | $1,749 | 48 Month Smart CD | |
| Northwest Federal Credit Union | 1.66%* | $25k | - | $1,702 | 4 Year CD | |
| Access National Bank | 1.65% | $10k | - | $1,691 | 4 Year CD | |
| Truliant Credit Union | 1.65% | $25k | - | $1,691 | 48 Month CD | |
| Commonwealth One Credit Union | 1.64% | $1k | - | $1,686 | 48 Month Share Certificate | |
| Belvoir Federal Credit Union | 1.61% | $1k | - | $1,654 | 48 Month Share Certificate | |
| Dupont Community Credit Union | 1.61% | $500 | - | $1,649 | 4 Year CD | |
| Fort Knox Federal Credit Union | 1.60% | $500 | - | $1,643 | 48 Month CD | |
| Digital Credit Union | 1.60% | $25k | - | $1,643 | Jumbo 48 - 59 Month Certificate - Relationship Rate | |
| RTN Federal Credit Union | 1.60%* | $1k | - | $1,639 | 48 Month CD | |
| Anheuser-Busch Employees Credit Union | 1.60% | $1k | - | $1,643 | 48 Month Member Rewards Premier Share Certificate | |
| Barclays | 1.60% | - | - | $1,643 | 48 Month Online CD | |
| Navy Federal Credit Union | 1.60%* | $20k | - | $1,639 | 4 Year CD | |
| Benchmark Credit Union | 1.59% | $1k | - | $1,633 | 48 Month CD | |
| Millennium Bank, National Association | 1.59% | $1k | - | $1,628 | 4 Year CD | |
| Eastman Credit Union | 1.55% | $1k | - | $1,586 | 4 to 5 Year Investment Certificate | |
| Nationwide Bank | 1.55%* | - | - | $1,591 | 48 Month CD | |
| Virginia Credit Union, Inc., | 1.55%* | $25k | - | $1,586 | 48 Month CD | |
| Broadway Federal Bank | 1.51% | $500 | - | $1,549 | 48 Month Manager's Special CD | |
| Appalachian Community Credit Union | 1.51% | $1k | - | $1,545 | 48 Month CD | |
| Member One Credit Union | 1.51% | $1k | - | $1,549 | 48-Month CD | |
| Signal Financial Credit Union | 1.51% | $500 | - | $1,549 | 48 Month CD | |
| Martinsville First Savings Bank | 1.51% | $500 | - | $1,545 | 4 Year CD | |
| Agriculture Federal Credit Union | 1.50% | $1k | - | $1,538 | 48 Month Share Certificate | |
| Heritage Bank | 1.50% | $25k | - | $1,538 | 48 Month CD | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $1,534 | 4 Year CD | |
| OneUnited Bank | 1.50% | $1k | - | $1,534 | UNITY Gold 4 Year E-CD | |
| Aspire Federal Credit Union | 1.50% | $500 | - | $1,538 | 48 Month eCertificate | |
| Virginia Heritage Bank | 1.50% | $500 | - | $1,534 | 48 Month CD | |
| USAA Bank | 1.50% | $1k | $95k | $1,534 | 4 Year CD - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $1,534 | 48 Month CD | |
| Easthampton Savings Bank | 1.50% | $1k | - | $1,534 | 48 Month CD | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $1,538 | 48 Month CD | |
| Doral Bank | 1.50% | $1k | - | $1,538 | 48 Month Certificate | |
| Railroad & Industrial Credit Union | 1.50% | $500 | - | $1,534 | 4 Year CD | |
| Newport News Mun. Emp Credit Union | 1.50% | $2,500 | - | $1,534 | 4 Year Share Certificate | |
| Virginia Partners Bank | 1.50% | $1k | - | $1,538 | 48 Month CD | |
| Park View Credit Union | 1.50% | $5k | - | $1,534 | 4 Year CD | |
| First National Bank (LA) | 1.50% | - | - | $1,534 | 48 Month CD | |
| Resources Credit Union | 1.46% | $10k | - | $1,496 | 48 Month CD | |
| Virtual Bank | 1.46% | $10k | - | $1,492 | 4 Year eCD | |
| Geauga Savings Bank | 1.45% | $1k | - | $1,486 | 48 Month CD | |
| Intervest National Bank | 1.45% | $2,500 | - | $1,482 | 4 Year CD | |
| The Foster Bank | 1.45% | $1k | - | $1,482 | 48 Month Friendship CD | |
| Ally Bank | 1.45% | - | - | $1,482 | Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Northrop Grumman Federal Credit Union | 1.43% | $2,500 | - | $1,465 | 48 Month Term CD | |
| NARFE Premier Federal Credit Union | 1.41% | $1k | - | $1,440 | 4 Year Step Up CD | |
| Wright Patman Congressional Credit Union | 1.41% | $1k | - | $1,440 | 4 Year CD | |
| First New England Federal Credit Union | 1.41% | $1k | - | $1,444 | 48 Month CD - Relationship | |
| 1st Commonwealth Bank of Virginia | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| MetLife Bank | 1.40% | $2k | - | $1,434 | 48 Month CD | |
| Patriot Bank | 1.40% | $1k | - | $1,434 | 48 Month CD | |
| KeySource Commercial Bank | 1.40% | $100 | - | $1,430 | 48 Month CD | |
| Armed Forces Bank, National Association | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Arlington Community Credit Union | 1.40% | $500 | - | $1,434 | 48 Month Platinum Share Certificate | |
| First and Citizens Bank | 1.40% | $500 | - | $1,434 | 48 Month CD | |
| Central Virginia Bank | 1.36% | $500 | - | $1,392 | 48 Month CD | |
| Argent Credit Union | 1.36% | $500 | - | $1,392 | 48 Month Certificate | |
| Air Academy Federal Credit Union | 1.35% | $10k | - | $1,381 | 48 Month CD | |
| University Federal Credit Union | 1.35% | - | - | $1,381 | 48 Month Web CD | |
| First Internet Bank of IN | 1.35% | $1k | - | $1,381 | 48 Month CD | |
| H&R Block Bank | 1.35% | $250 | - | $1,381 | 48 Month CD | |
| OneWest Bank | 1.35% | $1k | - | $1,378 | 4 Year Online CD | |
| The Business Bank | 1.35% | - | $100k | $1,378 | 48 Month CD | |
| United Southeast Credit Union | 1.35% | $500 | - | $1,381 | 48 Month CD | |
| First Savings Bank Northwest | 1.33% | $25k | - | $1,361 | 48 Month CD | |
| Garden Savings Federal Credit Union | 1.31% | $500 | - | $1,336 | 4 Year Share Certificate | |
| Martinsville Dupont Emp Credit Unio Credit Union | 1.31% | $2,500 | - | $1,336 | 4 Year CD | |
| Peoples Advantage Credit Union | 1.31% | $1k | - | $1,340 | 48 Month CD | |
| American Bank | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| FNBO Direct | 1.30% | $500 | $1m | $1,329 | 48 Month CD | |
| Salem Five | 1.30% | $500 | - | $1,159 | 42 - 59 Month CD | |
| Lockheed Federal Credit Union | 1.30% | $1k | - | $1,329 | 48 Month CD | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $1,326 | 48 Month VIP CD | |
| Bank of the James | 1.30% | $500 | - | $1,329 | 48 Month CD | |
| Quantum National Bank | 1.30% | $1k | - | $1,329 | 48 Month Relationship CD | |
| Third Federal | 1.30%† | $500 | - | $1,329 | 48 Month CD | |
| Urban Trust Bank | 1.30% | $500 | $100k | $1,329 | 48 Month CD | |
| Bank of Internet USA | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| John Marshall Bank | 1.26% | $500 | - | $1,284 | 4 Year CD | |
| Bank of Botetourt | 1.26% | $500 | - | $1,284 | 4 Year Business CD | |
| The Bank of Southside Virginia | 1.26% | $1k | - | $1,284 | 4 Year CD | |
| Vantria Credit Union | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Virginia United Methodist Credit Union | 1.26% | $1k | - | $1,288 | 48 Month CD | |
| Benchmark Community Bank | 1.25% | $500 | - | $1,274 | 4 Year Premium CD | |
| Beacon Credit Union | 1.25% | $500 | - | $1,277 | 48 Month Share Certificate | |
| Northern Star Credit Union | 1.25% | $1k | - | $1,274 | 48 Month CD | |
| S-Bank | 1.25% | $1k | - | $1,274 | 48 Month Statement Term Certificates | |
| NASA Federal Credit Union | 1.25% | $1k | - | $1,277 | Business 48 Month CD | |
| Freedom First Credit Union | 1.25% | $500 | - | $1,277 | 48 Month Share Certificate | |
| General Electric Employees Credit Union | 1.25% | $500 | - | $1,274 | 4 Year Share Certificate | |
| NOVA Bank | 1.25% | $500 | - | $1,277 | 48 Month CD | |
| Salem Va Medical Center Credit Union | 1.25% | $1k | - | $1,277 | 48 Month CD | |
| University Of Va Community Credit Union | 1.25% | $500 | - | $1,274 | 4 Year CD | |
| Tidewater Dominion Employees Credit Union | 1.25% | $1k | - | $1,274 | 4 Year CD | |
| Virginia Commerce Bank | 1.25% | $5k | - | $1,274 | 48 Month MEGA CD | |
| North American Savings Bank | 1.25% | $10k | - | $1,274 | 48 - 59 Month CD with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $1,256 | 48 - 59 Month CD | |
| EverBank | 1.21% | $1,500 | - | $1,232 | 4 Year Yield Pledge CD | |
| Patelco Credit Union | 1.21% | $1k | - | $1,232 | 48 - 59 Month CD | |
| Western Federal Credit Union | 1.21%* | $1k | - | $1,232 | 48 Month Share Certificate | |
| Velocity Credit Union | 1.21% | $1k | - | $1,232 | 4 Year Inflation Fighter Share Certificate | |
| 1St Advantage Credit Union | 1.21% | $500 | - | $1,236 | 48 Month Share Certificate | |
| Fairfax County Credit Union | 1.21% | $2,500 | - | $1,236 | 48 Month Share Certificate | |
| Apple Federal Credit Union | 1.20% | $500 | - | $1,225 | 48 Month Share Certificate | |
| Community Bank of Raymore | 1.20% | $500 | - | $1,222 | 4 Year Emerald Club CD | |
| Dime Savings Bank | 1.20% | $500 | - | $1,222 | 4 Year CD | |
| E-LOAN.com | 1.20% | $10k | - | $1,222 | 4 Year CD | |
| Newtown Savings Bank | 1.20% | - | - | $1,222 | 4 Year CD | |
| 5Star Bank | 1.20% | $1k | - | $1,222 | 4 Year CD | |
| WashingtonFirst Bank | 1.20% | $1k | - | $1,225 | 48 Month CD | |
| Virginia Commonwealth Bank | 1.20% | $500 | - | $1,225 | 48 Month CD | |
| Virginia Community Bank | 1.20% | - | - | $1,225 | 48 Month CD | |
| Beacon Federal Bank | 1.19% | $2,500 | - | $1,215 | 48 Month CD | |
| Bayport Credit Union | 1.16% | $1k | - | $1,180 | 48 Months Premier Share Certificate | |
| Bank of Blue Valley | 1.15% | - | - | $1,173 | 48 - 59 Months CD | |
| UnivestDirect | 1.15% | $500 | - | $1,173 | 48 Month CD | |
| Citizens Bank (TN) | 1.15% | $1k | - | $1,173 | 48 Month CD | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $1,170 | 4 Year CD | |
| Fulton Bank, National Association | 1.15%† | $500 | - | $1,173 | 48 Month Relationship CD | |
| EagleBank | 1.15% | $1k | - | $1,173 | 48-59 Month CD | |
| West Texas National Bank | 1.11% | $1k | - | $1,129 | 4 Year CD | |
| Farmers & Merchants Bank | 1.10% | $1k | - | $1,121 | 48 Month CD | |
| Hampton Roads Catholic Credit Union | 1.10% | $10k | - | $1,118 | 4 Year Share Certificate | |
| First Shore Federal Savings and Loan Association | 1.09% | $500 | - | $1,111 | 48-59 Month CD | |
| Principal Bank | 1.06% | $5k | - | $1,080 | 48 Month CD | |
| Southeast Financial Federal Credit Union | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| North Country Savings Bank | 1.05% | $500 | - | $1,067 | 4 Year CD | |
| Pacific Resource Credit Union | 1.05% | $1k | - | $1,067 | 48 Month CD | |
| Cardinal Bank | 1.05% | $1k | - | $1,067 | 4 Year CD | |
| Urban Partnership Bank | 1.05% | $1k | $1m | $933 | 42 Month CD | |
| Chartway Federal Credit Union | 1.05% | $10k | - | $1,067 | 48 Month CD w/ Checking | |
| Union Bank of California | 1.01%† | $350 | $100k | $941 | 48 - 59 Month CD | |
| American Express Bank, FSB | 1.00% | - | - | $1,018 | 48 Month CD | |
| First National Bank of Altavista | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| First Trade Union Savings | 1.00% | $500 | - | $1,015 | 4 Year CD | |
| Provident Credit Union (CA) | 1.00% | $1k | - | $1,015 | 48 Month CD | |
| South Division Credit Union | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| Webster Bank | 1.00% | $1k | - | $1,015 | 4 Year CD | |
| E-Central Credit Union | 1.00% | $1k | - | $1,015 | 48 - 59 Month CD | |
| Chain Bridge Bank, National Association | 1.00% | $500 | - | $1,018 | 48 - 59 Month CD | |
| Thrivent Financial Bank | 1.00% | $1k | - | $1,018 | 48 Month Standard CD | |
| White House Credit Union | 1.00% | - | - | $1,018 | 48 Month CD | |
| Union First Market Bank | 1.00% | $1k | $100k | $1,015 | 4 Year Seniors CD | |
| TD Bank, National Association | 1.00%† | $250 | - | $1,015 | 4 Year Basic CD | |
| Cattaraugus County Bank | 0.99% | $1k | - | $1,008 | 48 Month CD | |
| Chesterfield Credit Union | 0.96% | $1k | - | $977 | 48 Month Share Certificate | |
| NewDominion Bank | 0.95% | $1k | - | $964 | 48 Month Fixed Rate CD | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $964 | 4 Year CD | |
| Highlands Union Bank | 0.95% | $500 | - | $966 | 48 Month CD | |
| Baylands Credit Union | 0.95% | $500 | - | $966 | 48 Month Share Certificate | |
| First Bank (VA) | 0.92% | $500 | - | $935 | 48 Month CD | |
| Acacia Federal Savings Bank | 0.90% | $500 | - | $915 | 48 Month CD | |
| EVB Bank | 0.90% | $1k | - | $915 | 48 Month CD | |
| iGObanking | 0.90% | $1k | - | $915 | 48 Month iGOCD | |
| Sandy Spring Bank | 0.90% | $1k | - | $915 | 48 - 59 Month Business CD | |
| Citizens Community Bank (VA) | 0.90% | $500 | - | $915 | 48 Month CD | |
| New Peoples Bank, Inc. | 0.90% | $500 | - | $912 | 48 Month Certificate | |
| Bank @LANTEC | 0.90% | $500 | - | $915 | 48 Month CD | |
| Farmers Bank (VA) | 0.90% | $1k | - | $915 | 48 Month CD | |
| Everence Credit Union | 0.90% | $500 | - | $915 | 48 Month CD | |
| Burke & Herbert Bank & Trust Company | 0.90% | $10k | - | $915 | 48 Month CD w/ checking | |
| Healthcare Systems Credit Union | 0.90% | $10k | $100k | $915 | 48 Month CD | |
| Virginia Educators Credit Union | 0.90% | $1k | - | $915 | 48 Month Share Certificate | |
| The National Bank of Blacksburg | 0.88% | $500 | - | $892 | 48 Months CD | |
| State Farm Bank | 0.87%*† | - | - | $884 | 48 Month CD | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Gold CD | |
| KeyBank | 0.85%† | $25k | $100k | $861 | 48 Month Tiered CD - Relationship | |
| PortAlliance Credit Union | 0.85% | $1k | - | $863 | 48 Month CD | |
| Flagstar Direct | 0.85% | $500 | - | $863 | 48 Month Internet CD | |
| Charles Schwab Bank | 0.81% | $1k | - | $822 | 48 Month CD | |
| 1st Source Bank | 0.80% | $500 | - | $810 | 4 Year CD | |
| ING DIRECT | 0.80% | - | - | $812 | 48 Month Orange CD | |
| HSBC Advance | 0.80% | - | - | $812 | 48 Month Online CD | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $810 | 48 Month Fixed Rate CD | |
| First Sentinel Bank | 0.80% | $500 | - | $812 | 48 Month CD | |
| Virginia Beach Schools Credit Union | 0.80% | $1k | - | $812 | 48 Month Term Share Account | |
| Front Royal Credit Union | 0.80% | $500 | - | $810 | 4 Year Share Certificate | |
| US Bank N.A. | 0.80% | $500 | $250k | $812 | 48 Month CD | |
| Capital One Direct Banking | 0.80% | $5k | $100k | $810 | 4 Year Costco Members CD | |
| HSBC Bank USA, National Association | 0.80% | $1k | - | $812 | 48 Month Online CD | |
| ViewPoint Bank | 0.75% | $1k | - | $761 | 48 Month Regular CD | |
| Citibank | 0.75%† | $1k | - | $758 | 4 Year CD | |
| Flagstar Bank | 0.75%† | $500 | - | $761 | 48 - 59 Month CD | |
| Pendleton Community Bank | 0.75% | $500 | - | $758 | 48 Month CD | |
| Partners 1St Credit Union | 0.75% | $500 | - | $761 | 48 Month CD | |
| Woodforest National Bank | 0.75% | $500 | - | $758 | 4 Year CD | |
| Airbanking | 0.75% | $500 | - | $758 | 4 Year CD | |
| MainStreet Bank | 0.75% | $500 | - | $758 | 4 Year CD | |
| Bronco Federal Credit Union | 0.73% | $1k | - | $740 | 48 Month Share Certificate | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $707 | 4 Year CD | |
| First National Community Bank (PA) | 0.70% | $1k | - | $707 | 4 Year CD | |
| Patent And Trademark Office Credit Union | 0.67% | $500 | - | $679 | 48 Month CD | |
| InTouch Credit Union | 0.65% | $1k | $95k | $658 | 48 Month CD | |
| Wells Fargo Bank | 0.65%† | - | - | $656 | Business 48 - 59 Month CD | |
| Capital One, National Association | 0.65% | $1k | - | $656 | 4 Year CD | |
| The Page Valley Bank | 0.60% | $1k | - | $605 | 48 Months CD | |
| Comerica Bank | 0.60%† | $1k | - | $605 | 4 Year CD | |
| National Bank of Kansas City | 0.55% | $5k | - | $556 | 48 - 59 Month CD | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year Certificate | |
| Regions Bank | 0.50%† | $500 | - | $505 | 48 - 53 Month Relationship CD | |
| Aurora Bank FSB | 0.35% | $1k | - | $352 | 48 Month CD | |
| BankDirect | 0.25% | $10k | - | $252 | 48 Month CD | |
| Guardian Credit Union | 0.20% | $500 | - | $201 | 48 Month Share Certificate | |
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