4 Year IRA Rates in Virginia
Compare four year fixed IRA rates available in Virginia. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 48 month IRA rates available in Virginia. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page
Showing nationwide and Virginia accounts based on a $10,000 deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Lake Michigan Credit Union | 3.00% | $500 | - | $1,255 | 48 Month VIP IRA | |
| Alliant CU | 2.90% | $1k | - | $1,211 | 48 - 60 Month Traditional IRA | |
| Dupont Community CU | 2.89% | $1k | - | $1,207 | 4 Year IRA | |
| State Department FCU | 2.83% | $500 | - | $1,181 | 48 Month IRA Certificate - Capital Club | |
| Melrose CU | 2.78% | $4k | - | $1,159 | 4 Year Share IRA Certificates | |
| 20Th Century Fox CU | 2.78% | $2,500 | - | $1,159 | 4 Year IRA Certificate | |
| Pentagon FCU | 2.76% | $25 | - | $1,151 | 4 Year CESA | |
| Eastman CU | 2.75% | $1k | - | $1,146 | 4 to 5 Years IRA Investment Certificate | |
| Acacia Federal Savings Bank | 2.70% | $100 | - | $1,125 | 48 Month IRA | |
| Virginia Heritage Bank | 2.70% | $500 | - | $1,125 | 48 Month IRA | |
| Lockheed Federal Credit Union | 2.60% | $1k | - | $1,081 | 48 Month IRA | |
| Marine Federal Credit Union | 2.53% | $500 | - | $1,051 | 48 Month Traditional IRA | |
| 1st Commonwealth Bank of Virginia | 2.50% | $1k | - | $1,038 | 48 Month IRA CD | |
| Discover Bank | 2.45% | $2,500 | - | $1,017 | 4 Year IRA | |
| Intervest National Bank | 2.43% | $1k | - | $1,008 | 4 Year CESA | |
| Belvoir FCU | 2.40% | $1k | - | $995 | 48 Month IRA | |
| Nationwide Bank | 2.40% | $500 | - | $995 | 48 Month IRA | |
| Navy FCU | 2.40% | $1k | - | $995 | 4 Year IRA | |
| Village Bank (VA) | 2.38% | $500 | - | $987 | 4 Year IRA | |
| American Bank | 2.35% | $250 | - | $974 | 48 Month IRA | |
| First National Community Bank (PA) | 2.35% | $1k | - | $974 | 4 Year IRA | |
| Urban Trust Bank | 2.34% | $500 | $100k | $969 | 48 Month IRA | |
| Wings Financial CU | 2.32% | - | - | $961 | 4 Year IRA | |
| Benchmark Community Bank | 2.30% | $500 | - | $952 | 4 Years Premium IRA | |
| RTN Federal Credit Union | 2.30% | $1k | - | $952 | 48 Month IRA | |
| Third Federal | 2.25% | $100 | - | $931 | 48 Month IRA | |
| Country Bank for Savings | 2.25% | $500 | - | $931 | IRA - 4 year | |
| First Shore Federal Savings and Loan Association | 2.25% | $500 | - | $931 | 48-59 Month IRA | |
| Northwest FCU | 2.22% | $2,500 | - | $918 | 4 Year IRA | |
| Apple FCU | 2.20% | - | - | $909 | 48 Month IRA | |
| Northrop Grumman FCU | 2.19% | $2k | - | $905 | 4 Year Term IRA | |
| EVB Bank | 2.15% | $500 | - | $888 | 4 Year IRA | |
| First National Bank of Altavista | 2.11% | $100 | - | $871 | IRA 4 Year Fixed | |
| Royal Banks of Missouri | 2.11% | $1k | $100k | $871 | 48 Month IRA | |
| Provident Credit Union | 2.10% | $500 | - | $867 | 48 Month IRA | |
| Pacific Resource Credit Union | 2.06% | $1k | - | $850 | 48 Month IRA | |
| NARFE Premier FCU | 2.02% | $1k | - | $833 | 4 year - IRA Step Up Certificate | |
| Chevy Chase Bank | 2.00% | $10k | - | $824 | 48 Month - Platinum IRA | |
| H&R Block Bank | 2.00% | - | - | $824 | 48 Month IRA | |
| Patriot Bank | 2.00% | $1k | - | $824 | 4 Year IRA | |
| First Savings Bank Northwest | 2.00% | $5k | - | $827 | 48 Month IRA | |
| NASA Federal Credit Union | 1.95% | $1k | - | $803 | 48 Month IRA | |
| North Country Savings Bank | 1.90% | $500 | - | $782 | 4 Years IRA | |
| InTouch Credit Union | 1.90% | $1k | $95k | $782 | 48 Month IRA | |
| State Farm Bank | 1.89% | - | - | $778 | 48 Month IRA | |
| ViewPoint Bank | 1.80% | $1k | - | $740 | 48 Month IRA CDs | |
| Citibank | 1.75% | $500 | - | $719 | 4 Year IRA | |
| Zions Bank | 1.56% | $1k | - | $639 | 4 Year Internet IRA Certificate | |
| Randolph Bank & Trust Company | 1.55% | $10k | - | $635 | 48 Month Fixed Rate IRA | |
| MetLife Bank | 1.50% | $2k | - | $614 | 48 Month IRA | |
| The Page Valley Bank | 1.40% | $1k | - | $572 | 48 Months IRA | |
| Bank of Oklahoma | 1.35% | - | - | $551 | 4 Year IRA | |
| BankDirect | 1.31% | $1k | - | $534 | 48 Month IRA CD | |
| Beal Bank | 1.26% | $1k | - | $514 | 4 Year IRA | |
| ING DIRECT | 1.25% | - | - | $509 | 48 Month Roth IRA | |
| Chase Manhattan Bank | 1.01% | $1k | - | $410 | 48-59 Month IRA - Relationship | |
| iGObanking | 1.00% | $1k | - | $406 | 48 Month iGOIRA |
Average 4 Year IRA Rate Trend
